William Mills

APRIL 20, 2017

This discussion focused on the intersection of the digital and physical worlds and innovation. Tony Garritano from Progress in Lending held an Innovations Awards event at the London House which showcased seven companies in the mortgage industry that are leading the way in compliance, eClosings, appraisals and information management.

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blockchain Detroit Conference Knowledge Base 46

William Mills

AUGUST 17, 2016

Between September and October, we’ll see a host of new companies, ideas and innovation, and we’ll hear from the “experts” on those issues we need to pay attention to in 2017. The best quote I’ve heard recently is, “Anyone can lend money. Alternative lenders are learning more about fraud to their dismay and access to capital.

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PYMNTS

JULY 31, 2017

That’s bad news for some of the largest FIs, despite a recent uptick in small business lending activity. The 2017 report from FIS surveyed nearly 500 SMEs in the U.S. While lending restrictions seem to be easing somewhat recently, SMBs have struggled mightily in terms of getting approved for business loans.”.

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CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. But millennials face significant headwinds in making those financial dreams a reality. get the REPORT on next generation investors. From big banks to big tech.

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Millennials Mobile Lending Cards 77

FICO

AUGUST 19, 2022

According to a 2022 report by Cornerstone Advisors , the percentage of Gen Z, Millennial, and Gen X consumers in the U.S. While this is a good start, banks cannot lose sight of the value that intentionally used overdraft protection (or similar short-term lending products) can have for customers with cash flow imbalances. See all Posts.

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CB Insights

FEBRUARY 1, 2019

Consider that: Half of Indonesia’s population is under the age of 30, with the number of millennials (aged 17-35) in Indonesia currently at 79.5M. Two that are already seeing lots of activity are payments and lending. Meanwhile, alternative lending is also seeing strong growth, with P2P fintech platforms distributing $1.4B

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CB Insights

OCTOBER 24, 2018

According to CB Insights data, 9 POS lenders have raised $700M+ across 14 deals since June 2017. get the entire 47-page lending report. See how startups and big tech are reinventing traditional lending. Download our deep dive into the disruption of lending. Square announced it will begin POS consumer lending (10/4).

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Gonzobanker

DECEMBER 20, 2018

Hats off to Greg for taking a $600 million credit union to a $5 billion innovator over his 25 years at the helm. Greg also leaves the organization knee-deep in technical innovation as PSECU has deployed Corelation core, Kony digital, Temenos origination and Sitecore CMS among other new solutions. Capital One quit mortgage late in 2017.

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PYMNTS

JULY 23, 2018

Or are the 27 percent of the population — those high-income Bridge Millennials and Gen X-ers with college degrees who are steps away from financial catastrophe — happy, even if they do report feeling more positive about the stability of their financial situation than they did this time a year ago? Are the more than a third of U.S.

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PYMNTS

APRIL 17, 2017

In the case of Square — the payments innovator that launched hundreds of mPOS imitators — the small problem was $2,000 worth of handblown glass that artisan Jim McKelvey couldn’t close the deal and sell. Launched in 2014 as the firm’s lending arm, Square Capital has extended over $1 billion in working capital to over 100,000 small merchants.

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Gonzobanker

DECEMBER 19, 2016

So it’s time to light a fire, grab a big tumbler of Scotch and rest up for a busy 2017 as you experience one of the holiday’s greatest traditions: the annual GonzoBanker Awards. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Let’s apply healthy skepticism to this craze in 2017.

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Gonzobanker

DECEMBER 19, 2016

So it’s time to light a fire, grab a big tumbler of Scotch and rest up for a busy 2017 as you experience one of the holiday’s greatest traditions: the annual GonzoBanker Awards. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Let’s apply healthy skepticism to this craze in 2017.

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Utah System Community Marketing 60

CB Insights

DECEMBER 7, 2017

By the end of 2017, nearly $1.8T worth of mortgages will have been originated in the United States this year, according to government-backed mortgage lender Freddie Mac. FINTECH TRENDS Q3 2017 RESEARCH BRIEFING. Fintech deals and funding are on track to reach record highs in 2017.

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PYMNTS

SEPTEMBER 23, 2016

But Urban FT noted it doesn’t have to be this way, and like any good innovative startup, it has an idea to solve both the customer engagement and technical capacity problems by offering small banks access to a better and more customizable platform. Someone smaller and more focused will always jump in and innovate,” Fossella said. “If

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PYMNTS

SEPTEMBER 7, 2018

This week saw Uber carry on in its payments-innovating tradition with the rollout of Uber Cash earlier this week, providing a closed-loop payment network that lets consumers easily add funds to its stored value account for use across the Uber ecosystem. That’s up from the $50 million it had paid out as of last August 2017.

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PYMNTS

AUGUST 13, 2018

In an interview with PYMNTS’ Karen Webster, Dan Dickinson, chief digital officer at EQ Bank , stated that deposits grew by 52 percent year over year in 2017, and the digital bank stands poised to see another year of strong results in 2018. Such a meteoric pace indicates a key question for banks considering the digital route.

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CB Insights

OCTOBER 10, 2017

Ninety-two million millennials will soon be in what Goldman Sachs calls their “prime spending years.” Bankrate found 83% of millennials don’t think they’ll ever retire: they simply “don’t think they’ll have the money” to do so.). Much of Mint’s early success can be tied to a very simple product innovation.

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PYMNTS

DECEMBER 11, 2017

That might not be a crazy assumption: Reports from Nielsen reveal that television viewership by that demographic has declined more than 40 percent since 2010 and is off 11 percent year over year for the older half of millennials aged 25 to 34. In 2017, QVC bought HSN for $2.1 That’s up 1.6 percent from the prior year.

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PYMNTS

MARCH 24, 2017

The goal is to look beyond the big cities for investment and innovation, with a mindset to level the VC playing field — and find untapped wellsprings of potential. Vance had touched on this at IP 2017. Craftsman was sold in January 2017 to Stanley Black & Decker for $900 million. And it’s been a long, hard fall.

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Fintech Labs Insights

FEBRUARY 23, 2017

Here’s why 2017 is poised to place proptech among the ranks of wealthtech, insurtech, regtech. there are a handful of reasons 2017 will be favorable to real estate. On top of all of this, regulations are slated to loosen under the Trump administration, and changing in regulation brings opportunities for innovation.

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Fintech Lending Regulation Millennials 28

CB Insights

AUGUST 6, 2017

Lending, Investments, And Personal Finance: 102 Startups Attacking The Retail Banking Value Chain. Millennial Personal Finance: 63 Fintech Startups Targeting Millennials. India Fintech Market Map: 72 Startups Working Across Lending, Payments, Insurance & Banking. ARTIFICIAL INTELLIGENCE AND ROBOTICS. INDIA TECH.

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PYMNTS

OCTOBER 31, 2016

20, 2017 , it’s a near certainty that life for banks — large and small — in this country will only get worse than it is today. But, thank goodness, we saw the rise of those disruptive alternative lenders, like Lending Club, to fill the gap that the traditional banks left. PROTECTING CONSUMERS OR DESTROYING BANK INNOVATION?

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