PYMNTS

APRIL 29, 2019

“Most of the decline [in optimism] was concentrated in assessments of current conditions in the national economy, but future economic prospects remain at the same level as last quarter,” explained University of Michigan Institute for Social Research’s Associate Professor Dr. .” Beyond the U.S., Beyond the U.S. ,

Lending 168

Lending Michigan Community National 168

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

Gonzobanker

DECEMBER 19, 2017

Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. The Real “Lending” Stock Award – Goes to longtime player LendingTree. FinTech threats and distractions.

Conference 91

Conference Industry Community Bank Community 91

CFPB Monitor

MAY 19, 2021

The lawsuit seeks to overturn the CFPB’s July 2020 final rule (2020 Rule) that eliminated the ATR provisions but left in place the 2017 Rule’s payments provisions. The CFSA intervened in the lawsuit. The CFPB and CFSA have filed replies in support of their motions to dismiss. The filing of the replies closes the briefing on the motions.

Texas 78

Texas Training Resources Community 78

Independent Banker

DECEMBER 13, 2015

New Military Lending Act regulations kick in next fall. Following a three-year study on predatory lending, the U.S. Department of Defense has now issued the final rule to implement the Military Lending Act. armed forces or servicemembers on active National Guard or Reserve duty, their spouses and their card-carrying dependents.

Lending 70

Lending Compliance Regulation Virginia 70

PYMNTS

FEBRUARY 19, 2019

months in the first half of 2017. ” Other critics have raised the issue that the OCC is advising examiners to take community group concerns into consideration separately from their M&A approval processes. He pointed to the Community Reinvestment Act, which encourages banks to loan to small businesses.

Marketing 108

Marketing Community Community Bank Industry 108

PYMNTS

JANUARY 29, 2020

small businesses had sought a loan online, compared to just 19 percent that did so in 2017. As online lending platforms proliferate among the SMB borrowing community, however, experts warn that a lack of regulation means these companies rarely publicly reveal interest rates and fees. ” Knowing Their Options. .

Lending 136

Lending New York Online New Jersey 136

Gonzobanker

JUNE 18, 2018

We all figured it would happen sooner or later, and now it has – by Thoma Bravo , which, as part of the deal, merged MeridianLink with CRIF Lending Solutions’ ACTion, Synergy and Achieve divisions. CRIF Lending has been a solid competitor in the consumer LOS space. The post Thoma Bravo acquires MeridianLink/CRIF Lending.

Lending 60

Lending Leadership Community Bank System 60

PYMNTS

JULY 16, 2019

The bank also recently announced an initiative to help local communities. KeyBank’s five-year, $16.5

Fraud 142

Fraud Cleveland Indiana Community 142

PYMNTS

JUNE 18, 2018

Biz2Credit’s latest Small Business Lending Index found that loan approval rates at alternative lenders stagnated – and at credit unions, they actually fell. Thirty-four years have passed since SMB optimism was this high , according to the National Federation of Independent Business (NFIB). But the story doesn’t end there.

Lending 112

Lending Community Bank Regional Community 112

PYMNTS

OCTOBER 1, 2018

What does small business (SMB) lending look like? seems to be kicking off, showing evidence of surpassing traditional bank lending at many times. In Mexico, small business lending is muted across the board. In Mexico, small business lending is muted across the board. For example, alternative finance in the U.K.

Lending 115

Lending Survey Data National 115

Independent Banker

AUGUST 31, 2021

This year’s winners: Left: Central Valley Community Bank, People’s Choice Award; Middle: Kennebec Savings Bank, Exceptional Community Bank Service Award; Right: Cross River Bank, Emerging Service Program Award. Exceptional Community Bank Service Award. Instead, we give those dollars to the community.”. Asset size: $1.36

Community Bank 196

Community Bank Community National Fresno 196

Independent Banker

JANUARY 31, 2022

Here’s how four community banks are thriving in this environment. Clearly, community banks in the region have plenty of opportunities to do what they do best: forge deep and lasting relationships with their customers and communities. These include family-owned businesses, community businesses and operating companies.

Texas 182

Texas San Antonio Community Bank Community 182

CFPB Monitor

JANUARY 19, 2022

federal district court has granted the motions filed by the CFPB and the Consumer Financial Services Association (CFSA) to dismiss the lawsuit brought by the National Association for Latino Community Asset Builders (NALCAB). (The The CFSA had intervened in the lawsuit.)

Resources 78

Resources Compliance Lending Industry 78

CFPB Monitor

AUGUST 20, 2018

A new bulletin issued by the Office of the Comptroller of the Currency (OCC), Bulletin 2018-23 , makes slight, but significant, changes to OCC policy regarding when evidence of illegal or discriminatory credit practices could result in a downgrade to a national bank’s Community Reinvestment Act (CRA) examination rating.

Policies 74

Policies Lending National Community 74

Abrigo

OCTOBER 26, 2020

BSA/AML Day was created by Abrigo in 2017 to honor the hard work BSA/AML professionals do each and every day to protect our financial industry and country. For this reason, I educate the elderly community as well as civic groups on scam activity and elder financial exploitation.” – Jacqueline Wells, The Farmers & Merchants State Bank. “I

Fraud 195

Fraud System US Compliance 195

Independent Banker

JULY 29, 2016

The demand for professional development opportunities for community bankers has never been greater. Last year Community Banker University’s eight certification programs provided more than 4,000 community bankers with highly tailored training.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

American Banker

MARCH 18, 2016

billion in lending toward low- and moderate-income communities over five years beginning in 2017. KeyBank, a $93 billion-asset bank headquartered in Cleveland, announced plans Friday to direct $16.5

Cleveland 28

Cleveland Lending Community Regional 28

CFPB Monitor

JUNE 15, 2020

On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. of Community Development Fund Advisors. ET, Ballard Spahr will hold a webinar, “The OCC Issues Final CRA Rule – What Changed and What’s Next?” Thomas, Ph.D.,

Community 60

Community FDIC Lending Examples 60

Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 172

Idaho Community Industry Strategy 172

Gonzobanker

DECEMBER 17, 2021

Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Has it worked?

Fintech 143

Fintech Strategy Leadership Lending 143

PYMNTS

JULY 26, 2017

Treasury’s Office of the Comptroller of the Currency (OCC) has again released its report on top risks facing banks, with its Spring 2017 analysis warning FIs that threats are coming from all angles. But the Spring 2017 report reveals news of threats that are just beginning to flare up. Shifts in Lending Practices.

Compliance 115

Compliance System Fintech Report 115

PYMNTS

OCTOBER 13, 2017

If we’re going to build a safe community, we need to respond quickly,” CEO Marc Zuckerberg wrote in a post at the time. SMB Lending: Biz2Credit data shows that lending is still strong at SMBs. Approval rates are (slightly) up, according to the latest lending index numbers. percent, up 10 basis points in September.

Las Vegas 116

Las Vegas Lending cryptocurrency social media 116

Jeff For Banks

JUNE 4, 2018

So opened the Summer 2017 FDIC Supervisory Insights issue. Their conversation goes something like this: pretend that your non-core and wholesale funding dries up, and you are unable to attract local funds via rate promotion because of our restrictions on rates paid above the national rate cap. And so went your exams. What would you do?

FDIC 60

FDIC System Regulation Conference 60

Jeff For Banks

DECEMBER 7, 2019

billion in assets community bank with 22 branches that encircle the Seattle Sound. In 2017, they raised an additional $26 million to facilitate growth, at $47/share. If Joe was truly my friend, should he have given me a call to participate in that 2017 offering? #2. (NASDAQ: FSBW) FS Bancorp, Inc. This drives a 4.6%

Indiana 78

Indiana Oregon South Dakota Community Bank 78

Filene

JULY 18, 2018

is contributing to steady growth of this vibrant community – a community of more than 43 million that continues to be overlooked by mainstream financial services. Learning as much as you can about the foreign-born community and their families in your area is an essential first step. immigrants.

Community 28

Community Study Resources Lending 28

PYMNTS

JANUARY 31, 2019

is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C. With clearance to move forward with its plans, the community banking landscape will see its first new industry player in years. have emerged to do. .

Community Bank 122

Community Bank Community FDIC Marketing 122

Fintech Labs Insights

MAY 17, 2017

Join us for two days of developer-focused presentations, demonstrations, and conversations at FinDEVr 2017 London , June 12 and 13. eSignLive’s Developer Community Manager. Online Lending Innovator SoFi Launches Robo Advisor. Ohio-based First National Bank of Pandora chooses core account processing platform from Fiserv.

Ohio 17

Ohio Community Conference Capital 17

PYMNTS

JULY 7, 2018

The company noted that the goal of adding bikes was to continue to develop the “best possible experience for all members of the Lyft community.” According to its internal numbers, Lyft now controls 35 percent of the national ridesharing market, up from 20 percent 18 months ago.

Samsung 110

Samsung Payments Seattle Google 110

Lex Sokolin

DECEMBER 25, 2019

Ethereum’s decentralized lending and trading are floating around 2,500 daily users. The lending product above is a bit more complicated. If you withdraw your Ether, you get charged an interest rate determined by an open governance community. Other things like Compound are essentially a securities lending marketplace?

blockchain 52

blockchain Bitcoin Software Lending 52

Gonzobanker

APRIL 10, 2017

Strategic planning conversations for 2017 and 2018 are focusing more intently on funding/deposit gathering and fee income. And, increasingly, mid-size and community banks are looking to take on the Big 5 banks in corporate banking, particularly in offering cash management services. ” — Alice Kahn. Leverage that.

Management 74

Management System Strategy Examples 74

Jeff For Banks

APRIL 23, 2017

In our SBA business, we added a team with a national market focus and completed major improvements to our operating processes that will significantly improve productivity and efficiency. SBA increased production and expanded the lending footprint to include the [region] as well as the [region].

US 66

US Regional Marketing Branding 66

CFPB Monitor

MARCH 29, 2021

The CFPB has filed a motion to dismiss the federal district court lawsuit brought by the National Association for Latino Community Asset Builders (NALCAB). As a result, it may well fall upon the CFSA to carry the water for the small-dollar lending industry in defending against the existential threat posed by the 2017 Rule.

Lending 78

Lending Industry Marketing Community 78

American Banker

DECEMBER 22, 2016

Lenders should be braced for some potential headaches as oil-related bankruptcies are expected to continue at a steady clip in 2017 and various market and political forces could influence oil supplies and prices.

Marketing 28

Marketing Community Bank Regional National 28

American Banker

DECEMBER 21, 2016

Here are the financial services executives or groups of them who took the heat and will be looking for better times in 2017. Scandal, business models gone awry, missing money and executive shake-ups — 2016 had it all.

Groups 28

Groups Cyber Security Community Bank Regional 28

Independent Banker

JULY 29, 2016

Around the Table—Wisconsin community bankers work with legislative staff members on Capitol Hill during ICBA’s Washington Policy Summit. Keeping community banking interests front and center. Rally more than 3,000 community bankers each year who support ICBPAC, ICBA’s federal political action committee for community banking.

Community Bank 70

Community Bank Community Washington FDIC 70

PYMNTS

JULY 10, 2018

Today, Australian FIs are facing increased pressure from regulators, especially when it comes to small business banking and lending. In May, the nation’s Big Four lenders offered testimony as part of a Royal Commission inquiry into small business banking, and all four admitted to wrongdoings related to their SMB lending practices.

Fintech 106

Fintech Regulation Innovation Data 106