Independent Banker

JULY 31, 2022

Observing the gap in pandemic relief in south Florida due to a lack of local community banks, a trio of banking veterans teamed up to form a digital-first community bank—and were granted a charter in record time to support local businesses. Name: Locality Bank. Keith Costello, Locality Bank. “We

Florida 91

Florida Community Bank Community FDIC 91

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., and finance experts are celebrating with new data on the state of the entrepreneurial community. But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too.

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Taxes America National Community 144

PYMNTS

FEBRUARY 19, 2019

Earlier this month, the Federal Reserve released new data that found the average merger review time for deals in the banking sector declined to 3.8 The average merger review time at the Office of the Comptroller of the Currency (OCC) declined between 2016 and 2018, too, reports in The Wall Street Journal said.

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Marketing Community Community Bank Industry 108

CFPB Monitor

MARCH 30, 2020

This section further extends to the National Credit Union Administration (NCUA) the authority to increase to unlimited the share insurance coverage it provides on any noninterest-bearing transaction accounts to federally insured credit unions. Section 4012 – Temporary Relief For Community Banks.

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Regulation United States Community Bank National 122

Independent Banker

NOVEMBER 30, 2021

We asked both leaders and staffers to tell us what makes their community banks stand out as employers. Key Community Bank: Leading by example. Key Community Bank. At the heart of Key Community Bank’s work culture is connection. Greg Dennis, Key Community Bank. “We

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Community Bank Community Texas Leadership 164

Jeff For Banks

JULY 13, 2023

But can it be for the community banks that would covet the customers that make up the $1.9 Wells Fargo was slapped with a similar CO back in 2016, while they were third in the nation in deposit market share. Not a red-letter day for BofA. trillion in BofA deposits? If past is prologue, we shouldn't get too excited.

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Cards Community America Community Bank 78

Independent Banker

JULY 29, 2016

These in-depth and timely professional development programs are designed exclusively for community bankers and led by nationally recognized industry experts who know the issues community banks grapple with. Each certification course is designed to prepare bank professionals to handle essential tasks and responsibilities.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

NCR

MAY 9, 2017

Most community banks and credit unions have only one app, their banking transaction app. Hawaii National Bank’s Hawaii Score enables existing bank customers and non-customers the capability to access a TransUnion credit report and score without the need for a credit card or an existing account with Hawaii National Bank.

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Fintech Hawaii Community Bank San Francisco 75

PYMNTS

OCTOBER 1, 2018

That’s slightly up from 2016 figures, and remains the most common use of financing for small business borrowers. Seven percent of small business owners said they would use a credit card to finance a new business , according to the National Foundation for Credit Counseling’s 2018 Consumer Financial Literacy Survey.

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Lending Survey Data National 115

Independent Banker

DECEMBER 13, 2015

Even though we as community bankers support small businesses every day of the year, the holidays provide us with a unique opportunity to put small businesses and our communities front and center. ICBA makes it easy for you to share the positive story of community banks and small businesses with the annual Go Local Holidays campaign.

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Community Bank Community social media Ohio 70

Independent Banker

NOVEMBER 24, 2015

Even though we as community bankers support small businesses every day of the year, the holidays provide us with a unique opportunity to put small businesses and our communities front and center. ICBA makes it easy for you to share the positive story of community banks and small businesses with the annual Go Local Holidays campaign.

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Community Bank Community social media Ohio 70

Independent Banker

JANUARY 26, 2016

With the ICBA Community Banking LIVE® conference just around the corner, I can’t help but think about how lucky we are as community bankers to have such amazing networking and education opportunities throughout the year—both in person and at our fingertips. Not only that, the convention makes us better community bankers too.

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Independent Banker

AUGUST 9, 2016

But offering a rewards program alone will not make a bank unique or successful. Community banks should evaluate solutions that align with their service-oriented traditions and bring value to customers throughout their communities. Consumers Say More Rewards Is Their Top Demand from Banks. 2 – Chaudhuri, S.

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Community Millennials Community Bank America 70

Independent Banker

JULY 30, 2015

Lindsay LaNore is responsible for ICBA’s new Community Banker University. She leads a team that works to identify, develop and offer courses that meet community banks’ educational needs. Her role is to make certain that relevant education is provided in a responsive manner to all community bank members. “I

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Resources Tools Community Bank Conference 70

American Banker

AUGUST 28, 2016

During the 2016 campaign, 189 employees lost 876 pounds and received prizes ranging from $600 to $1,000. Fitness/wellness program: The "Biggest Loser" 10-week weight loss campaign awards teams and individuals for the most pounds and largest percentage of pounds lost.

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National Community Bank Community 28

American Banker

JULY 6, 2016

Bank consolidation in 2016 continues to lag behind last year's pace, although the average deal value is considerably larger.

Community Bank 37

Community Bank Regional National Community 37

Independent Banker

JANUARY 28, 2016

Anticipating safety and soundness exam issues in 2016. As in past years, community bankers will have a dynamic regulatory environment to contend with in 2016. Safety and soundness concerns will remain a prominent driver of that supervisory dynamic for community banks. What should community banks anticipate here?

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Community Bank Community Regulation Lending 70

Independent Banker

APRIL 28, 2016

I have served on the audit committee (yes—we are thoroughly audited) for the past three years and will be serving on the budget committee in 2016. IB: What perspectives do you and other board members provide to the Federal Reserve banks? The expansion in the medical community continues to be the shining star in our state.

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Dallas Texas Houston Community 131

Independent Banker

FEBRUARY 24, 2016

New inspirations, fresh experiences await at ICBA’s national convention. Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. For the most current information about Community Banking LIVE 2016.

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Community Bank Community Innovation Customer Experience 70

ABA Community Banking

OCTOBER 4, 2019

Circuit Court of Appeals to review its decision in the association’s challenge of the National Credit Union Administration’s 2016 field of membership rule. The post ABA Challenges Appellate Court’s Reliance on Chevron Doctrine in NCUA Ruling appeared first on ABA Banking Journal. ABA today filed a petition for the full D.C.

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National Community Bank Community 40

CFPB Monitor

AUGUST 22, 2016

The CFPB has announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, Credit Union Advisory Council, and Academic Research Council. In January 2016, the CFPB published a notice in the Federal Register soliciting applications from individuals interested in becoming members.

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San Antonio Kansas City Groups CA 60

ABA Community Banking

AUGUST 20, 2019

Circuit Court of Appeals today upheld much of the National Credit Union Administration’s 2016 field of membership rule, which further expanded the already loose fields from which federal credit unions can draw their customers. A three-judge panel of the D.C.

National 40

National Community Bank Policies Community 40

ABA Community Banking

AUGUST 20, 2019

Circuit Court of Appeals today upheld much of the National Credit Union Administration’s 2016 field of membership rule, which further expanded the already loose fields from which federal credit unions can draw their customers. A three-judge panel of the D.C.

National 40

National Community Bank Policies Community 40

Independent Banker

FEBRUARY 25, 2015

Coping just fine, community banks in energy-producing regions manage the oil-price plunge. Yet community bankers serving the oil industry say they’ve been expecting a drop in the notoriously cyclical price of crude. Pat Hickman, chairman and CEO of Happy State Bank, a $2.6 By Howard Schneider. New energy regions adapt.

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North Dakota Texas Louisiana Community Bank 70

Independent Banker

AUGUST 25, 2016

Missouri Bank sharpens focus on trimming expenses. When John Zimmer took over as president of HNB National Bank in Hannibal, Mo., After Zimmer’s first year personally scrutinizing all expenses, HNB National had eliminated $402,000 in costs. Zimmer says community banks shouldn’t be hesitate to negotiate with their vendors.

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National Community Bank Missouri Community 70

Independent Banker

DECEMBER 13, 2015

armed forces or servicemembers on active National Guard or Reserve duty, their spouses and their card-carrying dependents. 3, 2016, the rule will allow a creditor to rely on the servicemember’s statement or use its own method to assess the borrower’s eligibility. 3, 2016, compliance date. Beginning Oct.

Lending 70

Lending Compliance Regulation Virginia 70

PYMNTS

JANUARY 31, 2019

is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C. With clearance to move forward with its plans, the community banking landscape will see its first new industry player in years.

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Community Bank Community FDIC Marketing 122

American Banker

MARCH 8, 2016

The pace of bank mergers and acquisitions has slowed of late as bank stock values have plummeted, but expect it to pick up as 2016 wears on. Here's why.

Community Bank 28

Community Bank Regional National Community 28

PYMNTS

JANUARY 29, 2018

In fact, according to the SBA’s latest report , corporate finance has largely bounced back in the nation — but small businesses aren’t seeing much of that recovery. They include the creation of new community banks, the reduction of regulatory constraints on small banks and the support of traditional non-banks.

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Lending Florida Report Community Bank 116

American Banker

JUNE 27, 2016

Perhaps you read on vacation to escape the financial services grind, or perhaps you read to hone your business craft. Numerous titles on this year's list — recommended by American Banker readers, BankThink contributors, our staff and others — fall somewhere in between. Read about the lives of figures like Elon Musk or Barney Frank.

How To 44

How To Management Community Bank Regional 44

PYMNTS

JULY 20, 2016

Brazil is getting a lot of press time these days, but that isn’t too terribly surprising since the 2016 Olympics are gearing up to kick off in in about two weeks. But innovation watchers have been watching Rio and Brazil in general for some time as the nation increasingly becomes an incubator nation for FinTech development and talent.

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New Jersey National Trends Community Bank 100

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Jill is continually demonstrating just how loud a $300 million community bank can roar!

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Idaho Community Industry Strategy 181

South State Correspondent

MAY 9, 2022

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. The beta for all banks, and various sized banks over the entire cycle is listed below.

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Community Bank Community Industry Online 195

American Banker

DECEMBER 22, 2016

The overall pace of consolidation slowed this year, but the average deal value increased from 2015 as bigger banks continued to get back into mergers and acquisitions. Several of this year's sellers were banks that had been backed by private equity in search of growth or a post-crisis turnaround.

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Community Bank Regional National Community 28

American Banker

DECEMBER 30, 2016

From Dimon's campaign against earnings guidance to the bottom-line implications of rising rates, here are more of our favorite stories of the year. See part I here.).

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Community Bank Regional National Community 39

American Banker

JUNE 1, 2016

Banks announced 41 mergers through May 31, representing a 16% decline from the same period in 2015, according to data from Keefe, Bruyette & Woods and S&P Global Market Intelligence.

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Data Marketing Community Bank Regional 28

Jeff For Banks

AUGUST 12, 2018

for the year ending June, 2016, +5.6% Housing has done well, despite median sales price growth which is less than national averages and lower inventories of properties for sale, which may be propping up prices. In 2Q18, Bucks County median prices rose year-over-year by 3.9%, compared to the national Case Shiller index at over 6.0%.

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Marketing Philadelphia Omaha US 60