CB Insights

NOVEMBER 21, 2019

The 2019 Canadian fintech market map. The startups selected for inclusion in the market map below are all Canada-headquartered, VC-backed fintech companies that have at least US $1M in equity funding, and have obtained equity funding since the start of 2015. Navigating the Canadian fintech market map. Capital markets.

Fintech 93

Fintech Marketing US Technology 93

PYMNTS

JULY 27, 2020

Davies is leaving Revolut to take over the Allica Bank, which specializes in lending to businesses, according to the FT. small and medium-sized business market, and the chance to lead a newly-licensed bank that can be part of the solution is a great opportunity.” In February, Menlo, California-based TCV led a $500 million round.

United States 140

United States Leadership Risk Management California 140

Abrigo

FEBRUARY 9, 2016

They may include: - Competing and conflicting interests: growth vs. risk - Disconnected processes, departments and technology - Little transparency into portfolio health over time - Lots of data, few actionable insights. “As Speed to market is critical,” Brown says. “An As Comptroller of the Currency Thomas J.

Compliance 150

Compliance Lending System Data 150

Abrigo

OCTOBER 30, 2015

Banks, according to Comptroller of the Currency Thomas Curry, are starting to reach for additional growth by lending to less creditworthy borrowers, a move that increases risk to the institution. One area of credit risk that is concerning to the OCC is auto lending, which has been steadily growing in recent years.

Lending 150

Lending Trends Risk Management Community Bank 150

Abrigo

APRIL 28, 2022

You might also like this webinar, "Analyzing Core Deposits for Risk Management & Loan Growth." One of the major outputs of a core deposit study is the beta, which represents how much of the change in market rates you will pass along to the customer or member in the form of rate changes on a product line.

Study 195

Study Analytics Strategy Management 195

PYMNTS

AUGUST 3, 2017

Singapore sovereign fund GIC recently led a $220 million funding round for Chinese alternative lending platform Dianrong as the company looks to focus on research and development in China. Dianrong also saw backing from CMIG Leasing and South Korean fund manager Simone Investment Managers.

Risk Management 101

Risk Management Lending Management blockchain 101

Independent Banker

MAY 2, 2016

We ignite prosperity in all the communities we serve through community reinvestment, lending to local businesses, and providing educational opportunities for the community and our employees. ROAA in 2015: 1.74 ROAE in 2015: 21.30 David Grubb is market president of The Bank of Tioga. The Bank of Tioga. Tioga, N.D.

North Dakota 70

North Dakota Community Bank Community Risk Management 70

Jeff For Banks

FEBRUARY 1, 2019

After a lengthy stretch of strong economic growth and stock market gains, the inevitable correction arrived with force in the fourth quarter, culminating with a December that can only be described as “tres terrible!” A Long, Cold December I could just scream! The spread between 3 month and 10 year Treasuries is not much better, dropping to.23%

Marketing 60

Marketing Community Bank Community Risk Management 60

PYMNTS

MAY 2, 2016

Then, there is the risk of corporate lending. Banks, it turns out, are willing to take on that risk. But for businesses — especially smaller ones — the risk of taking on new debt, or even the risk for being turned down for a loan, is too much to bear. That value represents a 23.5 That represents a 23.7

Lending 100

Lending Security Fraud Regional 100

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. lending marketplace. Attorney Alex Tse. “We The Response.

Lending 135

Lending Fraud Management San Francisco 135

Independent Banker

MAY 24, 2016

This leaves federal crop insurance support as a key risk-management tool. It’s a crucial risk-management tool” for 1.7 million farms and the community banks that lend to them each growing season, Scanlan points out. It’s a crucial risk-management tool” for 1.7 Robert Johansson, USDA economist.

Community Bank 70

Community Bank Kansas City Community Iowa 70

Perficient

MAY 17, 2022

sales chief said in 2015 that 84-month loan terms were “stupid,” is jumping on the 84-month loan bandwagon. The inevitable end of the chip shortage will expand the pool of vehicles to choose from and lower transaction prices as the market moves toward some semblance of normal. This year, Ford announced 84-month financing on used cars.

Strategy 294

Strategy Customer Experience Study Technology 294

American Banker

MARCH 10, 2020

Banks with the most exposure to oil and gas companies say they’ve added capital and changed their borrower mixes since the 2015 market fall. But skeptics question whether they can stave off losses if low prices endure.

Capital 62

Capital Marketing Company Risk Management 62

Fintech Labs Insights

NOVEMBER 18, 2014

I''ve got another installment or two in the pipeline, but since it''s already starting to feel like we are making our final descent into 2015, I wanted to take a step back and explain WHY those projects rose to the top. I''ve been working in the online banking industry for 22 years and have seen nearly ZERO market share shift in the U.S.

Lending 30

Lending Mobile Online Digital Banking 30

Jeff For Banks

MARCH 20, 2016

billion in equity capital, with a market capitalization close to book value. Since 2011, SoFi has funded over $6 billion in loans (through December 15, 2015). Like most marketplace lenders, SoFi claims a borrower risk rating system that is better than the FICO score. Reducing risk by transferring it to someone else is not new.

Virginia 60

Virginia Risk Management Capital Comparison 60

Gonzobanker

DECEMBER 22, 2014

The Third Annual Matt Taibbi Too Big to Jail Award – While the Wall Street megabanks again had a banner year of screwing their customers and the markets, the six banks that were fined $4.3 But, nobody had this on the 2015 list until … Apple announced Apple Pay. THE STINKING FEDS AWARDS. 4 billion dollars …. THE TECHNOLOGY AWARDS.

Los Angeles 101

Los Angeles Apple Risk Management California 101

PYMNTS

OCTOBER 31, 2016

And Lending Club — perhaps disappointed with its results of late in its central business — is branching out. And based on how that market is trending, we’re pretty sure that will bring disappointment too, down the road. <haha> Lending Club’s New Groove. percent in the 12 months ended in October 2015. Go Cubs!

Data 100

Data Millennials Chicago Lending 100

CFPB Monitor

SEPTEMBER 21, 2015

Hughes, Senior Vice President of Card Marketing, Discover Financial Services, Deerfield, Ill. Kukla, Senior Vice President, Center for Responsible Lending, Durham, N.C. DeBery, Senior Vice President, Internal Audit and Risk Management, Bath Savings Institution, Bath, Maine. Christopher G. Kathleen J. Ricardo ‘Ricky’ D.

Groups 60

Groups Los Angeles San Francisco Community Bank 60

Independent Banker

DECEMBER 13, 2015

Competition and regulatory risk in car lending race off. Vehicle loan originations reached almost $120 billion during the second quarter of 2015, states the New York Fed’s Household Debt and Credit Report. Indirect auto lending has played a major role for Security Federal Savings Bank in Jasper, Ala. By Howard Schneider.

Community Bank 70

Community Bank Lending Community Security 70

Independent Banker

NOVEMBER 24, 2015

Competition and regulatory risk in car lending race off. Vehicle loan originations reached almost $120 billion during the second quarter of 2015, states the New York Fed’s Household Debt and Credit Report. Indirect auto lending has played a major role for Security Federal Savings Bank in Jasper, Ala. By Howard Schneider.

Community Bank 70

Community Bank Lending Community Security 70

Celent Banking

JULY 24, 2015

The earnings allowance is then used to offset the cost of cash management services. In the United States, corporates got the option of earning interest in money market accounts with the repeal of Req Q by Dodd Frank. The phase-in of the LCR started on January 1, 2015.

United States 100

United States Operations Management Capital 100

Jeff For Banks

JUNE 2, 2023

between 2015 and 2022. The old borrow short, lend long strategy. Between 1995 and its peak in March 2000, the Nasdaq Composite stock market index rose 800%, only to fall 740% from its peak by October 2002, giving up all its gains during the bubble. Between 1941 and 1979, an average of 5.3 banks failed a year. What caused it?

FDIC 78

FDIC Community Bank Regulation Lending 78

Fintech Labs Insights

SEPTEMBER 3, 2015

The Sneak Peek series looks at the innovators demoing live on stage at FinovateFall 2015. Why it’s great: Ldger extends the innovation associated with marketplace lending post-origination, facilitating efficient and transparent access for multilateral participants to sophisticated capital markets. Presenters.

New York 12

New York Risk Management Conference Innovation 12

Fintech Labs Insights

MAY 7, 2015

Affirm’s $275 million round was rumored to include about $200 million in debt to fund it’s alt-lending efforts. Alt-lending at the point-of-sale. Real estate risk management (aka Solidifi & iv3CUS). Business analytics and risk management for banks. Wealth management platform.

San Francisco 12

San Francisco New York City Company Fintech 12

Fintech Labs Insights

JANUARY 7, 2016

If you add the $6 billion in new capital raised in the IPOs of Worldpay, Square and First Data, the 2015 total is a nice even $25 billion. Here are the deals by size from 26 Dec to 31 Dec 2015: Weijinsuo. Payments and commerce solutions for unbanked in emerging markets. Credit risk management. HQ: Bejing, China.

St. Louis 12

St. Louis social media Company Fintech 12

Fintech Labs Insights

MAY 15, 2015

Two FinovateSpring 2015 presenters landed big rounds: Credit Sesame raised $16 million to expand its debt management and credit tracking platform. Vouch landed $6 million to help put the “first P” back in P2P lending. Online lending ( Paidy ). Lending social network. Source: FT Partners.

San Francisco 12

San Francisco Company Fintech California 12

Fintech Labs Insights

APRIL 27, 2016

“This award is recognition of the strength of our idea for peer-to-peer lending and the growth we have seen since then as the idea has moved mainstream,” Giles Andrews said. ” Innovation in Cyber Security / Anti-Fraud: Global Gateway by Trulioo – FinovateFall 2015. Innovation in Lending: Marketinvoice.

Innovation 12

Innovation Fintech San Jose Cyber Security 12

Fintech Labs Insights

SEPTEMBER 21, 2015

Risk management for P2P lending. Secondary market for private equity. Tags: Consumer, lead gen, lending, mortgage. Source: Crunchbase. Small business loan marketplace. HQ: New York City. Latest round: $11.5 million Series B. Total raised: $14.9 Source: Crunchbase. Alkami Technology. Digital banking solutions.

New York City 12

New York City San Francisco Company Fintech 12

Jeff For Banks

OCTOBER 19, 2012

First of all, if they continue to buy securities, they are removing many of the high quality securities from the marketplace, possibly causing a disruption or shortage in the markets. We may be skeptical, but the markets keep telling us: Don’t fight the Fed! I know I risk sounding like Charles Plosser, but so be it.

National 79

National Security US Massachusetts 79

FICO

JANUARY 15, 2021

Sally notes that analysis of FICO® Resilience Index data by Tom Parrent, former chief risk officer for Genworth Financial, shows that from 2010 to 2015, nearly 600,000 additional mortgages could have been originated to consumers with FICO® Scores between 680 and 699, had the FICO® Resilience Index been available to lenders at the time.

Report 59

Report Payments Cards Data 59

Fintech Labs Insights

NOVEMBER 9, 2015

This week’s funding puts the 2015 year-to-date total above $16 billion, or $22 billion if you add the two October IPOs. P2P lending. Alternative data platform for asset managers. Financial markets monitoring & notifications. Tags: Consumer, lending, lead gen, loans, small business loans, mortgage.

Company 12

Company Fintech South Dakota San Jose 12

Fintech Labs Insights

FEBRUARY 15, 2016

Despite turmoil in global equity markets, the fintech sector continued its 3-year bull market with 21 companies raising $259.1 And the number of deals is up 70% (146 compared to 86 in 2015). Tags: Consumer, SMB, loans, credit, lending, underwriting. million, for a $12 billion annual run rate. Total raised: $102.2

Company 12

Company Fintech New York City Comparison 12

CB Insights

OCTOBER 4, 2018

As the financial affiliate of Chinese e-commerce giant Alibaba Group , Ant Financial encapsulates a fintech ecosystem that starts with its dominant mobile payments service, Alipay, and expands into credit scoring, wealth management, insurance, and lending. It considers tech services to be an enormous market opportunity.

US 78

US Fintech Mobile Regulation 78

Fintech Labs Insights

SEPTEMBER 1, 2015

To whet your appetite for two days of fintech innovation, we’re releasing the full and final lineup of presenting companies for FinovateFall 2015. Market segments include insurance, banks, telecom, utilities, and property management. AcceptEmail serves today’s consumers with online, real-time email payments.

Company 12

Company Software Analytics Mobile 12