Abrigo

AUGUST 11, 2016

According to the Credit Union National Association (CUNA) , credit unions had a record year in 2015, with 3.7 Creating top-rated apps Banking is becoming increasingly mobile, as checks are now frequently deposited and money can be transferred via the convenience of an application on a smart phone. According to a U.S.

Michigan 150

Michigan Milwaukee Indiana Wisconsin 150

Jeff For Banks

DECEMBER 19, 2015

A summary of the banks, their stories, and links to their website are below. #1. Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. The bank was hammered with credit problems during the financial crisis, as Michigan's economy was hit pretty hard.

North Dakota 60

North Dakota Arizona Michigan Florida 60

Independent Banker

APRIL 28, 2016

Ruby Valley National Bank is not much different from other community banks, except our risk threshold is probably higher than most. Serving a marketplace with a population of 7,800, where cows outnumber people by five to one, our community bank has developed strong agricultural lending expertise.

Community Bank 70

Community Bank Community National Lending 70

Abrigo

JUNE 25, 2015

During leaner years is often when the demand for ag loans increases , as it’s common for those full-time farmers to tap into their community bank to cover operating costs or invest is other lines of the agricultural business. Headquartered in Madison, Wisconsin, the non-traditional bank held more than $1.6

Community Bank 150

Community Bank Sacramento Lending Wisconsin 150

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., and finance experts are celebrating with new data on the state of the entrepreneurial community. But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too.

Taxes 144

Taxes America National Community 144

Abrigo

AUGUST 26, 2015

This is the sentiment of several high-profile executives regarding the National Credit Union Administration’s (NCUA) stance on examination cycles for credit unions. The longer interval is on the table for banks as well. Read more about recent exam experiences; download the 2015 Sageworks Bank & Credit Union Exam Survey findings.).

Survey 150

Survey Community National Community Bank 150

Independent Banker

APRIL 28, 2016

At HNB National Bank, common-sense banking and remaining disciplined are very key to our success. Surrounding yourself with like-minded people who take their profession seriously is a key to any bank reaching high performance. HNB National Bank. ROAA in 2015: 2.30 Hannibal, Mo. Assets: $396 million.

Community Bank 70

Community Bank Community National US 70

Independent Banker

AUGUST 9, 2016

According to the 2015 Colloquy Customer Loyalty Census, the average American household maintains memberships in 29 loyalty programs (1). Banking customers are no different. But offering a rewards program alone will not make a bank unique or successful. 2015, February 9). By Tylee Suarez. 2 – Chaudhuri, S.

Community 70

Community Millennials Community Bank America 70

Abrigo

FEBRUARY 16, 2016

According to the Urban Institute’s “ Nonprofit Sector in Brief 2015 ,” the number of nonprofits registered with the Internal Revenue Service increased by about 3,000 a year between 2003 and 2013. Accounting and consulting firm The Whitlock Co. of Springfield, Mo.,

Analysis 150

Analysis Lending Community Bank Community 150

Independent Banker

JULY 30, 2015

An interview with Paul McGuire, ICBA’s executive vice president, national solutions group. These institutions are comprised of Subchapter C corporations, Subchapter S corporations, mutual banks, savings banks and closely held family banks. Community Bank Career Center. Community Bank Locator.

Resources 70

Resources Tools Community Bank Community 70

American Banker

FEBRUARY 26, 2016

RBS Posts 2015 Loss: The Royal Bank of Scotland's 2015 earnings suffered from litigation- and regulatory-related costs. billion) during the fourth quarter of 2015, compared with a loss of £5.79 Receiving Wide Coverage. The company reported a £2.74 billion ($3.83 billion ($8.1 billion) the year before.

Community Bank 28

Community Bank Community Report Company 28

CFPB Monitor

SEPTEMBER 21, 2015

The CFPB announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, and Credit Union Advisory Council. New members to the Consumer Advisory Board will serve three-year terms and new members to the Community Bank and Credit Union Advisory Councils will serve two-year terms.

Groups 60

Groups Los Angeles San Francisco Community Bank 60

ABA Community Banking

JULY 29, 2019

In a letter to the National Credit Union Administration board Friday, ABA expressed grave concern over NCUA’s recent vote to delay for a second time the required implementation of the 2015 risk-based capital rules. The post ABA Urges NCUA to Implement RBC Rules without Delay appeared first on ABA Banking Journal.

National 45

National Capital Community Bank Policies 45

NCR

MAY 9, 2017

Most community banks and credit unions have only one app, their banking transaction app. Hawaii National Bank’s Hawaii Score enables existing bank customers and non-customers the capability to access a TransUnion credit report and score without the need for a credit card or an existing account with Hawaii National Bank.

Fintech 75

Fintech Hawaii Community Bank San Francisco 75

Independent Banker

JULY 30, 2015

Lindsay LaNore is responsible for ICBA’s new Community Banker University. She leads a team that works to identify, develop and offer courses that meet community banks’ educational needs. Her role is to make certain that relevant education is provided in a responsive manner to all community bank members. “I

Resources 70

Resources Tools Community Bank Conference 70

Independent Banker

FEBRUARY 24, 2016

“I know that unnecessary regulation saps the strength of community banks.” Federal banking regulators are always alert to emerging safety and soundness issues. So our examiners will be vigilant in evaluating credit risk, and banks of all sizes should be as well. Curry, U.S. Comptroller of the currency.

Community Bank 70

Community Bank Community Regulation Compliance 70

Independent Banker

FEBRUARY 25, 2015

Coping just fine, community banks in energy-producing regions manage the oil-price plunge. Yet community bankers serving the oil industry say they’ve been expecting a drop in the notoriously cyclical price of crude. Pat Hickman, chairman and CEO of Happy State Bank, a $2.6 By Howard Schneider. percent expansion last year.

North Dakota 70

North Dakota Texas Louisiana Community Bank 70

CFPB Monitor

OCTOBER 9, 2018

regulatory agencies—the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the National Credit Union Administration, the Office of the Comptroller of the Currency, and the U.S.

Resources 68

Resources Compliance Community Bank Community 68

Abrigo

OCTOBER 23, 2015

Behringer, McGladrey’s national leader for credit risk services. Portfolio stress tests can provide a number of benefits beyond compliance with regulatory expectations, Behringer said recently at the 2015 Risk Management Summit hosted by Sageworks.

Capital 150

Capital Analysis Examples Risk Management 150

Independent Banker

FEBRUARY 24, 2015

Carly Fiorina, former CEO and chair of Hewlett-Packard, is a keynote speaker at ICBA’s Community Banking LIVE conference in Orlando. A keynote speaker for ICBA’s national convention, Community Banking LIVE 2015, this month in Orlando, Fla., Photo by Timothy D. What are you going to reward?

Leadership 70

Leadership Community Bank Community Industry 70

Abrigo

JULY 23, 2015

While banks under $10 billion in assets aren’t technically required to stress test, recent data suggests the practice is becoming the norm. But community banks’ resources are generally less of their larger counterparts, so beginning, keeping up with or expanding stress testing can be a burden. Ensure proper data.

Community Bank 150

Community Bank Community Data Resources 150

Independent Banker

APRIL 28, 2016

What is HomeTown Bank doing in your marketplace? We had a record year in gross loan production in 2015 and are looking to top that performance in 2016. The expansion in the medical community continues to be the shining star in our state. IB: Do you have any discussions at the Dallas Fed on community bank regulatory burdens?

Dallas 131

Dallas Texas Houston Community 131

PYMNTS

MAY 16, 2016

200 community banks have cut ties with Lending Club following the sudden departure of the alternative lender’s CEO and the subsequent hit to share prices, which reverberated across other alt-finance players. Explore how B2B FinTech is on the cusp of change as we break down all of the statistics and surveys below.

Fintech 108

Fintech Lending Fraud Cards 108

Independent Banker

DECEMBER 13, 2015

1, 2015, and compliance with the rule is required by Oct. armed forces or servicemembers on active National Guard or Reserve duty, their spouses and their card-carrying dependents. Your community bank should review how the rule’s requirements will affect its products and services to prepare for the rule’s Oct.

Lending 70

Lending Compliance Regulation Virginia 70

Independent Banker

DECEMBER 13, 2015

Even if you’re not required to use either version of the Cybersecurity Assessment, beta users say it can help your community bank gauge its cybersecurity risks and ultimately guard against cybercrime. At the Bank of Luxemburg, a $290 million-asset community bank in Luxemburg, Wis., Real-world testing. “I

Tools 70

Tools Community Community Bank Security 70

Independent Banker

NOVEMBER 24, 2015

Even if you’re not required to use either version of the Cybersecurity Assessment, beta users say it can help your community bank gauge its cybersecurity risks and ultimately guard against cybercrime. At the Bank of Luxemburg, a $290 million-asset community bank in Luxemburg, Wis., Real-world testing. “I

Tools 70

Tools Community Community Bank Security 70

Independent Banker

MARCH 15, 2015

It was a prescient move for Hartings and the $450 million-asset community bank, which comfortably weathered the downturn even though residential mortgages are its biggest business line—but not everyone appreciated Hartings’ common-sense approach at the time. Executive Committee, member, from 2010-2015. ICBA service.

Ohio 70

Ohio Community Bank Community Lending 70

Gonzobanker

DECEMBER 22, 2015

Well, what do we say about 2015? And, give or take a stumble or two, we snuck through it and did a reasonable job on 2015 objectives, in our humble opinion. So, it seems we’re good with only one outstanding item—digest the 2015 GonzoBanker Awards! 2015 Executive Call-out. Community bank marketing resources.

Community Bank 60

Community Bank Apple Community Technology 60

South State Correspondent

APRIL 10, 2023

More concerning is that while the CRE growth has slowed from double digits to just over 1%, regional and community banks are at a pace of greater than 12% of year-over-year volume growth. The risk here is that community banks continue to take on an above-average amount of CRE credit exposure.

Community Bank 195

Community Bank Community Los Angeles Regional 195

Independent Banker

SEPTEMBER 22, 2015

Both of these laws pointedly changed the National Flood Insurance Program requirements over which of the banking agencies have jurisdiction. There is an exception that will be key for many community banks to understand. Biggert-Waters) the bank was not required under federal or state law to escrow taxes or insurance.

Regulation 70

Regulation Policies Community Bank Taxes 70

Gonzobanker

SEPTEMBER 15, 2014

Apple will now work to squeeze out giant PayPal online and take its own innovative self-checkout processes to many national chains. Tokenization has just also moved to a priority requirement for payments vendors in the community banking and credit union space. No one is telling the segmentation story. That would never happen.

Apple 103

Apple Cards Mobile Community Bank 103

Fintech Labs Insights

JULY 16, 2015

Pictured (left to right): Malauzai Software co-founders, Danny Piangerelli (CTO) and Robb Gaynor (CPO), are joined by a handful of their partners in demonstrating Malauzai’s Virtual Banking Experience at FinovateSpring 2015 in San Jose. Malauzai demonstrated its Virtual Banking Experience at FinovateSpring 2015 in San Jose.

San Jose 12

San Jose Austin Iowa Software 12

Fintech Labs Insights

JULY 14, 2016

“Buzz Insight will enable community banks and credit unions to better comprehend how their customers and members are interacting within their communities,” Buzz Points CEO Dwayne Spradlin said. Founded in 2012 and headquartered in Austin, Texas, Buzz Points demonstrated its mobile app at FinovateFall 2015.

Online 12

Online Austin Texas Community 12

American Banker

JUNE 1, 2016

Banks announced 41 mergers through May 31, representing a 16% decline from the same period in 2015, according to data from Keefe, Bruyette & Woods and S&P Global Market Intelligence.

Data 28

Data Marketing Community Bank Regional 28

American Banker

DECEMBER 22, 2016

The overall pace of consolidation slowed this year, but the average deal value increased from 2015 as bigger banks continued to get back into mergers and acquisitions. Several of this year's sellers were banks that had been backed by private equity in search of growth or a post-crisis turnaround.

Community Bank 28

Community Bank Regional National Community 28

American Banker

SEPTEMBER 25, 2016

Luzio joined the global bank in December 2014 as head of multinational coverage for the Americas. Her group produced results so quickly that in August 2015, HSBC assigned Luzio the same role globally. It took just eight months for Cate Luzio to earn her first promotion at HSBC.

America 28

America Groups Community Bank Regional 28

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Mobile Banking Functionality Benchmark. The big banks’ advantage in technology is not new.

Regional 28

Regional Mobile Millennials Study 28