Abrigo

OCTOBER 7, 2014

In a recent survey conducted in partnership by the Federal Reserve and the Conference of State Bank Supervisors ( CSBS ), over 1,000 community bankers weighed in on a range of hot button issues facing their organizations in 2014. One example is the impending transition to an expected loss model as proposed by FASB.

Trends 232

Trends Capital Community Industry 232

Independent Banker

OCTOBER 29, 2014

Large banks and nonbanks, merchants and technology companies are pressing to solidify their inroads into the financial transaction business. Research and everyday observation show how consumers are increasingly using mobile technologies. But how far are they willing to go to do their banking on small mobile devices?

Mobile 105

Mobile Community Bank Community Technology 105

Independent Banker

NOVEMBER 13, 2014

Once upon a time, community banks were more than happy to leave the chore of choosing technical devices and running networks to their chief technology officers. At the same time, budgetary and critical technology decisions are increasingly being made outside the traditional IT department. A 2014 study by MobileIron Inc.,

Study 70

Study Community Bank Community Survey 70

Independent Banker

FEBRUARY 16, 2015

Nobody understands this more intrinsically than the nation’s community banks. Security, along with trusted financial products and expertise, is a foundation of every community bank’s franchise value. Today, community banks must defend against a staggering barrage of relentless, highly sophisticated cyberthreats.

Community Bank 70

Community Bank Community System Security 70

Independent Banker

NOVEMBER 24, 2015

With wire fraud on the rise, community banks have to step up precautions to protect themselves and their customers. Wire fraud incidents nearly doubled to 27 percent in 2014, from 14 percent a year earlier, according to the 2015 AFP Payments Fraud and Control Survey. billion-asset community bank.

Community Bank 70

Community Bank Fraud Atlanta Community 70

Jeff For Banks

DECEMBER 16, 2022

Communities First Financial Corporation (OTCQX: CFST) Communities First Financial Corporation is the bank holding company for Fresno First Bank , which opened in December 2005 dedicated to meeting the banking needs of businesses, professionals, and successful individuals in Central California. Triumph Bancorp, Inc.

Puerto Rico 78

Puerto Rico Virgin Islands Community Community Bank 78

Independent Banker

JULY 30, 2015

An award-winning, monthly magazine that provides in-depth industry news, including member profiles, lending and technology trends, and expert insights. Community Bank Career Center. The ICBA Community Bank Career Center is the community banking industry’s resource for online employment connections.

Resources 70

Resources Tools Community Bank Community 70

Jeff For Banks

JULY 5, 2022

Two percent is a big matzah ball out there to overcome and compete with Ally Bank. So banks, even community banks like [bank name] must take a sharp pencil to prune their branch network to compete with the higher interest rates of online banks, make investments in people and technology, and deliver to their shareholders.

Millennials 78

Millennials Community Pennsylvania Community Bank 78

PYMNTS

SEPTEMBER 13, 2016

In a press release detailing the survey results, Entrust Datacard noted that instant issuance technologies were first adopted by smaller banks and credit unions almost a decade-and-a-half ago. The firm has said that, to date, it has instant issuance deployments at more than 30,000 locations globally, with more than 10.6

Case Study 100

Case Study United States Analysis National 100

Gonzobanker

NOVEMBER 18, 2014

Favorite Gonzo quote of the event: “For 16 years, we’ve said our technology sucks … because it’s never good enough.” The self-proclaimed “Queen of Wow” identified TD’s top cultural irritants (systems, org structure) and discussed how it prioritizes, knocks out the list and keeps its heart in it.

Chicago 97

Chicago Retail Branch Design Training 97

Independent Banker

OCTOBER 14, 2014

When Community Bank of Bergen County unveiled its online mortgage hub this summer, the bank put “ease of use” at the top of its goals for the site, says President and CEO Peter Michelotti. “I Sam Vallandingham, president and CEO of The First State Bank in Barboursville, W.Va., Evans between July 2013 and July 2014.

Community Bank 70

Community Bank Lending Community Oklahoma City 70

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Bad things about the banking industry. John Beale , longtime CIO of City National Bank.

Idaho 170

Idaho Community Industry Strategy 170

Independent Banker

MARCH 15, 2015

Customer contact centers are reshaping retail service for the technology age. Increasingly, more digitally connected consumers are saying yes to that question with their community bank. Some even assume their bank will interact with them however and whenever they want. Bob Meara, retail banking expert.

Community Bank 70

Community Bank Community Operations Retail 70

Bank Innovation

APRIL 7, 2017

The company, acquired by Bankrate in 2014, rolled out its FI-facing app […]. But while major FIs have the resources and tools in place for helping customers manage and monitor credit, smaller players often lack that crucial infrastructure. In comes Wallaby Financial.

Resources 207

Resources Tools Management Company 207

American Banker

MAY 31, 2016

Arjun Sirrah takes great pride in his company's national-level success as a community bank in Connecticut competing against digital lending startups in student loan refinancing. billion in loans in the last couple of years. …

Connecticut 28

Connecticut Digital Banking Community Bank Lending 28

American Banker

MAY 31, 2016

Arjun Sirrah takes great pride in his company's national-level success as a community bank in Connecticut competing against digital lending startups in student loan refinancing. billion in loans in the last couple of years. …

Connecticut 28

Connecticut Digital Banking Community Bank Lending 28

Jeff For Banks

NOVEMBER 9, 2018

March 2017 - Failed the OCC's community lending test causing "significant harm to customers." And yesterday the Wall Street Journal reported that the OCC notified Wells that "the bank also has failed or isn't expected to meet deadlines on around two dozen technology-focused OCC regulatory warnings. Superior technology?

New Jersey 60

New Jersey Compliance Community Meeting 60

Independent Banker

OCTOBER 14, 2014

According to a statistic released as part of the ICBA 2014 Top 50 Community Bank Leaders in Social Media, nearly 2,500 banks have a Facebook or Twitter presence, and the numbers continue to exponentially grow. bankofannarbor is the BEST Community Bank”. which read, “just setting up my twttr.” About CoNetrix.

social media 88

social media Risk Management Compliance Community Bank 88

NCR

OCTOBER 28, 2016

In fact, student debt for undergraduates in the class of 2014 reached an average of $28,950 , up 2% from the previous year, and the number is undoubtedly higher for the majority of students in fields such as law and medicine. Consider the case of First Dakota National Bank in Yankton, S.D. Bottom line: Student debt is a $1.2

Community Bank 40

Community Bank San Francisco Community National 40

NCR

OCTOBER 7, 2016

In fact, student debt for undergraduates in the class of 2014 reached an average of $28,950 , up 2% from the previous year, and the number is undoubtedly higher for the majority of students in fields such as law and medicine. Consider the case of First Dakota National Bank in Yankton, S.D. Bottom line: Student debt is a $1.2

Community Bank 40

Community Bank San Francisco Community National 40

Independent Banker

FEBRUARY 16, 2015

In 2014, mobile deposit capture technology became a staple for more than 3,000 banks and 33 million Americans. With the rapid adoption and ongoing acceptance of banking with a smartphone and smartphone camera, the banking industry is poised for even more growth in mobile banking in the coming year.

San Diego 70

San Diego Mobile ATM Trends 70

Jeff For Banks

JUNE 2, 2023

Between 1980 and 1995, more than 2,900 banks and thrifts with collective assets of more than $2.2 More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. They will not be my bank for long.

FDIC 78

FDIC Community Bank Regulation Lending 78

Independent Banker

AUGUST 26, 2015

With the prevalence and importance of Internet-enabled devices increasing nearly everywhere, community banks should remember to expand the scope of their security policies and network monitoring to cover their hardware, according to computer security experts. which specializes in serving community banks. Upping IT audits.

ATM 70

ATM Security System Community Bank 70

Gonzobanker

MAY 8, 2015

As the sessions progressed a theme began to manifest that the traditional banking model has failed our customers and these digital lending platforms intend to reshape the industry, one process at a time. The lending attack on community banks and credit unions has been waged. THE PLAYERS. Consumer Lending.

Conference 60

Conference Lending Community Bank Community 60

Abrigo

JULY 23, 2021

It is a concept that we have all heard of, however, the concept remains somewhat of a mystery in the community bank world. In 2004 Iran admitted that it had been steadily increasing its capability to enrich uranium through purchases of centrifuge technology from a foreign intermediary.

National 195

National Training United States Regulation 195

Jeff For Banks

SEPTEMBER 13, 2015

Chan came as part of the recap, and rose to Chairman in 2014. Since his joining the Board, the bank has stabilized, returned to profitability, recaptured it's deferred tax asset, and NPAs/Assets have declined to less than 3%. Selection: Mitch Englert, EVP of Community Banking, Capital City Bank Group, Inc.

Community Bank 60

Community Bank Lending Community Security 60

Jeff For Banks

DECEMBER 29, 2020

It has been an industry darling due to its dedication to technology experimentation. It was the brain child for the nCino platform, which it formed in 2012 and spun off in 2014. While the S&P US BMI Banks Index was down 16%, FDBC held serve. I searched for what they do different than traditional community banks.

North Carolina 147

North Carolina Capital Community Bank Wisconsin 147

Long Lasting Ideas

JANUARY 5, 2015

Believe it or not, this is a slice of the market that in some cases has never opened the doors of a bricks-and-mortar branch bank or learned how to write a check. And at a micro level, how do community banks reach a generation overwhelmed with debt that inhibits wealth? This is the most indebted class ever. Read more: [link].

Marketing 40

Marketing Millennials Community Bank social media 40

NCR

FEBRUARY 16, 2016

There’s nothing more suitable for technology disruption than traditional small business banking. And there’s no better way to target Millennial entrepreneurs than with the technology they crave to help them in their business pursuits. And 77 percent of them said that technology makes them feel “more in control.”.

Millennials 40

Millennials Study Retail Community Bank 40

Gonzobanker

FEBRUARY 20, 2021

The financial terms of Atlanta-based NCR’s deal for Bay area-based Terafina (founded in 2014) were not disclosed. But, the Terafina system has shown well in both bank demos and high-profile industry events like Finovate. The big question is how Terafina is managed and deployed with a $500 million community bank or credit union.

Digital Banking 97

Digital Banking Lending ATM Atlanta 97

Fintech Labs Insights

AUGUST 1, 2016

MX’s data aggregation and innovative visualization technology provide accurate information in an engaging way that “makes it easy for people to manage their finances,” according to MX founder and CEO Ryan Caldwell, who underscored the technology’s “intuitive, innovative UI.”

Technology 12

Technology San Francisco Nebraska UX 12

Fintech Labs Insights

FEBRUARY 12, 2016

Around the web: Popular Community Bank and Oriental Bank to deploy Cardless Cash, mobile banking technology from FIS. Mitek to combine its Mobile Verify solution with fraud prevention and risk management technology from IdentityMind Global.

Risk Management 12

Risk Management Community Bank Lending Fraud 12

Fintech Labs Insights

MAY 3, 2017

Community banking app company Malauzai has teamed up with payment processing giant Vantiv to launch a youth spending tool called Family Manager: SmartKid Control. In March of this year, the company launched Touch ID biometric authentication technology for Android users.

Tools 17

Tools Community Bank Branding New York 17

Fintech Labs Insights

SEPTEMBER 12, 2016

CU Wallet, a Los Angeles-based provider of white-label digital wallet solutions for regional and community FIs, has picked Finovate Best of Show winner AnchorID to provide multi-factor authentication. Schropfer added that his company’s technology also made it easier for FIs to keep up with new technological challenges.

Los Angeles 12

Los Angeles New York Regional Community 12

Fintech Labs Insights

JULY 16, 2015

.” Previous investors in the company include Live Oak Banking Company and Wellington Management, which led the company’s last funding round, a $6.5 million fundraising, in May 2014. Malauzai specializes in developing innovative banking apps for community banks and credit unions.

San Jose 12

San Jose Austin Iowa Software 12

Tech and Finance

JULY 13, 2016

Retail Banking Customer Satisfaction Study from J.D. Power noted that for the first time ever the largest six banks had taken the lead in customer satisfaction, largely through better customer-facing technology. Powers report shows the big banks have made significant improvements in all digital categories.

Regional 28

Regional Mobile Millennials Study 28

Fintech Labs Insights

APRIL 12, 2016

Finovate alums Malauzai Software and Geezeo have teamed up this week to bring Geezeo’s PFM tools to community financial institutions using Malauzai’s SmartApps technology solutions. Central to the partnership is a passion to serve community financial institutions.

Tools 12

Tools Indiana Austin Community 12