Gonzobanker

DECEMBER 22, 2014

It’s time for the 2014 GonzoBanker Awards! A keen industry mind who banks the highest tweets-per-minute ratio of anyone out there, Bradley departed his VP digital strategy position at California’s $3B Mechanics Bank to be North American head of innovation for $77B and Top 20 worldwide bank Santander. but let’s just dive into it!

Los Angeles 101

Los Angeles Apple Risk Management California 101

PYMNTS

SEPTEMBER 10, 2018

Long before innovators began talking about the power of ecosystems to transform commerce, scientists spent centuries studying them under microscopes in their labs. Decomposers are the ecosystem wild card. Decomposer for innovator large or small, established or emerging. An Ecosystem By Any Other Name. Consumer for the end user.

Innovation 146

Innovation Cards Payments San Francisco 146

PYMNTS

OCTOBER 21, 2019

Some entertainment innovators are also rolling out new subscription services. And retailers are offering innovative subscriptions for all sorts of products. And digital innovators are providing subscriptions as a means of discovery for consumers. They can pay for their subscriptions by PayPal, debit card or credit card.

Innovation 109

Innovation Retail Las Vegas Payments 109

PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. The network would run on a card issued by Barclays U.S.,

Innovation 131

Innovation Payments Apple Mobile 131

PYMNTS

JUNE 1, 2020

“We do not think in a traditional sense that one bank account equals one user equals one card. This is similar to the card aggregation solutions that fellow FinTech Curve offers. Rather, we think you as a user can have as many bank accounts as you want so you can budget easily and keep a good overview.”.

Innovation 132

Innovation Strategy Innovation Strategies Security 132

PYMNTS

JUNE 20, 2017

Fuel card company FLEETCOR has a new leadership position, and the news was announced Monday (June 19) that the company appointed Steve Greene to the role. In 2014 Greene was then named managing director for Epyx, a service and repair company acquired by FLEETCOR in 2013.

Leadership 115

Leadership Cards Regional Innovation 115

PYMNTS

MAY 6, 2019

Faster, faster, faster — that’s the motto driving so much of payments innovation today. As Nanu told it, the ongoing spread of faster payments can serve to not only build a stronger commerce and payments ecosystem for Asia and elsewhere, but make credit cards less important to the further growth of the world’s digital economy.

Cards 202

Cards Payments Regional Operations 202

PYMNTS

OCTOBER 25, 2019

We have deep, data-supported dives on Apple Pay, the outlooks for payments innovation in the 2020s, web sales taxes and Amazon’s holiday shopping season news. Ten Years Of Payments Innovation And Reinvention. Cards in the field, so to speak, were up 4 percent year on year to 3.4 Apple Card And The FinTech, TechFin Conundrum.

Apple 101

Apple Innovation South Dakota Taxes 101

PYMNTS

FEBRUARY 6, 2019

When InstaReM CEO and Co-founder Prajit Nanu started putting together a global remittance firm for consumers and businesses in 2014, he had been struggling with what he called the entrepreneurial itch for a while. A bank in Singapore, for example, that wants to start issuing cards will be waiting for about nine months to finish that project.

Cards 189

Cards Retail Payments Marketing 189

PYMNTS

JULY 6, 2018

billion payment chip cards were shipped worldwide in 2017. While shipment volumes in China and the United States “continue to normalize,” contactless payment cards are more than 70 percent of shipments in “a growing number of territories,” the association said in an announcement. marking a twofold increase over 2014.

Cards 110

Cards United States America Payments 110

PYMNTS

OCTOBER 21, 2019

Also, card member spending, among other factors, helped to produce a revenue gain for the global consumer services group of American Express in Q3 2019. Ten Years of Payments Innovation and Reinvention. Ten Years of Payments Innovation and Reinvention. American Express Rides Higher Spending to Q3 Revenue Win.

Cards 100

Cards Apple Payments Groups 100

PYMNTS

NOVEMBER 7, 2019

The general idea, of course, it to further personalize the consumer experience and also save customers the trouble of pulling out credit cards or phones to make purchases. But recent changes have sparked even more interest and innovation from commerce operators.

Retail 103

Retail Innovation Mobile Google 103

PYMNTS

OCTOBER 8, 2020

Marqeta , the high-flying card issuing platform, is getting a financial boost from a longtime business partner, Mastercard. The California-based FinTech, whose open API platform enables companies like Square, DoorDash and Instacart to issue credit and debit cards and process payments, announced Thursday (Oct.

Cards 164

Cards California Regional America 164

CB Insights

MAY 15, 2019

One popular approach: in-house financial innovation labs. We’ve created a list of finance innovation labs from some of the biggest names in the industry, as well as from newcomers looking to make a name through tech. We’ve written about corporate innovation theater before — and how sometimes corporate innovation goes wrong.

Innovation 78

Innovation blockchain Technology Groups 78

PYMNTS

JUNE 23, 2020

Verizon Debuts Visa Credit Card With Rewards. To provide a new method for cardholders to save on their cell phone bills, Verizon plans to debut the Verizon Visa Card. The Synchrony-issued credit card, which will officially roll out on June 26, will enable mobile clients to save on their bills via rewards.

Payments 159

Payments Survey Innovation Fraud 159

Bank Innovation

APRIL 18, 2018

We spent last year and most of 2016 scaling and on the workings of the product,” Purdue told Bank Innovation. Launched back in 2014, […]. EXCLUSIVE - With over 100,000 signups to date, Ollie Purdue, CEO of digital current accounts Loot will turn his focus on generating revenues this year. “We This year, we look at revenues.”

Fintech 170

Fintech Innovation social media Online 170

Bank Innovation

AUGUST 28, 2017

Founded in 2014, Baltimore-based Blispay provides point of sale financing for customers of small and medium-sized merchants. BlisPay’s CEO, Greg Lisiewski, told Bank Innovation that as the company focuses on scaling itself and adding more merchants to its […].

Baltimore 170

Baltimore Innovation Company Cards 170

Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). I will update with milestones from 2014 to today and publish next month. Note: These are the rankings from 10 years ago. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

NOVEMBER 8, 2017

FIS surveyed 25 markets in which real-time payments programs are operational, rating their innovative qualities on a scale from 1 to 5. Denmark’s NETS RealTime 24/7 initiative launched in 2014 and offers near real-time settlement of transactions — including P2P, mobile, online and credit transfer payments, as well as B2B payments.

Innovation 101

Innovation Payments System Operations 101

PYMNTS

MARCH 17, 2017

The business cards have all been exhausted, and the hearty salutations give way to weary nods of (yet again) recognition. But on the second day of Innovation Project 2017, eyes were beyond Beantown and cast toward the world at large. With blizzard Stella faded like Blanche Dubois’ southern charm, Boston still had its winter chill.

Innovation 103

Innovation Lending Boston Security 103

Javelin Strategy & Research

MAY 2, 2014

2. . - OnBudget piggybacks on the popularity a product consumers love – prepaid cards – and bundles a dead-simple PFM experience. Stocks, IPOs, and large real estate investments are all mainstream in 2014, as startups empower a new wave of everyday consumers with investment tools. Authentication is hot.

Trends 56

Trends System Mobile Maine 56

Gonzobanker

NOVEMBER 18, 2014

” John Mackey of Whole Foods encouraged the crowd to look outside their own business model for innovations as WF looks at the restaurant and tech sectors for many of its ideas, not just competitors. Innovation Showcase & Global Innovation Awards. Bank’s Dominic Venturo’s session on innovation rocked.

Chicago 97

Chicago Retail Branch Design Training 97

Perficient

JULY 11, 2022

Here are critical facts to know about some of the most popular BNPL service platforms: Afterpay: Afterpay was founded in Australia in 2014 but was acquired by fintech Square earlier this year. When deciding whether to use a BNPL service for a purchase, it is essential to read the fine print. According to Kristen E.

Fintech 474

Fintech Trends South Dakota Apple 474

CB Insights

JANUARY 6, 2019

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. We’ve assembled a list of innovation labs from some of the most recognizable names in retail looking to disrupt their industries. CVS — Digital Innovation Lab.

Innovation 77

Innovation Retail Branding Technology 77

PYMNTS

JULY 15, 2019

Innovators have a lot of friction points to choose from, too. Some of the most popular targets include the challenge of reconciling and analyzing driver spend, or mobilizing fleet cards to support the transient nature of the fleet driver’s profession. That’s not the dumb thing to do — that’s smart.”.

Payments 143

Payments Cards Industry Pennsylvania 143

PYMNTS

JANUARY 14, 2020

14) that participants in its Visa Token Service have processed eCommerce volumes of $1 trillion since the service’s debut in 2014, and that its transition of Visa Checkout merchants to click-to-pay will begin on Jan. Bowman said that as eCommerce has grown, innovation has been fragmented. Visa said on Tuesday (Jan. 21 in the U.S.

New York 170

New York Security Cards Retail 170

Bank Innovation

AUGUST 11, 2016

The program, launched in May 2014, allows merchants who charge less than $1 million a year through American Express, to use one of 18 merchant processors to secure a lower discount rate. Market participants tell Bank Innovation Read More. American Express today dispelled market rumors that it would expand its OptBlue program.

Innovation 150

Innovation Marketing Security System 150

PYMNTS

DECEMBER 19, 2016

While Yahoo can’t seem to shake the consequences of its massive data breach, Costco may have finally gotten things right with its co-branded credit card, and IBM is keeping its eye on the blockchain prize. In September of this year, it was revealed that over 500 million Yahoo accounts had been compromised back in 2014.

blockchain 100

blockchain Cards Data Branding 100

PYMNTS

AUGUST 15, 2019

“Gregor has a strong customer focus and recognizes the increasing importance of innovation and resilience across our services. Dobbie joined Vocalink’s Card Transaction Services business in 2014 and has more than 16 years of FinTech experience.

Payments 171

Payments National ATM Innovation 171

PYMNTS

JANUARY 25, 2021

ClassWallet, which was started in 2014, offers an expense management platform for maintenance workers, parents and educators who make everyday purchases but usually don’t get purchase cards.

Tools 154

Tools Miami Management Resources 154

PYMNTS

OCTOBER 21, 2020

The world is obviously a very different and much more digital place than it was in October 2014, and capturing customers requires new strategies and an eye toward building scale. 7-13%: Average APR offered on cards issued by credit unions. The world celebrated a milestone of sorts yesterday, as Apple Pay marked its sixth anniversary.

Payments 150

Payments Regional Apple Strategy 150

PYMNTS

AUGUST 10, 2016

In fact, the venture and entrepreneurial ecosystem grew by 20 percent from 2014 to 2015 alone. Today, we are seeing other form factors emerging, beyond just the credit card, including the watch, the bracelet, the payment ring and the car one day,” Chris Curtin, chief of brand and innovation marketing officer at Visa, told RCR Wireless News.

Innovation 100

Innovation Apple social media America 100

Bank Innovation

JULY 6, 2016

Back in 2014, Stripe confirmed that it was working with Facebook on a “Buy” button for the social media giant. From Recode: Facebook first began testing a “Buy” button within the News Feed in July [2014], and payments startup Stripe has been tasked Read More. Whatever happened to the “Buy with Facebook” button?

social media 240

social media Payments Google Online 240

PYMNTS

NOVEMBER 23, 2020

Most of those solutions still rely heavily on checks and business credit cards — which are resource-consuming processes with higher risk[s] of misuse, fraud and theft,” Gitesh Athavale , head of product (cards) at Nium, told PYMNTS. Now, the trick is to make smart choices with urgency because cybercrooks never sleep.

System 165

System Management Tools Cards 165

Bank Innovation

MARCH 10, 2016

And with it the 15 basis points Apple gets for including the banks’ cards in their Read More. Apple launched Apple Pay on Sept. It became available on Oct. 20 of that year. As the two-year mark approaches for Apple Pay, the contracts written with financial institutions back then will start to expire.

Apple 150

Apple Payments Cards Groups 150

CFPB Monitor

SEPTEMBER 30, 2016

The CFPB released a report, “ Tools for saving: Using prepaid accounts to set aside funds ,” that presents the results of a research project involving a pilot program offering an incentive to prepaid card users to use a savings feature.

Cards 60

Cards Report Maine Study 60

PYMNTS

OCTOBER 7, 2016

We are putting customers’ evolving needs at the center of our innovation and upholding the trust and convenience they expect from our global trusted brand,” said Odilon Almeida, Western Union president of the Americas and European Union, in a press release. percent increase versus 2014. billion was received in Mexico in 2015, an 8.7

Branding 164

Branding Strategy Maine America 164