PYMNTS

SEPTEMBER 3, 2019

Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Sometimes those innovations disrupted old models and players; other times they made them better and more efficient. The Invisible Innovators .

Innovation 223

Innovation Payments Branding Cards 223

PYMNTS

JANUARY 16, 2019

But for every problem, it seems, some innovator somewhere seems to be working on a digital solution – to make the playing field more level , the world more inclusive and the experience more frictionless. Data: 163 million: The number of women worldwide who have started businesses since 2014.

Innovation 108

Innovation Data United States Retail 108

PYMNTS

MAY 29, 2019

According to the Making Instant Pay Global Playbook , public utility companies are innovating their payment methods to include online and mobile options to meet consumer demand and stay competitive. When the company entered Nigeria in 2014, smartphone penetration was only at 10 percent.

Innovation 145

Innovation Mobile Company Payments 145

PYMNTS

NOVEMBER 17, 2019

Sterling Bancorp announced that it has launched its new Innovation Finance Group , and has tapped veteran technology bankers John Hoesley and Josh Roberts to lead it. Before joining Sterling, Hoesley was at CIBC Bank USA with Josh Roberts, where the two established the Innovation Banking group in 2014.

Groups 116

Groups Innovation Capital Leadership 116

PYMNTS

NOVEMBER 29, 2019

You may have missed our coverage of a few of the retail innovators that are summed up below, arranged in no particular order, or perhaps you’ll want to revisit them anew. It was hard to pick up any article about retail and not end up reading an obituary for a mall in 2014. The Strength of SMBs In Innovation. Shoes As A Currency.

Retail 151

Retail Innovation Online Meeting 151

PYMNTS

NOVEMBER 22, 2018

In 2013 the Atlantic anointed turkey a “ second-rate bird ,” while the writers at Slate mused in 2014 that “ literally any other meat tastes better.” There isn’t a lot of room to really innovate the Thanksgiving turkey. So is this innovation worth investigation? Or is there? The Instant Pot Solution. Give up and use the oven?

Innovation 168

Innovation National New York Maine 168

Bank Innovation

OCTOBER 19, 2017

EXCLUSIVE – Banking keyboard app, PayKey closed a $10 million Series B funding round today bringing the fintech’s total investment to $16 million since its establishment in 2014. The funding will be used to fuel the company’s growth strategy in the Asian market, Daniel Peled, CEO and Co-Founder of PayKey told Bank Innovation. “We

Strategy 270

Strategy Innovation Marketing Google 270

PYMNTS

OCTOBER 21, 2019

Some entertainment innovators are also rolling out new subscription services. And retailers are offering innovative subscriptions for all sorts of products. And digital innovators are providing subscriptions as a means of discovery for consumers. Disney’s anticipated Disney+ , for instance, will reportedly launch on Nov.

Innovation 109

Innovation Retail Las Vegas Payments 109

PYMNTS

DECEMBER 6, 2017

In short, customers want innovation, but restaurants, largely, aren’t giving it to them. The Index’s inaugural edition explores why companies in the $230 billion QSR space struggle to innovate, and how they can change that reputation. According to PYMNTS research, most brands in the QSR space are losing the innovation race.

Innovation 120

Innovation Study St. Louis Google 120

PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. They saw a greenfield waiting to be planted. The list goes on.

Innovation 131

Innovation Payments Apple Mobile 131

Bank Innovation

SEPTEMBER 6, 2018

s largest digital mortgage companies told Bank Innovation why they aren’t partnering with banks. LendingHome, which has originated $3 billion in loans since 2014, says there need not be a rush for digital mortgage servicers to partner with […].

Innovation 170

Innovation Company Lending Online 170

PYMNTS

JUNE 1, 2020

Bunq, which officially received its banking license from Dutch authorities in 2014, applies this strategy by offering solutions like Dual Payments, which allows consumers to use one card to make payments from two separate accounts simply by inputting separate PIN codes. [The

Innovation 132

Innovation Strategy Innovation Strategies Security 132

Perficient

MARCH 1, 2021

This week, Red Hat announced its acquisition of StackRox , a leader and innovator in container and Kubernetes-native security. Founded in 2014, StackRox started out to reinvent enterprise security and evolved to focus on Kubernetes security. About StackRox.

Security 433

Security Leadership Community Google 433

PYMNTS

SEPTEMBER 10, 2018

Long before innovators began talking about the power of ecosystems to transform commerce, scientists spent centuries studying them under microscopes in their labs. Decomposer for innovator large or small, established or emerging. One of those is Uber Eats , which launched in 2014. An Ecosystem By Any Other Name.

Innovation 146

Innovation Cards Payments San Francisco 146

PYMNTS

NOVEMBER 7, 2019

But recent changes have sparked even more interest and innovation from commerce operators. Domino’s had already enabled in-car ordering with Ford’s Sync AppLink back in 2014. There is little doubt that the 2020s will see more retail innovation in the drive-thru lanes.

Retail 103

Retail Innovation Mobile Google 103

PYMNTS

DECEMBER 18, 2019

Caribou’s current rewards system is quite different from what was offered when it debuted in 2014, Larson said. Another innovation Caribou implemented post-release was targeted recommendations. How Caribou modernized its rewards system. Caribou fixed this issue by adding the ability to schedule pickup hours in advance.

Mobile 130

Mobile Innovation System Security 130

Bank Innovation

APRIL 18, 2018

We spent last year and most of 2016 scaling and on the workings of the product,” Purdue told Bank Innovation. Launched back in 2014, […]. EXCLUSIVE - With over 100,000 signups to date, Ollie Purdue, CEO of digital current accounts Loot will turn his focus on generating revenues this year. “We This year, we look at revenues.”

Fintech 170

Fintech Innovation social media Online 170

PYMNTS

OCTOBER 25, 2019

We have deep, data-supported dives on Apple Pay, the outlooks for payments innovation in the 2020s, web sales taxes and Amazon’s holiday shopping season news. Ten Years Of Payments Innovation And Reinvention. What Apple Pay At Five Says About The Future Of Mobile POS Payments. Looking back, you might mark your calendar — Oct.

Apple 101

Apple Innovation South Dakota Taxes 101

Bobsguide

AUGUST 22, 2016

As part of the FCA’s Project Innovate – an initiative introduced in late 2014 to promote competition through disruptive innovation. The Financial Conduct Authority (FCA) is moving with the digital times by playing a key role in creating a regulatory environment for fintech to thrive.

Innovation 60

Innovation Fintech 60

Bank Innovation

SEPTEMBER 4, 2018

Simple and Moven had more innovative offerings than traditional peers, but that didn't translate to more customers or more revenue. What was BBVA paying for when it bought Simple for $117 million in 2014? Fintech startups, particularly neobanks, have long suffered from having great technology, but few customers using it.

Fintech 150

Fintech Company Innovation Technology 150

Bank Innovation

FEBRUARY 27, 2020

This is the first time since the company’s 2014 launch that its U.S. The point-of-sale lender announced this week it has more U.S. customers than customers in New Zealand and in Australia, where it is headquartered. customer numbers have outperformed other markets. […].

Marketing 293

Marketing US Retail Customer Experience 293

Perficient

FEBRUARY 18, 2021

Perficient takes pride in our global delivery capabilities that empower companies to adapt and innovate with agility. Perficient has aggressively grown our global delivery capabilities, increasing headcount by more than 30% annually since 2014.

Industry 332

Industry America Software Branding 332

PYMNTS

APRIL 27, 2018

A 2014 study by Northwestern University’s Kellogg School of Management found that’s the case, revealing evidence to support that seven-second rule of thumb. Interestingly, the 20 percent middle-of-the-road innovators had a kiosk implementation rate of just 25 percent, according to PYMNTS’ report.

Innovation 105

Innovation Study Google Survey 105

Bank Innovation

AUGUST 28, 2017

Founded in 2014, Baltimore-based Blispay provides point of sale financing for customers of small and medium-sized merchants. BlisPay’s CEO, Greg Lisiewski, told Bank Innovation that as the company focuses on scaling itself and adding more merchants to its […].

Baltimore 170

Baltimore Innovation Company Cards 170

CB Insights

SEPTEMBER 26, 2018

One solution: in-house healthcare innovation labs. We put together a list of healthcare innovation labs from new entries to the field, as well as some of the oldest — and most familiar — names in health. Sometimes corporate innovation goes wrong , and we’ve written about corporate innovation theater before.

Innovation 73

Innovation Cleveland New York New York City 73

PYMNTS

SEPTEMBER 28, 2017

Instead, the majority actually said accounting software was the most important innovation in their industry. Forty percent reported they are willing to embrace technology as early adopters, and added they are committed to investing in emerging innovations and apps — including the cloud. Embracing The Cloud. Unexpected Trends.

Trends 108

Trends Innovation Survey Software 108

PYMNTS

JUNE 21, 2016

The effort provides innovative early-stage startups with access to an immersive six-month program where they receive guidance and support from MasterCard on scaling their operations and entering new markets and industries. “It’s not a random set of companies.

Innovation 103

Innovation Groups Operations blockchain 103

Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). I will update with milestones from 2014 to today and publish next month. Note: These are the rankings from 10 years ago. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

OCTOBER 12, 2016

David Lauren — son of company founder and namesake Ralph Lauren — will be promoted to the newly created position of chief innovation officer, according to a recent filing with the SEC. percent from the $780 million it brought in in 2014. His most recent post has been as executive vice president of marketing and communications.

North Carolina 100

North Carolina Innovation Operations Report 100

PYMNTS

NOVEMBER 8, 2017

FIS surveyed 25 markets in which real-time payments programs are operational, rating their innovative qualities on a scale from 1 to 5. Denmark’s NETS RealTime 24/7 initiative launched in 2014 and offers near real-time settlement of transactions — including P2P, mobile, online and credit transfer payments, as well as B2B payments.

Innovation 101

Innovation Payments System Operations 101

PYMNTS

MARCH 17, 2017

But on the second day of Innovation Project 2017, eyes were beyond Beantown and cast toward the world at large. In 1996, California legalized medical cannabis; in 2014, Colorado did one better and legalized marijuana for adults over 21 for recreational use. Pot Shots in Payments. That is not true,” O’Neil noted.

Innovation 103

Innovation Lending Boston Security 103

Bank Innovation

AUGUST 11, 2016

The program, launched in May 2014, allows merchants who charge less than $1 million a year through American Express, to use one of 18 merchant processors to secure a lower discount rate. Market participants tell Bank Innovation Read More. American Express today dispelled market rumors that it would expand its OptBlue program.

Innovation 150

Innovation Marketing Security System 150

Jeff For Banks

DECEMBER 18, 2014

and its subsidiary BofI Federal Bank aspire to be the most innovative branchless bank in the United States providing products and services superior to their competitors, branch-based or otherwise. In June, the bank raised an additional $30 million of common equity, positioning it to continue its strong growth. #2. BofI Holding, Inc.

North Dakota 93

North Dakota Arizona Minnesota Los Angeles 93

Javelin Strategy & Research

MAY 2, 2014

Stocks, IPOs, and large real estate investments are all mainstream in 2014, as startups empower a new wave of everyday consumers with investment tools. It’s no longer about having the most features; it’s about delighting consumers into enjoying a task that they used to dread. The intersection of Wall Street and Main Street is digital.

Trends 56

Trends System Mobile Maine 56

PYMNTS

MARCH 24, 2016

When compared to the prominence of digital strategies in 2014, 2015 figures saw a significant jump across the board. Between 2014 and 2015, CPOs cited a 19 percent increase in the use of mobile technologies and a 10 percent increase in the use of social media efforts to boost their performance in the organization, researchers found.

Innovation 100

Innovation Marketing Digital Strategies social media 100

Bank Innovation

FEBRUARY 27, 2020

This is the first time since the company’s 2014 launch that its U.S. The point-of-sale lender announced this week it has more U.S. customers than customers in New Zealand and in Australia, where it is headquartered. customer numbers have outperformed other markets. […].

Marketing 195

Marketing US Retail Customer Experience 195

PYMNTS

MAY 27, 2020

Zoox was founded in 2014 and has been working to develop electric-powered robot taxis. In 2019, it participated in a $530 million funding round for autonomous technology firm Aurora Innovation. “We believe $1.1 billion would be a fair price for the company, representing a 65.6% haircut from its previous post-money valuation of $3.2

Las Vegas 245

Las Vegas San Francisco Technology Meeting 245