Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. The last one, published in Jan 2014, featured 50 innovations (see below).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. They saw a greenfield waiting to be planted. The list goes on.

Innovation 131

Innovation Payments Apple Mobile 131

PYMNTS

AUGUST 12, 2020

Mastercard Accelerate works with FinTechs “through all stages of growth and transformation — market entry, expansion, product development, diversification and innovation,” the firm said. Mastercard is thrilled to partner with some of the world’s most innovative startups to transform the future of commerce.”.

Fintech 163

Fintech Innovation cryptocurrency blockchain 163

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online 98

Online Company Retail Payments 98

PYMNTS

JUNE 7, 2017

BAM Worldwide, a provider of cash management and working capital, e payment solutions to the transportation industry , announced Tuesday (June 6) that it has completed a $10-million investment led by Millstone Capital Partners. BAM provides technology, payments processing and working capital loans to the U.S.

Atlanta 101

Atlanta Capital Industry Online 101

PYMNTS

MARCH 20, 2018

The “Scottish Pacific SME Growth Index,” released twice a year, found the portion of small businesses that said they would use banks for funding declined from 38 percent in 2014 to 24 percent in 2018. FinTech offers include creating seamless online loan applications and software that analyzes financial data to deliver the best possible deal.

Fintech 118

Fintech Lending Survey Innovation 118

CB Insights

SEPTEMBER 26, 2018

One solution: in-house healthcare innovation labs. We put together a list of healthcare innovation labs from new entries to the field, as well as some of the oldest — and most familiar — names in health. Sometimes corporate innovation goes wrong , and we’ve written about corporate innovation theater before.

Innovation 73

Innovation Cleveland New York New York City 73

PYMNTS

NOVEMBER 21, 2016

Those are among the findings of the sixth annual Financially Underserved Market Size report that was released jointly last week by the Center for Financial Services Innovation and Core Innovation Capital. percent over 2014. Activity has, in fact, moved toward other conduits, such as small business marketplace lenders.

Study 100

Study United States Payments Innovation 100

PYMNTS

AUGUST 10, 2016

In fact, the venture and entrepreneurial ecosystem grew by 20 percent from 2014 to 2015 alone. In general, venture capitalists are boosting their investments in Latin America, with funding reaching $594 million in 2015, a stark increase from $387 million in 2012, the Latin America Venture Capital Association confirmed.

Innovation 100

Innovation Apple social media America 100

PYMNTS

MARCH 11, 2019

And Phillips, on the eve of founding his dessert delivery on-demand business SugarMoo in 2014, had two problems to solve. But bigger than the cupcake-replacement innovation, perhaps, was the realization five years ago that the dessert on demand market in Dubai was basically non-existent — but not unwanted. The products were solid.

Online 148

Online Marketing Millennials Branding 148

PYMNTS

OCTOBER 19, 2016

ContentSquare, an experience optimization platform for online and mobile businesses, announced Tuesday (Oct. The capital investment by Highland Europe will support ContentSquare’s global expansion and attract new talent to advance the company’s vision. 18) the completion of $20 million in Series B funding.

User Experience 100

User Experience Analytics Online Mobile 100

PYMNTS

FEBRUARY 14, 2019

A report this week said that an online used-car platform in that country called BeliMobilGue has raised $10 million in fresh capital in a Series A funding to help expand its offerings. Consumers who want to sell their cars via that platform reportedly seek an online price estimate. “If Take Online auto retailer Vroom.

Capital 117

Capital Online Report Maine 117

PYMNTS

AUGUST 11, 2016

Data provided to CNBC shows shoppers have been purchasing back-to-school supplies a month early, and retailers have to pick up their game in order to capitalize on the back-to-school shopping season. percent in 2015 compared to 2014. percent, while online-only stores saw a 14.5 percent, while online-only stores saw a 14.5

Retail 100

Retail Online Trends Examples 100

PYMNTS

MAY 29, 2020

Founded in 2014, Zoox has been working to develop electric-powered robot taxis in a difficult multipronged effort, simultaneously creating driverless technology, a ride-hailing network and a bespoke autonomous vehicle at scale. And in 2019, the company participated in a $530 million funding round for autonomous tech firm Aurora Innovation.

Retail 131

Retail Capital Online Video 131

Bank Innovation

MAY 1, 2016

Robinhood: On Target Launched in December 2014, Robinhood is a zero-fee stock trading app that quickly gained popularity among financially ambitious millennials. Robinhood was paid the enormous compliment of having “cracked the millennial code” by none other than Jay Sidhu, CEO of Customers Bank and founder of BankMobile.

Millennials 240

Millennials social media Operations Cards 240

PYMNTS

AUGUST 2, 2019

Hacker Arrested in Capital One Breach Affecting 100M+. Thompson formerly worked for Amazon Web Services, which hosted the Capital One database that was breached. Payment Tech Tops FIs’ Innovation Agendas. However, financial institutions (FIs) are getting better at separating vital areas of innovation from the hype.

Apple 115

Apple blockchain Data Retail 115

CB Insights

AUGUST 1, 2017

This teardown features annotations & commentary by four Social Capital partners. Thanks to the Social Capital team for updating/confirming their portfolio data on the CB Insights Editor. Social Capital is a VC fund with a focus on healthcare and education. Get all the latest data on innovation, startups, & disruption.

Capital 34

Capital Software Google Company 34

PYMNTS

JANUARY 15, 2019

The announcement comes as, since 2014, more than 163 million women have launched businesses across the globe, at a rate that outpaces that of businesses launched by men. To that end, Visa said on Tuesday (Jan. Kereere said that to date there has been “not enough conversation” around the issues that are being explored through the new program.

Atlanta 189

Atlanta New York social media Community 189

PYMNTS

SEPTEMBER 16, 2016

The capital city is Mexico City, which alone is home to almost 9 million. Nearly $120 million has been invested in approximately 300 startups based in Guadalajara since 2014. Mexico’s longstanding business culture resulted in the government investing $658 million to an estimated 620,000 entrepreneurs back in 2014.

Fintech 100

Fintech Capital Millennials Mobile 100

Accenture

MAY 22, 2019

For years, banks have enjoyed a low bar on CFO expectations around payment product sophistication and innovation. percent between 2014 and 2016. Companies are moving cash off the balance sheet and investing in areas like wages, capital expansion and innovation. 2 Accenture Research on S&P Capital IQ data.

Payments 150

Payments Customer Experience Survey Capital 150

Bank Innovation

NOVEMBER 21, 2016

The company launched in 2014 in Israel, but has since relocated to Read More. Holiday shopping season is a time when many businesses can count on heavy sales volume — it’s the rest of the year that’s a problem. This is what Cinchkey, formerly known as Credithood, has set out to solve.

Company 150

Company Capital Online Technology 150

PYMNTS

JUNE 21, 2019

In 2014, the company dealt with something similar with its payment processing systems. By changing to the XRP digital currency, however, it forecasts lower operating costs along with the value of working capital it needs. Why Pets Are Pulling Retail Innovation’s Leash. Target Says Weekend Outage Due To NCR Glitch.

Fraud 101

Fraud social media cryptocurrency National 101

PYMNTS

APRIL 29, 2019

Plastic cards and the card rails are reliable and certain, at the physical store as well as online. Speaking of online, uncertainty over shopping online is what gave birth to PayPal in 1998. Then, buying and selling online was a sea of uncertainty. Consumers stick to what they know will deliver a predictable outcome.

Online 162

Online Retail Study Cards 162

PYMNTS

NOVEMBER 18, 2016

In this week’s installment of PYMNTS’ Weekly Tech Center Roundup , we look at how the country’s capital city is developing a tech landscape that’s quickly catching up with its western counterparts. billion in EU funds aimed at promoting an innovative economy after joining the EU in 2014. million people. Poland brought in €7.2

UX 100

UX Google Innovation Meeting 100

Bank Innovation

MARCH 9, 2016

Global fintech funding skyrocketed in 2014 and 2015, but tapered off in the fourth quarter of 2015, with the implication that 2016 won’t be so sweet, according to the report. Asian fintech deal sizes dwarfed U.S. deal sizes in 2015, a new report from KPMG and CB Insights shows. But yesterday’s Ant Read More.

Fintech 150

Fintech Report Capital blockchain 150

PYMNTS

JULY 26, 2018

Here is how different industries are innovating with subscriptions. Reuters , citing comments that Co-founder Thomas Griesel made to a German newspaper, reported that the company wants to capitalize on a growing demand for ready-made meals. “We The global average Subscription Commerce Conversion Index merchant score grew from 62.9

Marketing 110

Marketing Software Nashville Tennessee 110

Fintech Labs Insights

SEPTEMBER 21, 2020

Innovate Finance broadcast the finals of its Pitch360 competition over Zoom in July. Founded: 2014. Payment platform for online businesses and processors. Capital Markets & WealthTech. Digital Assets. Finalists: Lacero ( pitch ), SupraFin ( pitch ), Wirex (see pitch below). Category winner AND overall winner: Wirex.

Innovation 15

Innovation Fintech blockchain Capital 15

PYMNTS

JANUARY 1, 2019

Even if there were a trustworthy way to send money over the internet (which there isn’t), the network is missing a most essential ingredient of capitalism: salespeople.”. In fairness, it was 1995 — Amazon was a year old and a bookseller online. and around the world.

Apple 150

Apple Google Bitcoin Mobile 150

Celent Banking

DECEMBER 15, 2015

In 2014, Celent recognized mBank’s digital platform redesign and in 2015, Celent recognized mBank’s Bancassurance initiative. Through 2014, mBank has grown to more than 4.7 At first read, I thought this was a story about a celebrated direct bank building a branch network. Well, not exactly. About mBank. mBank is no stranger to Celent.

Branding 100

Branding Retail social media Video 100

Fintech Labs Insights

JUNE 29, 2016

It gives online shoppers more payment flexibility with instant financing of up to $5,550 (€5,000) for up to 36 months at rates comparable to local banks. Kreditech’s Sebastian Diemer and Alexander Graubner-Müller presenting at FinovateSpring 2014. Consumer financing company Kreditech announced a new business line today.

Online 17

Online Study Capital Data 17

PYMNTS

APRIL 17, 2017

In the case of Square — the payments innovator that launched hundreds of mPOS imitators — the small problem was $2,000 worth of handblown glass that artisan Jim McKelvey couldn’t close the deal and sell. Launched in 2014 as the firm’s lending arm, Square Capital has extended over $1 billion in working capital to over 100,000 small merchants.

Apple 110

Apple Capital Cards Payments 110

PYMNTS

JULY 3, 2018

The pullback of banks from the small business lending space left a gap filled by alternative lenders who are exploring new ways to connect entrepreneurs with capital, a journey that includes innovation and a bit of experimentation. An IBISWorld report published in 2014 found that 98 percent of U.S.

Data 100

Data social media Lending Tools 100

Fintech Labs Insights

MAY 12, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. CAN Capital.

Atlanta 15

Atlanta Utah DC Detroit 15

PYMNTS

MAY 10, 2016

I want to create something new and innovative.” Laplanche, as LendingClub’s founder and CEO, was bullish on the future of alternative lending in the new online marketplaces. Even Jamie Dimon wrote in a 2014 letter to investors of the danger online lenders posed, a new class of innovator that was coming to “eat our lunch.”.

Lending 100

Lending Capital Compliance Operations 100

Tefkin

JUNE 3, 2014

On the “Beta” end of the scale, ETFs are steadily becoming one of the most successful innovation in recent decades. By lifting the ban on general solicitation and making crowdfunding easier, the JOBS act is opening access (for accredited investors for now) to the Venture Capital and Hedge Funds asset classes.

Industry 42

Industry Management Innovation Analysis 42

PYMNTS

DECEMBER 12, 2016

It’s another important milestone in the “Look, Ma, no countertop terminals needed to check out” experience that we’ve been talking about for some time and that other retail innovator — Starbucks — showed us was possible when it unveiled mobile order-ahead a little more than a year ago. Kinda misses the whole point. times a week, on average.

Retail 100

Retail Online Branding Innovation 100

PYMNTS

JUNE 10, 2016

million as of 2014. In fact, the venture and entrepreneurial ecosystem grew by 20 percent from 2014 to 2015 alone. Boleto provides those who don’t have credit cards with the ability to participate in eCommerce by printing a ticket with a barcode during online checkout that they can then take and pay at a local store.

Trends 100

Trends Community America Study 100