PYMNTS

JANUARY 31, 2020

Online fashion marketplace Moda Operandi announced a $1 million funding boost that it will use to invest in its technology and bolster business overall. Comerica Bank and TriplePoint Capital were also named, and there were more investors that were not named.

Trends 130

Trends Capital Branding Marketing 130

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. And each January, we ranked all previous recipients into a master list.

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

SEPTEMBER 18, 2018

At the peak of the crisis, the delinquency rate was 10 percent in 2010, as underwater mortgages and foreclosures hit the headlines. Now, tighter standards in the wake of Dodd-Frank’s 2010 passage helped get that down to about 4.3 Mortgages and Credit Cards and Student Debt…. Mortgages ? trillion at the peak of the financial crisis.

Lending 148

Lending Innovation Fintech Cards 148

PYMNTS

JANUARY 23, 2019

Another one has bitten the dust when it comes to providing the vital last-mile delivery service for online consumers (especially the hungry ones). Munchery came on the scene in 2010, and hit a valuation of $300 million in 2015. It tried several iterations to grow the business, but none of them took off. Consumer Demands.

Los Angeles 180

Los Angeles San Francisco Analysis Seattle 180

Celent Banking

NOVEMBER 17, 2015

Online small business lending by direct credit providers has especially taken off. Let’s take a look at data compiled by the FDIC starting in 2010. The overall volume of small business loans increased year-over-year from 2010 to June 2015, with a CAGR of approximately 3%.

Report 100

Report FDIC Lending Fintech 100

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. In 2010, LendingClub added to its war chest with a $24.5 The DOJ Finding.

Lending 135

Lending Fraud Management San Francisco 135

PYMNTS

JUNE 1, 2017

Stripe, a San Francisco-based payment service provider that specializes in online transactions, is expanding its arsenal of financial products to cater to the needs of data-hungry businesses. Stripe is a leading innovator in the financial technology space.

Analytics 106

Analytics Tools San Francisco Data 106

Jeff For Banks

DECEMBER 12, 2015

Firms started in the dorm room that have no employees, just an eager volunteer, no revenue, and no capital need not apply. So FinTech (six) firms need capital and revenues to grab a foothold in the financial services market. So I went to the Finovate 2010 Best of Show to see where these firms are now. And I suspect elsewhere.

Fintech 60

Fintech Capital Cards Bitcoin 60

CB Insights

APRIL 17, 2018

For the third consecutive year, we worked with The New York Times to identify and rank the top 100 venture capital professionals from around the globe. We used CB Insights data gathered via our machine learning technology (dubbed The Cruncher ) and from thousands of submissions we received from VC partners and firms via The Editor.

San Francisco 71

San Francisco CA Capital Operations 71

PYMNTS

FEBRUARY 24, 2020

The 2020s will be defined by the innovators who understand that time is a currency people truly value — and they will use technology and connected devices to maximize each unit of time. The below chart shows the results of that study for the period from 2010 through 2018 — the most recent year for which that data is available.

Innovation 209

Innovation Study Mobile Online 209

PYMNTS

MARCH 21, 2017

The on-demand revolution is well under way, fueled by innovators like Amazon and Uber as well as the move to online and mobile channels. The idea for Bringg began back in 2010 during the on-demand and logistics revolution as it happened, Sion said. Consumers expect more than ever from their delivery experiences.

System 131

System Operations Management Tools 131

Independent Banker

FEBRUARY 24, 2016

Community banks cannot afford to ignore the staggering pace of lending adoption by both individuals and businesses using digital-only platforms from various nonbank technology-based specialty lending firms. But community banks should not be without hope, nor should they underestimate the significance of customer relationships.

Community Bank 70

Community Bank Community Lending FDIC 70

PYMNTS

MARCH 1, 2017

The retail landscape is changing fast in the face of new technologies and shifts in buyer behavior and consumer demand. Founded in 2010, the company offers a SaaS-based subscription technology platform and builds tools for brands and merchants looking to add subscription services to their retail repertoire.

Branding 100

Branding Retail Software User Experience 100

Independent Banker

DECEMBER 29, 2015

ICBA warns of risks of online marketplace lending models. Online marketplace lenders are a new form of nonbank specialty lending that uses technology platforms to allow Wall Street and individual investors to directly fund loans to consumers and small businesses. Typical Practices of Online Lenders. capital policy.

San Francisco 70

San Francisco Lending New York City Online 70

PYMNTS

AUGUST 26, 2016

That couldn’t ring truer for the state’s capital, which many consider to have a tech scene bursting with potential and growth. Last year, 147 companies in Austin’s digital tech ecosystem raised more than $966 million in new capital, with more than $3.9 You know what they say, everything is bigger in Texas. billion in exits.

Austin 100

Austin Fintech New York City Community 100

CB Insights

NOVEMBER 6, 2018

Company Description: Founded in 2012, this Berlin-based company runs an online used car exchange via a family of sites such as Auto1.com, Select Investors: DST Global, DN Capital, SoftBank Group. Company Description: Based in Sweden, Klarna provides online payment solutions. Select Investors: Rhone Capital.

Groups 76

Groups Capital Operations Fintech 76

PYMNTS

JANUARY 1, 2019

Well, the nuclear vacuum cleaner wasn’t the most outlandish technological advancement the ’50s promised and failed to deliver. Even if there were a trustworthy way to send money over the internet (which there isn’t), the network is missing a most essential ingredient of capitalism: salespeople.”. Disappointed now?

Apple 150

Apple Google Bitcoin Mobile 150

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. GonzoBankers, 2019 was a year of extremes.

Idaho 148

Idaho Conference Data Marketing 148

PYMNTS

SEPTEMBER 14, 2020

It’s the playbook on using technology and a new business model to turn something that consumers didn’t really want to do into something they no longer had to do , while getting the same — or an even better — result. Between 2008 and 2019, the DVD rentals market dropped like a stone.

Innovation 245

Innovation Video Course Meeting 245

PYMNTS

JUNE 3, 2016

These days, retail merchants must reach customers, both in-store and online, securely and conveniently. I would say around 2010, 2011, 2012, with Apple having mobile payments acceptance in stores, checking out on mobile devices, that’s where we saw transactions become much more personal,” Dasilva said of in-store retail experiences.

Retail 100

Retail Apple Fraud Online 100

PYMNTS

MARCH 23, 2018

Lazarus leveraged computer technology for inventory before most, which enabled him to discover trends faster than his competitors in the 1980s. Private equity firms Bain Capital, Kohlberg Kravis Roberts and Vornado Realty Trust took Toys R Us private in a $6.6 Slow Decline Sets in. Lazarus handed off the reins as CEO in 1994.

US 122

US Industry Washington Millennials 122

Lex Sokolin

APRIL 29, 2019

Conversion is now way easier than in 2010. As a second large issue, it is worth asking whether the US is experiencing an online banking renaissance? In this case, online startups are venture funded and are open to taking losses on these accounts in order to acquire more customers?—?see You read that right. The answer is “Yes”.

Mobile 45

Mobile Fintech Capital Lending 45

Independent Banker

JUNE 30, 2022

Rowland; and EVP and chief technology officer Mike Beattie. Self Financial handles the technology, including access to online accounts and an app, as well as marketing aspects of the program, and Lead Bank provides the compliance and access to the banking system. First Capital Bank. TriState Capital Bank.

Community Bank 172

Community Bank Community National Philadelphia 172

PYMNTS

OCTOBER 21, 2019

However, most people assumed that was survivable, and that the new millennia — powered by the emerging, mysterious technology known as “the internet” — was going to be a great place to live. Technologists are excited by technology, he added, and just assume that everyone else is, too. When people asked “what’s next?” The list goes on.

Innovation 131

Innovation Payments Apple Mobile 131

Lex Sokolin

FEBRUARY 4, 2021

In Partnership with: Join Fintech’s Largest Online Interactive Community! Melvin Capital, the $8 billion hedge fund that didn’t find GameStop funny, lost 53% of its portfolio in January ( $7 billion ) trying to short against the rallying cries of the Reddit Capitalist Union. billion of capital into Melvin’s fund. No Webinars.

Marketing 52

Marketing Capital Fintech Video 52

Lex Sokolin

FEBRUARY 4, 2021

In Partnership with: Join Fintech’s Largest Online Interactive Community! Melvin Capital, the $8 billion hedge fund that didn’t find GameStop funny, lost 53% of its portfolio in January ( $7 billion ) trying to short against the rallying cries of the Reddit Capitalist Union. billion of capital into Melvin’s fund. No Webinars.

Marketing 52

Marketing Capital Fintech Video 52

William Mills

JUNE 16, 2016

It has moved us all to this truly fantastic crossroads where innovation and mass technology adoption have taken financial services by storm. Perhaps the most important reason consumers have embraced new banking technologies is the emergence of an on-demand, on-the-move economy. Technology interest and investments in fintech remain up.

Fintech 40

Fintech Industry User Experience US 40

William Mills

JUNE 16, 2016

It has moved us all to this truly fantastic crossroads where innovation and mass technology adoption have taken financial services by storm. Perhaps the most important reason consumers have embraced new banking technologies is the emergence of an on-demand, on-the-move economy. Technology interest and investments in fintech remain up.

Fintech 40

Fintech Industry User Experience US 40

Jeff For Banks

JUNE 2, 2023

Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” After losses of $24 and $23 million, respectively in 2008 and 09, the regulators in 2010 said enough is enough. To you, manage your interest rate risk.

FDIC 78

FDIC Community Bank Regulation Lending 78

CB Insights

AUGUST 1, 2017

Get the PDF: History of Corporate Venture Capital. Yahoo’s 2013 – 2014 acquisition spree ended abruptly in 2015, a year that saw only 1 acquisition (online fashion platform Polyvore ) as the company saw increasing challenges. Transactions involving more than one acquirer were not included in this analysis.

Apple 42

Apple Google Strategy Analysis 42

Fintech Labs Insights

FEBRUARY 2, 2021

Ant Technology. Plaid Technologies. United States. 2018 round. 2-feb-2021. 2-feb-2021. United States. 2-feb-2021. Netherlands. 2-feb-2021. Australia. 2-feb-2021. April 2020 round. United States. 2-feb-2021. Nov 2018 transaction. 2-feb-2021. New Zealand. One97 (PayTM). Nov 2019 round. Checkout.com. Jan 2021 round. United Kingdom.

United States 15

United States Fintech Utah Lending 15

Fintech Labs Insights

OCTOBER 18, 2016

If you are Toronto-based identity and authentication specialist, SecureKey Technologies , what’s a nine-letter word for Canadian FIs commited to improving online security? million ($27 million CAD) in new capital from BMO Bank of Montreal, Bank of Nova Scotia, CIBC, Desjardins, Royal Bank of Canada, and TD.

Capital 12

Capital Security National Technology 12

PYMNTS

DECEMBER 28, 2018

There were plenty of tailwinds that pushed the segment forward: A strong economy, healthy consumer interest in credit and advances in credit scoring technology were all instrumental in pushing more consumers into the market, particularly in the first half of the year. According to the Federal Reserve , U.S. That amounts to $13.2

Millennials 145

Millennials Lending System Data 145

PYMNTS

JULY 18, 2016

Blockbuster filed for bankruptcy in 2010 with a market cap of $12 million, down from $4 billion just a decade before in 2002 — the year that Netflix IPO’d. A year and $2 million in seed capital later, Hastings and a partner founded Netflix. Netflix turned that opportunity into the $42 billion business that it is today.

Payments 100

Payments Video Marketing Course 100

CB Insights

JULY 16, 2017

Allianz has backed startups providing complimentary technologies to auto insurance for purposes of roadside assistance ( Urgent.ly ), cybersecurity ( Argus ) and connected camera networks ( Nauto ). For Allianz’s corporate VC arm, the connected car space has been a particular focus. Aviva Ventures. Stated investment focus: N/A.

Strategy 28

Strategy Marketing Analytics Innovation 28

Fintech Labs Insights

APRIL 30, 2015

Five-time Best of Show award winner, MX , has boosted its total capital to more than $50 million with this week’s raise of $30 million. The strategic implications of the investment in MX include the opportunity to bring its personal/digital finance management technology to the more than 10 million customers of USAA.

Utah 12

Utah Technology Capital Groups 12

CB Insights

DECEMBER 5, 2017

Allianz has backed startups providing complimentary technologies to auto insurance for purposes of roadside assistance ( Urgent.ly ), cybersecurity ( Argus ) and connected camera networks ( Nauto ). Stated investment focus: Enterprise software, financial technology, insurance technology, innovations in travel, health, and auto verticals.

Strategy 28

Strategy Marketing Analytics Innovation 28