Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It’s still going under the stewardship of fintech famous Jim Marous, who modernized the name to Digital Banking Report (and recently opened the archives for free access).

Innovation 15

Innovation Fintech Online Mobile 15

Jeff For Banks

DECEMBER 12, 2015

FinTech, FinTech, FinTech! A banker told me yesterday that if I wanted headlines in American Banker , put FinTech in my copy. Firms started in the dorm room that have no employees, just an eager volunteer, no revenue, and no capital need not apply. That's all I'm hearing. It's like global warming.

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Fintech Capital Cards Bitcoin 60

PYMNTS

NOVEMBER 1, 2019

“In the past ten years, the media landscape has seen explosive growth and sophistication in the form of mobile, digital, video and OTT [over-the-top], with more advertisers trending away from traditional media like TV and print,” Baysal recently told PYMNTS for its latest Class of 2009: Innovator’s Club discussion.

Strategy 100

Strategy Innovation Video Industry 100

PYMNTS

JANUARY 24, 2020

And, contrary to looking solely at historical data — the way it’s always been done, in other words — Allocca said that “two C’s” of credit for unsecured lending are capacity and capital are relatively easy to measure today and provide a better picture of creditworthiness. As Allocca said: “The credit score ‘black box’ is a dinosaur.”.

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Lending System Data Capital 126

Fintech Labs Insights

MARCH 16, 2022

Startups looking to raise capital have more options today thanks to evolving technology, regulation and market behavior. only seeing deals that could not raise elsewhere), but now that it has matured, it’s becoming an option to other sources of early capital (eg. First Round Capital blog post. family & friends, angels, VCs).

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Austin United States Boston Capital 15

PYMNTS

OCTOBER 13, 2016

But despite its market size, SMEs are struggling to get the working capital they need. Even with the SMEs that did not seek financing in the time period, the CFIB found that many of these companies expressed a need for capital anyway. percent in 2009, it still is significantly higher than levels seen in 2000 (10.5

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Lending Survey Capital Cards 100

PYMNTS

DECEMBER 30, 2016

Analysts continue to flesh out their predictions for payments and FinTech in 2017, but one can never truly know the exact direction an industry will take. Executives from Payoneer, NCR, FTV Capital and Ingo Money touch upon all of these trends as they tell PYMNTS their own visions for B2B payments next year.

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Industry Trends Capital Payments 125

Fintech Labs Insights

DECEMBER 7, 2020

At FintechLIVE , we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Full Fintech Unicorn list (values as of 2 Dec 2020). Personal Capital. Related: The Best Fintech Conferences this Week (7 Dec 2020). Fintech Startup of the Week: Breach Clarity Wins Finovate Best of Show (Nov 2020).

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United States Fintech Portland Oregon 15

Fintech Labs Insights

MAY 12, 2021

Whereas, 3 of the 5 largest were founded in 2007, 2008, and 2009. CAN Capital. Lighter Capital. We are calling it the FAB score, standing for Fintech Attention Barometer. The 171 Fintech Unicorns of the 21st Century (April 2021 update). The 171 Fintech Unicorns of the 21st Century (April 2021 update).

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Atlanta Utah DC Detroit 15

Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). It is the 7th fintech unicorn based in India, and the 4th most valuable. It’s currently tied for 96th most valuable across all fintech, and 36th most valuable payments company. Full Fintech Unicorn List. 2-feb-2021.

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United States Fintech Utah Software 15

Fintech Labs Insights

DECEMBER 9, 2015

There’s more to the Forbes Fintech 50 list than just an awesome logo featuring George Washington wearing wrap-around shades. FinovateSpring 2009 demo. Founded: 2009. Founded: 2009. Personal Capital. Founded: 2009. FinovateSpring 2009 demo. Founded: 2009. and a viable product.*.

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San Francisco CA Fintech Portland 12

PYMNTS

JANUARY 11, 2017

This time around, the B2B sector led FinTech as the area where the most funds flowed, with about $456 million. The biggest announcement came as Magento Commerce, spun out from eBay two years ago, got $250 million from Hillhouse Capital, one of China’s largest investment firms. The implied valuation here is $700 million.

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Capital US Company System 100

Fintech Labs Insights

MAY 19, 2016

Courtesy of a Series E round led by IGM Financial, digital wealth management giant Personal Capital picked up an investment of $50 million now, with another $25 million coming in 2017. The new capital takes the company’s valuation to $500 million. Personal Capital manages $2.4

Capital 14

Capital San Francisco Management California 14

Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). It is the 7th fintech unicorn based in India, and the 4th most valuable. It’s currently tied for 96th most valuable across all fintech, and 36th most valuable payments company. Full Fintech Unicorn List. 2-feb-2021.

United States 15

United States Fintech Utah Lending 15

Fintech Labs Insights

NOVEMBER 19, 2015

In an effort to capture more of that growth, Personal Capital is lowering its minimum investment from $100,000 to $25,000. Lowering the minimum will also help Personal Capital compete with Wealthfront , which requires a minimum of $500, and Betterment which does not have a minimum investment requirement. Personal Capital.

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Capital San Francisco New York Meeting 12

Fintech Labs Insights

AUGUST 18, 2016

Popular point-of-sale (POS) hardware and software company Square launched Square Capital in 2014 joining the likes of OnDeck , CAN Capital , and Kabbage to provide working capital to small businesses. Square Capital’s loans are revenue-based; borrowers repay the loan by giving a fixed percentage of their daily sales.

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Capital Analytics Software Tools 12

Fintech Labs Insights

APRIL 15, 2016

Last night in Amsterdam the 2016 European Fintech Awards celebrated innovators shaping the future of finance. Four of the winners are Finovate and FinDEVr alums, including BehavioSec, who won the overall award of Best European Fintech Company of 2016: BehavioSec. Founded: 2009. Scalable Capital. HQ: Stockholm, Sweden.

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Fintech San Francisco Lending Innovation 12

Fintech Labs Insights

MAY 20, 2015

Payment processor, WePay has just added $40 million in new funding to its investment total , courtesy of a Series D investment led by FTV Capital. The Series D round takes WePay’s overall capital to more than $75 million. FTV Capital partner Chris Kinship will join WePay’s Board of Directors as part of the deal.

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CB Insights

AUGUST 16, 2017

Last quarter, the US unicorn “birth rate” ticked up significantly as 9 new VC-backed companies reached $1B+ valuations (compared to only 3 companies in Q1’17), the highest quarterly total since the close of Q3’15, according to our Q2’17 Venture Capital Funding Report with PwC. Valuation: $1.8B. Unicorn Round: $85M Series D.

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Meeting US Capital North Carolina 68

Jeff For Banks

MAY 31, 2017

Look at the decline in branches since 2009. Clearly he is not attending FinTech conferences. I sometimes quip that FinTech prognosticators are like futurists. Are branches dead? The conventional wisdom from the shouters would be yes. Look at transaction counts. Look at the surveys. Yet both live on. The red: millennials.

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Branch Strategies DC Groups Fintech 60

Fintech Labs Insights

JULY 27, 2015

Once completed, the company will have a total capital of more than $585 million and a valuation of more than $875 million. The new capital will help Kabbage grow its staff (adding as many as 100 new workers) as well as “double” its office footprint. Kabbage was founded in 2009, and is headquartered in Atlanta, Georgia.

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San Jose Atlanta Fintech Georgia 12

Fintech Labs Insights

NOVEMBER 19, 2021

Whereas, 3 of the 6 largest were founded in 2007, 2008, and 2009. CAN Capital. Lighter Capital. We are calling it the FAB score, standing for Fintech Attention Barometer. CAN Capital. Only 4 surviving lenders were launched prior to 2007. Digital Lenders: Year Founded. Prior to 2007 >>> 4. Biz2Credit.

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Atlanta Utah Miami DC 15

Fintech Labs Insights

JUNE 10, 2016

The new research report on digital wealth management from Financial Technology Partners is a timely reminder of just how deep the firm’s dedication to and insight into the fintech world goes. 205 million in capital raised. 250,000 in capital raised. Founded in 2009. million in capital raised. .

San Francisco 12

San Francisco Management Report California 12

Fintech Labs Insights

JUNE 10, 2016

The new research report on digital wealth management from Financial Technology Partners is a timely reminder of just how deep the firm’s dedication to and insight into the fintech world goes. 205 million in capital raised. 250,000 in capital raised. Founded in 2009. million in capital raised. .

San Francisco 12

San Francisco Management Report California 12

Fintech Labs Insights

MAY 12, 2021

Whereas, 3 of the 5 largest were founded in 2007, 2008, and 2009. CAN Capital. Lighter Capital. We are calling it the FAB score, standing for Fintech Attention Barometer. Founded: 2009. CAN Capital. Only 3 surviving lenders were launched prior to 2007. 1,050,000. SmartBiz Loans. 1,350,000. 1,200,000.

Atlanta 15

Atlanta Utah DC Detroit 15

Fintech Labs Insights

NOVEMBER 19, 2021

Whereas, 3 of the 6 largest were founded in 2007, 2008, and 2009. CAN Capital. Lighter Capital. We are calling it the FAB score, standing for Fintech Attention Barometer. CAN Capital. Only 4 surviving lenders were launched prior to 2007. Digital Lenders: Year Founded. Prior to 2007 >>> 4. Biz2Credit.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

NOVEMBER 19, 2021

Whereas, 3 of the 6 largest were founded in 2007, 2008, and 2009. CAN Capital. Lighter Capital. We are calling it the FAB score, standing for Fintech Attention Barometer. CAN Capital. Only 4 surviving lenders were launched prior to 2007. Digital Lenders: Year Founded. Prior to 2007 >>> 4. Biz2Credit.

Atlanta 15

Atlanta Utah Miami DC 15

PYMNTS

SEPTEMBER 14, 2016

In investing, whether across equities, private placements or venture capital activity, no one likes the term “anemic.”. Of that figure, 71 percent, or $145 million, came from the FinTech sector, with the biggest deal, at $119 million, tied to OfferUp, a Craiglist.com rival, raised through Warburg Pincus and also GGV Capital.

Big Data 100

Big Data Fraud Software Analytics 100

Jeff For Banks

SEPTEMBER 13, 2015

He joined COB's board in 2009 after its $310 million recapitalization which was needed from a disastrous slew of losses incurred starting in 2008 as a result of awful credit decisions, leading to a 21% NPA/Asset ratio peak in 2010. Selection: Mitch Englert, EVP of Community Banking, Capital City Bank Group, Inc.

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Community Bank Lending Community Security 60

PYMNTS

JUNE 14, 2018

Powering the push in spending, according to the Commerce Department reports, are historically low unemployment figures , wages finally starting to show real gains and additional liquid capital among workers due to the tax cuts of late 2017. percent in Q1, in line with averages since 2009. Output was up 2.2

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Retail Bitcoin Course America 108

Tech and Finance

DECEMBER 14, 2015

In this newly created role, Basker will lead two strategically important pillars in the growth agenda for Zafin — capitalizing on business opportunities through a coordinated transformation of Zafin solutions, processes and disciplines to achieve scale and speed and global expansion of advisory services.

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Leadership Industry America Retail 28

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Stripe went on to raise a seed round from Sequoia Capital, Andreessen Horowitz, SV Angel, and PayPal founders Peter Thiel and Elon Musk in 2011.

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Online Company Retail Payments 98

Fintech Labs Insights

APRIL 27, 2016

This week, small business lender Mayava Capital honored the most influential people in small business lending in its Marketplace Lending Power 20 awards. FinovateSpring 2009 demo. Prosper’s FinovateSpring 2009 demo. OnDeck Capital CEO, Noah Breslow. Grown to 80 employees since launching in 2009.

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Lending San Francisco Utah Capital 12

Fintech Labs Insights

APRIL 16, 2020

In my 25 years in the fintech space, I’ve had the misfortune to experience three massive ecosystem shocks. To help gauge where fintech is now and how and when it will get back on its feet, let’s compare and contrast the three downturns and their recoveries. 2009 (a 17-month dive). Financial crisis. Coronavirus crisis.

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Fintech UX Community Comparison 15

Fintech Labs Insights

AUGUST 17, 2015

Four out of the top 100 companies are Finovate alums: Kabbage , provides working capital to small businesses online. Founded: 2009. Further down this year’s list are Payoneer , ranked 1976 and CAN Capital , ranked 3206. Magazine published its annual ranking of private American companies based on three-year revenue growth.

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San Francisco CA Atlanta Big Data 12

Fintech Labs Insights

APRIL 7, 2017

million) today in a round led by Frumtak Investment Fund and Velocity Capital Private Equity. Founded in Iceland in 2009, Meniga helps banks in 18 markets leverage their customer data to market and up-sell products and services to the banks’ 40 million end customers.

Data 21

Data Meeting Digital Banking Capital 21

Fintech Labs Insights

SEPTEMBER 29, 2016

million in new capital using the same convertible note strategy the company used last year to raise $2.2 Founded in 2009 and headquartered in Richmond, Virginia, WealthForge demonstrated the WealthForge Network at FinovateSpring 2016. WealthForge will raise $2.5 private placements in 2015. The post WealthForge To Raise $2.5

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Virginia Capital Strategy Online 12