PYMNTS

AUGUST 21, 2017

Almost twenty-two years later, another startup founded in 2004 in a living room (of sorts) — a dorm on the campus of Harvard University — could end up being eBay’s most promising buyer ever: Facebook. million from Benchmark Capital and changed its name to eBay. From the Living Room to the Basement. From the Living Room to the Basement.

Online 128

Online Retail San Francisco Mobile 128

Fintech Labs Insights

DECEMBER 31, 2014

And surprisingly, fewer banks than anytime since 2004 were running holiday messages in the days before Christmas. For the past 10 years, I''ve done a year-end post looking at holiday promotions at the largest U.S. This year, only four of the 20 largest banks referenced the holidays on their homepages.

Maine 23

Maine Cards Florida Capital 23

PYMNTS

SEPTEMBER 22, 2017

The stores will still stay open, but amid same store sales declines of more than four percent year over year, price matching with Amazon and revamping its online ops will likely be a tough row to hoe (recall that the company ended an exclusive arrangement to be Amazon’s toy vendor of choice back in 2004). Want to accept credit cards?

US 108

US Apple Innovation Regulation 108

Lars Markull

MAY 30, 2020

The company was founded in 2004, went public in 2015 and the stock price is on a crazy 200% rally in the last twelve months. Already in 2016, the company announced Shopify Capital – a financing product for its merchant. But what happened last week? Shopify announced a bunch of new products. Embedded finance is here to stay.

Fintech 75

Fintech social media Examples Payments 75

PYMNTS

SEPTEMBER 14, 2020

The sequel, “ Meet The Fockers ,” released in December of 2004, was among the top-grossing films of 2005. Not all consumers have contactless cards or feel comfortable using digital wallets to pay. Flexibility around terms and working capital now provide even more incentives for each side to get on board.

Innovation 245

Innovation Video Course Meeting 245

Jeff For Banks

JANUARY 18, 2014

and Janney Capital Markets at 2.1% Businesses are still cautious in capital spending. Several wild cards may improve growth—such as energy availability and prices, improvement in overseas economies in Europe and Asia, and our new Fed Chairman, Janet Yellen, who should follow the low rate policies.

Philadelphia 83

Philadelphia Policies US Marketing 83

Jeff For Banks

DECEMBER 8, 2022

The problem is that we are not ready as an economy to turn on a dime away from fossil fuels and businesses are reluctant to make the necessary capital investments to drill for more oil. Consumer credit has continued to rise at a time when credit card and borrowing rates are all up dramatically. Consumer savings rates are down to 3.1%

Marketing 78

Marketing Policies Philadelphia Community Bank 78

PYMNTS

FEBRUARY 3, 2020

In today’s top payments news, Mastercard’s CEO speaks out against a national payments system, the FCA tells credit card companies to be reasonable with customers in debt and the People’s Bank of China is prepared to inject $173 billion into the country to stabilize the economic damage wreaked by the coronavirus. billion.

National 141

National System Cards Payments 141

Fintech Labs Insights

SEPTEMBER 22, 2016

Avalara , an innovator in automated tax management for small businesses, raised $96 million in new funding from a group of investors including Warburg Pincus, Sageview Capital, and Technology Crossover Ventures this week. Avalara’s total capital raised is more than $318 million.

Taxes 12

Taxes Seattle Compliance Capital 12

Fintech Labs Insights

FEBRUARY 2, 2021

The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. Personal Capital. New in January: Newborns: Digit Insurance : The Indian insurance startup, now valued at $1.9B, was founded in 2016 and has raised $250M. Divvy : Two Utah companies became unicorns this month.

United States 15

United States Fintech Utah Software 15

Fintech Labs Insights

FEBRUARY 2, 2021

The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. Personal Capital. New in January: Newborns: Digit Insurance : The Indian insurance startup, now valued at $1.9B, was founded in 2016 and has raised $250M. Divvy : Two Utah companies became unicorns this month.

United States 15

United States Fintech Utah Lending 15

Lars Markull

MAY 30, 2020

The company was founded in 2004, went public in 2015 and the stock price is on a crazy 200% rally in the last twelve months. Already in 2016, the company announced Shopify Capital – a financing product for its merchant. But what happened last week? Shopify announced a bunch of new products. Embedded finance is here to stay.

Fintech 40

Fintech social media Examples Payments 40

Fintech Labs Insights

DECEMBER 29, 2015

There isn’t an abundance of deep thought about long-term financial plans, other than how to pay down inflated December credit card bills. Provide last-minute gift assistance via prepaid MasterCard/Visa cards. Credit card promo with holiday copy (lower right on homepage). Banks in the Holiday Spirit. Fifth Third Bank.

Marketing 12

Marketing Milwaukee Maine Cards 12

CB Insights

SEPTEMBER 10, 2019

But incumbent banks are also at the forefront of the most promising innovations in personal finance today, such as virtual credit cards. The average millennial student debt load was $10,600 as of 2017 — about 2X more than what was owed by Gen X in 2004. Digit has raised $36M in venture capital to build out its service.

Millennials 77

Millennials Mobile Lending Cards 77

Fintech Labs Insights

AUGUST 12, 2015

Mobile banking specialist Tyfone has more than doubled its total capital courtesy of a summer funding round led by RPX Corporation. million investment from RPX Corporation and existing investors such as In-Q-Tel and individual investors like Steve Pawlowski and David Petraeus, puts Tyfone’s total capital at $12 million.

Capital 12

Capital Portland San Francisco Oregon 12

Jeff For Banks

OCTOBER 24, 2014

There is no way to know exactly how much money will ultimately move and land with Bill at Janus Capital, his new home. We are just getting over Home Depot’s admission of 60 million credit and debit card numbers being stolen over the course of months, eclipsing Target’s data breach. No system is sacred anymore.

Philadelphia 86

Philadelphia Conference California US 86

PYMNTS

FEBRUARY 13, 2017

Installment credit options also help convert more shoppers to buyers by financing a single product — instead of having to rely on a credit card. Shake Shack was a food cart in Madison Square Park when it opened in 2004. Economists increasingly point to a concentration of businesses now across just about every sector.

Retail 134

Retail Innovation Maine Community 134

Fintech Labs Insights

NOVEMBER 22, 2021

Value ($B). Value Date. Sub-Category. 5 Nov 2021. 5 Nov 2021. Ant Technology. 2018 round. 5 Nov 2021. Nov 2018 transaction. 5 Nov 2021. 5 Nov 2021. 5 Nov 2021. Secondary market May 21. Plaid Technologies. April 2021 round. Infrastructure. Oct 2021 round. One97 (PayTM). 22 Nov 2021. 8 Nov 2021. Mar 2021 SPAC (proposed). Credit Karma. Sep 2021 round.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

NOVEMBER 22, 2021

Value ($B). Value Date. Sub-Category. 5 Nov 2021. 5 Nov 2021. Ant Technology. 2018 round. 5 Nov 2021. Nov 2018 transaction. 5 Nov 2021. 5 Nov 2021. 5 Nov 2021. Secondary market May 21. Plaid Technologies. April 2021 round. Infrastructure. Oct 2021 round. One97 (PayTM). 22 Nov 2021. 8 Nov 2021. Mar 2021 SPAC (proposed). Credit Karma. Sep 2021 round.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

JANUARY 21, 2022

Ant Technology. 2018 round. Mar ’21 round. Aug ’21 round. FTX Exchange. Oct ’21 round. South Korea. Jan ’22 round. Jan ’22 round. Dec ’21 round. Sep ’21 round. June ’21 round. Netherlands. Nov ’21 round. Estimate based on ’21 IPO value. Circle Internet Financial. July ’21 SPAC (proposed). Nov ’21 round. Q2 Holdings. Chainalysis. June ’21 round.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

JULY 7, 2021

Scalable Capital , German investech. Scalable Capital. -based wealth management platform. 102(t): $2.1B Mercado Bitcoin, Brazillian crypto exchange. 105(t): $2.0B Clip , Mexican payments startup. 105(t): $2.0B Bunq , banking startup from The Netherlands. 121(t): $1.8B Trulioo , Canadian fintech security company. 139(t): $1.4B

United States 15

United States Fintech Bitcoin Capital 15

PYMNTS

SEPTEMBER 6, 2016

That means our focus in payments should be about swapping out mobile phones for plastic cards at the point of sale inside the store — right? By 2004, it had sold 1 million cars online — something that most people then thought implausible. Census tells us that more than 90 percent of sales still happen in the physical store.

Payments 100

Payments Online Mobile Retail 100

Fintech Labs Insights

OCTOBER 19, 2021

Value Date. Sub-Category. 9 Sep 2021. 9 Sep 2021. Ant Technology. 2018 round. 9 Sep 2021. 9 Sep 2021. 9 Sep 2021. New Zealand. Accounting. 9 Sep 2021. Nov 2018 transaction. 9 Sep 2021. 9 Sep 2021. Better.com. May 2021 SPAC annoucement. April 2021 round. Aug 2021 round. Toss (Viva Republica). June 2021 round. South Korea. 9 Sep 2021. Sep 2021 round.

Fintech 15

Fintech Lending Payments Analytics 15

Fintech Labs Insights

FEBRUARY 15, 2022

Scalable Capital. Value Date. 1 Feb 2022. Ant Technology. 2018 round. 1 Feb 2022. Ecommerce. Mar 2021 round. 1 Feb 2022. Netherlands. Aug 2021 round. Citadel Securities. Jan 2022 round. Nov 2018 trans. 1 Feb 2022. 1 Feb 2022. 1 Feb 2022. 1 Feb 2022. New Zealand. 1 Feb 2022. Credit Karma. Dec 2021 round. Sep 2021 round. June 2021 round.

Fintech 15

Fintech Lending Technology Payments 15

CB Insights

JUNE 6, 2019

When Munchery filed for Chapter 11 protection in March 2019, the company owed its former customers more than $3M in unfulfilled gift cards and an additional $3M to vendors and manufacturing partners. Magazine, and the company picked up $40M in VC capital from Index Ventures. The company expanded too aggressively in its early years.

Apple 78

Apple Branding Google Company 78

Fintech Labs Insights

DECEMBER 20, 2021

Value ($B). Value Date. Sub-Category. Ant Technology. 2018 round. Aug 2021 round. FTX Exchange. Oct 2021 round. New Zealand. Accounting. Nov 2018 transaction. Plaid Technologies. April 2021 round. Infrastructure. Oct 2021 round. Tinkoff Bank. Mar 2021 SPAC (proposed). Nov 2021 round. Sep 2021 round. June 2021 round. Netherlands. Nov 2021 round.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

AUGUST 10, 2021

Danish card company Pleo. New in July: #36: Caymen Island crypto exchange Bullish announced a SPAC worth $9.3B. #61(t): 61(t): $4B USA investech iCapital Network. #61(t): 61(t): $4B USA payments company Bolt. 132(t): $1.7B 134(t): $1.6B USA SMB neobank Mercury Technologies. 134(t): $1.6B German neobank Solaris Bank. 139(t): $1.5B 173(t): $1.0B

United States 15

United States Fintech Technology Company 15

Fintech Labs Insights

JUNE 3, 2021

Personal Capital. Full Fintech Unicorn List. values as of 3 June 2021). Value Date. 3 June 2021. United States. 3 June 2021. Ant Technology. 2018 round. 3 June 2021. United States. Mar 2021 round. United States. 3 June 2021. Feb 2021 round. 3 June 2021. Jan 2021 round. 3 June 2021. Nov 2018 transaction. 3 June 2021. United States. Varo Money.

United States 15

United States Fintech US Technology 15

Fintech Labs Insights

APRIL 8, 2021

US-based business charge cards. Personal Capital. . #80(t) Chainalysis : $2.0B US-based cyrpto company. #80(t) 80(t) Pipe : $2.0B US-based SMB lender. #89 89 Starling Bank : $1.9B UK-based challenger bank. #97 97 Ramp : $1.6B 101 LendingClub $1.5B US-based alt-lender (regained unicorn status). 111 Socure : $1.3B 116(t) Bitpanda : $1.2B

United States 15

United States Fintech US Lending 15

PYMNTS

DECEMBER 3, 2020

But capital brings those concepts to life. That’s the highest level since 2004. And venture capital funding is up in the third quarter versus a year ago, although first round and seed funding activity has lagged, and investors seem to be interested in keeping their powder dry for relatively well-established companies.

Payments 168

Payments Innovation Capital Mobile 168

Jeff For Banks

APRIL 14, 2022

Essays on the Great Depression 2004 Ben S. Oil Capital: The History of American Oil, Wildcatters, Independents and Their Bankers 2016 Dwight L. House of Cards: A Tale of Hubris and Wretched Excess on Wall Street 2009 William D. Bernanke Bernanke, Ben S. Bernanke Bernanke, Ben S. Bernanke Bernanke, Ben S. Clark Clark, Bernard F.

America 78

America National Denver United States 78

Fintech Labs Insights

APRIL 30, 2015

Finaeos automates the back-office and capital raise compliance. Our platform brings innovation to mobile card services. Founded: 2004. And now let us introduce you to the final fourteen companies of FinovateSpring 2015. See you in San Jose! Why it’s great. Founded: 2015. HQ: Victoria, British Columbia, Canada.

San Jose 12

San Jose Las Vegas California Tucson 12

CB Insights

OCTOBER 4, 2018

At $150B, the current valuation of Ant trumps the market capitalizations of leading financial institutions around the world, from Goldman Sachs and Morgan Stanley to Banco Santander and The Royal Bank of Canada. In 2004, Alibaba Group launched Alipay to support online payment transactions on Alibaba.com and Taobao.com. Credit scoring.

US 78

US Fintech Mobile Regulation 78

PYMNTS

MARCH 19, 2018

How about Facebook gift cards? You notice it’s your friend’s birthday and have the perfect opportunity to send a … physical gift card that they receive 10 days after the event. There’s been no shortage of capital to start new businesses. In 2004 in the U.S., A slam dunk for Facebook, right?

Google 148

Google Apple Retail Millennials 148

CB Insights

DECEMBER 14, 2017

In 2004, Wired editor Chris Anderson first began writing about how the internet would change this. Now the company is on track in 2017 to do more than $50M in revenue, according to Campfire Capital. It focused its marketing efforts on just two cities: New York City : The cultural and financial capital of the world.

Video 78

Video Branding Company Strategy 78