Fintech Labs Insights
APRIL 12, 2024
Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. The last one, published in Jan 2014, featured 50 innovations (see below).
Bank Innovation
OCTOBER 20, 2016
Electronic signature firm DocuSign has been around since 2003. It allowed parties to contracts to sign from their computers, and later, from mobile devices. But users couldn’t pay at the time of signing — that required following up.
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PYMNTS
NOVEMBER 5, 2020
which had the innovative idea in 1848 that people might want a way to purchase mail-order jewelry. He was the first in a long time of innovators who realized that taking out the middleman and selling direct to consumer (D2C) allowed him to undercut stores on price. million, the brand’s biggest quarterly sales since 2003.
PYMNTS
JANUARY 28, 2019
For proof, we need look no further than the two markets that many in the payments industry regard as leading the pack in payments innovation: Australia and the U.K. Innovation by Any Other Name. Surcharging has been permitted Down Under since 2003. A 2012 survey presented by the U.K. Back here in the U.S., I seriously doubt it.
PYMNTS
JUNE 22, 2020
This system of cash-based eCommerce purchases — “Boleto” in Portuguese-speaking Brazil and “Boleta” in Spanish-speaking South American countries — allows consumers to pay for goods purchased online by printing out their payment information and submitting cash payments to their local general stores, bank branches or other brick-and-mortar locations.
PYMNTS
JULY 11, 2016
True or false: Thanks to mobile devices and apps, American consumers spend more time today shopping than they did in 2003. In 2003, the Bureau of Labor Statistics reported that American consumers spent roughly 48 minutes a day shopping offline and online. The virtuous circle of commerce online began.
NCR
JULY 28, 2017
.” Metropolitan Police Service commissioner Bernard Hogan-Howe said “warning lights are flashing”, with the full extent of online crime and fraud only just becoming clear. million people over the past year, marking a record high since Javelin began tracking identity fraud in 2003.
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