2003 Innovation Online Retail 
Fintech Labs Insights
APRIL 12, 2024
Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. The last one, published in Jan 2014, featured 50 innovations (see below).
PYMNTS
NOVEMBER 5, 2020
which had the innovative idea in 1848 that people might want a way to purchase mail-order jewelry. He was the first in a long time of innovators who realized that taking out the middleman and selling direct to consumer (D2C) allowed him to undercut stores on price. million, the brand’s biggest quarterly sales since 2003.
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PYMNTS
JANUARY 28, 2019
Merchants, especially in an increasingly tough retail environment, just want the sale. For proof, we need look no further than the two markets that many in the payments industry regard as leading the pack in payments innovation: Australia and the U.K. Innovation by Any Other Name. A 2012 survey presented by the U.K.
PYMNTS
JUNE 22, 2020
This system of cash-based eCommerce purchases — “Boleto” in Portuguese-speaking Brazil and “Boleta” in Spanish-speaking South American countries — allows consumers to pay for goods purchased online by printing out their payment information and submitting cash payments to their local general stores, bank branches or other brick-and-mortar locations.
PYMNTS
JULY 11, 2016
True or false: Thanks to mobile devices and apps, American consumers spend more time today shopping than they did in 2003. In 2003, the Bureau of Labor Statistics reported that American consumers spent roughly 48 minutes a day shopping offline and online. Fifty percent of retail spend happened there.
PYMNTS
MARCH 2, 2020
The SARS outbreak 17 years ago in 2003 was followed by a rapid growth of the laptop market in the third quarter of the same year, with one important underlying factor being that the crisis made more consumers aware of the importance of access to internet information, and of having portal internet-enabled devices.
CB Insights
OCTOBER 29, 2018
The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Date: March 20, 2003. Microsoft and Nokia. Date: April 25, 2014.
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