CFPB Monitor

DECEMBER 14, 2021

The agenda’s preamble indicates that the information in the agenda is current as of November 1, 2021 and identifies the regulatory matters that the Bureau “reasonably anticipates having under consideration during the period from November 1, 2021 to October 31, 2022.”.

Lending 78

Lending FDIC Regulation Data 78

FICO

FEBRUARY 21, 2023

Home Blog FICO Canada Bankcard Industry Benchmarking Trends: Q4 2022 Update Ready for a recession? To curb inflation, Bank of Canada embarked on a series of interest rate hikes in 2022, and most recently in January 2023, bringing the overnight rate to 4.5% to the Canada bankcard industry.

Trends 52

Trends Industry Cards Analytics 52

PYMNTS

DECEMBER 31, 2020

Two-thirds of card issuers were expected to offer contactless debit products by the end of this year, for example, and 87 percent of all cards are anticipated to be contactless-enabled by the end of 2022. Being too permissive without adequately scrutinizing transactions enables more fraudsters to make off with funds. The Face of Fraud.

Fraud 273

Fraud Strategy Security Cards 273

TrustBank

JUNE 30, 2022

A longer-term review of inflation, as measured by the US BLS CPI All Urban SA 1982-1984 index, shows us that inflation averaged 3.96% from 12/31/1971 to 5/31/2022. Unsurprisingly, investors have taken note of the elevated inflation and rising interest rates and there has been an increase in market volatility for most of 2022.

Strategy 52

Strategy Washington Study United States 52

BankUnderground

JUNE 29, 2023

About six months earlier, UK liability-driven investment (LDI) funds were severely stressed after the Government’s ‘mini budget’ was followed by sharp price movements that forced the funds to sell assets at substantial losses to obtain funding in response to margin calls ( Breeden (2022) ). Our paper builds on this literature in several ways.

Policies 77

Policies Regulation US Analysis 77

CFPB Monitor

MAY 16, 2022

The American Law Institute (“ALI”) is expected to approve the Restatement of the Law, Consumer Contracts (the “Restatement”) tomorrow, May 17, 2022 at ALI’s 2022 Annual Meeting in Washington, DC. In contrast, Principles of the Law, another category of ALI publications, are intended to be aspirational statements of best practices.

DC 78

DC Washington Report Analysis 78

FICO

JANUARY 3, 2023

Wed, 12/28/2022 - 10:15. Managing expectations around the different impairment time series for each cohort buys more time to enable them to get back to a solid financial footing, rather than forcing them down a delinquents’ path of no return. Agile Collections Strategies Can Protect Loyalty in Tough Times. FICO Admin. by Bruce Curry.

Strategy 52

Strategy Policies Analytics Management 52

CFPB Monitor

OCTOBER 31, 2022

The CFPB has taken a significant step towards issuing regulations to implement Section 1033 of the Dodd-Frank Act by releasing an outline of the proposals it is considering in preparation for convening a small business review panel (Panel). The Bureau is considering a proposed rule that would include the following provisions: Coverage.

Data 78

Data Compliance Regulation Policies 78

PYMNTS

AUGUST 9, 2017

According to recent research , mobile commerce is expected to grow at a more than 30 percent rate through 2022. We don’t go anywhere without our smartphones, and that’s because we do everything on them — from talking and texting to engaging in consumer content and shopping. As it turns out, that one may be possible.

Mobile 110

Mobile Retail Metro Online 110

FICO

NOVEMBER 3, 2022

While the current series of economic shocks may seem "unprecedented", there are clear lessons from past crises that should shape our collections strategies today. Thu, 11/03/2022 - 11:30. But while the current series of economic shocks may seem "unprecedented", the precedents are there. FICO Admin. Tue, 07/02/2019 - 02:45.

Policies 52

Policies Strategy Analytics Management 52

CB Insights

OCTOBER 4, 2022

The research team also reviewed over 2,000 Analyst Briefings submitted by applicants. . GET the list of 2022 fintech 250 companies. Below are a few highlights from the Fintech 250 Class of 2022. First name. Company name. Clients can access the entire Fintech 250 list and interactive Expert Collection here. (If

Fintech 101

Fintech Company cryptocurrency Marketing 101

Social Assurance

DECEMBER 6, 2021

In this three-part series, we’re going to break down the three primary roles for your bank in using LinkedIn and show you how these roles point back to building a better brand, helping your bank to leave your mark. We can compare this in some ways to reviews. Up first, your Financial Brand. WHY LINKEDIN FOR YOUR FINANCIAL BRAND.

Branding 15

Branding Video Resources Leadership 15

Alex Jimenez

APRIL 7, 2024

In late 2022, as the US unemployment rate hit a nine-year high, bank executives met to discuss changes in their strategy. They present a series covering five elements for successful cost management. Along the same vein, I stumbled into an article in the Harvard Business Review by Paul Goydan and Kevin Kelley.

Innovation 87

Innovation Management Strategy America 87

CFPB Monitor

APRIL 28, 2022

Effective date: April 1, 2022. Compliance date: May 1, 2022. On March 29, 2022, the Federal Reserve , FDIC , and OCC issued further guidance on the reporting requirements. . Cyber Incident Reporting for Critical Infrastructure Act of 2022. Bank service providers. The affected banking organization.

Report 147

Report FDIC Regulation Security 147

CFPB Monitor

JUNE 23, 2022

The settlement agreement includes the following terms: By December 31, 2022, Meta must stop using the “look-alike” advertising tool for determining which Facebook users are eligible to receive housing ads. The Department of Justice announced that it has entered into a settlement with Meta Platforms Inc., formerly known as Facebook Inc.,

System 148

System Leadership social media Compliance 148

Abrigo

MARCH 25, 2022

It is the third in a series. . As discussed in part 2 of the asset/liability management (ALM) blog series, EAR measures short-term changes to the income statement from interest rate movements. This ALM 101 post describes the value at risk(VAR)/economic value of equity (EVE) risk perspective (long-term risk to market value of capital).

Management 195

Management Analysis Examples Strategy 195

FICO

JANUARY 11, 2023

Top 5 Decision Management Posts of 2022: AI and Digital Jane. Wed, 05/25/2022 - 03:43. The promise of AI and FICO Platform dominated the top posts of 2022 in the Decision Management category. Here are the top 5 posts from 2022. Saxon Shirley. expand_less Back To Top. Wed, 01/11/2023 - 14:25. Read the full post.

Management 52

Management Analytics Data Tools 52

CB Insights

AUGUST 29, 2018

Rare disease is becoming an increasing area of focus in the pharmaceutical industry, with a market size estimated to reach $169B by 2022. Defined in the US as conditions affecting fewer than 200,000 people, rare diseases range from brain disorders to diseases affecting the skin, kidneys, and lungs. Categories are not mutually exclusive.

Company 53

Company Capital System Study 53

CB Insights

JULY 23, 2020

While many office workers are still working from home , others across the world are now beginning to return to their offices in person for the first time in months. However, in the US, 2 out of 3 workers still feel uncomfortable returning to the workplace, according to a Qualtrics study. Rachel arrives at the building at her scheduled time slot.

Meeting 101

Meeting Tools Survey Company 101

Abrigo

JANUARY 31, 2023

register now Takeaway 1 While the AML/CFT industry seemed to have been in a holding pattern during 2022, regulatory movement is expected for 2023. register now Takeaway 1 While the AML/CFT industry seemed to have been in a holding pattern during 2022, regulatory movement is expected for 2023.

Fraud 195

Fraud Training Regulation Trends 195