PYMNTS

JANUARY 28, 2019

Corporates aren’t prepared to tackle the headwinds of market risks, according to two separate reports released last week. The report explores how companies in G20 nations are preparing for risks related to technological disruption, regulation and cybersecurity. .”

Management 145

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Abrigo

FEBRUARY 23, 2022

A recent survey by Abrigo found that 87 percent of banks surveyed are working to win more small business loans in 2022. The good news is that some vendors can assist financial institutions with process optimization and management changes to help them improve policy and operations. Top problems in small business lending.

How To 195

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South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year.

Community Bank 195

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Abrigo

MAY 18, 2023

Considering the scope and depth of your financial institution’s loan review process is a great way to identify gaps in training and create more efficient operations. In a banking context, the scope is the number of different operations you do on the job and the frequency with which you do them.

Lending 195

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Abrigo

APRIL 21, 2023

Kirby “If you do it correctly, you can shrink your scope size and look at riskier portfolios,” said Kent Kirby, a retired banker with 39 years of experience in all aspects of commercial banking: lending, loan review, back-room operations, credit policy, portfolio management, and portfolio analytics.

Lending 195

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South State Correspondent

MARCH 14, 2024

Risk management also needs to change. Finding your bank tied to a rural area that is decreasing in size and profitable demographics is your bigger risk. Strategy Is About Choices – Blockbuster If your strategic plan operates under the common theory “more but better,” then you likely have more strategic risk than you know.

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PYMNTS

SEPTEMBER 6, 2017

The company’s latest 2017 Global Corporate Treasury Survey was recently published, and it’s not surprising that, since its 2015 report, Deloitte found that treasurers continue to face new pressure from their executive committees and boards to become a strategic, value-added role within the enterprise. Technology Tripping Up Treasury.

Risk Management 108

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Abrigo

AUGUST 26, 2016

In a recent online survey of more than 1,000 bankers using Sageworks’ solutions, bankers indicated that priorities are fairly diverse. Sageworks Senior Risk Management Consultant Rob Ashbaugh said many financial institutions are focusing on portfolio growth in order to offset the profit-pinching effects of low interest rates and thin margins.

Survey 150

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PYMNTS

SEPTEMBER 29, 2017

According to Marc Beaulande, executive director of Login SA, a Profile company , and operator of treasury management solution AcumenNet , the pressure is on for financial institutions to upgrade their treasury management strategies. Risk management, he continued, isn’t just about responding to threats.

Fintech 141

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PYMNTS

JULY 5, 2018

Partnerships end up a win-win: Banks remain competitive with leading-edge services while FinTech companies score market reach and the solid reputations of their bank partners. For today’s financial services industry, it is very difficult to operate out of the cloud with customer-identifying data in certain jurisdictions.”

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PYMNTS

DECEMBER 11, 2018

In its 2019 Executive Perspectives on Top Risks survey, published last week, Protiviti surveyed 825 board members across industries and across geographic markets to understand how corporations today are preparing for the year ahead. ” A Closer Look At The Risks.

North Carolina 163

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Abrigo

NOVEMBER 18, 2016

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. Learn more about the Sageworks Credit Risk Management Solution.

Community Bank 150

Community Bank Handbook Lending Risk Management 150

Bobsguide

MAY 8, 2022

A recent GFT survey revealed that 95% of banks adopt cloud to improve time to market, while 86% of them do it to improve innovation and scalability. With BankLiteX, financial institutions can: Reduce risks with a pre-defined operating model. Cloud has moved from leading edge to the baseline of banking success.

Compliance 166

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PYMNTS

JUNE 27, 2018

Exposure to the risks of endless shifts of foreign exchange (FX) rates keeps executives on their toes: Deloitte recently found FX volatility to be the most common concern among surveyed corporate treasurers. Yet, understanding and developing a clear strategy for FX risk mitigation can be elusive, even for the largest firms.

Strategy 134

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PYMNTS

AUGUST 3, 2018

2) on the WorldFirst blog , revealed that nearly one-third of the 1,000 small businesses surveyed said they made at least one foreign transaction every month in 2018’s second quarter, a 6 percent increase from Q1 stats. remains the top trading partner for the market. The data, published Thursday (Aug. “Over 1.8

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PYMNTS

JANUARY 24, 2019

With third-party due diligence and supply chain security as increasingly critical components of organizations’ procurement operations, compliance executives are finding important positions in their firms’ purchasing processes. Automated risk management solutions can be helpful in theory.

Compliance 191

Compliance Risk Management Training Analysis 191

PYMNTS

MARCH 16, 2018

Remlinger, Project Manager — Solutions for Business at foreign exchange technology firm OANDA. Because APIs facilitate integration between two services, the technology allows FinTechs to innovate in their niche markets, rather than attempting to be a jack of all trades. “I It’s a sentiment echoed throughout the B2B FinTech market.

Risk Management 134

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PYMNTS

AUGUST 13, 2019

that has led to a depreciation of the pound are having widespread impacts throughout supply chains with touchpoints in the markets. catering equipment importers working with Eurozone suppliers are struggling to manage the struggle of the pound against the euro. “We Reports Monday (Aug. According to the publication, U.K. importer said.

Strategy 181

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Abrigo

JULY 25, 2022

producers responding to Purdue University’s latest survey for its Ag Economy Barometer expect their farms to be worse off financially a year from now -- the most negative response received to this question since the survey began in 2015. Farmers are indeed anticipating worse conditions in 2023. Over half of U.S. Best positioned.

Lending 195

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Abrigo

JULY 20, 2021

In a recent survey of more than 250 bankers representing banks and credit unions, 61% of respondents said their financial institution plans to maintain or increase SBA loan origination this year and beyond. In the secondary market, guaranteed loans are liquid and command a premium. We know 2020 stunk,” he said. “As

Lending 195

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Abrigo

JULY 20, 2021

In a recent survey of more than 250 bankers representing banks and credit unions, 61% of respondents said their financial institution plans to maintain or increase SBA lending this year and beyond. B y marketing that your financial institution offers SBA loans, you provide additional products that expand opportunities to businesses.

Lending 195

Lending FDIC Capital Risk Management 195

PYMNTS

MARCH 17, 2017

Financial software firm Misys had a bit of a roller coaster year in a market constantly in flux. company canceled its IPO last October, citing “ current market conditions” as its reason behind deciding not to pursue an estimated $7 billion float on the London Stock Exchange.

Fintech 195

Fintech Innovation Lending Management 195

PYMNTS

SEPTEMBER 25, 2018

Chris Wright, Protiviti’s global leader of business performance improvement solution, recently spoke with PYMNTS to reflect on the survey, which is indicative of the organization’s ever-growing adoption of technologies that amplify the importance of data on their operations. The results are not surprising, he said.

Data 168

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PYMNTS

DECEMBER 29, 2020

Unlike the crypto markets, Wingert said the banking and payments industries continue to be slow to adapt to the challenges of KYC and fraud prevention. In fact, a recent GeoGuard survey found that U.S. Can you really know your customer if you don’t know their location?”

Fraud 270

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PYMNTS

SEPTEMBER 13, 2018

Despite surveys from the likes of American Express, that optimism about cross-border activity remains high among small business owners, as the same large-scale events have caused them to change their cross-border business strategies in the wake of trade disputes, for example.

Payments 100

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Abrigo

SEPTEMBER 1, 2020

In fact, 70% of bank executives and directors said their institutions had implemented or upgraded an application or technology specific to PPP loans, according to Bank Director’s new 2020 Technology Survey. which specializes in banker training and bank consulting services in credit risk underwriting and loan portfolio risk.

Lending 195

Lending Risk Management Technology Survey 195

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. Dynamic market Small business lending by banks & credit unions Small businesses are a pillar of the U.S. trillion between 2019 and 2022.

Lending 243

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Gonzobanker

JULY 10, 2020

In a recent Fortune survey, 55% of corporate executives said they expect to return to 2019 capital spending levels sometime in 2021. How do we elevate our credit and operational risk visibility to ensure capital preservation and demonstrate strength to stakeholders? Risk Management.

Risk Management 88

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Abrigo

NOVEMBER 13, 2023

Read the 2023 Loan Review Survey results for expert analyses of emerging trends WATCH WEBINAR Takeaway 1 Annual loan review is separate from covenant testing and underwriting, but many banks conflate these processes. Perform documentation in a centralized operations function so controls are in place to generate exceptions.

Analysis 195

Analysis Lending System Survey 195

Gonzobanker

JULY 8, 2022

In today’s talent market, there are plenty of job postings and headhunters seeking “experienced CIOs.” The operational world of cash, checks, deposit slips, passbooks, and teller terminals used to dominate bank tech budgets. Many organizations lack the talent necessary to deploy, manage, and maintain the aforementioned technologies.

Resources 146

Resources Leadership Technology Management 146

Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Leading the challenges for bankers responding to this year’s survey are increasing loans (56.1%) and increasing earnings (54%). What changes will 2022 bring?

Community Bank 144

Community Bank Community Lending Louisiana 144

PYMNTS

JUNE 21, 2016

According to a survey conducted by the chamber, there are negative effects of such legislative efforts , with businesses noting that they have been forced to increase prices for their customers as a result of regulatory impacts or have had to delay or cancel investments for growth. Last week, reports emerged that the U.S.

Survey 101

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PYMNTS

DECEMBER 13, 2018

Foreign exchange (FX) volatility can be detrimental to businesses with heavy reliance on cross-border operations. and China, as well as Brexit , are among the biggest current geopolitical events that continue to rock the FX market, and companies are at risk of taking significant financial hits as a result.

Management 155

Management Trends Data Analytics 155

PYMNTS

SEPTEMBER 23, 2016

While all companies hope to avoid the damages and financial costs of high-profile breaches, IT leaders are still facing a very complex cybercrime world and a tough time ensuring that their security goals don’t interfere with business operations. A survey of 287 U.S. When Awareness Isn’t Enough.

Security 100

Security Survey Risk Management Management 100

Abrigo

SEPTEMBER 1, 2020

In fact, 70% of bank executives and directors said their institutions had implemented or upgraded an application or technology specific to PPP loans, according to Bank Director’s new 2020 Technology Survey. which specializes in banker training and bank consulting services in credit risk underwriting and loan portfolio risk.

Lending 195

Lending Training Technology Survey 195

Abrigo

AUGUST 4, 2015

The most senior risk management executives at these institutions are under the spotlight, both in the industry and in the media. So when late last month Bank of America announced a management overhaul that directly impacted this important review, it left some in finance scratching their heads.

Resources 150

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Independent Banker

SEPTEMBER 25, 2014

Be aware of existing or emerging risk concerns. increased operational risks. Bland of the OCC agrees that “one of the biggest issues” for bank examiners is evaluating operational risk, especially with eyes toward the current financial environment where loan underwriting terms are changing. in Kent, Ohio.

Compliance 101

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