PYMNTS

JANUARY 29, 2020

As online lending platforms proliferate among the SMB borrowing community, however, experts warn that a lack of regulation means these companies rarely publicly reveal interest rates and fees. “For a small business to start, sustain and scale operations, they need a ‘friend in court,’ so to speak.”

Lending 136

Lending New York Online New Jersey 136

CFPB Monitor

SEPTEMBER 10, 2020

Thereafter, “using its existing lending operations and personnel, LoanMart commenced ‘marketing’ and ‘servicing’ auto title loans purportedly made by CCBank, a small Utah-chartered bank operating out of Provo, Utah.” Thus, both the OCC and FDIC have adopted regulations rejecting the Second Circuit’s Madden decision.

Utah 78

Utah California FDIC West Virginia 78

PYMNTS

JULY 15, 2016

According to the CFPB, the telemarketing vendor Santander contracted with deceptively marketed the overdraft service to consumers and signed them up without getting their consent. We will put a stop to any such unlawful practices that harm consumers.”.

Rhode Island 100

Rhode Island Delaware New Hampshire New Jersey 100

Gonzobanker

DECEMBER 14, 2023

Merger of Equals Deal of the Year (Credit Union) – Spire Credit Union and Hiway Credit Union put 2+2 together to make a $4 billion institution in the Minnesota market. While Huntington is down like most bank stocks, the pain hasn’t been as severe, and Huntington doubled down on local markets in 2023 by consolidating business units.

Fintech 195

Fintech Community Regional Technology 195

Jeff For Banks

NOVEMBER 24, 2019

September 1st, 1999, regulators from the Federal Deposit Insurance Corp, at the behest of the Office of the Comptroller of the Currency, descended on a small coal mining town in Keystone, West Virginia. Clearly, blue-suit regulators stood out. She effectively ran the bank and its operations. I'm not making this up.

National 78

National West Virginia Virginia Pennsylvania 78

PYMNTS

OCTOBER 1, 2018

The big tech firms are trying to make sure they have a major say in whatever comes next for privacy and data regulation. That includes DuckDuckGo , a search engine that does not track consumers’ browsing histories or sell consumers’ data to third parties for the purposes of ad targeting and precision marketing.

Online 100

Online Data Pennsylvania Florida 100

PYMNTS

JANUARY 17, 2020

The latest issue involves eSports – one of the rising trends in digital commerce , and one of the ways through which some mall and brick-and-mortar operators hope to revive those retail properties. As the report notes, officials in Pennsylvania are stepping up their enforcement of tax efforts involving eSports participants.

Taxes 132

Taxes Online Policies Philadelphia 132

PYMNTS

OCTOBER 2, 2018

The big tech firms are trying to make sure they have a major say in whatever comes next for data privacy and regulation. That includes DuckDuckGo , a search engine that does not track consumers’ browsing histories or sell consumers’ data to third parties for the purposes of ad targeting and precision marketing.

Data 189

Data Online Google social media 189

Jeff For Banks

JULY 14, 2021

How does your company plan to grow: M&A, organically (that is, by driving new or existing products to new or existing markets), or both? For example, regulations in financial services impose new constraints on banks. JFB Take: The market leader in mortgage origination in my home state of Pennsylvania is Quicken.

Capital 78

Capital Strategy Management Company 78

Jeff For Banks

SEPTEMBER 13, 2011

But he held firm that the regulatory environment, changing customer preferences, and the pace and expense of technology were driving the market towards bigger is better. ESB operates like many other thrifts. She didn''t say anything about economies of scale, regulators, or leading edge technology. They had to grow to survive.

Arkansas 66

Arkansas Charlotte Pennsylvania Management 66

CB Insights

OCTOBER 29, 2018

In a deal that aimed to open the Chinese coal markets, US heavy-equipment behemoth Caterpillar paid $677M in 2012 to acquire ERA Mining Machinery Ltd. The Chinese coal market is one of the biggest in the world and this deal looked like easy money. a leading producer of hydraulic coal-mine roof supports in China. Google and Motorola.

Google 76

Google Software Innovation Company 76

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Or the need to take market share in a slowest growth region? A wonderful franchise and team picked up by Guaranty in-market at a decent price. It’s time for banks to focus hard on marketing and the borrower experience.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Or the need to take market share in a slowest growth region? A wonderful franchise and team picked up by Guaranty in-market at a decent price. It’s time for banks to focus hard on marketing and the borrower experience.

Utah 60

Utah System Community Marketing 60

PYMNTS

OCTOBER 28, 2019

States’ definitions vary, so companies could formerly reduce their exposures by basing their operations in locations with minimal tax rates and avoiding activities in other states that would trigger those jurisdictions’ particular definitions of what counts as a “physical presence.” More than sales taxes .

South Dakota 105

South Dakota Taxes Retail Arizona 105

CB Insights

FEBRUARY 16, 2018

Currently (as of 2/13/18), the University of Pennsylvania is awaiting the FDA’s final approval to start a study that would evaluate the safety of using CRISPR for patients with multiple myeloma, melanoma, and sarcoma. On the other side of the world, Chinese researchers operate under a different regulatory framework. Credit: PhRMA.

System 78

System Study Industry Tools 78

CB Insights

FEBRUARY 16, 2018

Currently (as of 2/13/18), the University of Pennsylvania is awaiting the FDA’s final approval to start a study that would evaluate the safety of using CRISPR for patients with multiple myeloma, melanoma, and sarcoma. On the other side of the world, Chinese researchers operate under a different regulatory framework. Credit: PhRMA.

System 40

System Study Industry Tools 40

PYMNTS

FEBRUARY 26, 2019

technology markets, investigating any potential anti-competitive conduct in those markets, and taking enforcement actions when warranted.”. billion antitrust fine over what the EU called an abuse of the Android operating system. Federal Trade Commission (FTC). This serves as another signal among many that, in the U.S.

North Carolina 116

North Carolina Google New Jersey Connecticut 116

FICO

JANUARY 25, 2022

This has allowed us to manage our credit policy with a single underwriting team, and yet allow for local market risk needs.”. A new report released today by FICO and market intelligence firm Corinium, entitled The State of Responsible AI , finds that most companies are deploying AI at significant risk. The short answer: not great.

Management 52

Management Analytics Survey Data 52

CB Insights

JUNE 7, 2018

Is it the “dark arts” of marketing — as some, including former presidential candidate Hilary Clinton and Democratic Congressman Adam Schiff, have claimed? Or is it merely the standard operating procedure for today’s savviest advertisers? Regulation. For example, imagine trying to market a vegan protein bar. Healthcare.

Marketing 78

Marketing Data Analytics Examples 78