Independent Banker

JANUARY 31, 2022

With the record growth of San Antonio, Houston and Austin, southern Texas is becoming a hub for business. There’s a lot of energy in the southern half of Texas, and it’s not just the resources that power our homes and cars. Some clients who have relationships with ANB have expanded their businesses into downstate markets.

Texas 182

Texas San Antonio Community Bank Community 182

PYMNTS

JUNE 1, 2017

At the 2017 National Restaurant Association Show in Chicago, Cicely Simpson, the organization’s executive vice president of government affairs and policy, and the Texas Restaurant Association’s vice president of marketing and innovation, Anna Tauzin, discussed the digitalization of the restaurant industry and its effect on delivery.

Chicago 131

Chicago Texas Washington Industry 131

PYMNTS

APRIL 11, 2019

Walgreens and VillageMD , a leading national provider of primary healthcare, have announced a partnership to provide primary care services for adult patients in the Houston, Texas area. The technology includes easy and convenient check in by phone or kiosk, home-based monitoring and tele-medicine. billion in healthcare spending.

Houston 108

Houston Texas Community National 108

Bobsguide

FEBRUARY 22, 2022

The TCS BaNCS deployment provides Zions a parameterized, US market compliant, real-time solution, sets up Zions to go Digital, be nimble & efficient and shift to a customer centric approach. Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $65 billion.

Software 78

Software Wyoming Idaho Nevada 78

PYMNTS

FEBRUARY 7, 2018

H-E-B is not only the neighborhood grocery store for many communities in Texas: It’s also an eCommerce retailer with digital features to better reach its customers. Now, even if you move outside of Texas, you’ll still have a ‘neighborhood H-E-B’ just a click away.”.

Texas 116

Texas San Antonio Oklahoma City Oklahoma 116

PYMNTS

AUGUST 12, 2016

Last Call Guarantor LLC, a Dallas, Texas-based restaurant chain, became the fourth national restaurant business to file for bankruptcy this year, according to the Texas radio station WFAA. European investors have agreed to invest the equivalent of about $1.31 billion in the company to keep it afloat. After raising nearly $2.5

Texas 100

Texas Dallas Course National 100

PYMNTS

JUNE 6, 2019

Last month, the Small Business Administration (SBA) and the National Credit Union Administration (NCUA) announced a collaboration that aims to promote credit unions’ participation in the SBA small business lending program, via webinars and training events aimed at broadening the credit union sector’s small business lending efforts.

Lending 129

Lending Analytics Data Security 129

PYMNTS

DECEMBER 7, 2016

Texas-based national rent-to-own operator Rent-A-Center recently announced that it has nearly completed the nationwide rollout of an end-to-end eCommerce solution. A majority of Rent-A-Center customers will now have the ability to complete transactions from desktop and mobile devices on Rent-A-Center’s website.

Puerto Rico 100

Puerto Rico Samsung Texas Online 100

PYMNTS

SEPTEMBER 26, 2019

Advanced technology is raising the stakes of how CUs should operate, with members now demanding the instant payments and slick mobile interfaces that large banks and FinTechs have made standard,” the Tracker stated. Take the legal hemp and marijuana market, for example. Favorable Regulations.

Lending 108

Lending Community Bank Community Fintech 108

Gonzobanker

DECEMBER 22, 2020

times tangible book for the attractive geographic footprint of BBVA weeks before the COVID vaccine starts to ship should spell accretion and strong future strategic positioning for PNC, especially in Texas where a brain drain from California led by Elon Musk will continue. John Beale , longtime CIO of City National Bank.

Idaho 181

Idaho Community Industry Strategy 181

Jeff For Banks

DECEMBER 26, 2012

In its latest investor presentation, BofI highlighted it''s expense ratio (operating expense as a percent of average assets) compared to peer as 1.67% versus 3.17%, respectively, and efficiency ratio (operating expense as a percent of total revenue) compared to peer as 35% versus 63%, respectively. Texas Capital Bancshares, Inc.

Texas 79

Texas National FDIC Capital 79

CFPB Monitor

DECEMBER 5, 2022

Additionally, CarMax is prohibited from directly or indirectly stating in marketing, advertising, or during sale (including vehicle labeling) that a vehicle is “safe” or has been repaired for “safety issues.” . This information must also be displayed on the window sticker for vehicles sold in stores.

Rhode Island 78

Rhode Island West Virginia South Carolina North Carolina 78

PYMNTS

SEPTEMBER 17, 2019

We believe large gaps remain in the state-regulated credit market and more credit challenged consumers will have the most difficult time moving forward with HB 123 products,” Axcess Financial President Doug Clark told the Cincinnati Enquirer earlier this year when the law went into effect.

Ohio 151

Ohio Lending Iowa South Dakota 151

PYMNTS

JANUARY 28, 2019

In an interview with PYMNTS conducted by written exchange, CardX CEO Jonathan Razi said that the New York events represent a “capstone on a major regulatory movement” tied to lawsuits challenging state-level bans in California, Florida, Texas and now, most recently, in the Big Apple. population.

Cards 125

Cards New York Oklahoma Connecticut 125

PYMNTS

SEPTEMBER 17, 2019

Walgreens and VillageMD , a leading national provider of primary healthcare, have announced a partnership to provide primary care services for adult patients in the Houston, Texas area. Walmart reportedly will use the lessons gained from this clinic to inform operations in further such endeavors. Lessons to Come.

Retail 108

Retail Georgia Houston Dallas 108

Independent Banker

FEBRUARY 24, 2016

Greg Steverson (left) successfully manages a $100 million institutional investment portfolio for Ledyard National Bank in Norwich, Vt. Mikella Newsom (middle) successfully manages a $325 million institutional investment portfolio for City Bank in Lubbock, Texas. Greg Steverson, Ledyard National Bank. Mikella Newsom, City Bank.

Community Bank 70

Community Bank Community Texas Management 70

PYMNTS

AUGUST 10, 2016

Supermarket chains dominated a list of hottest retailers in 2015, according to information released by the National Retail Federation’s (NRF) STORES magazine. These companies make a compelling bid for the value-oriented shopper with national brand name product offerings, convenience and an improved in-store experience,” Reda said.

Retail 100

Retail North Carolina Branding Washington 100

Independent Banker

AUGUST 27, 2015

Community National Bank & Trust of Texas. in Corsicana, Texas. IB: Along with its banking operations, Community National Bank manages about $250 million in personal and institutional assets through its trust and investment management department. We also don’t have a retail brokerage operation.

Community 70

Community Community Bank Texas US 70

PYMNTS

JANUARY 30, 2018

Amazon’s entry into a new market is rarely considered good news in the world of retail. From where the world’s largest convenience store brand sits, Amazon’s offering isn’t exactly a direct competitor with the small stores 7-Eleven operates around the world — and isn’t likely to become one.

Branding 124

Branding United States Texas Examples 124

Independent Banker

JULY 29, 2016

These in-depth and timely professional development programs are designed exclusively for community bankers and led by nationally recognized industry experts who know the issues community banks grapple with. It is the only nationally recognized leadership event designed especially for middle- and upper-level community bank executives.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

PYMNTS

MARCH 16, 2016

Look no further than TGI Fridays’ experimental store redesign for a new location in Corpus Christi, Texas, that opened on Monday (March 7). The pilot store will be operating on extended hours, opening four hours earlier at 7 a.m. ” Hang out they’ll have to. and closing one hour later at 2 a.m.

Millennials 100

Millennials Alabama Branding Texas 100

PYMNTS

APRIL 12, 2019

Robotics and automation were areas of focus for both retailers this week as they seek to upgrade their operations in an effort to capture more consumer spend. The eCommerce company further announced it has expanded its grocery pickup to Whole Foods Market to Columbus, Ohio — bringing the total number of pickup markets to 30.

Taxes 100

Taxes Retail Columbus Operations 100

PYMNTS

APRIL 21, 2017

ND: There is no direct competitor to Heal right now in the marketplace, although there are some tangentially similar services in a few select markets. We are the premier, largest doctors-on-demand service currently operating in the United States and, per our announcement in February 2017, are beginning the process of a national rollout.

Pennsylvania 128

Pennsylvania Exercises United States Florida 128

Independent Banker

SEPTEMBER 22, 2015

Arecent National Mortgage News article pointed out that “consumers complain when lenders ask for information, even suggesting such requests are a violation of their privacy.” Fortunately, First Federal Savings & Loan Bank (in operation since 1923) has never sold any of our mortgage loans to the secondary market or anyone else.

Maine 70

Maine Regulation Washington Community 70

CFPB Monitor

SEPTEMBER 21, 2015

Agnani, Director of Policy and Civic Engagement, National Coalition for Asian Pacific American Community Development, Washington, D.C. Hughes, Senior Vice President of Card Marketing, Discover Financial Services, Deerfield, Ill. Harlingen, Texas. New Consumer Advisory Board members are: Seema M. Christopher G. Ricardo ‘Ricky’ D.

Groups 60

Groups Los Angeles San Francisco Community Bank 60

Gonzobanker

MARCH 9, 2016

Between the dominant national banks in America and the hundreds of fintech startups aimed at disrupting our industry, there lies a group of resilient mid-size financial institutions. There are similar stories at smaller-size players, like Happy State Bank in Texas, which grew from only $400 million to $3 billion in the past decade.

National 60

National Innovation San Francisco Industry 60

Independent Banker

NOVEMBER 30, 2021

Within that tightly knit group, there’s the bank’s leadership team, comprising president and CEO Greg Dennis, chief lending officer Jon Girard, vice president of operations and compliance Kristine Hendrickson, and executive vice president and chief financial officer Michele Boeder. Garlich, vice president and director of marketing.

Community Bank 164

Community Bank Community Texas Leadership 164

Gonzobanker

DECEMBER 17, 2021

Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. Congrats on a brave move and national recognition Jim!

Fintech 147

Fintech Strategy Leadership Lending 147

Independent Banker

APRIL 30, 2022

Brazos National Bank. Douglas National Bank. FSNB, National Association. Pioneer Trust Bank, National Association. AMG National Trust Bank. HNB National Bank. The community bank uses the Entrepreneurial Operating System, commonly known as EOS Traction, to keep departmental efforts aligned. Tuscaloosa.

Community Bank 172

Community Bank Community Montana Taxes 172

Jeff For Banks

DECEMBER 22, 2013

Access National Corporation #4. Texas Capital Bancshares, Inc. versus 68.5%, respectively) and its operating expenses as a percent of average assets compared to peer banks (1.66% versus 3.09%, respectively).So, So, as a branchless bank, BofI has leveraged its significantly lower operating expenses into profit.

Community Bank 86

Community Bank Atlanta Community Strategy 86

Jeff For Banks

MARCH 29, 2014

To exemplify, here are three Texas bank''s "Business" and "Business Strategy" sections to their most recently filed 10k. I picked Texas because of their perceived independent streak. We believe we can effectively compete as a community bank in our market area and the niche markets we serve. Texas Capital Bancshares, Inc.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

CB Insights

APRIL 17, 2018

15 of the top 20 operate in the Greater Bay Area. Operating Location: San Francisco, CA. Education: University of Texas at Austin (MBA), University of Florida (BSE). Operating Location: San Francisco, CA. Operating Location: Philadelphia, PA. Operating Location: Menlo Park, CA. Current Firm: Benchmark.

San Francisco 71

San Francisco CA Capital Operations 71

Gonzobanker

DECEMBER 19, 2017

Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. GonzoBanker of the Year – Large Banks. At a banking conference.

Conference 101

Conference Industry Community Bank Community 101

Independent Banker

JUNE 30, 2022

He sensed the family’s passion and liked their idea of starting with selling milk at farmers’ markets, roadside shops and small grocery stores. We worked with them with loans to buy equipment and vehicles for delivery and the beginning operational cash needs of the business,” Bunnell says. American Bank, National Association.

Community Bank 172

Community Bank Community National Philadelphia 172

CB Insights

MAY 8, 2018

According to forecasts , the emerging global market for business services using drones is valued at over $127B. A drone or a UAV (unmanned aerial vehicle) typically refers to a pilotless aircraft that operates through a combination of technologies, including computer vision, artificial intelligence, object avoidance tech, and others.

Exercises 78

Exercises Data Technology Industry 78

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. Expect more of these slam-dunk in-market mergers that reduce locations 10%+.

Idaho 148

Idaho Conference Data Marketing 148

CB Insights

JUNE 11, 2018

The platform combines a number of tools — including data, APIs, and open source code — that developers can use for free to bring autonomous driving products to market. In many ways, Apollo resembles Google’s Android Open Source Project (AOSP), Google’s open software platform for a mobile operating system (OS) that launched in 2007.

Google 71

Google Industry Software Data 71