American Banker

APRIL 14, 2016

Washington Federal in Seattle said its profit rose 3.4% million in the three months that ended March 31 as loan growth outweighed higher information technology costs.

Washington 28

Washington Seattle Lending Technology 28

PYMNTS

JULY 3, 2018

Reports in The Washington Post on Monday (July 2) said the survey shows small- and medium-sized businesses (SMBs) in the U.S. Strong cash flows in the nation’s small business population may also be a sign of a strong national economy, with analysts predicting a 4 percent increase in gross domestic product for Q2.

National 109

National Analytics Lending Survey 109

CFPB Monitor

SEPTEMBER 21, 2020

Eric Kaplan, Director of the Housing Finance Program, Milken Institute (Washington, DC), was appointed to serve as CAB Chairperson. Nikitra Bailey, EVP, Center for Responsible Lending (Durham, NC). Jean Setzfand, Senior Vice President, AARP (Washington, DC). Clarksdale, MS). Bank (Minneapolis, MN).

DC 78

DC Mississippi Washington Oklahoma City 78

Jeff For Banks

NOVEMBER 24, 2019

The bank, First National Bank of Keystone, was $1.1 And so went the birth of First National Bank of Keystone's meteoric rise. Nationwide lending! Keystone expanded its lending to include high loan-to-value mortgages and home equity loans. The town, already depressed from coal's decline, had a population of 600.

National 78

National West Virginia Virginia Pennsylvania 78

Bobsguide

FEBRUARY 22, 2022

The core transformation program, titled “FutureCore,” is divided into phases and Consumer Lending for the 7 affiliate banks is the first phase to go live, with other phases to follow. The completion of this consumer lending installation represents our first step toward having a fully integrated core loan and deposit system.

Software 78

Software Wyoming Idaho Nevada 78

PYMNTS

APRIL 21, 2020

The spate of bankruptcies also presents two ancillary issues: One: Why haven’t retailers been helped by the various stimulus packages coming out of Washington? They are too big to qualify for the Main Street lending program aimed at companies with fewer than 10,000 employees or $2.5 The first issue has caught department stores head on.

Retail 220

Retail Dallas Washington National 220

PYMNTS

MAY 8, 2020

Most small businesses don’t have a lending relationship with a bank. Patrice Frey, president and CEO of the National Main Street Center , is a proponent of supporting existing local economic development organizations like chambers of commerce, community foundations and Main Street programs. Some don’t have any relationship with a bank.

Maine 142

Maine Groups San Francisco Lending 142

The Financial Brand

OCTOBER 24, 2021

Financial institutions must scrutinize marketing, branching and lending strategies as Attorney General targets redlining in mortgage credit. The post Justice Department Sets Major Fair-Lending Enforcement Push appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending 32

Lending Banking Trends Analysis Trends 32

PYMNTS

MARCH 30, 2020

With the National Retail Federation (NRF) saying that $430 billion in industry revenues could disappear in Q2, the issue turns to how many retailers can remain open. One industry consultant has predicted that 30 nationally known U.S. Almost 630,000 outlets in the U.S. have been forced to close, according to the Financial Times.

Retail 131

Retail National Washington Industry 131

TrustBank

JUNE 30, 2020

In Washington, for example, Governor Jay Inslee approved real estate along with mortgage lending as essential activities , although significant restrictions and limitations were placed on these activities. Last week, the National Association of Realtors (NAR) reported that existing home sales decreased 26.6% million).

Washington 52

Washington National Exercises Report 52

CFPB Monitor

OCTOBER 11, 2018

At the Online Lending Policy Institute’s (OLPI) annual summit in Washington, D.C. earlier this week, the OCC’s recent decision to accept applications from non-depository financial technology firms for a special purpose national bank (SPNB) charter was the focus of considerable discussion.

Policies 60

Policies Lending Data Online 60

PYMNTS

JUNE 24, 2016

This week it was Minnesota, and then yesterday Walmart really got warmed up and announced the expansion of their new payments service in: Michigan, Virginia, the Carolinas, Indiana, Iowa, Kentucky, Nebraska, North Dakota, South Dakota, Tennessee, Louisiana, Missouri, Mississippi and Washington, D.C. Online lending .

Lending 101

Lending Online South Dakota North Dakota 101

PYMNTS

APRIL 18, 2017

The slowdown of China’s economic growth has had markets concerned, but new data suggests the nation could be on its way to reversing the trent. The first quarter’s results were boosted by bank lending and a peak in starts of long-term construction projects. percent GDP annual growth rate.

Policies 100

Policies Washington National Study 100

PYMNTS

FEBRUARY 19, 2019

The remarks were made at a conference, focusing on the issue of “financial deserts,” involving the struggle for rural communities to feel the benefits of overall national economic strength and a declining unemployment rate. making it one of the nation’s first new community banks in years.

Marketing 108

Marketing Community Community Bank Industry 108

PYMNTS

OCTOBER 24, 2019

In the ruling handed down this week, Judge Victor Marrero said in his decision that the National Bank Act’s “business of banking” clause “unambiguously requires that, absent a statutory provision to the contrary, only depository institutions are eligible to receive national bank charters from the OCC.”.

Fintech 101

Fintech FDIC New York National 101

American Banker

MAY 23, 2016

Enough with the big bank-small bank divide, says First National Bank of Dennison chairman and chief executive Blair Hillyer. It's difficult when all banks are operating "with Washington as our co-CEO," but nevertheless it is important "to work together if we're going to remain relevant in this brave, new financial world."

Lending 31

Lending Washington Customer Experience National 31

Finer Points

AUGUST 18, 2015

The National Credit Union Administration has proposed dramatically revising business-lending rules for these tax-subsidized institutions. The tax-exempt credit union industry apparently skipped this civics lesson because it obviously doesn’t believe it should have to listen to Congress. Current […].

United States 100

United States Taxes Lending National 100

Independent Banker

FEBRUARY 28, 2023

So, he joined a training program at what was then Citizens & Southern National Bank, once the largest bank in the southeastern U.S., I got a job with First National Bank of Griffin, and I’ve been a community banker ever since.” He believes ICBA’s advocacy work in Washington D.C.,

Community 172

Community Community Bank Georgia San Antonio 172

Jeff For Banks

JUNE 20, 2017

The banking system is stable, which is critical to national and state economies. So what am I talking about, that deposit insurance is why banks don't do like FinTech lending firms and use alternatives to the FICO score in underwriting consumer credits? They have to find out later, after a bureaucrat in Washington does a white paper.

Data 60

Data FDIC Regulation Washington 60

Independent Banker

MARCH 31, 2022

“I’m so inspired by the professionalism, integrity and commitment of our executive committee and board of directors as we work together to serve the needs of community bankers across the nation,” says Terry Jorde, ICBA senior executive vice president and chief of staff. ICBA president and CEO Rebeca Romero Rainey, Washington, D.C.

Community Bank 239

Community Bank Community Industry Texas 239

FICO

OCTOBER 10, 2022

And financial institutions use FICO® Scores to underwrite lending to millions of people so that they can achieve their financial goals like buying a first home or starting a business. The National Consumer Law Center suggests that “a bad score could shut out a renter out of apartments in a decent school district or even permanent housing.”

Analytics 52

Analytics Lending Data Michigan 52

CFPB Monitor

MAY 20, 2015

Chambers USA has once again ranked the Ballard Spahr LLP Consumer Financial Services (CFS) Group in the highest tier nationally in the category of Financial Services Regulation: Consumer Finance (Compliance and Litigation). Washington, D.C. ”

Groups 60

Groups Atlanta United States Washington 60

CFPB Monitor

SEPTEMBER 21, 2015

Agnani, Director of Policy and Civic Engagement, National Coalition for Asian Pacific American Community Development, Washington, D.C. Kukla, Senior Vice President, Center for Responsible Lending, Durham, N.C. O’Connor, Senior Vice President, Lending and Operations, Community America Credit Union, Shawnee Mission, Kan.

Groups 60

Groups Los Angeles San Francisco Community Bank 60

Independent Banker

APRIL 30, 2019

I’ll be at ICBA’s Capital Summit in Washington, D.C. Quantum National Bank in Suwanee, Ga., came up with an innovative lending solution to help its customers rebuild their homes after wildfires devastated their community. Where I’ll be this month. the team from TCM Bank in Tampa, Fla. And Poppy Bank in Santa Rosa, Calif.,

Community Bank 70

Community Bank Tampa Community Washington 70

PYMNTS

JUNE 12, 2017

Both Steve and Brian are instrumental to our national expansion efforts, ensuring Gobble’s cost leadership and operational efficiency are best in class.”. Gobble currently serves seven western states: California, Nevada, Washington, Oregon, Arizona, Idaho and Utah.

Idaho 118

Idaho Leadership Operations Nevada 118

FICO

FEBRUARY 7, 2023

Saxon Shirley Fri, 05/20/2022 - 06:06 by FICO expand_less Back To Top Tue, 02/07/2023 - 19:10 As the independent standard in credit scoring, FICO® Scores are the leading credit scores used extensively across the lending ecosystem. The national average FICO® Score currently sits at 716, the same as when we last reported on it a year ago.

Data 52

Data Lending Report National 52

American Banker

NOVEMBER 29, 2016

s third-quarter earnings report was stacked with good news: record earnings and lending, fewer troubled loans and higher interest and noninterest income. Yet there was one statistic that is likely to fuel more calls for help from Washington. The Federal Deposit Insurance Corp.'s

FDIC 28

FDIC Report Washington Cards 28

Independent Banker

NOVEMBER 30, 2022

Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; An entrepreneur with a background in accounting and finance, CEO and chairman of the board Thomas Swenson set up Montana Business Capital Corporation in 1998 with a focus on job creation and economic development lending. Grand Ridge National Bank: The premier league.

Community Bank 169

Community Bank Community Montana Leadership 169

Jeff For Banks

AUGUST 2, 2014

August 2, 2014 Mr. John Whatshisname Examiner In Charge Bank Regulatory Body 1 Bureaucrat Way, NW Washington, DC 20429 Mr. Whatshisname, Below is our response to the Matters Requiring Attention ("MRA") that were included in your most recent examination report on Schmidlap National Bank ("Schmidlap"). And Schmidlap is not gonna take it.

Regulation 95

Regulation DC FDIC Analytics 95

American Banker

APRIL 21, 2016

One Firm Getting What It Wants in Washington: BlackRock." Venture funding for lending startups has dried up during the first quarter of 2016 ($298 million vs. $832 in the last quarter of 2015), and Silicon Valley is now putting its money behind firms that… Wall Street Journal.

Big Data 28

Big Data Washington Fraud Data 28

Independent Banker

FEBRUARY 24, 2016

Greg Steverson (left) successfully manages a $100 million institutional investment portfolio for Ledyard National Bank in Norwich, Vt. Greg Steverson, Ledyard National Bank. Greg Steverson, executive vice president, chief operating officer and chief financial officer for Ledyard National Bank in Norwich, Vt.,

Community Bank 70

Community Bank Community Texas Management 70

TrustBank

DECEMBER 8, 2022

Adding to the observation is the fact that from roughly 2001-2006, a devastating housing price bubble formed due to lax lending standards. According to the S&P/Case-Shiller US National Home Price Index, home prices rose a whopping 63% over that period (2001-2006) before beginning to crater heading into the Financial Crisis.

US 52

US Policies Taxes Washington 52

Independent Banker

JULY 30, 2015

An interview with Paul McGuire, ICBA’s executive vice president, national solutions group. While all of ICBA’s members are FDIC-insured, the association represents Federal Reserve member banks, nationally chartered banks and state-chartered institutions. Meet ICBA’s Membership Contact. Paul McGuire. Email: paul.mcguire@icba.org.

Resources 70

Resources Tools Community Bank Community 70

PYMNTS

NOVEMBER 6, 2018

This kind of small business is a dying breed: recent stats from the RUPRI Center for Rural Health Policy Analysis at the University of Iowa found more than 16 percent of independent pharmacies shuttered their doors between March 2003 and March 2018, according to Washington Post reports.

Capital 130

Capital Iowa Management Community 130

Jeff For Banks

DECEMBER 7, 2019

It is the Mountlake Terrace, Washington holding company for 1st Security Bank, a $1.7 On the lending side they provide customized business capital solutions nationally for small and mid-sized businesses with innovative lending to niche markets. Plumas Bancorp (Nasdaq: PLBC) Here is this year's list: #1. FS Bancorp, Inc.

Indiana 78

Indiana Oregon South Dakota Community Bank 78

Filene

MAY 3, 2016

To recognize entrepreneurs and the impact they have on the heartbeat of our economy, we join millions of Americans celebrating National Small Business Week in May. And as we honor the large economic contributions of our nation’s small business community, it’s worth noting a growing trend in its development.

Trends 28

Trends Marketing Community Lending 28

Independent Banker

SEPTEMBER 25, 2014

In the past couple of years, regulators have become more interested in risk management, strategic and capital planning, succession planning, compliance (particularly Bank Secrecy Act compliance), third-party relationships and interest rate risk, according to David Baris, partner for BuckleySandler LLP in Washington, D.C.

Compliance 101

Compliance Regulation Community Bank Community 101