PYMNTS

JANUARY 18, 2019

The Consumer Financial Protection Bureau (CFPB) has asked the United States Congress for the authority to supervise compliance of the Military Lending Act (MLA), the organization announced on Thursday (Jan. The Bureau is committed to the financial well-being of America’s service members. “The

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Compliance Lending United States Regulation 122

Bank Innovation

OCTOBER 20, 2017

billion, Chinese peer-to-peer lender Qudian is now the largest Chinese company listed in the United States. It is also the fourth biggest IPO in the United States this year. Valued at $11.7

United States 150

United States Marketing Data Report 150

PYMNTS

JULY 22, 2019

has announced the launch of a venture banking and lending business to provide debt capital financing and commercial banking solutions to growth companies and their investors. We view Venture Banking and Lending as an attractive loan and deposit growth vehicle, and we’re excited to be in the market with these new capabilities.”.

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Lending United States Boston Capital 100

PYMNTS

SEPTEMBER 18, 2018

And in lending, with the financial crisis in the rearview mirror, a decade on, invention – okay, innovation – has become a hallmark, at least in some corners. But a standstill in the credit markets created a vacuum for a bit, at least along traditional lending conduits. Necessity is the mother of invention.

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Lending Innovation Fintech Cards 148

Abrigo

NOVEMBER 21, 2014

Now that banks have filed their third quarter financial reports , what did the lending picture look like last quarter? However, Q3 commercial lending is down from the beginning of 2014 (quarter ending 3/31/2014) by about $67 billion. Specifically for businesses, are commercial loans on the rise? Nationally, the picture is a fine one.

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Lending South Carolina Miami Community Bank 186

PYMNTS

OCTOBER 11, 2019

The founders of lending protocol Nuo have announced the launch of a new digital banking platform called Juno, which will be built on top of ethereum. And Heath Tarbert, the chairman of the United States Commodity Futures Trading Commission (CFTC), believes ether is a commodity, so it falls under the jurisdiction of the CFTC.

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Bitcoin Digital Banking Lending New York City 116

South State Correspondent

FEBRUARY 29, 2024

Higher capitalization rates driven by higher expected future rates (fewer rates are priced in the forward curve) dropped the future value of properties across the United States and hurt expected loss given default (LGD) by 1.5% Banks have loosened up lending for C&I over last quarter, but credit remains constrained.

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Trends Community Bank Community United States 195

CFPB Monitor

OCTOBER 25, 2022

As a participant in the indirect auto finance market, Rhinebeck provides auto financing through auto dealers and has no direct interaction with consumers during the financing application process. This DFS action is a reminder that states continue to take action under state fair lending laws. L. §§ 296-a(1)(b) and (3).

New York 78

New York Lending Community Bank Community 78

Perficient

MARCH 3, 2022

The Office of the Comptroller of the Currency (OCC) recently released the economic and financial market scenarios that will be used in the upcoming stress tests for covered institutions. Equity market volatility, as measured by the Chicago Board Options Exchange Volatility Index (VIX), declines in 2022 by about 6.5 Baseline Scenario.

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Capital Regulation Exercises United States 294

Bank Innovation

MARCH 7, 2018

But the fintech market has rebounded. In 2017, in the United States, overall VC funding -- a barometer of startup activity and appeal.Read More. At this time last year, fintech was in a downturn. Fintech venture funding was down more than 9% year-over-year; valuations seemed stuck.

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San Francisco Fintech United States Marketing 236

Bank Innovation

MARCH 27, 2020

In a week that saw the coronavirus pandemic amplify in the United States, the fintech sector continued to weather economic dislocation and uncertainty. But even amid this uncertainty, fintech companies began formulating strategies to help banking and consumers emerge from the crisis with better tools and solutions.

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PYMNTS

SEPTEMBER 25, 2018

When it comes to FinTech firms and lending, might it be that what we don’t know could hurt us? Viewed from high levels, the activity itself (lending, that is), has taken off in some of the countries one might expect, marked by relatively higher incomes, and where financial regulation might be relatively less stringent.

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Fintech Lending United States Regulation 172

Bank Innovation

JUNE 27, 2017

INV Fintech, this site’s sister accelerator, announced a partnership today with Shanghai-based JadeValue, an incubator and investment fund, to enhance financial technology startups in both the United States and China. INV, […].

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Fintech United States Financial Technology Technology 259

Abrigo

MAY 22, 2015

The Office of the Comptroller of the Currency (OCC) recently featured the multifamily rental housing market in a newsletter examining challenges in the market and how financial institutions are engaged in financing multifamily rental housing. Curry in a news release about the newsletter. Curry in a news release about the newsletter.

Marketing 150

Marketing Community United States Guidelines 150

Abrigo

JULY 20, 2021

From leveraging PPP technology to building relationships, reasons for boosting SBA lending are numerous. . Takeaway 2 Far fewer financial institutions regularly participate in SBA (7a) lending than the more than 5,000 that joined the PPP. . Why SBA Lending? Want other articles like this on SBA loan origination in your inbox?

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Lending FDIC Capital Risk Management 195

PYMNTS

JUNE 26, 2020

Small business lending emerged as a common theme in this week’s B2B venture capital roundup, and it’s no surprise, considering the role small and medium-sized businesses (SMBs) play in supporting their local economies. million round for India-based small business lending platform Aye Finance, the company recently revealed.

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Capital Lending Cards United States 288

PYMNTS

OCTOBER 8, 2018

Also in Europe, the European financial markets regulator has said that it wants to spend one million euros to promote market stability in the region as pertains to cryptocurrencies and FinTechs. To move beyond European borders and gain a sense — on a more global scale — of who gets fined where … the United States tops the list.

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United States Regulation cryptocurrency Cleveland 174

PYMNTS

MAY 25, 2016

The firm said that, since entering the Canadian market two years ago, it has advanced roughly CAD$50 million to Canadian SMBs. ” In total, since its founding nearly a decade ago, OnDeck said that it has delivered roughly $4 billion in Canada, the United States and Australia.

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Lending United States Capital Management 100

PYMNTS

DECEMBER 22, 2020

With uncertainty in the market, funding can be hard to access from more risk averse institutions. According to the announcement, the new infusion will be harnessed to offer further client financing solutions, roll out new offerings and markets and power the firm’s expansion. Europe and the United States.

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United States Florida Resources Lending 174

PYMNTS

APRIL 14, 2020

Push payments, which represent a growing market, typically bypass banks by sending payments directly to individuals or businesses. Donald Boeding, KyckGlobal board member, said these “real-time payments are a $10 trillion opportunity in the United States.”

Payments 184

Payments US Atlanta United States 184

PYMNTS

JUNE 28, 2016

not really that surprising, given that it is the country that the United State declared independence from. By the end of Friday – $2 trillion was gone from the world markets. Marketplace lending, in short, did not need more fireworks. The market for marketplace lending in the U.K, freedom of motion.

Lending 100

Lending National Marketing Online 100

BankInovation

JULY 14, 2020

Afterpay is heading into brick-and-mortar stores in the United States. The Australian point-of-sale lending company, which launched online in the U.S. The Afterpay card — and what we’re bringing to the market — is a virtual, contactless Visa card that is stored either in customers’ Apple […].

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United States US Retail Apple 64

PYMNTS

MAY 11, 2016

In some markets, however, working capital is hard to come by, and linking up the links of a given supply chain with surety becomes a bit tenuous. That’s especially true in one segment, the middle market, where supply chain finance can mean a world of difference in cementing those disparate links.

Lending 100

Lending Capital United States Marketing 100

Gonzobanker

MAY 9, 2017

Is automation a missing link to a more productive and profitable commercial lending department? The 2015 Cornerstone Performance Report found significant reductions among mid-size banks in both monthly loans originated and outstandings per commercial lending full-time equivalent employee. Enhanced competitiveness and market presence.

Lending 86

Lending Analytics Data United States 86

American Banker

JULY 26, 2023

Stock markets have shot up as investors grow hopeful that the United States will avoid a recession. But nearly 3 in 4 community bankers are less optimistic that the Fed will achieve its mission of reducing inflation without causing a downturn, a survey from IntraFi found.

Community 68

Community United States Survey Marketing 68

PYMNTS

FEBRUARY 6, 2018

percent, are owned by veterans of the United States Armed Forces. That rate, he noted, is based on more than mutual soldier loyalty, as StreetShares has other lending requirements. Imagine what that market could look like with real and fair access.”. SMBs, roughly 2.5 million, or 9.1 million jobs.

Lending 119

Lending Virginia United States Capital 119

Independent Banker

JULY 31, 2022

The Social Bankers, a collective of community bank marketers, offers inspiration, information and professional development advice to community bankers focused on marketing and social media. And that means it can be a challenge to keep up with the latest trends in social media marketing. Illustration by miakievy/iStock.

social media 224

social media Trends Community Groups 224

PYMNTS

JUNE 23, 2016

Messaging and payments, P2P lending and novel forms of saving and investment, powered by the internet and software, are accelerating at an incredible pace in China, outpacing the West,” Circle noted in a blog post announcing the news.

Marketing 100

Marketing United States Capital Lending 100

PYMNTS

OCTOBER 27, 2019

lending division in recent months, with a focus on its agriculture and energy teams, Reuters reported. The company’s agricultural lending division, which gives loans to farmers, was cut by at least 25 percent, while the bank also laid off about 7 percent of the staff from its energy lending group over the summer. billion, or 15.3

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PYMNTS

NOVEMBER 13, 2018

To that end, news came earlier this week in the United States that a dozen community and regional banks have formed a group aimed at exploring the opportunities amid FinTech offerings. Here In The States. In the United States, sandboxes are grabbing a bit of headline space.

Community Bank 183

Community Bank Community Fintech Arizona 183

PYMNTS

MAY 31, 2019

As has been reported, Global Payments is the third largest merchant acquirer in the United States, while TSYS is the third largest card processor in the country. PayPal Hits $10B SMB Lending Milestone. Visa CEO Throws Shade On Real-Time Payments. Instant gratification isn’t instant enough for modern consumers.

Lending 122

Lending Payments Apple social media 122

PYMNTS

APRIL 15, 2019

Specifically, who knows what dangers — for banks, at least — lurk in shadow banking, as FinTechs emerge to nibble at market share? or more commonly structured investment vehicles, collateralized debt obligations, money market funds and others — has certainly gathered momentum. Who knows what dangers lurk in the shadows?

Lending 175

Lending United States Survey System 175

BankBazaar

APRIL 19, 2023

Amid the financial uncertainties, Silicon Valley Bank (SVB) collapsed in March this year, sending shockwaves across the global financial markets. While the government is trying its hard to pacify investors’ fears, regulators are trying to find new buyers to take over SVB’s domestic lending portfolio. Why did US banks collapse?

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US United States FDIC Regulation 78

PYMNTS

MARCH 23, 2020

The moves temporarily buoyed financial markets, turning premarket stock-futures trading from red to green – although stocks later turned negative anyway. First, the central bank will unveil a Primary Market Corporate Credit Facility to help large employers with new bond and loan issuances. Assistance for Cities and Towns.

Maine 131

Maine United States Lending Security 131

PYMNTS

JULY 27, 2020

Davies is leaving Revolut to take over the Allica Bank, which specializes in lending to businesses, according to the FT. small and medium-sized business market, and the chance to lead a newly-licensed bank that can be part of the solution is a great opportunity.” The company recently expanded into the United States.

United States 140

United States Leadership Risk Management California 140

PYMNTS

NOVEMBER 12, 2020

Twelve years after the housing and mortgage markets’ collapse threw the United States into financial distress not seen since the Great Depression, market watchers are again on the lookout for a possible new banking crisis spawned by upheaval in the U.S. commercial real estate sector. No Quick Fix.

New York City 227

New York City New York Missouri Philadelphia 227

PYMNTS

OCTOBER 7, 2020

Their new British card program was created as part of a current relationship between the two firms that encompasses a co-branded program in the United States and an international card acceptance relationship. billion, and it extends Goldman Sachs’ push into Main Street Lending. billion in spending annually with the deal.

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Cards Innovation United States Branding 248