PYMNTS

OCTOBER 8, 2019

Three months away from the end of 2019 and the dawn of the 2020s, the state of the credit union is stable, due to a healthy foundation that is already in place, according to Charles E. The Millennial Challenge. Chuck) Fagan, CEO of PSCU. You’re seeing membership grow in the 4 percent range pretty consistently,” he said.

United States 102

United States Millennials Course Lending 102

PYMNTS

JUNE 26, 2018

When the Great Recession kicked off a decade ago, for a brief but memorable time, it seemed as though credit in the United States was never going to recover. Debt, Kapfidze noted, is up over a trillion dollars in the last decade, as the market has recovered and shot past its previous highs. A Different Economy.

Millennials 116

Millennials Lending United States Comparison 116

PYMNTS

DECEMBER 28, 2018

There were plenty of tailwinds that pushed the segment forward: A strong economy, healthy consumer interest in credit and advances in credit scoring technology were all instrumental in pushing more consumers into the market, particularly in the first half of the year. Resetting Mortgage Services. They are becoming homebuyers.”

Millennials 145

Millennials Lending System Data 145

PYMNTS

AUGUST 10, 2020

Most United States payees cannot access their funds immediately. This “choice gap” is perhaps one of the most interesting findings of our study and is particularly notable for payments that are made using point-of-sale (POS) channels, such as insurance, lending and product purchase-related disbursements. Key findings.

Report 228

Report Payments Millennials Cards 228

PYMNTS

MARCH 28, 2017

Bad news in student lending is potentially bad news for the rest of the economy, since 44 percent of the workforce’s largest cohort has student debt — and is having a tough time digging their way out of it. Nearly half of the outstanding debt in default comes from the old bank-based federal lending program, known as the FFEL Program.

Millennials 100

Millennials Lending Policies United States 100

PYMNTS

NOVEMBER 12, 2018

As connected cars — that is, the vehicles that enable deeper forms of mobile payments and commerce than is the case now, including activities that involve fueling, restaurant reservations and the like — move closer to reality, fresh attention is focusing on what changes that might bring to auto lending and leasing. New Complexity.

Data 154

Data Analysis United States Software 154

PYMNTS

SEPTEMBER 15, 2017

Of course, banks have to be run with safety and soundness to protect those deposits, but they also have myriad public mandates, like fair lending, anti-money laundering and customer privacy. Millennials , she noted, tend to enter the credit system with a bang once they start having families.

Fintech 198

Fintech System Lending Cards 198

PYMNTS

MAY 28, 2019

Indonesian ride-hailing and online payment company GO-JEK , for instance, is expanding its financial technology services through partnerships with peer-to-peer (P2P) lending firms Dana Cita, Aktivaku and Findaya. Smartphones contributed one trillion dollars to overall retail sales in the United States during 2018.

Apple 159

Apple Mobile Fraud Branding 159

PYMNTS

APRIL 4, 2019

After hitting a peak a little north of $12 trillion in 2008, household debt began contracting in 2008 and kept falling through 2012, according to the Federal Reserve Board ’s Financial Accounts of the United States. The trigger, of course, was the Great Recession and consumers and banks pulling the credit levers back and hard.

US 116

US New York Trends United States 116

PYMNTS

APRIL 19, 2016

But the traditional credit markets are showing some troubling trends for people in the U.S. Personal credit card use can, at times, be a lifeline for a small business, especially among the very smallest firms within the United States, such as those with fewer than 10 employees. The authors noted that as many as 1.5

Cards 100

Cards Regulation United States Lending 100

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. But millennials face significant headwinds in making those financial dreams a reality. get the REPORT on next generation investors. From big banks to big tech.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

JULY 21, 2017

The latest figure dwarfs other countries such as the United States, where the value of payments done by mobile means came in at $122 billion. Consumers: UBS offers up what might be a canary in the lending mine: The poorest Americans voiced the least confidence in handling their debt loads and staying current on bills.

Millennials 100

Millennials Mobile Branding Retail 100

CB Insights

DECEMBER 7, 2017

By the end of 2017, nearly $1.8T worth of mortgages will have been originated in the United States this year, according to government-backed mortgage lender Freddie Mac. The impact of tech on the mortgage market is still in the early innings. We can import data for most properties in the United States.

Millennials 69

Millennials Lending United States Technology 69

PYMNTS

NOVEMBER 24, 2017

In an interview with PYMNTS’ Karen Webster, Sarah Quinlan, senior vice president of market insights with Mastercard Advisors, said things are shaping up nicely in Cyber Week and beyond. In the United States, workers — notably, millennials — have seen wage increases and are looking to dispose of disposable income.

Millennials 101

Millennials Retail United States Online 101

PYMNTS

MARCH 11, 2020

President Donald Trump unveiled a number of executive actions designed to blunt at least some of the economic impact of the coronavirus, which continues to spread across the United States. Among the mandates: The suspension of all travel from Europe to the United States for the next 30 days beginning Friday.

United States 132

United States Taxes Meeting Capital 132

CB Insights

AUGUST 6, 2017

After a client requested copies of all our recent market maps, we decided to take it a step further. Below you’ll find a collection of all our CB Insights market maps and unbundling/disrupting graphics. 145+ Tech Startups Focused On Transforming Capital Markets In One Market Map. This post is broken into sections.

Industry 78

Industry Marketing Fintech Software 78

PYMNTS

OCTOBER 31, 2016

Regardless of who’s sworn in as president of the United States on Jan. But, thank goodness, we saw the rise of those disruptive alternative lenders, like Lending Club, to fill the gap that the traditional banks left. And it’s already pretty bad. THE BIG BANKER BACKLASH. It’s a totally bizarre business proposition.

Regulation 100

Regulation Innovation Data Industry 100