PYMNTS

SEPTEMBER 26, 2018

Bank has debuted its online lending portal for small business borrowers, the financial institution announced on Tuesday (Sept. Bank, which revealed its online lending platform for small businesses to access a loan or line of credit. If approved, borrowers can also view and manage their financing details online. According to U.S.

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Lending Online US Survey 128

Banking Exchange

JANUARY 18, 2021

Q4 earning reports show major banks have cut loans to small businesses, focusing instead on strengthening their own capital position Management Feature The Economy Financial Trends Feature3 Fair Lending.

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South State Correspondent

MARCH 13, 2023

While we will cover the general lessons HERE , in this article, we wanted to focus on the root cause – how and why interest rate risk caused the second-largest bank failure in US history (Washington Mutual was the largest in 2008). More importantly, the bank’s held-to-maturity (HTM) securities portfolio was $91.3B

Risk Management 221

Risk Management Management Community Bank Community 221

Independent Banker

APRIL 30, 2022

Ashley Horner (right), senior vice president and SBA loan administrator, shown with portfolio manager Melanie Elmore, says Summit Bank is on track to make $30 million in SBA loans this year. Loan providers share an infectious enthusiasm and growing optimism for one vertical’s prospects in 2022: commercial lending. Quick Stat.

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Lending Community St. Louis Community Bank 158

Independent Banker

JUNE 30, 2022

As we kick off this year’s lending issue, I want to pause for a moment to reflect on just how much lending has changed. While it has had some benefits, like stronger risk management for our banks, it has made the customer process much more daunting. But community banks have adapted to address that shift.

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PYMNTS

OCTOBER 20, 2020

Zest AI , which is developing software that it claims will help wring the bias out of lending, just got a multimillion-dollar vote of confidence. Zest contends that its fair lending software can significantly boost loan approvals while also reducing the level of risk. Zest on Tuesday (Oct.

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Software Lending Los Angeles Apple 130

Bank Innovation

MARCH 6, 2020

We have seen considerable growth in the [German] market,” said Oliver Schmid, general manager of Iwoca Germany. What sets us apart from banks is we built the system from scratch […].

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Lending US System Management 221

Independent Banker

JUNE 30, 2022

Effects of the pandemic and other factors creating unpredictability have changed how community banks approach their credit and lending operations. Understanding the impact of a rising rate environment on a concentrated portion of your lending portfolio is critical.”. Our customers don’t just rely on us to facilitate transactions.

Management 103

Management Community Bank Community Regulation 103

PYMNTS

JANUARY 6, 2020

Australia challenger bank Judo Bank has announced a collaboration with credit management Software-as-a-Service (SaaS) provider InfraRisk to bolster its small business lending operations. “The cooperation is a good fit between us,” said Victor Li, head of Pintec International Business, in a statement.

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Lending Analytics Compliance Fintech 131

Abrigo

MAY 11, 2020

Banking technology has long been associated with the preferences of Millennials , or Gen Z, but Dave Koch, Managing Director of Advisory Services at Abrigo, says that some institutions might have boxed themselves in with that narrow way of thinking. Manage PPP loans through forgiveness. Lending & Credit Risk. SBA Lending.

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US Lending Community Technology 195

South State Correspondent

FEBRUARY 27, 2022

Current Risk in Term Lending. We find that the program enables us to differentiate our loan offering from most banks, we show customers that we can provide a service that some others cannot offer, and we compete less frequently for that same borrower’s business.

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Lending Community Bank Community Meeting 195

Bobsguide

APRIL 21, 2022

Finastra appoints Isabel Fernandez to accelerate lending business growth. Company welcomes Isabel to the Finastra leadership team, as EVP, Lending Business Unit. These experiences contribute to her stellar leadership, execution and change management capabilities. I’m looking forward to getting stuck in.”. 4 Kingdom Street.

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Lending Leadership Community Software 109

PYMNTS

APRIL 24, 2017

Small business lending activity across the globe is in flux. China saw a whopping 17 percent increase in small business lending in Q1, while U.S. We break down the latest on SME lending in these key markets. On the other side of the conversation is Marathon Partners Equity Management, LLC, which has owned 1.75

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Lending US Capital Community 100

Banking Exchange

FEBRUARY 22, 2021

Research from the Federal Reserve noted profitability and capital positions improved in H2 2020 Financial Research The Economy Feature Fair Lending Feature3 Risk Management Covid19 PPP.

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US Risk Management Lending Capital 130

Abrigo

JUNE 3, 2019

SBA Lending Can Be a Hidden Gem for Some Institutions. With proper planning and the utilization of technology, SBA lending can boost customer acquisitions and deposits. Many argue that SBA lending is complicated, and while that’s true, it’s actually a good thing. SBA lending rewards financial institutions that are prudent.

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Lending Resources Capital Technology 150

PYMNTS

AUGUST 12, 2020

Online wealth management platform Lufax is the latest to file plans for an IPO in the United States as Chinese firms rush to go public before tough new federal disclosure rules go into effect. investors gives us confidence to proceed with the IPO plan despite the impending crackdown by U.S.

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US United States Lending Regulation 147

Cisco

JUNE 7, 2022

In between these events, a different crisis began in the US sub-prime lending market. It also put an even greater emphasis on cyber risk management within institutions and financial regulatory agencies. Regulatory Agencies Step Up. Cyber risk is the largest and fastest growing operational risk within financial services.

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Risk Management Management Cyber Security Handbook 118

PYMNTS

APRIL 5, 2019

SoLo Funds announced it has added a Mastercard integration so users can link their debit accounts to the peer-to-peer (P2P) lending platform. This integration brings us a step closer to our goal of transforming the lending sector by providing timely access to small loans through everyday mobile users.”.

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Lending Survey Course Community 167

PYMNTS

OCTOBER 1, 2020

In today’s top news in digital-first banking, Memo Bank is rolling out an interest-bearing account for companies, while lending marketplace October has notched roughly $303 million in funding. Lending Platform October Raises Funding for SMB Loans. Also, Goldman Sachs is looking at reducing its workforce.

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Lending Innovation Fintech US 150

Bobsguide

JULY 7, 2022

Lake Mary, FL, US – June 30, 2022 – Finastra today unveiled its embedded consumer lending solution, enabling access to traditional regulated lending options for consumers at point-of-sale (POS). For merchants, the BaaS platform provides access to numerous lenders and their specific products.

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Lending Seattle Regulation US 68

South State Correspondent

JULY 17, 2022

Let us consider a cap purchased today for five years with a strike level of 2.00% on SOFR. Why Use Swaps, Caps, Floors, and Collars in Lending. Borrowers and lenders typically use swaps to eliminate variability. The variability of payment or variability of net interest margin.

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Lending Marketing Examples Policies 195

PYMNTS

DECEMBER 2, 2019

The funding will be used to grow FinAccel’s credit lending app Kredivo, and develop additional financial services. All of that creates a 360-degree overview of the customer that helps us determine the risk factors, and decide whether to issue the credit.”

Lending 131

Lending Fintech Risk Management Management 131

Bobsguide

MAY 11, 2022

London, UK – May 4, 2022 – Today Finastra announces the launch of Finastra Managed Services (FMS) on Amazon Web Services (AWS) to enable banks and financial institutions to access FMS in the AWS cloud. bank on the West Coast roll out its lending solution. For further information, visit: Finastra Managed Service Solution | Finastra.

Management 113

Management Software Innovation Strategy 113

Independent Banker

OCTOBER 31, 2021

Offering digital lending isn’t about the bells and whistles. Community bankers tell us why. started developing its digital lending platform about three years ago—and the bank is really glad it did. “I’m Community bankers are increasingly recognizing that the future of digital lending is here. By Beth Mattson-Teig.

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Lending Community Bank Community North Dakota 91

PYMNTS

OCTOBER 29, 2020

Small business lending platform BlueVine is the latest FinTech to take this path, having taken the wraps off of its banking solution this week with the launch of BlueVine Business Banking. Plus, leveraging the cloud to deploy digital banking has allowed us to introduce updates more often and innovate faster.

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US Fintech Tennessee Compliance 203

PYMNTS

OCTOBER 14, 2016

Not one of the four alternative lending startups that secured investments this week were from the U.S. Alternative Lending. Late last week, South Africa’s LulaLend brought some rare attention to the nation’s alternative lending space. There’s no doubt about it: Alternative lending had a stellar week.

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Lending US Capital Report 100

PYMNTS

APRIL 26, 2019

In total, more than $107 million was raised, with investors targeting the small business (SMB) back office, lending and B2B payments. Spain-based Holded provides a Software-as-a-Service (SaaS) solution designed to help SMBs manage their back offices. Interestingly, U.S. The company raised $6.7

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Fintech US Lending Capital 176

Abrigo

JULY 6, 2017

The 2017 Risk Management Summit presented by Sageworks is heading to the "Mile High City". Why You Should Join Us The Summit offers actionable insights that apply across the whole institution, spanning business development through portfolio risk management in a CECL world.

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PYMNTS

NOVEMBER 28, 2018

“What our businesses are telling us is that they wait so long for the checks to get issued, and then they have to wait for [them] to clear, that the funds don’t sit in the bank as a deposit,” he explained. “The biggest misconception of our customer base is they need to deposit money.”

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PYMNTS

JANUARY 18, 2021

Last week, Grab announced that its Grab Financial Group had raised $300 million in a Series A funding round led by Hanwha Asset Management and joined by K3 Ventures , GGV Capital , Arbor Ventures and Flourish Ventures. Founded in Malaysia in 2012, Grab is also known for its popular ridesharing and delivery services.

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Fintech US Groups Management 198

PYMNTS

AUGUST 6, 2018

Australian money managers are finding an opportunity in enterprise and small business lending as regulators crack down on the country’s traditional banking industry. That rate increase, as well as rising costs for banks to borrow offshore, has asset managers swooping in to grab corporate loan market share.

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Management Lending Regulation Industry 100

South State Correspondent

MAY 3, 2023

Last week, we published an article [ here ] discussing how fair value accounting for assets and liabilities may have prevented the failure of Silicon Valley Bank, even if sound risk mitigation practices were not resolutely embraced by management. Specific Example Let us consider First Republic Bank’s (FRB) balance sheet.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Last week, we published an article [ here ] discussing how fair value accounting for assets and liabilities may have prevented the failure of Silicon Valley Bank, even if sound risk mitigation practices were not resolutely embraced by management. Specific Example Let us consider First Republic Bank’s (FRB) balance sheet.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Last week, we published an article [ here ] discussing how fair value accounting for assets and liabilities may have prevented the failure of Silicon Valley Bank, even if sound risk mitigation practices were not resolutely embraced by management. Specific Example Let us consider First Republic Bank’s (FRB) balance sheet.

Lending 195

Lending Capital Management Tools 195

PYMNTS

DECEMBER 13, 2017

First National Bank and Trust Company is planning the launch of a digital small business lending portal and has tapped a partner to create the solution. The digital lending portal — which can be accessed via desktop or mobile device — supports eSignatures, and approved borrowers can receive loan funds in just three days.

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National Lending Online Mobile 108

PYMNTS

AUGUST 4, 2017

Alternative lending was the golden child among investors around 2015, but lately, the industry seems to have fallen out of favor thanks to regulatory uncertainty and questions over the viability of some business models. Alternative Lending. This week alone saw two examples of those concerns in action: One U.S. lawmaker, Rep.

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Lending Capital Fintech Data 109

PYMNTS

MARCH 13, 2019

This expansion marks a major milestone for our firm by allowing us to serve more customers, small businesses and communities across the country,” said Thasunda Duckett, CEO of consumer banking for Chase. “To To us, this is so much more than building branches.

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St. Louis US South Carolina North Carolina 145