Independent Banker

FEBRUARY 28, 2022

That’s why we’ve spent the past three years educating community bankers on the why of innovation: why bankers should be thinking about innovation, why innovation is a top priority in a digital-first environment and why now is the time to act. When assessing providers, keep in mind that there is no one-size-fits-all marketing solution.

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Abrigo

FEBRUARY 23, 2023

You might also like this on-demand webinar: "Problem loans: Identifying warning signs and management options" WATCH Takeaway 1 Executive leaders of small community financial institutions face complex issues, including declining deposits. Balance runoff is picking up speed, according to financial consulting firm Curinos.

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Independent Banker

DECEMBER 31, 2021

But as community bankers, we rise to the challenge by taking the next step forward. But as community bankers, we rise to the challenge by taking the next step forward. We are a community of community bankers, and we lean on one another. This is not just another year. What you need to know. What you need to know.

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South State Correspondent

MAY 23, 2023

In this article, we look at what is happening at the state level, look at 30 common industries where credit risk is rising, and 30 industries where credit risk is the lowest. In 2021, we published articles warning bankers against higher rates (for example, HERE ) and the resulting impact on credit. Lending is getting riskier.

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PYMNTS

DECEMBER 3, 2020

The year-end acceleration of mergers and acquisitions (M&A) worldwide will keep bankers busy until the close of 2020, with deals emerging in most regions and industries, Bloomberg reported. . “It It clearly won’t be a long Christmas break for M&A bankers,” Dirk Albersmeier , co-head of M&A, J.P.

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Independent Banker

JANUARY 31, 2023

Digital media gives community bankers a platform for advocacy, and ICBA’s Virtual Advocacy Primer details how you can put it to work. How can a community banker best connect with a member of Congress? Wait a week for a response and then follow up if necessary by phone, Facebook message and/or Twitter direct message.

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Gonzobanker

MARCH 7, 2024

It happened this week: Fintech Meetup , one of the newer trade events that brought 4,000 or so fintech and banker types to Las Vegas. The experience felt akin to entering a mosh pit but instead of musicians, you are in it with bankers and entrepreneurs and there are chairs. He likened it to regression testing.

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South State Correspondent

AUGUST 15, 2022

Bankers often think from the bank’s perspective or from the regulator’s perspective. Below are 14 ways to force bankers to understand customer needs better and help banks do a better job at strategic planning prioritization. As an industry, we have great room for improvement. Informally Talk to Your Customer.

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South State Correspondent

AUGUST 15, 2022

Bankers often think from the bank’s perspective or from the regulator’s perspective. Below are 14 ways to force bankers to understand customer needs better and help banks do a better job at strategic planning prioritization. As an industry, we have great room for improvement. Informally Talk to Your Customer.

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Abrigo

JANUARY 27, 2015

Bank and credit union executives and leading industry experts will convene September 23-25 in Chicago, Illinois, for the premier banking conference covering the ALLL and stress testing. Summit attendees will also have the opportunity to attend a networking reception and the exclusive Banker Appreciation Night, to be announced in March.

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PYMNTS

OCTOBER 7, 2020

EMQ , a provider of global financial settlement services, has begun letting businesses around the world transfer up to roughly $280,000 directly into banks in Japan, the company announced in a news release. EMQ already operates in Japan.

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Independent Banker

DECEMBER 31, 2022

ICBA is leaning into it, bringing its ThinkTECH Accelerator program and innovation efforts in-house to provide community bankers with targeted solutions. I believe 2023 will continue our industry’s forward momentum as our members position themselves to be the agents of change that find and champion new opportunities.

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Perficient

DECEMBER 2, 2020

We were prepping for our webinar, “ Digital Strategy Lessons Financial Institutions Can Learn From Top Brands in Other Industries ,” which we’re co-hosting with him on December 8th. The other is a credit union that I signed up with because they offered a particular lending product. That’s incredible! Dabbling With End-to-End.

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Gonzobanker

JANUARY 18, 2024

That adds up to opportunity for larger banks (>$100 billion in assets) to get into the space more aggressively. A sneak peek into Cornerstone Advisors’ forthcoming What’s Going On In Banking study shows that the percentage of banks looking to get into the banking as a service (BaaS) space is down from previous years. Big surprise, eh?

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PYMNTS

MARCH 13, 2020

With the acquisition of Apply Financial, Accuity wants to speed up payments for customers, it said in a statement Thursday (March 12). The company has a portfolio called Bankers Almanac for Payments, which works to deliver reliable information on bank and routing data. Terms of the deal were not released.

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PYMNTS

JULY 8, 2020

Homebuyer mortgage applications surged as June turned into July, in yet another sign of the housing market ’s surprisingly strong rebound after the coronavirus-triggered shutdown this spring. That has increased competition for available homes, with the average mortgage size increasing to $365,700 to reflect the rise in prices, the MBA noted.

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South State Correspondent

MARCH 7, 2022

As the pace of banking innovation speeds up, the OODA Loop, and its supporting concepts, can help a bank’s management team have a common framework to make decisions faster and more effectively. He is regarded as one of the best military strategists the world has known up there with Sun Tzu, Genghis Khan, and Napoleon.

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Abrigo

DECEMBER 22, 2023

Smaller banks can be encouraged by these numbers, and S&P Market Intelligence predicts a return to relative construction industry normalcy in 2023. Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings.

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Independent Banker

JUNE 30, 2022

Bankers and industry observers have several recommendations for how community banks can come up with risk ratings and rankings that foster safe growth in a volatile economic climate. Pay attention to industry concentrations in your portfolio. If their financing costs go up, they can’t renegotiate the contracts.

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Abrigo

MAY 24, 2023

If signed into law, the SAFE Act would allow banks to provide services to cannabis-related businesses (CRBs) in states that have passed the legalization of marijuana in some form. According to a letter from the American Bankers Association (ABA) to the Senate Banking Committee, only about 11 percent of all U.S.

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Independent Banker

MAY 31, 2020

That approach doesn’t line up at all with the reality of true leadership. I’ll be continuing to connect with community bankers nationwide and champion their leadership via digital channels. But we do know it will continue to assemble ambitious, results-oriented community bankers as they expand their leadership journeys.

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Gonzobanker

MARCH 9, 2022

Bank executives should take these new deals’ valuations as a sign that the free market sees the future of finance as unbundled from the traditional industry structure. These levels of revenue and EBITDA multiples have never been seen in the history of core banking platforms. Enter Finxact.

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Gonzobanker

DECEMBER 17, 2021

THE BANKER AWARDS. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Doug Larson. Gonzo readers, 2021 was just plain schizophrenic.

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Alex Jimenez

NOVEMBER 4, 2023

FinTech Revolution and AI: The overarching trend was the continued evolution and revolution in the FinTech industry, including the adoption of AI and emerging technologies. Money 20/20 USA has become the biggest FinTech gathering in the US. Previously, the meeting areas were relegated to the sides of the show floor.

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Abrigo

DECEMBER 19, 2022

Checklists, guides, and more to help you and your AML-CFT staff Thousands of FinCrime professionals have accessed these guides, checklists, and other resources produced in 2022 by Abrigo's team, which includes former bankers, BSA officers, and regulators. . Would you like other articles like this in your inbox? Complimentary AML info.

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Gonzobanker

DECEMBER 22, 2020

Bankers started the year with good business plans, strong balance sheets, and optimism. Bad things about the banking industry. Even George Bailey would have given you the thumbs up. “I learned a long time ago that reality was much weirder than anyone’s imagination.” ” – Hunter Thompson. Everything.

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Abrigo

SEPTEMBER 19, 2015

When the FASB releases final guidance on the credit impairment standard, Sageworks will conduct a panel-style webinar so that industry thought leaders can cover what the standard means for the ALLL calculation, how it will affect institutions and what bankers must do to comply.

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South State Correspondent

JUNE 22, 2022

Many banks don’t think in terms of innovation and are not set up for innovation. Every bank, no matter the size, should think and train bankers on where, and how to look for improvements. 98% of bank innovation falls within the incremental improvement category which is about how it is in other industries. Framing Innovation.

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Independent Banker

JULY 28, 2016

Community bankers score big changes in final credit-loss standard. After nearly six years of active grassroots advocacy, community bankers achieved important changes to new accounting standards with the Financial Accounting Standards Board’s final update on credit losses. By James Kendrick. Concessions stand. Grassroots gains.

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Independent Banker

OCTOBER 1, 2022

In fact, our 2022 CEO Outlook Survey ranked data security as a top concern, and as the digital sphere continues to evolve, all signs point to that level of concentration increasing. For example, by participating in tabletop exercises, bankers can get a first-hand account of where their preparedness plans shine and where they fall short.

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Abrigo

NOVEMBER 24, 2015

Gruenberg to the list of regulators and industry officials warning about growing credit risks in the U.S. Gruenberg said the industry reported another positive quarter overall, with most performance indicators showing improvement. Add FDIC Chairman Martin J. Banks’ net interest margin, on average, ticked slightly higher to 3.08

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Independent Banker

NOVEMBER 30, 2022

You have a bank that was born out of COVID and could have gone the other direction but ended up thriving.”. The gross gaming revenue of the gambling industry in the U.S. Stacy Watkins (left), president and CEO, and Hilary Nelson (right), senior vice president and director of operations and compliance, at the Las Vegas Strip.

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Independent Banker

OCTOBER 31, 2022

We spoke with industry specialists about the priorities for community banks as they build a digital loan process for small businesses. Offer the ability to speed up the entire process. Not everyone wants to sign electronically, but it needs to be offered,” he says. “As By William Atkinson. Benefits of digital lending.

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PYMNTS

JANUARY 23, 2020

Africa’s richest woman, Isabel dos Santos, is facing money laundering and mismanagement charges, while a banker implicated in the case – Nuno Ribeiro da Cunha, 45 – was found dead in his Lisbon apartment, according to multiple media reports on Thursday (Jan. billion fortune. Angola Attorney General Hélder Pitta Grós said late Wednesday (Jan.

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Abrigo

MARCH 21, 2023

But before examining ALM interest rate risk management strategies for banks and credit unions, it’s important to look at the current economic situation surrounding the banking industry and exactly why profitability isn’t a given for many institutions. You might also like this video on managing interest rate risk.

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FICO

MARCH 17, 2020

Here are eight signs you’re a victim of digital disruption: Your customers are leaving for tech-savvy competitors. If you’re nodding your head at some of these signs, you’re not alone. For the banking industry generally, this might look like bad news. Your data seems incomplete and gets stale quickly.

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Case Study Strategy Survey Fintech 52

Independent Banker

MARCH 15, 2015

Community bankers aren’t the only ones who think so. And ready for the toss, President Obama says he would welcome such bipartisan legislation to sign. Acknowledging the problem, lawmakers repeatedly have told community bankers to hold on, relief is on the way. The Time Is Now. By Camden R. Fine, President and CEO of ICBA.

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