BankInovation

MARCH 16, 2021

Regulation E compliance: The Federal Reserve Board’s Regulation E outlines the rights, liabilities and responsibilities for electronic fund transfer (EFT) participants. Oconee State Bank recently automated its Regulation […]. Oconee State Bank recently automated its Regulation […].

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Abrigo

JULY 10, 2023

Help your team plan for the unexpected with this webinar: "Building a strong future: Succession planning strategies for your AML program." Help your team plan for the unexpected with this webinar: "Building a strong future: Succession planning strategies for your AML program."

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South State Correspondent

APRIL 19, 2023

Focusing on uninsured deposit performance is a hot topic among investors, analysts, and regulators. The post How To Improve Uninsured Deposit Performance appeared first on SouthState Correspondent Division. The concern is grounded in data as higher balance accounts are more interest rate and risk-sensitive than lower balance accounts.

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Bank Innovation

APRIL 29, 2016

Regulators have certainly kept a close eye on fintech upstarts. Last month, the Financial Stability Board (FSB) – comprised of 20 world economies – came together in Tokyo to establish a framework and assess the potential of fintech startups “disrupting” traditional banking.

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PYMNTS

NOVEMBER 25, 2020

The age of digital currencies might be fully upon us, but key questions swirl about how to issue and regulate cryptos – especially stablecoins. Regulators and lawmakers, however, can latch onto digital currency efforts as they must monitor and also supervise such stablecoins. In a paper that debuted Tuesday (Nov.

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Abrigo

JUNE 11, 2021

Takeaway 1 Regulators stress sound risk management practices that include the ability to identify and measure interest rate risk (IRR). Regulators have repeatedly stressed the importance of sound risk management practices that include the ability to identify and measure interest rate risk. EVE Analysis. check out Webinars.

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Bank Innovation

SEPTEMBER 12, 2017

EXCLUSIVE- Governments around the world are enacting new regulatory policies in response to the growing popularity of cryptocurrencies and ICOs.

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Abrigo

DECEMBER 17, 2021

For banks and credit unions, this often means a deep understanding of regulations and compliance and adhering to the institution's risk management standards. How to Establish Quality Fintech Partnerships. How is Your Institution’s Loan Review Function Organized? Make the most out of your fintech partnership. Download Guide.

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Abrigo

OCTOBER 7, 2021

You might also like this bundle of whitepapers on how to prepare for CECL. CECL requires more inputs, assumptions, analysis, and documentation, and institutions must decide how to efficiently – and accurately – take each piece into account. How to Decide Whether to Build or Buy CECL Model Software. CECL Regulation.

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South State Correspondent

AUGUST 21, 2022

FDIC regulations afford QFCs certain rights and protections that will accrue to the hedge end-user (a community bank or a community bank borrower) if the hedge provider fails and the FDIC becomes the receiver. The post How to Choose a Hedge Provider as a Bank appeared first on SouthState Correspondent Division.

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American Banker

MARCH 12, 2024

Regulators in the coming weeks or months will have to decide whether or how to finalize last year's Basel III endgame capital proposal, but there are risks — and rewards — to whichever path they choose.

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PYMNTS

FEBRUARY 17, 2020

Breton said he’ll decide by the end of the year if he wants to adopt a set of stringent rules as a way for the EU to set out ironclad responsibilities for social media platforms and regulate them. He said any regulations should take this into account.

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PYMNTS

JUNE 29, 2020

Small- to medium-sized businesses (SMBs) have been especially hard hit, as many have pivoted quickly to enable online transactions and adhere to the regulations that often accompany them. The health crisis has brought about changes to this rule, however, and these may have long-term implications for payment standards and regulations.

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Accenture

DECEMBER 14, 2020

My first blog outlined why – and how – ASEAN should drive the convergence of green standards…. The post The Ratings Game – How to Improve ESG Scoring appeared first on Accenture Banking Blog.

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Abrigo

JUNE 2, 2021

The guidance emphasizes a risk-focused approach to examinations and refocuses the regulators to scope each exam according to the unique financial institution, not to use a one-size-fits-all approach. Leadership and staff understand the purpose of its BSA/AML efforts and how its reporting is used. BSA Rules and Regulation.

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PYMNTS

JANUARY 7, 2019

In Ireland, reported CryptoGlobe , the Irish cabinet has approved legislation that will bring more regulation to the sector. Separately, in India, the action toward crypto regulation seems to be … inaction. The site noted that the new rules still await passage by the country’s legislative body. In the U.S.,

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American Banker

JULY 18, 2023

as regulators debate how to best protect against financial contagion from failures abroad. Banks are bracing for tougher requirements on operating subsidiaries in the U.K.

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PYMNTS

MARCH 31, 2019

Facebook CEO Mark Zuckerberg wrote an opinion piece in The Washington Post calling on regulators to take a “more active role” in making rules for how to police the internet, according to reports. “By These are important for keeping our community safe.

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PYMNTS

MARCH 11, 2020

Consumer advocates are pushing federal banking regulators to do something about rent-a-banks with notoriously sky-high loan rates that prey on people with bad credit, the Wall Street Journal (WSJ) reported on Wednesday (March 11). These types of partnerships have been targeted by state regulators and consumer advocates.

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PYMNTS

OCTOBER 7, 2019

Merchants in the European Union (EU) are still wondering exactly what changes the regulation will bring when it comes to their relationships with customers. Regulators in many EU countries have their own thoughts on SCA and how long it will take merchants to prepare. Around the PSD2 and GDPR world. About the Tracker.

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PYMNTS

FEBRUARY 16, 2017

According to Bloomberg , the Monetary Authority of Singapore published a new consultation paper that revealed new and existing venture capitalists will no longer be subject to the same rules that apply to fund managers overall, including capital requirements and business conduct regulations.

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Tom Groenfeldt

JANUARY 17, 2019

Mexico is the second country, after the UK FCA, to introduce regulation to support fintech firms, including sandboxes which state regulators in the U.S.

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BankInovation

JULY 6, 2021

There is no “one-size-fits-all” approach to making AI-driven decisioning by financial institutions explainable and fair, but lenders want regulators to clarify how to measure the technology’s disparate impact and explainability.

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PYMNTS

MAY 29, 2017

but experts are beginning to question how it will impact regulation. Reports in Reuters on Friday (May 26) explored how industry players are examining the future of financial regulation as FinTech continues its disruption. FinTech has no doubt changed the face of the financial services industry in the U.S.,

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PYMNTS

MARCH 9, 2018

While the European Banking Authority has created a “roadmap” on how to regulate emerging FinTech services, the body is not keen on creating a unified approach to cryptocurrency regulation — at least not yet, Reuters reported.

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CFPB Monitor

JULY 8, 2022

Department of Education recently announced proposed regulations designed to expand and improve the major student loan discharge programs authorized by the Higher Education Act. As the Court emphasized, “when Congress wants to mandate particular dispute resolution procedures it knows exactly how to do so.” . EPA , the U.S.

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PYMNTS

JUNE 19, 2019

Sandberg also said the company is seeking some regulation and noted that the General Data Protection Regulation (GDPR) in Europe is a “good blueprint” for lawmaking in the U.S. “We The company, for instance, rolled out a fact-checker verification program and increased government engagement, The Wall Street Journal reported.

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PYMNTS

OCTOBER 9, 2018

regulators to introduce stricter small business (SMB) lending regulations, claiming that lax regulatory oversight is what allowed RBS to avoid punishment after a watchdog found the financial institution (FI) had unfairly treated small business customers of its Global Restructuring Group (GRG). According to City A.M.

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The Financial Brand

NOVEMBER 23, 2023

This article Power to the People: How to Get Banks, and Regulators, to Embrace AI For Investment appeared first on The Financial Brand. This article Power to the People: How to Get Banks, and Regulators, to Embrace AI For Investment appeared first on The Financial Brand.

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PYMNTS

FEBRUARY 4, 2019

A series of regulations was established to encourage a safer, more transparent financial services environment following the 2008 financial crisis. Failure to meet AML/KYC requirement challenges can be costly for FIs, too, with regulators issuing heavy fines for lax security practices or failure to devote sufficient resources to oversight.

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Independent Banker

OCTOBER 1, 2022

Here are some pointers that community banks should consider about not only current threats but also opportunities, including how they can make the most of strong customer relationships to use data in a way that provides value to both parties. How to reassure customers that their data is protected. Other regulation around consumer data.

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PYMNTS

DECEMBER 27, 2018

Facing — And Embracing — Fragmentation And Regulation. He noted that “yes, things may be getting slightly more complex,” but there are new opportunities forming, too, through the twin engines of new technologies and burgeoning regulations. We are in the midst of the most exciting times in payments, said the executive.

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CFPB Monitor

OCTOBER 26, 2022

The cross-complaint explains that “[b]ecause DFPI did not submit its ‘true lender doctrine’ to the APA’s rule making process, it is invalid as an ‘underground regulation’ and cannot be enforced.” violated the rulemaking requirements of the APA and is therefore invalid.”.

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PYMNTS

JANUARY 30, 2019

They face the challenge of offering customers a smooth onboarding process while also remaining rigorous in know your customer (KYC) efforts, taking care to remain compliant with local anti-money laundering (AML) regulations that aim to keep criminals from using legitimate operations to move money illegally.

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CFPB Monitor

NOVEMBER 10, 2021

On October 29, the New York Department of Financial Services issued proposed amendments to 23 NYCRR 1, its regulation titled “ Debt Collection by Third-Party Debt Collectors and Debt Buyers.” They would also align the DFS regulation with several of the CFPB’s requirements in Regulation F, set to become effective on November 30, 2021.

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PYMNTS

MAY 18, 2017

In the latest development in New York state’s debate over payroll card regulation, Department of Labor has reportedly appealed an earlier decision that invalidated and revoked earlier regulations on payroll cards issued by the Department. The regulations, it continued, overlapped bank regulations on payroll card fees.

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PYMNTS

JULY 24, 2018

New York’s years-long payroll card regulation saga took an unexpected turn recently when the New York State Supreme Court annulled a previous appellate court ruling, reviving efforts to introduce stricter payroll card rules. ” Depending on the outcome of the appeal, reports said, the payroll card regulations may come into effect.

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