CB Insights

OCTOBER 21, 2018

CB Insights unveiled the second annual Fintech 250 — a list of 250 of the most promising private companies applying a mix of software and technology to transform the financial services industry. THE FINTECH 250 STORY. CB Insights clients can view the full Fintech 250 story by clicking the button below. Please click to enlarge.

Fintech 78

Fintech Lending Capital Analytics 78

PYMNTS

JANUARY 30, 2019

The global economy offers a wide range of opportunities for businesses to expand their reach, and promote their brands to new markets. What’s more, companies must also work to remain compliant with the laws in place across the different regions where they operate. In the financial services market, trust is an essential component.

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PYMNTS

DECEMBER 4, 2018

KuCoin’s rollout comes as XRP and Ethereum are constantly vying for digital currency market cap, with XRP pulling ahead of Ethereum in November to become the number-two most valuable token. In other news, General Motors (GM) could be looking into a way to manage autonomous car data with blockchain, CoinDesk reported.

blockchain 148

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PYMNTS

NOVEMBER 1, 2018

The Chinese government, as noted in CB Insights and elsewhere at the time, released a set of guidelines geared toward “advancing the healthy development of internet finance” and placing the industry under the purview of the China Banking Regulatory Commission. “The second phase of it is where we started working with banks.

Lending 150

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PYMNTS

FEBRUARY 3, 2020

Just two of these licenses will afford approved companies full banking privileges, which represent an entryway into a market with one of the fastest-growing digital economies in the world. The news set off a high-stakes race among today’s top global eCommerce, finance and technology players.

Digital Banking 185

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PYMNTS

JULY 31, 2019

As watchdogs ramp up oversight of financial institutions and FinTechs, late last year the China Banking and Insurance Regulatory Commission also announced plans to relax restrictions on foreign ownership of banks operating in the country. China’s banking regulation is in-flux.

Lending 134

Lending Policies National Guidelines 134

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. Brazilian lawmakers have been developing open banking plans since 2019, for example, outlining rough guidelines to be enacted late this year.

America 165

America Regulation Regional Tools 165

PYMNTS

SEPTEMBER 28, 2020

The FinTech ecosystem within Saudi Arabia has been expanding steadily over the past decade, for example, with more than 60 FinTechs now operating, compared to the 20 companies operating within the country in 2019. This is also the aim behind several regulatory changes taking place in other MENA markets, notably Egypt.

Online 151

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PYMNTS

OCTOBER 27, 2019

27), far-flung verticals such as healthcare and seafood supply chains – and even FinTech – can be united under a key principle: Trust. The announcement of the blockchain-based solution comes in the wake of Mastercard outlining guidelines for blockchain development earlier this month. The Partnership Ecosystem.

blockchain 101

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PYMNTS

OCTOBER 27, 2019

27), far-flung verticals such as healthcare and seafood supply chains – and even FinTech – can be united under a key principle: Trust. The announcement of the blockchain-based solution comes in the wake of Mastercard outlining guidelines for blockchain development earlier this month. The Partnership Ecosystem.

blockchain 100

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PYMNTS

NOVEMBER 4, 2020

regulators have taken a more hands-off approach by issuing non-binding guidelines, thus allowing industry stakeholders to pave the way forward. regulators acknowledge that although there is a market and demand for open banking, the current regulatory structure prioritizes consumer protection.”.

US 171

US Boston Regulation Data 171

CB Insights

FEBRUARY 15, 2018

The wealth management industry is under siege by a new crop of “robo-retirement” fintech startups disrupting retirement savings. Sudden volatility has shaken the markets and the state of wealth management. We define this group of fintech startups as “robo-retirement.” WEALTH TECH TRENDS TO WATCH IN 2018.

Management 50

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PYMNTS

AUGUST 1, 2019

Financial service providers are operating in a global payments market filled with disruption as they work to offer cross-border corporate payment services that live up to businesses’ standards. ISO 20022 will modernize international and domestic payment rails, enabling right and new payment services.”.

Payments 152

Payments Guidelines System Compliance 152

PYMNTS

AUGUST 6, 2019

But according to Lambino, in addition to benefits of efficiency for taxpayers, an eInvoice mandate will result in cost savings for government agencies and enable officials to operate with greater adaptability in the face of technological disruption. On Monday (Aug. Additionally, reports on Monday (Aug. Additionally, reports on Monday (Aug.

Regional 108

Regional Taxes System Guidelines 108

PYMNTS

MARCH 25, 2019

While plenty of countries are seeing this as an opportunity to grow, some markets are still holding out. DNB is responsible for approving PSD2 payment licenses in the Dutch market, so third parties will have to follow their guidelines if they want to continue operating in the region.

Regional 108

Regional Regulation Data Payments 108

PYMNTS

AUGUST 4, 2017

In late July, the Federal Reserve Faster Payments Task Force released its much-anticipated report on how to strengthen and operate the U.S. Many players in the financial services market were already launching innovative solutions without knowing which guidelines the Fed would recommend for the U.S. faster payments system.

Community Bank 116

Community Bank Community Innovation Millennials 116

Tomorrow's Transactions

DECEMBER 5, 2016

By “European lines”, I meant that a regulatory framework which separated systemically risky operations such as lending people money from systemically unrisky operations such as low-value payments would benefit all concerned. From In payments, the US is an emerging market | Consult Hyperion. Consult Hyperion.

Fintech 30

Fintech Regulation Lending System 30

PYMNTS

JANUARY 15, 2018

With that access, the thinking goes, new market entrants can offer new services to end users, with eyes dually focused on innovation and costs. One survey (from consumer marketing firm Which? enforcement is done through the Competition and Markets Authority and by the Information Commissioner’s Office. In the U.K.,

CA 112

CA Bitcoin Data Security 112

PYMNTS

DECEMBER 11, 2018

Data is everywhere, and amid headlines trumpeting collaboration between FinTech and traditional FIs, there are indeed some possible stumbling blocks about who has access to what when it comes to consumers. s High Street banks have been banding together to oppose FinTech efforts in India to collect customer data. billion valuation.

Fintech 139

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Fintech Labs Insights

JULY 25, 2016

Officially named KBW Nasdaq Financial Technology Index (KFTX) , the fund tracks 49 fintech companies, including 17 Finovate and FinDEVr alums. When creating the index, KBW and Nasdaq adhered to three guidelines: The companies mainly sell financial services. Not primarily brick-and-mortar operated. WU), VeriFone Systems, Inc.

Fintech 12

Fintech New York Guidelines Financial Technology 12

PYMNTS

NOVEMBER 9, 2020

In banking, collaboration — between the traditional players like banks and the tech savvy FinTechs bringing a slew of new apps to market — is key. The APIs need to be open so that third parties can engage with them, which in turn fosters partnerships between banks and FinTechs. The Banks And The FinTechs.

Fintech 285

Fintech Data Regulation Innovation 285

PYMNTS

OCTOBER 6, 2017

And they have shorter timelines for rolling out operations. They don’t necessarily have a team of people specialized in setting up overseas operations.”. These companies need to procure a reliable payroll partner across borders to pay their expanding workforce in other markets, she continued.

Marketing 139

Marketing Data Security Regulation 139

PYMNTS

MAY 1, 2020

these programs appear to have remained the same in most markets. The presence and curation of FinTechs is growing … and we are leveraging the technologies offered by FinTech players to enhance customer experience. FIs have long been the dominant players in the financial market. Similar to the U.K.

Innovation 245

Innovation Regulation Digital Banking Security 245

Abrigo

JUNE 12, 2023

The money transmitter industry is growing, spiked by advances in fintech and the consumer demand for immediate payment mechanisms. Since the passing of this model money transmitter act, many states have introduced or fully adopted these standardized guidelines. alone, handling $6 trillion in payments.

Compliance 195

Compliance Fraud Regulation Guidelines 195

PYMNTS

MAY 14, 2018

But the cannabis market that struggles to access banking services is not limited to small dispensary storefronts (although they are undoubtedly affected by such legal hurdles). Fusion Bank targets the legal cannabis market with its cash and treasury management solutions. The conundrum of cannabis banking in the U.S.

Compliance 130

Compliance Guidelines Industry Taxes 130

PYMNTS

DECEMBER 17, 2019

Open Banking is making its rounds across the globe as regulators embrace financial services industry competition, and as financial services players — both banks and FinTech firms — recognize their market opportunities by embracing data sharing.

Metro 136

Metro Regional Fintech National 136

Tomorrow's Transactions

DECEMBER 19, 2016

The focus on APIs increased through the year and not only for the interfaces to 3rd parties but also as a mechanism for restructuring internal processes and operations. The NIST guideline goes on to talk about using push notifications to applications on smart phones, which is how we think it should be done. We got this one right.

Mobile 30

Mobile Retail Trends Security 30

PYMNTS

DECEMBER 27, 2019

What has to happen now is for all the stakeholders who make up the instant disbursement ecosystem as it stands today — large corporates, financial institutions, FinTech platforms, SMBs and consumers — to work collaboratively to make truly seamless and secure instant payments experiences across verticals and use cases a reality in the next decade.

Payments 131

Payments Maine Innovation How To 131

FICO

DECEMBER 9, 2019

As I think about predictions for next year in debt management for Europe and the UK, there are three big concerns: Consumer indebtedness has not abated at all and has reached record highs in some markets. Most economic markets are on the verge of a downturn. Before I get to my predictions, let me explore each of these.

Analytics 52

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PYMNTS

DECEMBER 24, 2019

For corporate treasurers, Manish Kohli, global head of payments and receivables at Citi , told PYMNTS’ Karen Webster, three concerns tend to top the list: geopolitical uncertainty, cyber threats and disruption resulting from the emergence of new business models in an interconnected global market. Credit Unions Embrace Disruption.

Payments 134

Payments Illinois Guidelines Mobile 134

FICO

MAY 6, 2022

To outshine the competition and succeed in today’s market, you need to do everything well. Remember that trust is the #1 thing banks have that many FinTechs don’t have. Everyone thinks they own the customer – from marketing and fraud, to servicing, product, and collections. There’s nothing wrong with making it fun!

Digital Banking 52

Digital Banking System Data Customer Experience 52

Fintech Labs Insights

JULY 7, 2016

With Brexit and other turmoil driving recent market uncertainty alternative investments are getting an even closer look. ” Onuosa went on to detail how franchise-related equities have outperformed the US stock market by 33%. Traditional bank underwriting for portfolio holders of operating franchise units is broken (i.e.,

United States 15

United States Guidelines Branding Big Data 15

PYMNTS

JUNE 18, 2019

They are being asked to contribute their collective experiences in operating global, regulated payments and financial services networks to shape Libra’s charter and frame its governance structure. At some point, they will be asked to kick in few bucks to fund its operation and get it off the ground. New Network, Crypto Applications.

Payments 246

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