BankBazaar

FEBRUARY 16, 2022

If you’re still scanning the horizons for a sign to begin your financial literacy journey, this is it! Read on to understand the four important pillars of financial literacy. If you’ve recently found yourself nodding mutely amid a group of financially savvy people discussing their investments, returns or savings strategies while secretly wondering what they’re on about, perhaps it’s high time you begin your journey towards financial literacy.

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BankBazaar

FEBRUARY 18, 2022

Stay ahead of uncertainties and emergencies with a periodic review of your money game. Money is arguably one of the most important tools for survival. Having a sufficient monetary cushion gives us a sense of security. Not only does it let us pursue our aspirations and realise our dreams, but it also lets us stay prepared for emergencies. Hence, it is crucial to create and execute a financial plan.

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Policies US Security Course 78

PopularBank

FEBRUARY 17, 2022

No business is immune to fraud, and small businesses are especially at risk. Small businesses experience fraud at a 42% higher frequency than large corporations. Fraudulent activity can have lasting financial consequences for business owners. There are steps small businesses can take to prevent business fraud. 1. Safeguard computers and technology. Employees utilize a lot of technology to get the job done.

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Accenture

FEBRUARY 18, 2022

The payments space has surely seen more than its fair share of disruption in the last decade. The advent of service providers like Square, Venmo, Alipay and PayPal has rewritten customer expectations around sending and receiving money. The response of payments incumbents to compete with these new offerings has pushed the industry yet further. Customers….

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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

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Perficient

FEBRUARY 15, 2022

Mask mandates are being lifted across the country. California, New Jersey, Connecticut, Delaware, Oregon, Illinois, and Rhode Island have announced plans to lift their statewide mask mandates or school mask mandates, and more states have indicated they will revisit mask requirements in the near future. If you have been holding back on making investments to drive new ways your advisors can communicate with investors when COVID-19 restrictions fade and life returns to normal, you might want to rev

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Jack Henry

FEBRUARY 17, 2022

Like that parched and ancient mariner surrounded by an undrinkable sea, it’s a special kind of torture to be awash in glorious data and not able to use it. And it stings even more knowing data analytics is critical to being able to serve your accountholders at their moment of need.

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Accenture

FEBRUARY 15, 2022

A year or so ago, I wrote that moving to cloud was non-negotiable for middle market banks. My reasoning? Cloud enables everything banks want (and need) to do to compete with digital players. Flash forward to today, and most middle market banks have by now dipped their toes in the proverbial “cloud pool”. I’m certainly…. The post Concerned about cyber security?

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Cyber Security Security Marketing 380

Perficient

FEBRUARY 18, 2022

Monday, February 21 st marks the beginning of Empathy Week. Empathy Week was founded in London in 2019 as an initiative to use storytelling through film to cultivate empathy among school children. During Empathy Week, students are shown one short film each day that showcases a unique human experience. The films’ themes are interlaced into lessons, assemblies, and/or tutor times, allowing for their insights to truly resonate.

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South State Correspondent

FEBRUARY 12, 2022

In a recent blog [ Here ], we argued that banks are almost always in an inferior position by not re-quoting the loan rate with market movement until the loan closes. We think that when banks book a fixed-rate loan, the fixed-rate must be finalized at the closing table; otherwise, banks give borrowers a free option that has an economic cost – especially in the current volatile and rising interest rate environment.

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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202

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SWBC's LenderHub

FEBRUARY 14, 2022

Last Week. It was another week for the ages. On Thursday, the January CPI reading came in much higher than expected (and expectations were pretty high) with price pressure hitting just about every part of the economy. The two-year Treasury note started the morning at about 1.31% and by late morning, post-CPI the note’s yield breached 1.60% before “settling back down” at 1.59 at day's end.

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Accenture

FEBRUARY 15, 2022

One of the things I hear most from our banking clients today is that, as they increasingly adopt digital technologies, they are concerned about losing personal connections. Historically, banks have been relationship-based organizations that understood customers on an individual level—and while technology is opening up new opportunities across the ecosystem, it is also removing the….

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Technology Customer Experience 330

Perficient

FEBRUARY 18, 2022

Monday, February 21 st marks the beginning of Empathy Week. Empathy Week was founded in London in 2019 as an initiative to use storytelling through film to cultivate empathy among school children. During Empathy Week, students are shown one short film each day that showcases a unique human experience. The films’ themes are interlaced into lessons, assemblies, and/or tutor times, allowing for their insights to truly resonate.

Lending 294

Lending Training Operations Video 294

CFPB Monitor

FEBRUARY 14, 2022

A new decision from the U.S. Court of Appeals for the Seventh Circuit in two consolidated cases analyzes the requirements for Article III standing in a FDCPA case. It also addresses what a debt collector must show to establish that it maintained procedures reasonably adapted to avoid an error as required by the FDCPA’s bona fide error defense. Under the bona fide error defense, a debt collector is not liable for a FDCPA violation if it shows by a preponderance of the evidence that (1) the viol

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Policies Indiana Report Compliance 147

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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

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ATM Marketplace

FEBRUARY 18, 2022

Physical threats are not the only security concerns for ATMs. Outdated key standards and card skimming are also major issues in the ATM industry. Let's take a closer look at some of these security issues and what causes them.

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ATM Security Cards Industry 136

BankUnderground

FEBRUARY 17, 2022

Robert Czech, Shiyang Huang, Dong Lou and Tianyu Wang. During the March 2020 ‘ dash for cash ’, 10-year gilt yields increased by more than 50 basis points. This huge yield spike was accompanied by the heavy selling of gilts by mutual funds and insurance companies and pension funds (ICPFs). Focusing on the latter group, we argue in a recent paper that ICPFs’ abnormal trading behaviour in this period was partly a result of the dollar’s global dominance: ICPFs invest a large portion of their

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Perficient

FEBRUARY 16, 2022

Cryptocurrency continues to grow, and Perficient is committed to helping financial services clients continue to understand and navigate this fast-changing part of the economy. Over the last 90 days, we have let clients know about the federal banking regulators planned cryptocurrency road map , explained what steps national banks need to take to begin crypto activities , provided thoughts on the possibility of a U.S.

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CFPB Monitor

FEBRUARY 16, 2022

Although several court decisions have held that ringless voicemails to a consumer’s cell phone constitute “calls” subject to the Telephone Consumer Protection Act (TCPA) autodialer prohibition, the Federal Communications Commission (FCC) has not yet officially weighed in on the question. In 2017, a marketing company filed a petition with the FCC seeking a declaratory ruling that the technology was not subject to the TCPA but the petition was withdrawn.

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

Lending

ATM Marketplace

FEBRUARY 15, 2022

It can be a major challenge to not want to quit after a bad day. Nastia Liukin, five time Olympic medalist in gymnastics, commentator and entrepreneur, shared first hand her experience with this issue during a keynote address at the ATMIA conference.

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TheGuardian

FEBRUARY 15, 2022

Bumper payouts are ‘kick in the teeth for everyone else suffering with the cost of living crisis’, say critics This week British bankers will start collecting the biggest bonuses since before the 2008 global financial crisis as their employers fight an “increasingly intense war for talent”. As most Britons face the biggest squeeze on their incomes since at least 1990, already very highly paid bankers are celebrating “particularly obscene” bonuses in the City’s pubs and wine bars.

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National Policies 99

BankInovation

FEBRUARY 18, 2022

Open banking is a topic that can no longer be ignored, with the vast majority of financial institutions expecting the biggest changes in the next five years. The opportunities presented by open banking are huge. Banks connect the dots and develop insightful customer journeys; tap into an exceptionally broad marketplace; integrate with third-party services; and […].

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Bussman Advisory

FEBRUARY 18, 2022

FinTech Ecosystem Insights by Bussmann Advisory is our weekly newsletter with over 40’000 subscribers across different social media channels, summarizing relevant news and reports related to ecosystems around disruptive technologies, highlighting key updates from the industry as well as our portfolio companies: JPMorgan opens a bank branch in the metaverse Amazon and Visa agree to end global dispute over credit card fees NY Stock Exchange moves closer to NFT trading.

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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.

Lending

ABA Community Banking

FEBRUARY 16, 2022

Amid persistent inflation and supply chain kinks, small businesses are finding more and more that "cash is king," especially as their suppliers are likelier to ask for cash up front. The post Podcast: Providing Liquidity for Small Businesses Amid Supply Chain Kinks appeared first on ABA Banking Journal.

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Community Bank Community Lending Management 98

TheGuardian

FEBRUARY 16, 2022

International watchdog highlights stablecoins as particular concern in absence of regulation The booming crypto assets market could pose a serious threat to financial stability if regulators fail to take action, a global watchdog has said. The Financial Stability Board (FSB), which monitors financial authorities in 24 countries, is concerned that the scale and structural vulnerabilities of crypto markets – as well as increasing interconnectedness with traditional financial systems – have the pot

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BankInovation

FEBRUARY 18, 2022

Pakistan’s largest lender, Habib Bank Ltd., will adopt a new platform after months of customer complaints about frequent outages. The Karachi-based lender will onboard its more than 25 million clients onto the Temenos core banking platform, HBL said in a statement Friday, citing increased reliability and security as benefits. HBL had announced a new Chief […].

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Security 98

SWBC's LenderHub

FEBRUARY 18, 2022

Congress has several laws in place to oversee financial institutions—protecting them against illegal activities such as money laundering and protecting consumers from unfair financial practices.

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Advertiser: Data Robot

The buzz around generative AI shows no sign of abating in the foreseeable future. Enterprise interest in the technology is high, and the market is expected to gain momentum as organizations move from prototypes to actual project deployments. Ultimately, the market will demand an extensive ecosystem, and tools will need to streamline data and model utilization and management across multiple environments.

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