December, 2022

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The Ultimate Guide to Product Innovation in Banking

Accenture

The pace of change is not slowing down. Customers’ expectations have radically changed, and they expect much more from their banking products and services than ever before.

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5 Factors to Consider When Choosing Your Next Tech Vendor

Bank Innovation

As your financial institution compares tools, technologies and partnerships that will help you scale in the coming years, there are many aspects to weigh when evaluating a potential vendor. Here are five important factors to keep in mind as you consider changes for your financial institution. Agility As our digital and economic landscape continues to […]. All Posts Sponsored

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How To Take Advantage of the Yield Curve When Loan Structuring

South State Correspondent

The yield curve is currently inverted after the FOMC’s last rate increase of 75 bps. The inversion will be more pronounced with next week’s additional rate increase, expected to be 50 bps.

How To 195
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Banking's Top 5 Total Return to Shareholders: 2022 Edition

Jeff For Banks

For the past eleven years I searched for the Top 5 financial institutions in five-year total return to shareholders because I support long-term strategic decision making that may not benefit next quarter's or even next year's earnings.

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Trust the Software! Doc Gen Automation

A detailed look at why automation is the future of loan documentation and how this technology adds value to the attorney relationships, creating a next-generation workflow.

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Banking top guns can boost mortgages with new tech

Accenture

Let’s start with the elephant in the room. Yes, mortgage rates are at a 14-year high and volume is off by more than 80%. But that’s why I’m writing this blog series. I figure if you work in the mortgage industry you have a lot of free time on your hands right now and are….

Industry 325

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Brad M. Bolton: Our greatest assets

Independent Banker

Photo by Chris Williams. One of our greatest assets is our reputation as relationship bankers. When things get tough, people want to be able to talk to their banker. I’ve always been a glass-half-full guy, and though 2023 is expected to be a challenging economic year, it also brings opportunity.

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The 2022 GonzoBanker Awards

Gonzobanker

OK, show of hands. Who saw 2022 coming and accurately predicted the headlines? All of you with your hands up… … uh huh. Pull ’em down. No, you didn’t. Nobody did. It would have required a few trips to the local dispensary to dream up what bankers have endured this year.

Idaho 170
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The Effects of Inflation on CRE Cashflow

South State Correspondent

At a cursory observation, one would conclude that the effects of inflation on a real estate project are neutral. If owners can pass increased costs to tenants, they can keep inflation from decreasing NOI or cash-on-cash return.

Analysis 195
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Top AML/CFT & fraud blogs of the year

Abrigo

Most-read blogs on financial crime in 2022 Synthetic ID fraud, AML quality control, and SAR writing topics were among Abrigo's top blogs on AML/CFT and fraud this year. . You might also like this list of the year's top resources for FinCrime professionals.

Fraud 195
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What Lenders Need To Know: Increase of Standardized Loan Rejections

As the CRE market continues to tighten, the rejection of substandard loan documentation is on the rise. Don’t put your loans at risk. Check out the Infographic.

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Tired of seeing red? Learn how one lessor only saw green

Accenture

Adam and I were talking the other day about all the changes we’ve seen in the auto and equipment finance industry over the last two years. So many areas of the business have been affected by simply replacing in-person meetings with digital interactions.

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Shift4 buys European payments provider for $126M

Payments Dive

The purchase of Online Payments Group will bolster Shift4’s international expansion plans, the company's CEO said last week

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Rebeca Romero Rainey: A new chapter

Independent Banker

Photo by Chris Williams. As we enter a new chapter and start a new financial statement cycle, know that ICBA will be there to support you with tools, resources and advocacy efforts. The beginning of a new year feels like a fresh start, a new chapter in our stories.

DC 143
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Surveying the 2023 Economic Landscape for Financial Institutions

SWBC's LenderHub

Without a doubt, the economic story of the past year has been the highest inflation in decades. Not only is it impacting current financial and economic activity, but it is dominating the outlook as well.

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The Lender's Guide to Automating Complex Loans

Providing commercial lenders with key insights into how commercial lenders can automate small-balance, mid-market, and large-cap loan documentation with advanced technology.

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ATM-as-a-Service – A Strategic Step on the Transformation Journey?

Gonzobanker

Moving from a traditional CAPEX model to an “as-a-service” OPEX model could be the key to transforming banks’ ATM/ITM channel. ATMs have changed a bit in the last few years. The latest models resemble something one might see on the floor of a casino rather than the clunker model in the corner.

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2023 Fraud trends: What banks and credit unions can expect

Abrigo

Fraud trends for financial institutions to watch for in 2023 Financial institutions should not expect a slowdown of any of 2022’s fraud trends. Be on the lookout in 2023 for the following trends identified by the FBI. You might also like this resource: "BSA/AML Risk Assessment Checklist." DOWNLOAD

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3 ways banks can wow customers with new value

Accenture

This is the second part of our series on how banks can adapt to changing customer behaviors and expectations. We’re picking up from the last blog, which explored the “why” of this critical issue; this time we discuss the “how”. I’m thrilled to again have my colleague Danelle Faust as co-author.

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Visa pledges $1B investment in Africa

Payments Dive

The largest U.S. credit card network plans to make the investment over the next five years in a "commitment to Africa’s growth potential &rdquo

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The New 7 Facts on Housing Interest Rates and What Banks Can Do About It

The CRE multifamily sector has created tremendous momentum that won’t be slowed by interest rate hikes. Check out the facts right here!

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Union Savings Bank’s tech touch

Independent Banker

(L-R): Union Savings Bank’s executive vice president, Rick Judd; vice president of digital channels Chris Barlow; and director of USB Innovation Center Peter Scotch at USB’s historical Main Street Danbury, Conn., location. Photos by Mike Yamin.

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Strategies for preventing hook and chain attacks

ATM Marketplace

ATM crimes are on the rise, especially hook and chain attacks. Some banks are putting up stickers warning criminals that ATMs have hook and chain blockers. But how effective are these stickers and what actually can prevent these attacks

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Stablecoin News for the week ending Wednesday 21st December.

Daily Fintech

Here is our pick of the 3 most important stablecoin stories during the week. What a year 2022 has been! As this is my last post for the year, I have picked stories that seem to sum up what has been a wild 2022. Firstly, in stablecoins we had a number, in particular Algo stablecoins lose […].

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The top 10 2022 ALM resources for financial institutions

Abrigo

Blog posts to help your asset/liability management (ALM) staff strategize for the future These ALM posts were the most popular in 2022. Our top ten blogs were created by Abrigo's team, which includes former bankers, regulators, and industry experts.

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How to Choose the Best Automated Documentation System for Commercial Loans

Not all automated loan doc prep solutions are created equal. That is why we have put together a checklist to help you evaluate potential partners and find the best-automated documentation system for your requirements and needs.

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Drive treasury and capitalize on fintech rise

Accenture

Banks currently dominate the provision of treasury services for businesses in the United States, but they are beginning to face challenges to their long reign.

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FIS CEO exits earlier than expected

Payments Dive

In a change of plans for the payments processor, Gary Norcross will hand off the CEO title to Stephanie Ferris earlier than expected and won’t become executive chairman

Payments 311
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Lindsay LaNore: A new year’s reading list

Independent Banker

Photo by Nebojsa/Adobe. By Lindsay LaNore, ICBA. In a rapidly evolving world, it’s more important than ever to commit to lifelong learning, but it’s just as challenging to make time for it.

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Can banks catch up to fintechs with small businesses?

ATM Marketplace

Fintechs have the advantage when it comes to small and medium sized businesses. Can banks catch up

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Book of Secrets for the Month-End Close

Developing a consistent month-end close doesn’t need to be a mystery. We’re sharing our top 10 secrets (plus one bonus!) for streamlining your close.