Bank Innovation
SEPTEMBER 21, 2017
China has reportedly banned all bitcoin executives from leaving its borders as part of the country’s crackdown on its cryptocurrency industry. Though these reports named bitcoin executives in particular, some see the move as the onset of a larger “war” between governments everywhere and all cryptocurrencies. This is the latest in a series of new […].
Chris Skinner
SEPTEMBER 21, 2017
I was reflecting on an interview about the role and importance of Asian, and specifically Chinese, FinTech when something exploded in the middle of my head. Not literally, of course, although you might have said that, but more an idea that had occurred to me a few times but suddenly … The post How do you see the world? appeared first on Chris Skinner's blog.
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Bank Innovation
SEPTEMBER 21, 2017
EXCLUSIVE – There were conflicting views on the importance of the FICO score at the PayThink Conference in Phoenix this week. While only some professionals were bold enough to say the standardized credit scoring has become marginalized, others maintained that it was here to stay. However, all agreed on the increasing potential of alternative data.
Payments Dive
SEPTEMBER 21, 2017
Apple Pay is the mobile payment and digital wallet service from Apple that lets users make payments using an iPhone, Apple Watch, iPad or Mac. It was first launched in the US in October 2014, and has since rolled out in more than 20 countries worldwide.
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With automation, you’ll reduce errors and save valuable time, allowing you to focus on what really matters: strategic analysis and insightful decision-making. Picture accurate financial reports ready at your fingertips, giving you the confidence to tackle business challenges head-on. Embracing automation not only boosts productivity but also elevates your role from number cruncher to closing rockstar.
Bank Innovation
SEPTEMBER 21, 2017
EXCLUSIVE — Will the use of artificial intelligence push banking customers to better personal finance and saving habits? Fintechs have been exploring this idea for quite some time now, whether it be through fraud management, or using AI to execute trades across global equities algorithms business. Banks are just starting to look into how AI can be […].
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Bank Innovation
SEPTEMBER 21, 2017
Dutch bank ABN Amro’s online lending fintech New10 is open today. New10 was created to provide small businesses loans ranging between EUR 20,000 and EUR 1 million, through a process that is entirely online. To apply for the loan, the candidate has to fill an online process in which they have to select the type […].
Payments Dive
SEPTEMBER 21, 2017
Apple’s corporate history demonstrates a proven ability to shape consumer demand and drive mass adoption. The launch of Apple Pay in 2014, therefore, brought mobile contactless payments firmly into the mainstream.
Bank Innovation
SEPTEMBER 21, 2017
“High-tech,” or fintech banks may be required to hold higher capital buffers and larger liquidity when entering Europe, the European Central Bank said in draft licensing guidelines today. This is to counter some of the risk these banks might bring into already mature financial markets (risks that are somewhat more unique than those presented by […].
Chris Skinner
SEPTEMBER 21, 2017
Things we’re reading today include … UK’s high street banks are accident waiting to happen, says report Challenger bank Tandem to buy Harrods Bank – what it means for you Government Considering Bailout Of Russia’s 12th-Biggest Bank 10x, founded by the ex-CEO of Barclays, raises $46M to take on ancient … The post Things worth reading: 21st September 2017 appeared first on Chris Skinner's blog.
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Download the latest edition of GoDocs' "The Lender's Guide to Automating the Complex Loan." This comprehensive guide offers financial institutions valuable insights into document automation for complex commercial loans. It unpacks the intricacies of complex loans and showcases how an automation platform like GoDocs — the leading commercial loan closing platform — delivers impressive benefits and ROI to any FI.
Bank Innovation
SEPTEMBER 21, 2017
Financial services company SWIFT announced today that it has mitigated four additional capital depositories onto its Target2 Securities, or T2S, network. The four CSDs, which will start live operations on SWIFT T2S, marks the last four to move to the network since the migration plan first begun in June 2015. The four depositories include those […].
PYMNTS
SEPTEMBER 21, 2017
Sparkfun has created a new app that gives off alarms if a skimmer is nearby at a gas station. The app, dubbed Skimmer Scanner, looks for the Bluetooth transmissions, talks to the source and determines whether it is a skimmer or not, reported Forbes. If the app detects questionable behavior, it will send an alert to your smartphone. The company behind the app, noted the article, has worked with law enforcement agencies and has a deep understanding of how skimmers behave.
Bank Innovation
SEPTEMBER 21, 2017
EXCLUSIVE – Bank of Ireland Global Markets has teamed up with fintech company WorldFirst to offer its U.S. based SME customers a foreign exchange and payments service, under the brand – Bank of Ireland Global Payments. The service is completely digital, Darsh Mariyappa, head of Bank of Ireland Global Markets U.S., told Bank Innovation. It […].
PYMNTS
SEPTEMBER 21, 2017
Target shoppers will always be able to find their target now – at least, that’s the hope with the new and improved indoor mapping function available through the retailer’s mobile app. Target calls it the “GPS for your shopping cart,” reports TechCrunch , and it’s now live in around 800 of the company’s 1,800 U.S. stores. Target reportedly plans to roll out functionality to half its stores by the holiday season.
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Change is difficult, whether in our private or work life. However, without change, growth and learning are difficult not to mention keeping up with the market and staying competitive. We have all worked for or ourselves are the bosses that prefer to keep the status quo. We will discuss how to address the "change challenge" to enable you to be a changemaker and a graceful recipient of change.
Bobsguide
SEPTEMBER 21, 2017
Gurjeet Singh, co-founder and Executive Chairman of Ayasdi, spoke to bobsguide about the challenges of compliance with anti-money laundering, the characteristics of AI, and how AI is vastly improving false positive rates on suspicious security reports. How did you find your way to Ayasdi? I.
PYMNTS
SEPTEMBER 21, 2017
Fall has almost arrived (tune in tomorrow for the official autumnal equinox), which means the season for jeans, sweaters, football and early Christmas shopping for the disgustingly well-prepared is upon us. And, of course, pumpkin spice season is here. Pumpkin spice is not a new flavor — it was first referenced by The Washington Post in 1936 — and pumpkin pie spice blends have been marketed and sold since the 1950s.
Let's Talk Payments
SEPTEMBER 21, 2017
With the usual suspects maintaining a strong grip on the world’s attention (we are talking about Hong Kong, Singapore, and New York), it’s easy to overlook emerging markets offering outstanding.
PYMNTS
SEPTEMBER 21, 2017
Manual manpower in supply chain payments is costing businesses, and costing them a lot, Tungsten Network recently reported. Manually managing invoices, chasing down late payments and other tasks that could (and should) be automated are a waste of time and money, according to Tungsten’s Friction Index report, a new initiative that aims to quantify just how much time and money is lost when businesses are faced with payments friction in their supply chains.
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Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w
BankNXT
SEPTEMBER 21, 2017
Nipun Jasuja interviews Tobin McDaniel of Schwab Wealth Investment Advisory, who shares his views on the evolution of wealth management in the US. Tobin McDaniel on the evolution of wealth management in the US on BankNXT.
PYMNTS
SEPTEMBER 21, 2017
Even though it’s not available yet, the iPhone X already seems to be overshadowing its brother, the iPhone 8, pre-sales for which have been, well, uninspiring. With one new product delayed and one giving a lackluster performance, it would have been nice for Apple if the new version of the Apple Watch had done well, but early reviewers are saying that’s not the case.
Payments Source
SEPTEMBER 21, 2017
The benefits of adopting an end-to-end payments solution are substantial and will help businesses collaborate with vendors and customers, while saving time and money, writes Stephen Markwell, head of treasury services product strategy for commercial banking at JPMorgan Chase.
PYMNTS
SEPTEMBER 21, 2017
The brick-and-mortar experience of Toys“R”Us most millennials remember from childhood — with its massive supply and aisles upon aisles of toys — is looking likely to become a relic of a bygone era in retail. According to the recently bankrupt brand’s CEO, David Brandon, Toys“R”Us will be shrinking its stores in favor of small locations and revamping its larger outlets through the bankruptcy restructuring process.
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By ditching paper and manual checklists, UNIFY embraced ART’s cloud-based solution for seamless automation. The robust dashboards, exception reports, and completion date reports allowed the team to easily track progress and resolve bottlenecks. ART’s flexible access for auditors ensured tight deadlines were met effortlessly. With competitive pricing and a rapid setup, ART cut costs and minimized disruptions, enabling UNIFY’s team to concentrate on high-impact tasks.
Let's Talk Payments
SEPTEMBER 21, 2017
At the 2017 Mobile Payments Conference in Chicago, one of the most memorable presentations was moderated by Brett King, founder of Moven and host of the BREAKING BANK$ radio show.
PYMNTS
SEPTEMBER 21, 2017
Gappify is the latest company to roll out business accounting-related chatbot technology. The company announced news on Wednesday (Sept. 20) that it has launched Alan, chatbot technology designed to assist business accountants. The solution is integrated into Gappify’s cloud accounting software and can complete various tasks related to accounts payable, accounts receivable, payroll and other cash management functions, the company said.
Let's Talk Payments
SEPTEMBER 21, 2017
A successful partnership between banks and FinTech is contingent upon various factors. A deep synergy between both parties can be established only by a partner that has deep technical and.
PYMNTS
SEPTEMBER 21, 2017
When it comes to managing sporting and special events, efficiency is everything. Concessionaires and other vendors battle large crowds, customer demands and time to achieve high payouts. Sports concessions is one of the only businesses in which managers must staff to peak instead of average, something that carries over to the rest of the event’s elements, like number of venue entrances, network firewall capacity and point-of-sale (POS) system capacity, among other elements.
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Community banks seek ways to leverage their technology infrastructure to drive productivity and growth. However, the sheer volume of technology devices, capital constraints, and lack of skilled resources stand in the way. This Strategy Brief explores how a managed device services partner can help bridge this resource gap. Managed device services partners empower community banks to take charge of mission-critical device management activities with: Logistics and installation services to support se
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