Wed.Jan 09, 2019

Cherry Home CEO: The Future Of Smart Homes And Independent Senior Living

PYMNTS

When talking about advances in home automation and artificial intelligence (AI)-guided systems for consumers, the conversation has a natural tendency to drift toward younger consumers, particularly millennials.

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Crypto Forecasts for 2019

Chris Skinner

There has been a lot of thinking and rethinking during 2018 about blockchain, cryptocurrencies, bitcoin and everything digital currency related. I wrote about the challenges getting blockchains implemented for example, and was surprised to find myself enduing up as a network meme.

IPOs On Pause As Gov’t Shutdown Drags On

PYMNTS

The government shutdown could force companies planning to go public in the early part of 2019 to postpone their IPOs.

2019: An artificial intelligence-enhanced AML odyssey

Insights on Business

Welcome to the brave new world of regulatory technology.

Batch And Creating Omnichannel Context For Furniture Commerce

PYMNTS

Furnishing a living space – whether it’s a house or an apartment – can be challenging work for those who are not design-oriented, particularly when it is their first time and they are trying make their home look like the dwelling of an adult human being.

Where Does the Plaid-Quovo Deal Leave Startups?

Bank Innovation

Fintech startup Plaid, a quiet unicorn doing a lot of the heavy lifting in the API space, announced its first major purchase this week. The San Francisco-based company will acquire its competitor Quovo, a wealth management startup that aggregates investment and brokerage data.

NEW DATA: Digital Marketplaces And The $1.4T Gig Payments Opportunity

PYMNTS

As 2018 came to a close, unemployment was at historic lows — thanks in part to growth in the gig economy. In Q3 2018, the portion of gig workers in the U.S. workforce rose to 35.6 percent, up from 32.2 percent in Q3 2017 and 29.5 percent in Q3 2016.

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More Trending

What’s The Reward For Early 5G Deployment? Asia Will Soon Find Out

PYMNTS

South Korea is taking an early lead in deployment of 5G , with three of the country’s telecoms recently deploying the service.

Marcus by Goldman Sachs Wants People to Be Financially Fit…. and Then Buy Its Products

Bank Innovation

Taking advantage of the timely New Year's resolution mentality, Marcus, the online consumer lender from Goldman Sachs, released what it calls Financial Workouts 2019 to help consumers get in better financial health. Users are required to determine their financial personalities based on a list of characteristics presented on the site. And then based on that […].

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Square Launches In-App Payments Kit For Sellers

PYMNTS

Payment company Square , popular for its square-shaped mobile card reader, has released an in-app payments software development kit (SDK) that will give developers and sellers alike a new way to process payments. The company announced on Wednesday (Jan.

Things worth reading: 10th January 2019

Chris Skinner

Jacqueline’s Teas On Crafting Tea House-Inspired Subscriptions

PYMNTS

Tea subscription services are taking inspiration from tea houses, with entrepreneurs bringing family businesses online.

Alibaba acquires Germany-based big data startup Data Artisans for USD 103 mln

The Paypers

(The Paypers) Alibaba has acquired Data Artisans , a Germany-based startup providing large-scale data streaming services for enterprises, for USD 103 million

Bitcoin Daily: French Tobacco Shops Have Bitcoin For Sale; China Mobile Creates Blockchain Water Purifier

PYMNTS

Coinbase reportedly stopped all Ethereum Classic (ETC) transactions following a potential so-called “double spend” attack, The Hacker News reported. The cryptocurrency exchange found “repeated deep reorganizations” of the digital currency’s blockchain.

The Battle To Build The Bank Of The Future

CB Insights

DOWNLOAD THE 61-PAGE consumer banking REPORT. See how JPMorgan, Bank of America, Citi, and others are building a “digital-everything” business model for consumers. Email. Fintech startups that have garnered millions of customers are now shifting their focus to adding new products and services — and potentially even building out full-scale banking platforms.

Self-Driving Tech Startup Mobileye Expands To China

PYMNTS

Self-driving tech startup Mobileye is expanding its business in China through two new partnerships. The Israeli company, which was bought by Intel in 2017 for $15.3

Insurtech Front Page Weekly CXO Briefing – Cars and Auto Insurance

Daily Fintech

The Theme last week was a preview for InsurTech in 2019. The Theme this week, is about cars and auto insurance. The auto industry is in the process of revolution with the emergence of connected cars and sharing economy. Sometime it concerns insurance, sometime it doesn’t.

Faster Payments, Open Banking Should Keep Treasurers On High Alert

PYMNTS

While financial services (FinServ) innovations often emerge with built-in security measures, new market trends — including faster payments and open banking — are introducing new security threats to corporate treasury departments, according to cybersecurity company BioCatch.

Competing in a Digital-first Environment: Is your Origination Process Ready?

FICO

“He who defends everything defends nothing”.

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AI Startups Culled $9.3B In 2018

PYMNTS

New data shows that venture capital funding of artificial intelligence (AI) companies jumped a whopping 72 percent last year, hitting a record $9.3 billion.

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IXOPAY, Austrian Post to streamline in-house payment processing

The Paypers

(The Paypers) IXOPAY has announced that Österreichische Post AG (The Austrian Post) is its newst client

Small Businesses At The Center Of Bots Vs Accountants

PYMNTS

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USD 30 mln for SME digital growth under the Start Digital initiative

The Paypers

(The Paypers) Singapore-based Infocomm Media Development Authority and Enterprise Singapore’s initiative Start Digital have rolled out USD 30 mln financing for SMEs

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The Race For Controlling Connected Car Commerce Speeds Up

PYMNTS

The commuter consumer is a very real phenomenon that is on the rise. A quick look at the latest edition of the PYMNTS Digital Drive report shows that commuting is a $230 billion connected commerce experience.

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JetPay, CardFlight to bring more ways to accept payments for US businesses

The Paypers

(The Paypers) CardFlight and JetPay has inked a deal to provide US small businesses with a new solution for their payment acceptance and business management needs

Carmakers Pump The Brakes On Driverless Technology

PYMNTS

Many carmakers have softened their stances on driverless technology because they’re not sure if the tech is quite ready for the mainstream.

Chinese travel companies restructure to comply with new ecommerce law

The Paypers

(The Paypers) Travel apps including Ctrip and Tuniu have restructured their formats to comply with China’s new ecommerce law

Walgreens Brings Mobile Technology To Stores

PYMNTS

To help improve the productivity of workers and enrich the customer experience, Walgreens is tapping into mobile technology as it bridges the digital and brick-and-mortar store experiences.

LeoVegas rolls out Swish as payment service

The Paypers

(The Paypers) LeoVegas has announced the launch of payment service Swish on their website, having in mind the Swedish market

Paya Acquisition Aims To Solve City Hall’s Paper (Billing) Chase

PYMNTS

Build or buy — or how about buy, then build? Continuing an acquisitive strategy that seeks to expand integrated payment capabilities, Paya said on Tuesday (Jan. 8) that it had acquired First Billing Services , a billing processor based in Ohio that focuses on municipalities and utilities. The $57.5

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Top 5 Analytics Posts for 2018: Optimization, AI and More

FICO

As advanced analytics permeated nearly every industry in 2018, FICO’s thought leaders continued to push it into new areas. Here were the top 5 posts in the Analytics & Optimization category last year. Advancing the Field of Prescriptive Analytics.

Small Business Optimism Begins Its Downswing

PYMNTS

After record levels of optimism among U.S. small business owners last year, it appears the trend may be over. Reports in the Wall Street Journal on Tuesday (Jan. 8) said entrepreneurs in the U.S.

E-payment transactions hit NGN 56.85 tln in Nigeria

The Paypers

(The Paypers) Nigerian Interbank Settlement System (NIBSS) has indicated that Nigeria’s e-payment services recorded transactions worth NGN 56.85 trillion in 2018

Affirm Joins The High-Yield Savings Account Crowd

PYMNTS

Affirm , a company founded by entrepreneur Max Levchin to provide fair alternative credit, has launched a new free saving account that offers a 2 percent annual interest rate. The move comes amid other such recent offers in the finance world. “As

12 percent of products ordered online in Germany get returned

The Paypers

(The Paypers) A new survey, commissioned by Bitkom , has found that one in eight online purchases in Germany is sent back to the online retailer

How Connected Consumers Shop During The Commute

PYMNTS

With the help of connected car technology, the morning and evening commutes are no longer just a time for consumers to drive to and from work: These periods of the day between home and work life are also becoming a time where retailers can engage shoppers in contextual commerce experiences.

Bottomline Technologies onboards the Access Bank UK to Faster Payments Scheme

The Paypers

(The Paypers) Bottomline Technologies , a provider of financial technology, has added The Access Bank UK to the Faster Payments Scheme (FPS) via Bottomline’s real time payments service