PYMNTS

JULY 27, 2020

economy could take two years to recover, and Google faces a lawsuit in Australia over its use of personal data. Google Faces Lawsuit In Australia Over Use Of Personal Data. The strategy includes layoffs as well as strengthening commercial lending. EU Banks Prep For $26B In Q2 Loan Losses. As lockdowns resume in many U.S.

Google 148

Google Maine Payments Innovation 148

CB Insights

JUNE 17, 2021

Eager to turn the ongoing fintech boom into an advantage, big tech companies (Facebook, Apple, Google, Amazon) have been taking a number of strategic steps to grow their market share in financial services. How big tech’s product strategies differ across banking, payments, lending, and e-commerce. get the full report.

Google 100

Google Apple Fintech Report 100

PYMNTS

OCTOBER 4, 2019

As Mark Rockefeller, co-founder and chief executive officer of small business lending-as-a-service provider StreetShares , told PYMNTS in a recent interview, that pressure to digitize expands to credit unions and community banks in their SMB lending offerings, too, and do it profitably. The Open Banking Trajectory.

Lending 152

Lending Community Bank US Community 152

PYMNTS

DECEMBER 7, 2020

You’d be forgiven for thinking that, in banking, the deal is dead. NCR Digital Banking Senior Vice President and General Manager Doug Brown told Karen Webster there will be an acceleration of deal making on the other side of the pandemic, particularly as financial institutions (FIs) recalibrate and expand their digital efforts.

Google 282

Google Examples Regional Lending 282

PYMNTS

JANUARY 24, 2017

In addition, said the executive, millennials also prove to be easy targets for banks levying fees since they do not have much money to keep with the banks and thus are charged overdraft fees, minimum balance fees and late fees, to name just a few.

Digital Banking 100

Digital Banking Millennials Lending Google 100

PYMNTS

JULY 1, 2016

Soon after Lending Club revealed its ex-CEO may have artificially inflated the company’s lending volumes, the U.S. Commercial Banking. D3 Banking. Investors on Monday (June 27) provided $10 million to D3 Banking for it to further its research and development operations, reports said. . Alternative Lending.

Lending 101

Lending Analytics Capital Industry 101

Gonzobanker

MAY 31, 2019

Financial institutions that want to play in the small business lending sandbox need to bring their digital toys. article , former Small Business Administration administrator Karen Mills said community banks with strong small business customer bases that don’t find new ways to serve them digitally are going to face a “reckoning.”

Lending 126

Lending Community Bank Community Data 126

Abrigo

MARCH 15, 2022

Customer expectations are likely a major reason the phrase “opening bank account online” is searched on Google more than 12,000 times a month. As a result, when someone wants to add an account, having the choice to do so via any device, at home, or in a branch will make your bank or credit union an option for that consumer or business.

Online 195

Online Lending Survey Digital Banking 195

PYMNTS

JANUARY 2, 2020

Gaming company Razer is going after a Singapore digital banking license, along with China’s largest online monetary platform Ant Financial , according to reports on Wednesday (Jan. Razer FinTech will own a 60 percent majority stake Razer Youth Bank, which will be headquartered in Singapore. . Google and Temasek Holdings. .

Digital Banking 130

Digital Banking Capital Google Cards 130

PYMNTS

APRIL 30, 2018

Marketplace lending. Digital banks. It’s said to be the answer to the world’s food safety and digital identity problems. The blockchain can even end world poverty and transform society by making it safer for total strangers to lend each other money — without any third-party intermediary — and without any risk.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

SEPTEMBER 9, 2019

JD.com and the biggest retailer in Thailand, Central Group, have launched a financial services app called Dolfin to help connect with local banks and increase the companies’ online presence, according to a report by Reuters. The app has e-wallet capabilities, digital lending services and wealth and insurance management.

Groups 125

Groups Google Lending Online 125

PYMNTS

JANUARY 7, 2020

That unit will include the company’s online lending platform, Marcus , and credit card business, the latter of which is done through a joint venture with Apple. Consumer banking, overall, contributed $217 million in the September quarter, slightly above the $216 million reported in the June 2019 quarter.

Report 134

Report Apple Lending Cards 134

PYMNTS

JANUARY 7, 2020

That unit will include the company’s online lending platform, Marcus , and credit card business, the latter of which is done through a joint venture with Apple. Consumer banking, overall, contributed $217 million in the September quarter, slightly above the $216 million reported in the June 2019 quarter.

Apple 132

Apple Lending Cards Report 132

PYMNTS

SEPTEMBER 25, 2019

The interview happened during a time of expansion and aggressive future planning for the company, a small business and consumer micro-lending technology company that operates in Nigeria. Nigerian banks don’t like to lend,” Hainy said. There is no Pan-African digital bank,” Hainy said. “So That’s not all.

How To 130

How To Lending Digital Banking Examples 130

PYMNTS

APRIL 24, 2020

The investment also sees Malaysia-based V Capital establishing a strategic partnership with the bank to help it expand throughout Southeast Asia as it seeks its own Digital Bank License in Malaysia. Cross River Bank aims to connect FinTechs and corporates like Amazon and Google with digital banking, lending and deposit services.

Fintech 193

Fintech Capital Security FDIC 193

Gonzobanker

APRIL 8, 2020

Pages should have calls to action in shareable content like blogs, videos and webinars that encourage consumer and business engagement, and they should be used across digital marketing mediums like blogs, alerts, calling/texting the contact center and auto-scheduling appointments. Analytics platforms (Google Analytics is free!)

Leadership 170

Leadership Analytics System Digital Banking 170

PYMNTS

DECEMBER 27, 2019

He said the challenges came in the form of lending money, which became much more expensive to do after new regulations were put in place. Speaking about companies like Google , Facebook and Uber entering the finance fields, Pinto said it is “only a matter of time” before they began to make bigger moves. Chase reached 8.7

United States 153

United States cryptocurrency Digital Banking Google 153

PYMNTS

DECEMBER 27, 2019

He said the challenges came in the form of lending money, which became much more expensive to do after new regulations were put in place. Speaking about companies like Google , Facebook and Uber entering the finance fields, Pinto said it is “only a matter of time” before they began to make bigger moves. Chase reached 8.7

United States 136

United States cryptocurrency Digital Banking Google 136

PYMNTS

APRIL 21, 2020

There are a whole range of forward-thinking firms leveraging application programming interfaces (APIs) to issue cards, to create virtual accounts, promote micro-lending and micro-saving and even pay workers — all in bits and bytes. “It’s As Verdon said, “it’s not just financial services businesses going into these new use cases.”

Branding 232

Branding Innovation Regional Fintech 232

PYMNTS

MARCH 9, 2020

It’s also an interesting insight for digital-only banks that somewhat proudly eschew physical for digital, traditional banks that have physical branch footprints and ATM providers interested in complementing the traditional banking services experience.

How To 232

How To Millennials ATM Fintech 232

PYMNTS

OCTOBER 4, 2019

This week’s coverage includes a deep dive into a big potential misstep for Apple, woes at Goldman’s Marcus, a new Visa expansion effort and a look at how Google Maps can predict the future of payments. The competition between cybercriminals and the fraud and security teams at banks, tasked with stopping their attacks, is incredibly lopsided.

Fraud 108

Fraud Google Apple Chicago 108

PYMNTS

OCTOBER 31, 2019

Credit unions (CUs) have followed banks’ digital banking lead, churning out platforms, services and mobile apps for consumers to use speedy, convenient online services. Only 15 percent of surveyed CU executives expected the same. Credit unions that have picked an AI integration starting point still have more barriers to pass.

Innovation 101

Innovation Survey Lending Technology 101

PYMNTS

JANUARY 14, 2021

In Pakistan, for firms seeking to spur that adoption and to foster financial inclusion, it’s important to have a “cash in, cash out” mindset, as Erwan Gelebart, CEO of digital wallet, mobile payments and digital banking provider JazzCash , told Karen Webster in an interview. Apps — And Agents, Too .

Mobile 234

Mobile Payments Course Data 234

Gonzobanker

FEBRUARY 11, 2021

A Google search for “chief revenue officer in banks” resulted in 161 million hits. In the first three pages of results, only three links actually mentioned chief revenue officers in banks (and one I would disqualify because it referred to a “chief revenue/lending officer — there’s more to revenue than just loans, you know).

Lending 128

Lending Fintech Technology System 128

Bank Innovation

FEBRUARY 11, 2019

Cambr, a cloud-based platform powered by investment firm StoneCastle and digital banking software provider Q2 Holdings, is helping neo-banks and fintechs launch and scale up through a network of 850 community banks.

Community Bank 170

Community Bank Community Software Innovation 170

PYMNTS

MARCH 26, 2020

That lack of physical access has been a major stumbling block for FinTechs as they’ve tried to move from offering their customers a specific financial service – such as lending, saving or investing – toward becoming their primary financial services relationship. But the FinTechs, Baird noted, are adapting and innovating around that issue.

Innovation 241

Innovation Fintech Data Examples 241

CB Insights

SEPTEMBER 10, 2020

Our recent webinar — The State of Fintech Q2 2020: Funding Rebound Reveals the Next Leg of Fintech Innovation — highlighted key fintech trends and deals from the second quarter of 2020, including the rise of embedded fintech applications and demand for digital banking services. What is the main differentiator regarding open banking?

Fintech 46

Fintech Innovation Lending Regional 46

Bobsguide

JULY 7, 2022

Paris, France – June 28, 2022 – At a flagship award ceremony, Finastra , Sia Partners, Google Cloud, HSBC Continental Europe, Pépite France and Manaos announced the winners of the Finance and Innovation for Good competition. The initiative invited entrepreneurial students in France to tackle a major challenge around finance for good.

Innovation 68

Innovation social media Capital Digital Banking 68

PYMNTS

OCTOBER 11, 2019

Max Levchin On The Future-Present Of Everywhere POS Lending. 8, Levchin told Karen Webster, Affirm can give an entirely new answer to that question as it has rolled out a new app that will allow customers to use the service to pay almost anywhere online or (with an assist from Google Pay and Apple Pay) in the real world. As of Oct.

Cards 116

Cards Online Houston Digital Banking 116

Gonzobanker

APRIL 24, 2019

Gary Vee’s recommended marketing mix: Facebook (customized to 30-80 different target audiences) As Webster Five Bank ’s Holly Deslauriers put it later in a breakout session: “It’s about the media mix. LinkedIn Podcasts YouTube with pre-rolled Google search Building out and re-using helpful content across multiple platforms.

Branding 125

Branding Conference Strategy Oregon 125

PYMNTS

AUGUST 11, 2020

But the demand [was] clearly there — people were searching it on Google. “Nobody was addressing this exactly because it was just very, very bad in the sense of complexity and margin,” he said. Even today, 10 years in, it’s a significant driver of user acquisition.”.

Mobile 209

Mobile Payments System Cards 209

PYMNTS

FEBRUARY 14, 2020

The wholesale bank will be divided into a separate investment bank that has a capital markets focus and a commercial bank providing back-end services for companies. The consumer bank will be divided into one section focused on consumer lending, and the other on branches and small businesses.

Retail 141

Retail Cards Millennials Fraud 141

Accenture

NOVEMBER 27, 2017

Cybersecurity remains a top industry agenda, not just as an IT issue, but as a business issue affecting the wide spectrum of the digital banking landscape. Banks and market infrastructure will need to be one step ahead of perpetrators, due to the diverse and fast-evolving nature of threats to information security.

Innovation 171

Innovation Conference Fintech blockchain 171

American Banker

SEPTEMBER 1, 2021

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Google 41

Google Digital Banking Lending 41

PYMNTS

APRIL 23, 2018

Software and apps and connected devices are disintermediating the POS checkout experience that has been retail’s cornerstone for more than 270 years using a device that, ironically, expanded digital payments acceptance for small merchants in 2009 with Square. All of these same forces are disrupting banking and lending.

Retail 117

Retail Maine Lending Software 117

Gonzobanker

AUGUST 7, 2018

The report’s consistent reference to “data aggregators and fintech applications” ignores the role of non-fintech players like the big tech behemoths (Amazon, Google, Apple, e.g.) and even retailers (Starbucks, Walmart, etc.) who are increasingly offering funds storage and payment (i.e., financial) capabilities.

Data 60

Data Report Fintech United States 60

CB Insights

FEBRUARY 13, 2020

Business lending and corporate cards. Many leading tech companies — including Google (Checkout), Yahoo (PayDirect), and Microsoft (Passport) — tried to compete with PayPal to gain a foothold in the online payments market, but ultimately shuttered these product lines in the mid-2000s. Fraud prevention tools. Virtual card issuance.

Online 98

Online Company Retail Payments 98