PYMNTS

JUNE 24, 2019

The think pieces have come in waves, as have the reactions from analysts, cryptocurrency enthusiasts and regulators — and the world waits to see exactly what Facebook and its cadre of payments and commerce players design. The news about Libra has been out for about a week. There will be perceptual hurdles to clear, and regulators to convince.

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Bank Innovation

JANUARY 22, 2019

IBM, one of the world’s largest technology companies, has agreed to sponsor Bank Innovation Ignite, which explores new ideas and technologies needed to push banking forward. Bank Innovation Ignite, March 11-12 in Seattle, offers high-level discussions and networking around the future of what’s next in banking.

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Bank Innovation

FEBRUARY 19, 2019

The 12 startups demoing to try to win the “best in show” award at Bank Innovation Ignite have been unveiled. The startups are:[link] Avocado Payments, Budgit Inc., Community Capital Technologies, Denizen Financial, Diro Inc., Exagens Corp., Fintel Labs, iGTB, JUDI.AI, KapitalWise, OpenDoor Securities, and Operant.AI

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PYMNTS

MARCH 7, 2018

Ripple — the blockchain company whose technology powers the cryptocurrency XRP — has created a new payment app in which transactions are settled instantly. While many regulators around the world are banning cryptocurrency trading, Japan has embraced it.

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Bank Innovation

JANUARY 24, 2019

INV Fintech, the technology accelerator run in partnership with Fiserv, has opened its Demo Day event to financial institution executives attending Bank Innovation Ignite. Previously, only INV Fintech members were permitted to attend Demo Day on March 11 in Seattle.

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PYMNTS

FEBRUARY 25, 2020

One way that banks or ambitious social media platforms will win this combat for customers is through the use of mobile credit and debit cards, with a highly configurable nature and full range of card and spend management controls to please the most vacillating of customers.

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PYMNTS

JUNE 20, 2019

Federal Reserve Chairman Jerome Powell revealed that Facebook has spoken to the central bank about its upcoming cryptocurrency, called Libra. There’s just a tremendous amount of innovation going on out there,” he said. But Powell believes the social media giant will overcome any issues before Libra is launched.

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PYMNTS

SEPTEMBER 11, 2019

Cryptocurrencies tend to be exceptionally vulnerable to this form of attack, as coins are often heavily concentrated in the hands of a comparatively small number of individuals, whose market activities can dramatically impact the coin price,” noted the An.Chain researchers, according to Coin Telegraph. Never use @BitPay, folks.

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PYMNTS

JULY 14, 2019

Japanese authorities have formed a task force to study the impact of Facebook’s proposed cryptocurrency , Libra, according to reports. The G7 taskforce in France was created to address the issue of cryptocurrencies as well. The executive noted that he’s not so much worried about the impact on markets in the U.S.

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Bank Innovation

APRIL 12, 2018

The price of bitcoin surged above $8,000 today for the first time in several weeks, a rise of more than 13% over the past 24 hours, prompting excitement in the cryptocurrency community. The combined market capitalization of all cryptocurrencies rose 16% over the same period.

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PYMNTS

JUNE 20, 2019

Bank of England (BOE) Governor Mark Carney said Facebook’s newly-announced cryptocurrency, Libra, can’t be the same unregulated type of service that Facebook is, according to a report by Reuters. Unlike social media … the terms of engagement for innovations such as Libra must be adopted in advance of any launch.”.

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PYMNTS

JULY 15, 2019

The official, Philip Hammond, also noted that the government of Britain will “engage” with the cryptocurrency and will not try to halt it, CNBC reported. It was also noted that the service could be a money market for the company that would probably compete with the remittance market.

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PYMNTS

JULY 27, 2018

Securities and Exchange Commission earlier this week stood by its move to stop a bitcoin exchange-traded fund, citing “unpersuasive” arguments as to how the ETF would be protected from any market manipulation. Nor was the SEC convinced investors would be protected from manipulation in the underlying asset class.

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PYMNTS

MAY 23, 2019

Dutch bank Rabobank announced it will not proceed with its plans for a cryptocurrency wallet called Rabobit. After careful consideration with our customers in mind, we recently decided that now is not the time to develop the idea further and bring it to the next phase of innovation,” a Rabobank spokesperson told The Next Web.

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Independent Banker

NOVEMBER 25, 2015

Even with technology’s increasing influence on retail banking, it’s not typical for a community bank to have one of its most senior and trusted executives concentrate primarily on leading consumer product and payments innovation. The role of Alex Jimenez, senior vice president and director of digital and payments innovation at the $7.2

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PYMNTS

JUNE 21, 2019

The endless speculation over Facebook’s plans to build a new set of global payments rails and launch a global cryptocurrency comes to an end today with the official launch of Libra. MoneyGram has tapped into foreign exchange markets for settlements in the past. Why Pets Are Pulling Retail Innovation’s Leash. Or does it?

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PYMNTS

JANUARY 31, 2018

For years, throughout the volatility of cryptocurrency values, some industry experts have assured investors and innovators that blockchain is the disruptor in which the market should place its faith. Alas, there is no such thing as a sure bet, especially in the world of FinTech. Clearing the Air.

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PYMNTS

MARCH 22, 2019

Much hype and hope surrounds the adoption of cryptocurrencies — bitcoin among them as the marquee name in the space, of course — beyond the Wild West of speculative trading that exists now. As noted just this week, Citigroup has decided that it will scrap its plans to bring a crypto to market after several years of trying.

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NCR

SEPTEMBER 19, 2017

CNBC recently reported that blockchain technology – the very tech that brought us the decentralized cryptocurrency Bitcoin – is set to go mainstream. This change could fundamentally disrupt financial marketing as we know it. But consider how marketers felt when the Internet first became a thing, or email, or social media.

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Independent Banker

FEBRUARY 24, 2016

Cryptocurrency. These doubtful feelings extend further to electronic currency, or cryptocurrency, but this seems to be temporary. As cryptocurrency continues to grow as a viable alternative that steps away from traditional currency, millennials will likely gravitate toward it. Innovation in payments.

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Bank Innovation

MARCH 7, 2018

But the fintech market has rebounded. EXCLUSIVE (SAN FRANCISCO) -- Welcome back to the fintech boom. At this time last year, fintech was in a downturn. Fintech venture funding was down more than 9% year-over-year; valuations seemed stuck.

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PYMNTS

OCTOBER 13, 2017

“As new technology advances bring innovation, we need to be careful that the impact of this is progressive and does not create barriers…”. The first 3,000 of those new moderators were announced last spring, in the days and weeks that followed a rash of suicides that were posted on the social media site. “If

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Bank Innovation

FEBRUARY 5, 2019

Time is running out to apply for Bank Innovation’s DEMOvation Challenge, in which fintech startups demo before a crowd of conference attendees in hopes of earning their vote and walking away with prizes. The application deadline is Friday, February 8. Apply here.

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Lex Sokolin

JUNE 24, 2019

Ask peacocks and flowers what marketing firm they hired! Second, the color sticks out like the red alarms we all associate with a dopamine kick from our social media and smartphone interactions. The stereotype is that since public services do not need to compete in capitalism, they are poorly managed and not innovative.

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PYMNTS

MAY 6, 2019

The notion that Facebook is going to launch and ignite a global payments network, at scale, based on its own branded cryptocurrency and achieve global merchant and consumer acceptance is as likely as the predictions a decade ago that bitcoin and blockchain would, by now, become the internet of money. A Cryptocurrency Play in Three Acts.

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PYMNTS

JULY 15, 2019

Market pundits say Facebook’s uptick in stock price can be attributed to the fact that a big fine was already baked into that price. As a company with a market cap of $584 billion, Facebook has about $45 billion in the bank , and generates about $5 billion in free cash flow per quarter. Source: Market Platform Dynamic.

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PYMNTS

MARCH 18, 2017

Regulatory safeguards are absent from the cryptocurrency and this means that manipulation may be easier to conduct than might be seen in other corners of the market. “Protestors can disrupt sales at our stores, or use social media or other campaigns to sway public opinion against our products. The reason?

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Banking 2020

JANUARY 20, 2016

Cryptocurrency is often lauded as the future of payments. Cryptocurrencies like Bitcoin run on a decentralized system of computers and use a secure “ blockchain ” ledger that is verified by the community through cryptography. Financial technology innovation is driving and shaping how consumers interact with banks and businesses.

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Gonzobanker

DECEMBER 14, 2023

Merger of Equals Deal of the Year (Credit Union) – Spire Credit Union and Hiway Credit Union put 2+2 together to make a $4 billion institution in the Minnesota market. While Huntington is down like most bank stocks, the pain hasn’t been as severe, and Huntington doubled down on local markets in 2023 by consolidating business units.

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PYMNTS

JULY 12, 2019

The executive noted that he’s not so much worried about the impact on markets in the U.S. Unlike social media … the terms of engagement for innovations such as Libra must be adopted in advance of any launch.”. than at an international level.

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CB Insights

MARCH 13, 2019

Company Description: Circle Internet Financial is a Boston-based cryptocurrency company offering a crypto exchange platform, money transfers, and investment services. Select Investors: New Enterprise Associates, Goldman Sachs, General Atlantic, World Innovation Lab, SoftBank Group, Workday Ventures. Circle Internet Financial.

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Lex Sokolin

AUGUST 19, 2020

The massive digital payments volumes figures and money market amounts eclipsed all expectations. a little bit less than 10% of the entire UK market. Lastly, around this time the Eastern superapps like WeChat and AliPay started to enter the Western consciousness. And so the neobanks adopted the outward appearance of superapps?—?to

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PYMNTS

OCTOBER 7, 2019

Instead of piling on, though, I’d rather be constructive and lay out what we’ve learned from the Libra experience that may be helpful to other innovators who have big ideas to change the world. Some innovators the world over are solving the real problems of these 1.5 One: Solve A Solvable Problem. Two: Be Clear About What You Are.

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PYMNTS

JANUARY 9, 2019

Social media firms count subscribers in much the same way. News came this week from Ripple, which has a presence in both the cryptocurrency and blockchain realms, that 13 more financial institutions have signed on RippleNet. The same mindset holds true, too, as businesses grow.

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Lex Sokolin

JULY 22, 2019

Home photo albums grew from a few dozen mundane, poorly composed pictures, to millions of images immaculately designed and filtered for social media. Crowdfunding sites have introduced real estate and high yield bond markets to regular people. Shaw, who code the quantiative fractal investment strategies to beat markets.

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Lex Sokolin

JULY 22, 2019

Home photo albums grew from a few dozen mundane, poorly composed pictures, to millions of images immaculately designed and filtered for social media. Crowdfunding sites have introduced real estate and high yield bond markets to regular people. Shaw, who code the quantiative fractal investment strategies to beat markets.

US 40

US social media blockchain Examples 40