CFPB Monitor

NOVEMBER 1, 2018

While the pace of the CFPB’s fair lending activities has slowed under its new leadership, significant fair lending developments are occurring elsewhere. In this week’s podcast, we discuss several of those developments and their broader implications. To listen and subscribe to the podcast, click here.

Lending 79

Lending Connecticut FDIC New York 79

PYMNTS

MARCH 5, 2019

The company also plans to double its size to more than 200 employees and expand its leadership team. Chime noted in its press release that it began March with more than three million FDIC bank accounts. The company raised $500 million in May, with Menlo Ventures leading that round.

Capital 116

Capital San Francisco FDIC Leadership 116

Perficient

AUGUST 9, 2022

Building trust is not limited to overarching company leadership. Greenwood operates completely online, but they partner with FDIC-insured banks and are part of a global ATM network that allows members to use more than 100,000 ATMs fee-free when they need to withdraw and deposit physical cash and checks.

Community 275

Community Customer Experience ATM Examples 275

Jeff For Banks

DECEMBER 10, 2023

Although one might argue that First Citizens BancShares of Raleigh is a SIFI as it climbed to the 19th largest in the country with its Silicon Valley Bridge Bank acquisition from the FDIC, and that the FDIC designated SVB as systemically important. is the bank holding company for M&F Bank, headquarted in Durham, NC.

Fresno 101

Fresno North Carolina Raleigh FDIC 101

Jeff For Banks

JANUARY 14, 2021

When I made that speech in 2008, there were approximately 8,500 FDIC-insured financial institutions and today that is around 5,000, a 40% decline. Banks and savings banks with greater than $10 billion in total assets control 86% of all FDIC-insured assets and 85% of deposits for the most recent quarter. It was a pretty alarming slide.

Community Bank 130

Community Bank Community FDIC Strategy 130

Abrigo

MAY 5, 2022

Guests and Marksberry typically talk leadership, life, and advice for listeners, all while telling stories of their journeys to leadership in the financial sector. It is a living-room-chat style podcast with other credit union executives, consultants, and business owners from Colorado and elsewhere around the world.

Community 195

Community Lending Maine Resources 195

CFPB Monitor

JANUARY 9, 2017

We previously reported that Paul Atkins would be on the landing team for the CFPB as well as the landing teams for the FDIC and OCC. Hauptman is currently a Senior Development Manager at the American Enterprise Institute (AEI) and a member of the SEC’s Advisory Committee on Small and Emerging Companies. (AEI ”).

Leadership 60

Leadership FDIC Policies Compliance 60

Insights on Business

FEBRUARY 22, 2019

Sometimes a particular aspect of a brand is extended to the company’s other products. A company is said to have a halo when customers think that any product by the brand is automatically good. Contact your IBM representative to learn more about IBM’s thought leadership in banking digital and branch transformation. See figure 2.

Branding 143

Branding FDIC Retail Leadership 143

CFPB Monitor

DECEMBER 16, 2020

The CFPB, under new leadership, should be directed “to aggressively protect consumers by enforcing the law.”. The OCC and FDIC should rescind their Madden -fix rules and the OCC should rescind its “true lender” rule. The DOJ, CFPB, and federal banking regulators should prioritize fair lending enforcement.

Policies 78

Policies Regulation Lending FDIC 78

Abrigo

SEPTEMBER 14, 2022

Financial institutions, fintech companies, and other small business lenders will need to begin collecting a wide array of small business lending data under the Consumer Financial Protection Board’s (CFPB) proposed small business lending data collection rule. FDIC Releases Formal and Informal Enforcement Actions Manual. Proposed Rule.

Lending 195

Lending Data Regulation Community 195

Jeff For Banks

SEPTEMBER 10, 2011

What is interesting about the success of Bank of the Ozarks and its CEO is the fact that he wasn''t the "experienced banker" regulators almost insist upon when approving the appointment of bank leadership. The company moved its headquarters to Little Rock in 1995. The company held its initial public offering of stock in 1997.

Arkansas 65

Arkansas South Carolina FDIC North Carolina 65

Jeff For Banks

AUGUST 2, 2021

He exemplifies the best of next generation bank leadership, with eyes wide open to the next iteration of banking in our rapidly changing environment. 2/ @Schornack The primary asset of the organization was Flagship Bank Minnesota, a Member FDIC and Equal Housing Lender with two locations in the Twin Cities Metro Area.

Community Bank 78

Community Bank Community Minnesota Metro 78

Independent Banker

JUNE 30, 2022

Using FDIC data for 2021, we calculated a lender score out of 100 for each community bank. The Citizens State Bank and Trust Company. Metz Banking Company. Silex Banking Company. Guaranty Bank and Trust Company. The Superior National Bank and Trust Company of Hancock. By Ed Avis. Methodology. Hartington.

Community Bank 172

Community Bank Community National Philadelphia 172

Javelin Strategy & Research

SEPTEMBER 2, 2014

My 30 year career started in merchant e-commerce technology, with numerous product management/leadership/launch roles before moving over to product-innovation research some fifteen years ago. I have a lot to learn! I can’t get enough of innovation and digital strategy. I’ll provide one more example of the elusive win-win innovation.

Innovation 58

Innovation DC FDIC Strategy 58

Gonzobanker

FEBRUARY 7, 2018

Big announcements like JP Morgan Chase’s to hike the pay of 22,000 workers and build 400 new branches certainly had bankers inspired to show some level of investment and even civic leadership from the tax break. In addition to a historic tax cut, bankers were equally excited by the shifting winds and tone of the regulatory environment.

Taxes 75

Taxes Video Analytics Arkansas 75

FICO

JANUARY 9, 2017

The FDIC, Fed and OCC recently initiated the process for drafting new cybersecurity regulations for banks with assets exceeding $50 billion. New FCC leadership will provide much-needed TCPA relief. We’ve already seen several early indications of this. fraud alerts) in accordance with the 1991 Telephone Consumer Protection Act (TCPA).

Regulation 40

Regulation Lending New York Leadership 40

PYMNTS

OCTOBER 29, 2018

Facebook leadership underestimated the role that platform governance plays in keeping platforms alive and thriving – and it may be too little, much too late to turn things around. And that is a bank – one with FDIC insurance and safeguards that keep their money safe. The scariest thing for Facebook is the people who use it.

Payments 196

Payments Google Apple Innovation 196

Banking 2020

MARCH 10, 2015

According to FDIC Data Calls as outlined in the Forbes , in the 4th Quarter of 2014, traditional banks’ commercial loan portfolios saw a 3.1% Kyle Enger, known for his thought leadership in the world of relationship banking on the West Coast said it best, “Traditional banks have to embrace digital lending in their hometowns to compete.”.

Community 40

Community Lending Capital Conference 40

Jeff For Banks

APRIL 14, 2022

Inside the FDIC: Thirty Years of Bank Failures, Bailouts, and Regulatory Battles 2015 Louis D. Other People's Money: How Banking Worked in the Early American Republic 2017 Allen Nevins Nevins, Allen History of the Bank of New York and Trust Company, 1784-1934 2006 George A. Giannini: Banker of America 1994 Richard X.

America 78

America National Denver United States 78

Independent Banker

MARCH 15, 2015

Yet his steady leadership is paired with a willingness to challenge the status quo cautiously to keep up with an evolving marketplace—a quality that appealed to the bank’s board when it promoted him from loan officer to bank president 25 years ago. FDIC Advisory Committee on Community Banking, member. Thoughtful action.

Ohio 70

Ohio Community Bank Community Lending 70