PYMNTS

SEPTEMBER 23, 2019

PYMNTS’ B2B API Tracker , a Red Hat collaboration, notes that 55 percent of corporate IT managers agree application program interface (API) integrations are critical business strategies. On average, an organization will manage 300 APIs.

Payments 122

Payments Fraud Strategy Security 122

South State Correspondent

FEBRUARY 27, 2024

Community bankers need to practice realistic loan pricing discipline. However, we need to understand the meaning of pricing discipline and its effect on community bank performance. Bankers need to manage credit relationships to ROA/ROE and not credit spreads. Why do banks use RAROC loan pricing models?

How To 195

How To Community Bank Community Management 195

PYMNTS

NOVEMBER 17, 2017

And yet, sometimes community banks, opt to stick to their lending knitting, forfeiting the potential to earn non-interest revenue and cementing their ties with both individual and corporate customers. The community banking model is based on customer relationships and the allocation of capital and extending loans.

Community Bank 115

Community Bank Community Cards Lending 115

Abrigo

JULY 25, 2017

In a recent Sageworks webinar Robert Ashbaugh, senior risk management consultant at Sageworks, discusses High Volatility Commercial Real Estate (HVCRE) lending best practices. How did we get here? Ashbaugh’s presentation begins with a quick summary of why regulators care about HVCRE.

Risk Management 150

Risk Management Management Capital Lending 150

Abrigo

OCTOBER 6, 2017

During a Sageworks webinar on HVCRE risk management Rob Ashbaugh, senior risk management consultant at Sageworks, explained that clarifications on some of the murkier aspects of the HVCRE (high volatility commercial real estate) rule were anticipated by the industry.

Regulation 150

Regulation Risk Management Community Bank Community 150

Perficient

JULY 8, 2020

Chris McNulty, Sr Technical Product Manager from Microsoft provided the detail in an article about the end of life of SharePoint Workflows published on Monday. The community has not taken the news very well. ” “We will definitely need more than 4 months! I created a simple image to help simplify the news.

Video 365

Video Resources Community Groups 365

Jeff For Banks

FEBRUARY 12, 2024

Perry's perspective is clearly focused on shareholder value and may be viewed as shareholder primacy, a sometimes derogatory term because pursuing shareholder value could be done at the expense of other stakeholders, such as employees, customers, and communities. i.e. not at the expense of stakeholders. I will highlight $QCRH and $CFBK.

Columbus 108

Columbus Indianapolis Capital Community Bank 108

Independent Banker

SEPTEMBER 30, 2021

We know that despite the frights cyberattacks bring, you continue to flourish by safeguarding the communities you serve. After all, the rapid rise in fraud during the pandemic would spook anyone and definitely keeps community bankers up at night, which is why meaningful monitoring and action continue to be necessary.

Resources 131

Resources Community Community Bank Leadership 131

South State Correspondent

DECEMBER 8, 2023

Where there is no correct answer, the takeaway was that the most successful banks have a clearly communicated definition and often meet with their retail, commercial, and specialty counterparts to manage issues and conflicts. After the seventh-month mark, conversion rates sharply decline.

Conference 195

Conference Retail Community Bank Technology 195

Perficient

AUGUST 7, 2020

Three leading organizations — Salesforce , Perficient , and The Chartis Group — have come together to share bright spots within the healthcare community that can point the way to building the necessary capacity to adapt. Register now for our upcoming virtual panel on Revenue Resilience | August 11, 2020 at 2pm EST / 11am PST.

System 332

System Management Operations Resources 332

PYMNTS

MAY 27, 2020

To that end, said Matt Good , senior vice president and general manager of Elan Advisory Services , the shift to contactless payments is well underway — and the stage is being set for mobile wallets to gain a much wider embrace. But as Good explained, the definition of contactless needs to expand as firms re-examine their digital strategies.

Mobile 280

Mobile Community Bank Cards Community 280

Independent Banker

FEBRUARY 28, 2022

Les Parker, Managing Director for Transformational Mortgage Solutions for example, predicts that interest rates could fall temporarily below 1 percent in 2022 as continued COVID outbreaks spark economic uncertainty. What it means for community banks is clear. Developing leaders in mortgage lending.

Leadership 91

Leadership Strategy Lending Community Bank 91

Independent Banker

JANUARY 31, 2022

These community banks are working to fix that through microlending programs. Now, some community banks are launching microlending programs to redress the balance. That realization sparked the idea at Summit Bank to create a microloan program that would target underserved groups in its communities. By Beth Mattson-Teig.

Lending 150

Lending Community Community Bank Compliance 150

South State Correspondent

APRIL 3, 2023

The second article compared and contrasted community banks’ pay-for-risk and relationship business models. Top-performing community banks deploy relationship banking. Many community banks state that they embrace and promote relationship banking. We will share some techniques our bankers have used to gain this expertise.

Community Bank 195

Community Bank Community Lending Marketing 195

Perficient

MAY 28, 2020

J oin our community for career tips, upcoming opportunities, and to keep up with all things Life at Perficient. With the easy to use interface and unique layer cake design, implementation could be done in a few different ways, so it was fun to discuss how and why each way was best.” — Lindsay Denton , Project Manager, Healthcare.

Leadership 467

Leadership Groups DC Management 467

Independent Banker

NOVEMBER 30, 2021

Here’s another conversation with our consummate community banker. Hi Jim, this is Charlie Brown with Community Trust Bank. How are things at the community bank?”. “I Most community bankers I know don’t like to admit defeat. I think it’s responsible, proactive portfolio management. By Jim Reber, ICBA Securities.

Community 126

Community Community Bank Taxes Security 126

South State Correspondent

AUGUST 22, 2023

If one product is the future of banking, it is treasury management. In this article, we detail the five steps to building a treasury management strategy, provide some tools to execute those steps, and then provide a complimentary survey to assess your strengths and weaknesses.

Management 195

Management Community Bank Survey Community 195

Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. By Katie Kuehner-Hebert. Data privacy and security is a hot topic and is only getting hotter. Bob Hickok.

Data 91

Data How To Community Bank California 91

Independent Banker

APRIL 30, 2022

It’s no secret why Alpine Bank’s mystery shopper program has helped the community bank meet and exceed customer expectations over the past two decades. Alpine Bank’s vendor partner in its mystery shopper program is Second To None, a customer experience research and insights firm that schedules and manages the shopper reporting. “We

Community Bank 91

Community Bank Community Illinois Online 91

PYMNTS

MAY 21, 2018

Adobe has entered into a definitive agreement to acquire Magento Commerce for $1.68 Supported by a community of more than 300,000 developers, the Magento partner ecosystem provides thousands of pre-built extensions for functions such as payments, shipping, tax and logistics. billion, subject to adjustments.

Community 114

Community Taxes Branding Groups 114

Independent Banker

FEBRUARY 28, 2023

By Jim Reber, ICBA Securities As many community bankers are still picking up the pieces from their bond portfolio’s meltdown last year, it occurs to me that the breathtaking rise in rates has created at least one byproduct that is both unusual in frequency and tangibly beneficial for future performance. One is that they are loan surrogates.

Community Bank 91

Community Bank Memphis Community Security 91

Independent Banker

OCTOBER 31, 2021

Community bankers tell us why. In early 2021, the $490 million-asset community bank launched its Finastra Consumerbot product, which offers online applications for consumer loans for items like boats and vehicles. Community bankers are increasingly recognizing that the future of digital lending is here. By Beth Mattson-Teig.

Lending 91

Lending Community Bank Community North Dakota 91

BankBazaar

NOVEMBER 18, 2023

This dual approach aims to provide a comprehensive understanding of the mental aspects involved in financial management, coupled with actionable steps to navigate these challenges effectively. Additional Reading: Money Management Tips That Will Change Your Life 2. Additional Reading: EPF Vs PPF: Which Is Better?

Management 78

Management Taxes Cards How To 78

PYMNTS

OCTOBER 8, 2019

come from all over the world, though Latin America and Asia are the leading contributing portals, and they work in every vertical – though migrant workers more often work in service sector jobs than management positions. The first of those community centers will be in Houston, home to both Majority and Rebtel’s U.S. headquarters.

Community 126

Community United States Meeting Houston 126

Independent Banker

OCTOBER 31, 2021

Measuring the success of your community bank’s campaigns can lead to greater ROI, increased conversion rates and a game plan for future initiatives. From mailers and e-newsletters to social media posts and events, there are countless ways to spread the word about your community bank and its offerings. By Taylor Hugo.

Marketing 91

Marketing social media Video Community 91

PYMNTS

SEPTEMBER 28, 2020

They all stem from the basic definition of a virtual world. That might bring back memories of avatars and second-life communities, for those who can remember that far back. I like to say the metaverse is a Rorschach test,” said Facebook Reality Labs Experiences Product Management Director Ari Grant in Venture Beat.

Retail 136

Retail blockchain Community cryptocurrency 136

PYMNTS

OCTOBER 8, 2019

come from all over the world, though Latin America and Asia are the leading contributing portals, and they work in every vertical – though migrant workers more often work in service sector jobs than management positions. The first of those community centers will be in Houston, home to both Majority and Rebtel’s U.S. headquarters.

Community 116

Community United States Meeting Houston 116

Gonzobanker

MAY 17, 2022

As technology buyers, banking executives need to up their game on tech purchases and technology performance management. For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. Tech companies trying to support a bank stack have no easy task.

Technology 135

Technology Regional Community Bank Community 135

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Philadelphia.

Community Bank 172

Community Bank Community Montana Taxes 172

Abrigo

JUNE 13, 2022

The latest survey indicates that COVID-19 has impacted bank community engagement. However, banks continue their outreach to older customers, with 47% of respondents hosting community events. To determine the definition and reporting requirements for your state, Eversafe.com has an interactive map showing the laws of the United States.

Fraud 195

Fraud Training United States Survey 195

PYMNTS

JUNE 20, 2018

A lack of adequate products and services is a top concern for small businesses that are unhappy with their banks, FIS noted, particularly as entrepreneurs increasingly turn toward online and mobile platforms to manage finances. They make the engine run,” said Mike Butler, CEO of community FI Radius Bank.

Community Bank 101

Community Bank Community Fintech Survey 101

Jeff For Banks

DECEMBER 28, 2023

I work for The Kafafian Group, a community bank consulting firm based in Bethlehem, Pennsylvania. Many of my readers might not know what my firm does, so I want to dedicate this post to the problems we help community bankers solve. We feed customer profitability systems. If product profitability, we follow their product list.

Groups 85

Groups Capital US Community 85

PYMNTS

JULY 31, 2020

Synchrony Financial CEO Margaret Keane told CNN Business , “As forbearance and stimulus wears off, we’re definitely in a rockier place,” while Brian Wenzel , the company’s chief financial officer, said, “It’ll almost certainly get darker from here.”. Venmo’s New Boss On Scaling And Monetizing The Venmo Community.

Cards 142

Cards Technology Apple Digital Banking 142

South State Correspondent

DECEMBER 5, 2023

While individual commercial loans are priced non-uniformly depending on credit quality, loan size, cross-sell opportunity and overall relationship, the curve below assumes a $1mm, bankable credit, with the current average community bank credit spread of 2.41%.

Lending 195

Lending Marketing Capital Community Bank 195

PYMNTS

AUGUST 3, 2020

The panel — Ondot CEO Vaduvur “VB” Bharghavan ; Doug Brown , senior vice president and general manager of digital banking at NCR ; PSCU CEO Chuck Fagan ; and Scott Zimmer , executive vice president, innovation and experience design officer and head of venture investing at Truist — said that’s hard to answer.

Apple 269

Apple Mobile Innovation Fintech 269

Independent Banker

AUGUST 25, 2016

The result will be more Bank Secrecy Act/anti-money laundering information collection and recordkeeping for community banks, says Lilly Thomas, ICBA vice president and senior regulatory counsel. The person could be a CEO, chairman, managing partner or anyone who regularly performs similar functions. New definitions.

Compliance 70

Compliance Community Bank Training Virginia 70

Gonzobanker

JULY 6, 2021

It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. Maybe this is the new reality for community bankers, but Cornerstone Advisors is seeing little evidence that they’re serious about implementing a comprehensive digital strategy.

Strategy 156

Strategy System Risk Management Technology 156