Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success.

Community Bank 172

Community Bank Community Montana Taxes 172

Independent Banker

NOVEMBER 24, 2014

“For Ron, giving back to the community is part of the essence of who he is. With vigor and a strong commitment to service, Ron Paul leads a rapidly growing community bank in Maryland. Ronald Paul first encountered community banking as a real estate developer in the early 1980s. Laurence Bensinger, EagleBank.

Community 70

Community Washington Community Bank Maryland 70

Independent Banker

NOVEMBER 30, 2021

Community banks use dozens or even hundreds of vendors—making it critical that they have an efficient way to stay compliant, track performance and more. Some banks are using a combination of software and internal personnel and systems to do just that. billion-asset 1st Security Bank of Washington in Mountlake Terrace, Wash.,

Management 91

Management Community Bank Community New Jersey 91

CFPB Monitor

SEPTEMBER 21, 2020

Last week, the CFPB announced the appointment of new members to its advisory committees: Consumer Advisory Board (CAB), Community Bank Advisory Council (CBAC), Credit Union Advisory Council (CUAC), and Academic Research Council (ARC). Jean Setzfand, Senior Vice President, AARP (Washington, DC). Bank (Minneapolis, MN).

DC 78

DC Mississippi Washington Oklahoma City 78

Independent Banker

JULY 30, 2015

IB: What do ICBA advocacy staff members do to represent community banks in Washington? Hawxhurst: ICBA’s advocacy staff works to represent the interests of community banks before a wide range of policy bodies in Washington, particularly before Congress and the federal banking agencies.

Resources 70

Resources Tools Washington Community Bank 70

Independent Banker

JANUARY 26, 2016

FASB awoke wide-eyed and astonished to the liberating truth that community banks played no role in either triggering or participating in the Wall Street financial crisis. For details, read Washington Watch.). Community bankers should stay vigilant and continue to speak out. Imagine that? They are worth defending.

Community Bank 70

Community Bank Community Washington Policies 70

CFPB Monitor

SEPTEMBER 21, 2015

The CFPB announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, and Credit Union Advisory Council. New members to the Consumer Advisory Board will serve three-year terms and new members to the Community Bank and Credit Union Advisory Councils will serve two-year terms.

Groups 60

Groups Los Angeles San Francisco Community Bank 60

Jeff For Banks

DECEMBER 16, 2022

Communities First Financial Corporation (OTCQX: CFST) Communities First Financial Corporation is the bank holding company for Fresno First Bank , which opened in December 2005 dedicated to meeting the banking needs of businesses, professionals, and successful individuals in Central California. Triumph Bancorp, Inc.

Puerto Rico 78

Puerto Rico Virgin Islands Community Community Bank 78

Independent Banker

SEPTEMBER 25, 2014

Anticipating what’s new for your community bank’s next field examination. This is particularly true for community banks preparing to undergo their next regulatory safety and soundness or compliance examination. increased operational risks. increased operational risks. By Karen Hoffman.

Compliance 101

Compliance Regulation Community Bank Community 101

Independent Banker

JULY 30, 2015

Leading a team of marketing and communications experts, he is an outside-the-box thinker who believes strongly in the mission of the organization and the importance of community banks. Our members are thought leaders and visionaries who are the backbone of every community,” he says. Community Banking Month.

Resources 70

Resources social media Marketing Tools 70

Independent Banker

SEPTEMBER 30, 2021

In this feature, we’ll look at a number of ways you can continue to build trust—an especially crucial task as the pandemic continues, telecommuting persists and consumer banking practices evolve. But for most community banks, building a trustworthy brand isn’t a conscious effort. billion-asset community bank.

Community 139

Community Community Bank social media Security 139

Independent Banker

NOVEMBER 25, 2015

Regardless of the name, nonbank technology firms are wedging themselves between community banks and their customers by offering a slew of traditional and nontraditional banking products. This is why ICBA and community banks must continue to push consistent regulation of bank and nonbank financial service providers.

Community Bank 70

Community Bank Community Analytics Lending 70

Jeff For Banks

FEBRUARY 17, 2021

Yesterday at the ABA's virtual Conference for Community Bankers (CCB), Federal Reserve Governor Michelle Bowman gave a speech, My Perspective on Bank Regulation and Supervision. Market shares for a local banking market are based on the deposits of depository institutions in the market.

St. Louis 78

St. Louis Analysis Community Bank Community 78

Independent Banker

FEBRUARY 24, 2016

Investment principles of top bank portfolio managers. Community bank institutional investment portfolio managers have been put through their paces the past several years. Yet that is exactly what many community banks have accomplished. Mikella Newsom, City Bank. By Karen Epper Hoffman. The barbell approach.

Community Bank 70

Community Bank Community Texas Management 70

Independent Banker

NOVEMBER 25, 2015

Even with technology’s increasing influence on retail banking, it’s not typical for a community bank to have one of its most senior and trusted executives concentrate primarily on leading consumer product and payments innovation. billion-asset, 85-branch community bank based in Rockland, Mass., is not typical.

Innovation 70

Innovation Community Bank social media Community 70

Independent Banker

MARCH 15, 2015

With a little time and attention, every community banker can make a difference in our industry’s grassroots advocacy. For that reason, today’s lawmakers on Capitol Hill are highly attuned to their bosses—their constituents, which includes community bankers. By Michael Blankenheim.

Community 70

Community Washington Community Bank Meeting 70

Jeff For Banks

DECEMBER 7, 2019

It is the Mountlake Terrace, Washington holding company for 1st Security Bank, a $1.7 billion in assets community bank with 22 branches that encircle the Seattle Sound. It is the $888 million holding company for Plumas Bank. The bank operates thirteen branches, eleven in northern California and two in Nevada.

Indiana 78

Indiana Oregon South Dakota Community Bank 78

Jeff For Banks

DECEMBER 22, 2013

It supports the claim by highlighting its efficiency ratio compared to peer banks (38.7% versus 68.5%, respectively) and its operating expenses as a percent of average assets compared to peer banks (1.66% versus 3.09%, respectively).So, The branchless community bank operates in the Wilmington-Philadelphia market.

Community Bank 86

Community Bank Atlanta Community Strategy 86

Independent Banker

SEPTEMBER 22, 2015

Having worked in banking for nearly 23 years and having been preceded in executive leadership by my father and grandfather at our family’s community bank, I have repeatedly heard similar statements from our mortgage customers. It’s not just community bankers. only below 43 percent debt-to-income ratios).

Maine 70

Maine Regulation Washington Community 70

Independent Banker

FEBRUARY 28, 2022

The ICBA Capital Summit is the premier event for community bankers looking to advocate for their industry. In person for the first time since 2019, the ICBA Capital Summit in Washington, D.C., Community bankers, pack your bags for Washington, D.C. Visiting a congressional office in Washington, D.C., and many more.

Community 180

Community Washington Community Bank Capital 180

Gonzobanker

APRIL 28, 2016

According to Cornerstone Advisors research , roughly six in 10 community bank and credit union CEOs are concerned with the regulatory burden. We are hopeful that community banks will also pursue efforts to communicate the real cost of regulatory burden to our friends in Washington.

Regulation 60

Regulation Management Community Bank System 60

Gonzobanker

DECEMBER 19, 2017

Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. THE BANKING AWARDS. GonzoBanker of the Year – Large Banks.

Conference 101

Conference Industry Community Bank Community 101

Independent Banker

APRIL 27, 2016

In a transparently self-serving commentary, JPMorgan Chase’s chief executive wrote, no doubt coordinated with all of the major Washington, D.C.-based A freefall that shattered millions of families’ lives and futures, along with hundreds of steadfast community banks on Main Street. Really, Mr. Dimon? Reach Camden R.

Community Bank 71

Community Bank Community Maine Course 71

South State Correspondent

MARCH 15, 2023

Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio. 9) Brand Matters: SVB had one of the best brands in banking. Watching the banking crisis unfold, thousands of customers came to the bank’s defense.

social media 195

social media FDIC Branding Management 195

PYMNTS

APRIL 9, 2020

I think they’re missing a step there in Washington,” Edwards said. And that is a story, Edwards noted, that he’s heard from his banker in applying for PPP funds for Ingo — and a tale that a lot of community banks with limited assets under management are going to be telling. So how to fix the log jam.

Lending 285

Lending Capital Washington Risk Management 285

Independent Banker

SEPTEMBER 21, 2015

Supreme Court, it is, and the high court’s recent ruling to that effect is likely to affect community banks, their regulatory examinations and their potential exposure to fair lending lawsuits. Furthermore, community banks still have the defense of “showing a business reason to justify their policies.”.

Lending 70

Lending Community Bank Policies Community 70

Jeff For Banks

DECEMBER 9, 2014

In fact, when I searched (via Bing) "Washington Trust Bank", a $4.7 billion in asset community bank based in Spokane and founded in 1902, I had 74,900 hits. One particular part of a US bank''s environment, sadly, is that we are celebrity obsessed. Put a pretty girl next to any post. million hits. Kim Kardashian: 4.3

Washington 104

Washington Pennsylvania Strategy Community 104

CB Insights

MAY 15, 2019

DBS launched its Singapore innovation lab to break out of its “traditional banking mindset to think, behave, and deliver more like a technology company,” according to Neal Cross, chief innovation officer. DBS leaders expect to see more than 5,000 people actively innovating DBS’ services and operations at DAX each year.

Innovation 78

Innovation blockchain Technology Groups 78

Gonzobanker

SEPTEMBER 5, 2017

In addition, regulatory guidance states that banks with significant concentrations of commercial real estate, for example, should conduct portfolio stress tests of these exposures as part of their ongoing risk management activities. Source: 2017 Cornerstone Performance Report for Mid-Size Banks.

Risk Management 60

Risk Management Compliance Survey Cards 60

Independent Banker

MARCH 15, 2015

How ICBPAC plays an important role in community banking’s federal advocacy efforts. The 114th Congress has more pro-community bank members because, in part, of the contributions of ICBPAC, ICBA’s federal political action committee, during the 2014 election cycle. So we did well, which is important to community bankers.”.

Community Bank 70

Community Bank Community Washington Missouri 70

Independent Banker

FEBRUARY 24, 2015

How ICBPAC plays an important role in community banking’s federal advocacy efforts. The 114th Congress has more pro-community bank members because, in part, of the contributions of ICBPAC, ICBA’s federal political action committee, during the 2014 election cycle. So we did well, which is important to community bankers.”.

Community Bank 70

Community Bank Community Washington Missouri 70

Abrigo

APRIL 18, 2020

“We were able to provide funding for 95% of those customers that completed the application process and were approved internally,” said Andy Hunter, President of SaviBank in Burlington, Washington, another customer of Abrigo’s Sageworks SBA Lending solution. “We A lot of banks are sitting on a lot of applications right now.”

Lending 195

Lending Wyoming Maine Nebraska 195

PYMNTS

APRIL 9, 2016

Dimon went on to discuss, at some length, the “mission-critical” services that big banks can supply are the types of things “regional and community banks simply cannot do.”. I do not want any American to look back in 20 years and try to figure out how and why America’s banks lost the leadership position in financial services.

Regulation 100

Regulation Lending Omaha America 100