Finer Points

DECEMBER 7, 2015

It wasn’t exactly what ICBA was advocating; nevertheless, nearly all community banks scored a major victory with the industry’s hard-fought exemption from a backdoor tax hike on most members of the Federal Reserve System.

Community Bank 100

Community Bank Community Taxes System 100

Independent Banker

DECEMBER 31, 2022

We simply need to remember what makes us special as community bankers, and with that as our foundation, we can embrace this season of change in four primary ways: 1. Demonstrating the community bank difference. They want to come into the bank and say, “We need your support to figure things out.” Gaining advocacy wins.

Community Bank 218

Community Bank Community Hawaii Washington 218

American Banker

MARCH 11, 2024

Sound Credit Union said it would acquire Washington Business Bank in a cash deal slated to close in the fourth quarter.

Washington 83

Washington Community Bank Community 83

Finer Points

MARCH 28, 2016

It was a long time coming, but persistence paid off when the Consumer Financial Protection Bureau recently updated its mortgage regulations to ease unnecessary restrictions on many community banks.

Community Bank 100

Community Bank Community Regulation Washington 100

Long Lasting Ideas

JUNE 8, 2016

Often in this space, we’ve written about how Washington has made community banks its personal punching bag. Sarbanes-Oxley, Dodd-Frank, the FDIC and other financial regulators – as well as Congress and the White House — have not been friendly to community banks, all while bailing out Wall Street big boys.

Washington 40

Washington Community Bank Community FDIC 40

Finer Points

OCTOBER 6, 2014

A new report exposing the New York Fed’s coddling of Wall Street megabanks—particularly Goldman Sachs—is making waves in Washington. And why shouldn’t it?

Community Bank 192

Community Bank Community New York Washington 192

Independent Banker

AUGUST 31, 2022

This month’s Independent Banker focuses on budgeting issues with a special emphasis on the ICBA National Community Bank Service Awards. Inherent to our business model is a passion to support our communities, one that allows for flexibility to meet the individual needs of our customers. Where I’ll be this month.

Community Bank 163

Community Bank Honolulu Community Georgia 163

Independent Banker

AUGUST 26, 2018

“Community service is a timeless tradition that’s core to every community bank.”. As I work on this column, I’m in Santa Fe, preparing to speak at the Independent Community Bankers Association of New Mexico’s annual convention. Community service is a timeless tradition that’s core to every community bank.

Community 132

Community St. Louis Community Bank Metro 132

Finer Points

MAY 6, 2015

Last week’s ICBA Washington Policy Summit showed once again that community bankers are not only willing to go the extra mile—they’re even grateful for the privilege.

Washington 100

Washington Community Policies Meeting 100

Independent Banker

MARCH 15, 2015

The ICBA and community bank campaign to improve those rules has included a comprehensive study on their impact that was released before the CFPB announcement of its proposed changes, which are expected to be formally adopted. Needless to say, the advocacy process with the CFPB has moved at the speed of Washington.

Washington 70

Washington Community Bank Community Survey 70

Independent Banker

FEBRUARY 24, 2015

The ICBA and community bank campaign to improve those rules has included a comprehensive study on their impact that was released before the CFPB announcement of its proposed changes, which are expected to be formally adopted. Needless to say, the advocacy process with the CFPB has moved at the speed of Washington.

Washington 70

Washington Community Bank Community Survey 70

Finer Points

MARCH 11, 2015

If you haven’t witnessed nearly 3,000 members of the community banking industry in the same place at the same time, you should make a point to do so at least once in your career. Advocacy Convention Washington Policy Summit' But there was something special about this year’s convention. There was a feeling, […].

Washington 100

Washington Community Bank Policies Community 100

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

CFPB Monitor

APRIL 7, 2015

The CFPB’s Community Bank Advisory Council is scheduled to meet in Washington, D.C. Credit Reports CFPB community bank credit reporting credit score' on April 22, 2015. That discussion will be led by Corey Stone, the CFPB’s Assistant Director, Credit Information and Deposits Markets.

Community Bank 60

Community Bank Meeting Community Washington 60

American Banker

FEBRUARY 2, 2024

Brandon Milhorn, the new CEO of the Conference of State Banking Supervisors, used the platform offered by his first major speech to sound an alarm against one-size-fits-all solutions emanating from Washington. The pendulum has swung too far in the direction of federal regulatory uniformity," Milhorn argued.

Washington 48

Washington Conference Community Bank Community 48

CFPB Monitor

APRIL 5, 2016

The CFPB will hold a meeting of its Community Bank Advisory Council on April 21, 2016 in Washington, D.C. According to the CFPB’s notice published in today’s Federal Register, there will be a discussion of the CFPB’s strategic outlook and elder financial abuse.

Community Bank 60

Community Bank Meeting Community Washington 60

Independent Banker

FEBRUARY 16, 2015

Persistent advocacy nabs key reforms for bank and thrift holding companies. While Washington often moves at a glacial pace, it recently came to life to enact reforms benefiting bank and thrift holding companies. This covers nearly 90 percent of all bank holding companies and 75 percent of thrift holding companies.

Washington 70

Washington Community Bank Policies Community 70

Finer Points

SEPTEMBER 10, 2015

Jorde Congratulations, community bankers! This week we saw once again that our industry’s hard work and determination on behalf of regulatory relief can achieve tangible results in Washington. By Terry J.

Community 100

Community Washington Community Bank Regulation 100

CFPB Monitor

SEPTEMBER 16, 2015

The CFPB has announced that a meeting of its Community Bank Advisory Council is scheduled for September 30, 2015 in Washington, D.C. Director Cordray will be in attendance and there will be a discussion of consumer challenges in payments.

Community Bank 60

Community Bank Meeting Community Washington 60

PYMNTS

SEPTEMBER 23, 2016

22) it launched a new app dubbed Business Banking Mobile. The app will enable community financial institutions (CFIs) to compete with larger financial institutions by providing their business banking customers with iOS and Android access to this secure and easy-to-use account management platform. NCR announced on Thursday (Sept.

El Paso 100

El Paso Community Bank Community Mobile 100

Finer Points

FEBRUARY 6, 2014

Fresh ideas and brainstorming are as important in community banking as they are in any other business. Advocacy Community Banks Washington' In case you […].

Community Bank 241

Community Bank Washington Community 241

South State Correspondent

MARCH 13, 2023

While we will cover the general lessons HERE , in this article, we wanted to focus on the root cause – how and why interest rate risk caused the second-largest bank failure in US history (Washington Mutual was the largest in 2008). Notably, most community banks’ duration risk is in the loan portfolio.

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Risk Management Management Community Bank Community 221

Jeff For Banks

JULY 6, 2013

controlling) they should do is enforce laws against the charlatans that plague the investment community. But I disagree with greater control of a national pension system in Washington. Here is where I think community banks, banded together through associations such as the ABA or ICBA, can play a critical role in solving our problem.

Community Bank 108

Community Bank Community National Iowa 108

TheGuardian

SEPTEMBER 27, 2023

DoJ says Washington Trust engaged in redlining, the racist policy of banks blocking people of color from getting mortgages Washington Trust, the oldest community bank in the US, has agreed to pay $9m to resolve allegations that it engaged in lending discrimination against homebuyers in majority Black and Latino neighborhoods, the Department of Justice (..)

Rhode Island 70

Rhode Island Lending Washington Community Bank 70

ABA Community Banking

JUNE 8, 2018

for “the swamp” People Community Banking. Why ICBA’s Rebeca Romero Rainey, former CEO, left N.Mex.

Washington 40

Washington Community Community Bank 40

Independent Banker

SEPTEMBER 26, 2014

Many community bankers concluded that the EGRPRA is little more than a “check the box” process for regulators. In fact, our opening salvo in the 2014-16 EGRPRA review offers not just a sampling of banking regulation in need of reform, but also advice on how regulators could maximize their effectiveness over the next two years.

Washington 70

Washington Fort Worth Regulation Community Bank 70

ABA Community Banking

MARCH 17, 2021

Meinert review highlights from the ABA's just-concluded virtual Washington Summit. The post Podcast: Highlights from the 2021 ABA Washington Summit appeared first on ABA Banking Journal.

Washington 59

Washington Analysis Community Bank Policies 59

Independent Banker

NOVEMBER 30, 2022

As community banks grow, their vendor partnerships usually also do, which can lead to challenges with organization, data security and more. To address these issues, some community banks have turned to artificial intelligence. Greg Ohlendorf, First Community Bank and Trust. Photo by MirageC/Getty Images.

Management 91

Management Community Bank Community Data 91

Finer Points

DECEMBER 11, 2014

Community Banks Washington' I’ve always firmly believed that individuals can look at the same set of facts and come to differing conclusions without necessarily holding any lingering animosity or disrespect.

Washington 186

Washington Community Bank Community 186

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success.

Community Bank 172

Community Bank Community Montana Taxes 172

Independent Banker

MAY 31, 2022

In April, ICBA won an Association Trends 2022 TRENDY Award for a social media initiative opposing plans that would require community banks to report additional customer account information to the Internal Revenue Service.

social media 91

social media Data Community Bank Community 91

Independent Banker

NOVEMBER 24, 2014

“For Ron, giving back to the community is part of the essence of who he is. With vigor and a strong commitment to service, Ron Paul leads a rapidly growing community bank in Maryland. Ronald Paul first encountered community banking as a real estate developer in the early 1980s. Laurence Bensinger, EagleBank.

Community 70

Community Washington Community Bank Maryland 70

Independent Banker

SEPTEMBER 30, 2018

First things first: Washington needs to slow down and reevaluate. We cannot afford to repeat the mistakes that contributed to the 2008 financial catastrophe, which community bankers remember all too well. I’ll be traveling to Memphis to visit Vining Sparks and CRA Partners. Rebeca Romero Rainey President and CEO, ICBA.

Community 79

Community Memphis Tennessee Community Bank 79

BankInovation

MAY 12, 2023

When Washington, D.C.-based based Customers Bank made the decision to augment its third-party risk processes with the assistance of a fintech, it joined nearly 100 other community banks to shop for one via vendor platform True Digital.

Comparison 52

Comparison Fintech Washington Community Bank 52

Finer Points

OCTOBER 3, 2016

A hallmark of community banking is accountability. Community bankers are held accountable to their customers because they live and work in the same neighborhoods. As locally based institutions with a stake in the prosperity of their communities, community bankers simply can’t afford to take advantage of their customers.

Community Bank 263

Community Bank Community Washington Leadership 263

Independent Banker

NOVEMBER 30, 2021

Community banks use dozens or even hundreds of vendors—making it critical that they have an efficient way to stay compliant, track performance and more. Some banks are using a combination of software and internal personnel and systems to do just that. billion-asset 1st Security Bank of Washington in Mountlake Terrace, Wash.,

Management 91

Management Community Bank Community New Jersey 91

Independent Banker

JUNE 30, 2022

While it has had some benefits, like stronger risk management for our banks, it has made the customer process much more daunting. But community banks have adapted to address that shift. So, while this next round of uncertainty will bring with it new challenges, the strength of the community bank business model remains intact.

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Lending Idaho Nevada Oregon 141