Gonzobanker

MARCH 23, 2020

Unlike with the Great Recession, the layoffs are beginning in the service, travel and hospitality industries. Retail-oriented banks and credit unions should estimate percentages of customers who will be impacted based on industry codes. Commercial banks need to assess customer cash flow changes and cash on hand.

Community Bank 135

Community Bank Tools Case Study Online 135

Gonzobanker

DECEMBER 17, 2021

The merger of equals activity in 2021 was sky high, primarily because banks with pinched margins from low rates worked to grabbed scale. From nowhere, sizable regional players are being created. Bank Merger of the Year. Best Fintech Acquisition by a Bank. Congrats to Randy and a great management team. You tell us.

Fintech 147

Fintech Strategy Leadership Lending 147

Abrigo

AUGUST 1, 2016

Banks are critical financing partners for growing enterprises. Eight in 10 business owners report that a major, regional or community bank is their main financing partner for capital. These statistics are reminders that Millennials may need other services from your bank, and they may be willing to pay a premium for them.

Millennials 150

Millennials Survey Risk Management Groups 150

Independent Banker

FEBRUARY 24, 2016

Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. State/Regional Partners Reception*. State/Regional Affiliate Associations & Exhibitor Receptions*. Monday, March 7. Concurrent Workshops.

Community Bank 70

Community Bank Community Innovation Customer Experience 70

American Banker

MAY 20, 2020

Lenders are scrambling to pause ranchers’ loan payments as meat processing plant shutdowns during the pandemic threaten $25 billion in losses for the livestock industry.

Industry 77

Industry Payments Risk Management Community Bank 77

Jeff For Banks

JANUARY 16, 2016

This decline will continue to harm the energy industry, of which many firms are already in decline or recession. In our region, the Philly Fed indices of business activity all turned negative in December, but, hey, higher rates will help, right? Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Community Bank 60

Community Bank Atlanta Data Marketing 60

South State Correspondent

MARCH 15, 2023

While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed.

social media 195

social media FDIC Branding Management 195

Gonzobanker

DECEMBER 20, 2019

Kent Oram, CEO, Idaho Central Credit Union – As evolution, revolution and occasional shareholder dilution occur across the industry, a leader in Idaho has quietly worked over the past 12 years on accumulating legendary performance. billion of assets under management. It’s early but it’ s a great entry to the market and our industry.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 14, 2023

Bank leaders must feel like Rocky Balboa after 15 rounds with Apollo Creed. Just think of what the industry dealt with in the last 12 months: The brunt of the unprecedented scope and pace of Fed rate hikes hit home, and banks have seen an.80 The housing industry, and mortgage banking revenue, came to a stop.

Fintech 195

Fintech Community Regional Technology 195

Gonzobanker

DECEMBER 22, 2014

Bank Acquisition of the Year - BB&T Corp. Nice community bank culture fit between the two as well. Bank Merger of the Year – California United Bank and 1 st Enterprise Bank in Los Angeles. We are seeing it show up lots of places, it’s real and it’s great for this industry.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Jeff For Banks

APRIL 22, 2018

Hundreds of points in price changes in the Dow Jones Industrial Average got headlines every day. Housing, construction, and the auto industry are projected to do well in 2018, as long as rates do not rise too much or too rapidly. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 60

Marketing Philadelphia social media Taxes 60

Gonzobanker

DECEMBER 19, 2016

As the year draws to a close, there’s a theme resonating throughout the industry: tired and complacent financial institutions are being pushed around and torn apart. We can’t bank on this near-term stock rally staying around forever. Or the need to take market share in a slowest growth region? Is it in the water?

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

As the year draws to a close, there’s a theme resonating throughout the industry: tired and complacent financial institutions are being pushed around and torn apart. We can’t bank on this near-term stock rally staying around forever. Or the need to take market share in a slowest growth region? Is it in the water?

Utah 60

Utah System Community Marketing 60

Jeff For Banks

NOVEMBER 16, 2020

The Ongoing Pandemic & The Economy Strict lockdowns in our area were lifted in June, but there are still restrictions on many segments of the economy, such as bars, restaurants, the travel industry, entertainment, sporting events, and the like. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 78

Marketing National New York City Taxes 78