Abrigo

DECEMBER 2, 2021

Indeed, deposit levels to transaction accounts among community banks exploded 74% to $896.5 31, 2019, and June 3, 2021, according to the Community Banking in the 21st Century report. Credit Risk Management. Lending & Credit Risk. billion from $515.3 billion between Dec. Deposit Modeling.

Conference 195

Conference San Antonio Lending Fraud 195

South State Correspondent

OCTOBER 26, 2023

Identity management, ID proofing, preventing account takeovers, limiting card-not-present risk, the rise of social engineering on remote workers, and more cyber-crime-as-a-service offerings had most of the buzz. However, of course, it was generative AI that remained at the peak of the hype cycle.

Conference 221

Conference Las Vegas Fraud Case Study 221

Independent Banker

FEBRUARY 24, 2016

Regulators warn once again about rising CRE concentrations and risks. Just about every community bank makes commercial real estate loans. A whopping 95 percent of ICBA members are active commercial real estate (CRE) lenders, according to the latest ICBA Community Bank Lending Survey. By Howard Schneider.

Community Bank 70

Community Bank Lending Community Regulation 70

Independent Banker

JANUARY 28, 2016

As in past years, community bankers will have a dynamic regulatory environment to contend with in 2016. Safety and soundness concerns will remain a prominent driver of that supervisory dynamic for community banks. What should community banks anticipate here? IB: So what should community banks anticipate here?

Community Bank 70

Community Bank Community Regulation Lending 70

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Banking Resources. Other podcasts of note to check out.

Community 195

Community Lending Maine Resources 195

Abrigo

OCTOBER 20, 2020

“Hearing that information was really good confirmation to us on the things we’ve been doing as a bank.” Millennium Bank, like many community financial institutions, is heavily concentrated in commercial real estate (CRE). Planning for new technology and innovations.

Management 195

Management Lending Community Strategy 195

Gonzobanker

MARCH 23, 2020

Our course of action is to understand what we know, acknowledge what we don’t know, and be decisive as we balance the two. Cornerstone Advisors has been a broken record telling the story of a community banking industry that’s falling behind in online and mobile capabilities. But how can we prepare for the unpredictable?

Community Bank 152

Community Bank Tools Case Study Online 152

Abrigo

JANUARY 29, 2016

Adams, supervising examiner at the Federal Reserve Bank of Philadelphia, pricing is a key underwriting factor that should be addressed as part of a sound loan policy. Of course, because risks can vary so much across borrowers and loan types, setting the loan’s risk premium for default can be one of the most difficult aspects of loan pricing.

Capital 150

Capital Philadelphia Policies Strategy 150

Independent Banker

SEPTEMBER 26, 2014

Many community bankers concluded that the EGRPRA is little more than a “check the box” process for regulators. Of course, that doesn’t mean we won’t continue to engage the agencies this time around. Community Bankers Chosen as CFPB Advisors. Paul Mackin , president and CEO at Think Mutual Bank in Rochester, Minn.;

Washington 70

Washington Fort Worth Regulation Community Bank 70

Jeff For Banks

MARCH 21, 2024

Of course, if the Fed eases enough soon, we can avoid bad outcomes. DLJ 03/15/24 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

Marketing 148

Marketing Policies Report Atlanta 148

Jeff For Banks

OCTOBER 25, 2018

Of course, he does not say when…The Federal Reserve’s raising of interest rates has been a drag on the economy. But is there a risk of huge inflation? Dorothy has been with Penn Community Bank and its predecessor since November, 2004. Housing price increases continue, but at a decelerating pace. Should inflation worry us?

Marketing 67

Marketing US Taxes Trends 67

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. First Southern Bank.

Community Bank 172

Community Bank Community National Philadelphia 172

Abrigo

MARCH 24, 2021

Growing loans, earnings are banks' top challenges in 2021. The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey. Top Banking Challenges: Finding Growth in 2021 and Beyond. Lending & Credit Risk. Risk Ratings.

Lending 221

Lending Technology Survey Examples 221

Gonzobanker

DECEMBER 20, 2019

. ————————————————————————— The ‘En Vogue’ Trend of the Year – Credit unions buying community banks. Might be time to. Well done, sir!

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 19, 2016

The Millenials as Funding Award – Goes to Dime Community Bank for attracting press attention when it appealed to hipsters in Brooklyn as a means of funding its powerful commercial real estate niche. The FinTech Partner Best Practice Award – Goes to Cambridge Savings Bank and SigFig for their digital investment platform partnership.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

The Millenials as Funding Award – Goes to Dime Community Bank for attracting press attention when it appealed to hipsters in Brooklyn as a means of funding its powerful commercial real estate niche. A Gonzo community bank being a leader and not a fast follower – that’s pretty cool! Vendor: “Yes, of course.”.

Utah 60

Utah System Community Marketing 60

Jeff For Banks

NOVEMBER 16, 2020

Did you manage a vacation over the summer? Jamie Dimon, CEO of JP Morgan Chase, said recently that we need to reopen the economy, safely of course, and especially in New York City. Dorothy has been with Penn Community Bank and its predecessor since November, 2004. Many people would say, no, they did not want to travel.

Marketing 78

Marketing National New York City Taxes 78