PYMNTS

JULY 2, 2020

Interest in SMB lending overall has therefore sharpened in recent months as legacy banks, digital-only FinTechs and lenders have moved to close the PPP’s gaps, but quick disbursements still remain a priority for waiting SMBs. How the Pandemic Is Driving SMB Lending Innovation.

Lending 198

Lending social media Industry United States 198

PYMNTS

APRIL 26, 2019

Visa’s newest APIs will help those within the Visa ecosystem to create digital cards on demand and add digital services. In addition, they are expected to jointly explore new product and service offerings in digital lending. Is Apple Card Already Changing Payments? The aim is to announce the launch of the credit card in 2019.

Bitcoin 175

Bitcoin Apple Cards Compliance 175

PYMNTS

MARCH 22, 2019

Virtual Cards : Juniper Research estimates that adoption of virtual card technology may see uptake in the B2B space, growing by 90 percent through the next few years, and will hit $1 trillion within the next three years, marked by financial services, which will see double digit growth through the same timeframe.

Bitcoin 123

Bitcoin social media Lending cryptocurrency 123

CFPB Monitor

APRIL 13, 2020

Debt collection (25%): The largest number of debt collection complaints concerned “attempts to collect debt not owed” for miscellaneous products and services such as phone bills, health club memberships, and home utility services, followed by credit card debt. The majority of complaints involved “trouble during payment process.”.

Report 78

Report District of Columbia Survey social media 78

PYMNTS

JULY 3, 2018

The pullback of banks from the small business lending space left a gap filled by alternative lenders who are exploring new ways to connect entrepreneurs with capital, a journey that includes innovation and a bit of experimentation. “Lenders’ primary goal is to assess a consumer’s stability, ability and willingness to pay.

Data 100

Data social media Lending Tools 100

PYMNTS

JANUARY 22, 2020

Over the last years, that shift [has intensified],” Parsons said, noting that about two generations ago, the first payment card was not even plastic, but paper — something most consumers today are unable to recall or likely believe. You have to think of it as a complete experience, which lends itself to multiple channels.”.

Retail 137

Retail Millennials New York City social media 137

CB Insights

AUGUST 2, 2018

One of the biggest trends in fintech today is the rise of digital banking products like mobile checking accounts and new debit cards. From Square to Paypal, a host of fintechs are creating products that let consumers spend money directly out of digital accounts using a physical card. turning Digital p2p payments into debit cards.

Cards 71

Cards Fintech UX Strategy 71

PYMNTS

MAY 13, 2016

Businesses across the globe operating in the blockchain, eCommerce-as-a-Service and alternative lending spaces (to name a few) all secured funding. It’s about helping companies with between $100 million and $150 million in online annual sales access a robust set of solutions to manage their digital operations. Alternative Lending .

Capital 100

Capital Lending blockchain Security 100

CFPB Monitor

JULY 19, 2022

Mr. Rice highlighted the Military Lending Act (MLA) as a basis of CFPB enforcement actions, and discussed the importance of the MLA and the Servicemembers Civil Relief Act (SCRA) in protecting military customers.

Fraud 78

Fraud National Security social media 78

Bank Innovation

FEBRUARY 19, 2018

Lustig points out that only 30% of Chileans have credit cards, while only 50% have bank accounts, “and that’s the more advanced population,” he said. Additionally, […].

Fintech 287

Fintech Marketing Cards Management 287

Banking 2020

OCTOBER 16, 2014

Jill discussed VWCU’s ongoing partnership with University of Arizona’s football organization and how their recent online video campaign has increased engagement with the local community. The credit union has branches in Pima, Pinal, Maricopa and Cochise counties and serves its vast membership via online channels, as well.

Arizona 68

Arizona social media Tucson Video 68

PYMNTS

OCTOBER 27, 2016

billion citizens don’t use a credit card. does, which makes it hard for bankers and lenders to make lending decisions. The report noted that Sesame Credit, a unit of Alibaba, is already using a social credit system to determine customers’ scores. Someone buying diapers online would be viewed as a responsible parent.

Training 100

Training Video Taxes System 100

Bank Innovation

MARCH 6, 2017

Today, Bank Innovation releases its most significant redesign and relaunch since the site initially dropped online in 2009. We hope you love the new Bank Innovation. When we started Bank Innovation, while the crosswinds of the credit crisis were still swirling, we were the lone voice for innovation at banks.

Innovation 150

Innovation Online social media Operations 150

Bank Innovation

FEBRUARY 28, 2017

We have undertaken our most significant redesign and relaunch since Bank Innovation initially dropped online in 2009. This beta officially kicks off today and marks a new chapter in the life of Bank Innovation. We hope you love it. When we started Bank Innovation, while the crosswinds of the credit crisis were still swirling, we […].

Innovation 150

Innovation Online social media Operations 150

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. Chris’ public posts including his playbook for dealing with COVID-19 were gobbled up on social media. The Best Card Loyalty Reward Goes to ugh… CASH!

Idaho 181

Idaho Community Industry Strategy 181

Lars Markull

MAY 30, 2020

Facebook announced Facebook Shops that enables Facebook and Instagram Business users to create a shop inside their own social media presence. Especially in the current times, where many businesses depend on online sales but often only have a social media profile, this could be good move. Exciting times.

Fintech 75

Fintech social media Examples Payments 75

PYMNTS

JULY 15, 2016

Lending Club Algorithms . It is truly not our intention to call out Lending Club week after week in this column as a fizzle. But as someone said just the other day about Lending Club, just when you think there are no more shoes to drop, more shoes drop – and that there will always be more shoes. Really, since when?).

Retail 100

Retail FDIC Bitcoin Lending 100

William Mills

MAY 11, 2016

Credit cards offer rewards but over 60% of payments are made on debit cards. Chip card reader for when customers are shopping online to improve security. Integrate with any online merchant site. Verifies the card and pushes that information onto the merchant. Plus the 1% rewards. David Marsyla (CEO).

Video 40

Video Mobile social media Analytics 40

William Mills

MAY 10, 2016

One use case is to use a bot, via text messaging, to help customers when they have potential credit card fraud. Qumrum allows banks to actually document customer interactions online. Empyr helps to connect online and offline businesses. Card-linked offers generated a lot of excitement a few years ago. Jon Carder (CEO).

San Jose 40

San Jose Customer Experience Mobile social media 40

Lars Markull

MAY 30, 2020

Facebook announced Facebook Shops that enables Facebook and Instagram Business users to create a shop inside their own social media presence. Especially in the current times, where many businesses depend on online sales but often only have a social media profile, this could be good move. Exciting times.

Fintech 40

Fintech social media Examples Payments 40

CB Insights

NOVEMBER 5, 2019

While Tencent groups the results of the division with business services (cloud and B2B services), fintech is now driving growth at the social media and gaming giant. In Q2’19, Tencent’s fintech and business services category grew 37% YoY in contrast to 16% growth in online advertising revenue, down from 25% in Q1’19.

Fintech 51

Fintech social media Analysis Marketing 51

FICO

JANUARY 8, 2021

asked Aashish Sharma , referring to a game-changing card in poker “Is this the event that will turn the way we interact, learn, play, communicate, run our businesses, and our lives in general?”. Odds assessment of the last card to be played. To be clear, this is not only about efficiency in lending. Is COVID-19 ’the Turn’?”

Analytics 52

Analytics Analysis Lending Management 52

William Mills

MAY 11, 2016

Do no go online and get another online loan. Under the scenario the consumer can transfer much-needed cash as well get cash (that was earned, not paid yet) so no payday or online lending debt is added. Going to speak about technology can be better used in the card world. Peer lending solution that’s growing fast.

Video 40

Video Lending social media Analytics 40

FICO

OCTOBER 26, 2016

It seems like you can’t spend more than a minute or two reviewing online articles or social media without stumbling on something about artificial intelligence (AI) or machine learning. The FICO® Falcon Fraud Management solution is the industry leader, protecting two thirds of the world’s payment card transactions against fraud.

Analytics 40

Analytics Fraud New York City social media 40

FICO

OCTOBER 26, 2016

It seems like you can’t spend more than a minute or two reviewing online articles or social media without stumbling on something about artificial intelligence (AI) or machine learning. The FICO® Falcon Fraud Management solution is the industry leader, protecting two thirds of the world’s payment card transactions against fraud.

Analytics 40

Analytics Fraud New York City social media 40

Bank Innovation

FEBRUARY 19, 2019

The 12 startups demoing to try to win the “best in show” award at Bank Innovation Ignite have been unveiled. The startups are:[link] Avocado Payments, Budgit Inc., Community Capital Technologies, Denizen Financial, Diro Inc., Exagens Corp., Fintel Labs, iGTB, JUDI.AI, KapitalWise, OpenDoor Securities, and Operant.AI

Innovation 240

Innovation Community Capital Fintech 240

Bank Innovation

MARCH 9, 2018

EXCLUSIVE - On March 6 in San Francisco, 12 impressive startups demoed their latest in fintech technology at INV Fitnech's 2nd annual demo day. INV Fintech, the sister accelerator to Bank Innovation, is partnered with Fiserv and eight banking partners with over $3 trillion dollars in assets.

San Francisco 276

San Francisco Fintech Innovation Technology 276

Bank Innovation

SEPTEMBER 27, 2017

What is the state of banking innovation today? Each year, we poll the industry to find out. Fintech funding has grown tougher for startups, but banks’ balance sheets are looking stronger– what does it mean for innovation?

Innovation 257

Innovation blockchain Fintech Industry 257

PYMNTS

MAY 18, 2018

based online grocery firm Ocado , which will see the firm become Kroger’s exclusive partner in the U.S. Popular in workplaces, hospitals and apartment buildings, the machines allow consumers to use a credit card to buy food 24 hours a day. In the meantime, the lending activity is pulling back too, by 10 percent year over year.

San Francisco 100

San Francisco California Operations social media 100

Bank Innovation

MARCH 7, 2018

EXCLUSIVE (SAN FRANCISCO) -- Welcome back to the fintech boom. At this time last year, fintech was in a downturn. Fintech venture funding was down more than 9% year-over-year; valuations seemed stuck. But the fintech market has rebounded. In 2017, in the United States, overall VC funding -- a barometer of startup activity and appeal.Read More.

San Francisco 236

San Francisco Fintech United States Marketing 236

Bank Innovation

JUNE 8, 2018

What is the state of banking innovation today? Each year, we poll the industry to find out. Bitcoin mania has died down in the fintech world, and the conversation has shifted to technologies like voice banking, payments, and alternative credit scoring. This year, the pressure for banks to innovate is high, as banks no longer […].

Innovation 220

Innovation Bitcoin Fintech Industry 220

Bank Innovation

JUNE 23, 2016

Lucy Peng, CEO, Ant Financial Ant’s latest fundraising round – the largest ever anywhere – of $4.5 billion, and its overall valuation of more than $60 billion, have turned the Alibaba spinoff into one of the most valuable private tech companies in the world. Launched in 2014, Ant Financial Read More.

Innovation 284

Innovation Company social media Operations 284

Bank Innovation

NOVEMBER 15, 2017

EXCLUSIVE- Bank Innovation has released the agenda for its seventh annual fintech conference, and it is completely overhauled to enhance the event experience for attendees.

Conference 225

Conference Innovation Fintech How To 225

Bank Innovation

APRIL 27, 2017

SAN JOSE, Calif. — One of the major themes in the first day of Finovate Spring (aside from perennial favorite authentication) was customer engagement — having better discussions with customers in a digital environment in order to deliver more relevant products and services.

San Jose 239

San Jose Tools social media Operations 239

Bank Innovation

JANUARY 22, 2019

IBM, one of the world’s largest technology companies, has agreed to sponsor Bank Innovation Ignite, which explores new ideas and technologies needed to push banking forward. Bank Innovation Ignite, March 11-12 in Seattle, offers high-level discussions and networking around the future of what’s next in banking.

Innovation 170

Innovation Seattle Fintech Technology 170

Bank Innovation

JUNE 24, 2016

In a stunning vote, British citizens decided to leave the European Union, and the so-called Brexit has not just profound implications for fintech, but creates massive uncertainty for global financial services. How can we be so stupid?” tweeted Eileen Burbidge, a partner at Passion Capital and FinTech Envoy of HM Read More.

Fintech 258

Fintech Capital social media Operations 258

Bank Innovation

JUNE 23, 2017

INV Fintech, the sister accelerator to this site, announced its third cohort of startups today. The five companies were chosen from among a wide array of applications from across the globe.

Fintech 218

Fintech Management Company social media 218