CFPB Monitor

NOVEMBER 22, 2022

The report attributes the risk that such schemes will arise to bank/fintech relationships that “lack proper regulatory oversight or principles for responsible lending.”

Fintech 78

Fintech Report Data Lending 78

PYMNTS

SEPTEMBER 15, 2017

The favored narrative about banks and FinTech startups is generally not a love story. Whereas FinTechs are undoubtedly newer and faster – risen from the digital age to put banks out of business – they aren’t always able to take deposits or keep some of those associated warranties. Usually, it is more of an all-out war story.

Fintech 198

Fintech System Lending Cards 198

PYMNTS

NOVEMBER 19, 2020

The partnership supports Payment Canada's need for RTR to enable ISO 20022 messaging standards and remain in compliance with the Bank of Canada 's risk management standards for payment systems, an announcement revealed. Rapyd Combats Fraud Across Payment Rails. Transcard Embraces Track for Real-Time B2B Payments.

blockchain 260

blockchain Payments Fraud Management 260

PYMNTS

JANUARY 20, 2020

FinTechs are helping merchants coordinate all of the different components that a payment entails with payments orchestration. In the past, however, the industry would think of fraud and risk management as separate processes and managing the data associated with payment details as well as credentials as a separate task.

Payments 145

Payments Risk Management Fintech Innovation 145

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. That’s enough to send normal people into the fetal position.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

DECEMBER 8, 2020

Congress , the Federal Reserve and the Department of the Treasury must confront the ghosts of stimulus disbursements past, where tens of millions of individuals had to wait for paper checks to be delivered by snail mail or paid cards (and at least some of the cards may have been thrown away by recipients by mistake, which led to reissuance).

Payments 183

Payments Fraud Taxes Tools 183

PYMNTS

OCTOBER 10, 2018

When it comes to business-to-business (B2B) transactions, paper checks are often the villain, cards an expensive but quick underdog, and ACH and its non-U.S. billion via business wire fraud between October 2013 and December 2016, the FBI calculated. Thieves attempted to steal $5.3

Fraud 116

Fraud Compliance Innovation Payments 116

PYMNTS

AUGUST 16, 2018

Risk looms large with rampant growth in fraud, however, and financial institutions (FIs) must stay guarded to prevent cybercrime. Reducing Risk By Fighting Fraud. One of the largest, still-growing risks that banks face is increased cybercriminal attention and attacks. The financial services industry is booming.

Digital Banking 101

Digital Banking Fraud Data Tools 101

Celent Banking

JANUARY 23, 2017

Fraud Management and Cybersecurity – for the most creative and effective approach to fraud management or cybersecurity. Risk Management – for the most impressive initiative to improve enterprise risk management.

Risk Management 100

Risk Management Innovation Case Study Boston 100

FICO

SEPTEMBER 30, 2022

Neeti Aggarwal, CFA senior research manager, The Asian Banker. Neeti Aggarwal manages the financial technology and innovation research at The Asian Banker. With over 19 years’ experience, she specializes in banking, technology and fintech developments across Asia Pacific, Middle East and Africa. Nikhil Behl.

Meeting 52

Meeting Analytics Management Strategy 52

PYMNTS

SEPTEMBER 26, 2016

Cards still remain the fastest-growing digital payment method since 2010, holding at 11.8 The report said 79 percent of bank executives view FinTech businesses as partners with high potential to collaborate. That said, banking revenue remains under intense pressure, especially in light of the emerging FinTech space.

Report 100

Report Payments blockchain Security 100

Celent Banking

APRIL 18, 2016

Both of our guest speakers – Nadeem Shaikh, Co-Founder and CEO of Anthemis Group, and Leanne Kemp, Founder and CEO of Everledger – thrilled the audience and opened everyone's eyes to the opportunities presented by Fintech and Blockchain respectively, while our colleague Will Trout spoke eloquently about consumer-led convergence.

US 100

US Case Study Risk Management America 100

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. Best Fintech Acquisition by a Bank. Fintech Acquiring Bank.

Fintech 143

Fintech Strategy Leadership Lending 143

Independent Banker

NOVEMBER 25, 2015

A mix of players, FinTech firms pose threats and opportunities. Call them disruptors, upstarts or the voguish FinTech companies. FinTech customers have no idea they are exposing themselves to identity and financial risk. Illustration by Getty images / Chris Ede. By Kelly Pike. Siphoning customers.

Community Bank 70

Community Bank Community Analytics Lending 70

CB Insights

JULY 20, 2017

Identity Management: This is the largest category in our market map and it houses some of the fastest growing subcategories across the cybersecurity industry as a whole. These companies address fraud, network access privileges and the management of login credentials, and offer products and services related to authentication.

Security 30

Security Company Compliance Marketing 30

PYMNTS

MAY 21, 2020

Open banking initiatives and bank-FinTech collaborations continue to expand in an effort to improve financial services offerings for small and medium-sized businesses (SMBs). Built on the bank-FinTech collaborative model, startup Treasury Prime recently announced a $9 million Series A funding round for its API technology.

Fintech 173

Fintech Compliance Risk Management Lending 173

Independent Banker

DECEMBER 31, 2021

Some of the lines that community banks plan to add include fraud and ID theft protection services, treasury management solutions, wealth management, property and casualty insurance, credit cards and specialized loan products. will continue to work with fintechs, says president and CEO Steve Dehnert.

Community Bank 144

Community Bank Community Lending Louisiana 144

CFPB Monitor

OCTOBER 11, 2018

Gardineer raised concerns about the application of bespoke capital, liquidity, and risk management requirements for SPNB charter applicants. Office, participated in a panel on data, privacy, and fraud prevention policy. Questions directed at Ms. Finally, Adam Maarec, Of Counsel in Ballard’s D.C.

Policies 60

Policies Lending Data Online 60

Fintech Labs Insights

MARCH 1, 2016

Although we saw one high-flying fintech unicorn crash to earth this week , the fintech sector continued to attract significant capital with 21 companies raising $214.8 Seven weeks into the new year, fintech companies have raised $4.7 Here are the fintech deals by size from 20 Feb to 26 Feb 2016: LoanZen. million debt).

New York City 12

New York City Company Fintech San Francisco 12

PYMNTS

MARCH 4, 2020

The biggest news from the commercial card world this week came from American Express, which is facing allegations that it mistreated small business customers to hike card approval numbers. According to Bloomberg reports this week, American Express is the largest commercial card issuer on the planet, with a market value of $92 billion.

Cards 141

Cards Google Management Fintech 141

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. If you think of teams that take early system adoption risk, manage it well and get an edge on the competition as a result, you probably don’t think first of a $1 billion credit union in Kalamazoo.

Idaho 148

Idaho Conference Data Marketing 148

FICO

OCTOBER 7, 2022

Buy Now, Pay Later: BNPL Fraud and Regulatory Update. Buy now, pay later or BNPL financing is experiencing tremendous growth, but that growth can bring potential growing pains like fraud and regulatory scrutiny. As payments professionals well know, change creates opportunities for fraud. Meanwhile … BNPL Fraud Is on the Rise.

Fraud 52

Fraud South Carolina San Francisco Regulation 52

PYMNTS

JULY 1, 2020

In a PYMNTS interview , NICE Actimize Head of Fraud Strategy Rob Tharle shed light on a nasty downside to the proliferation of open banking around the globe. Moving to open banking with APIs [application programming interfaces] has impacts on fraud systems. Amex Joins Revolut’s Open Banking Platform. In the U.K., Back in the U.S.,

Fintech 141

Fintech Strategy Fraud User Experience 141

Gonzobanker

NOVEMBER 17, 2016

While consumers and payment providers may hope for frictionless payments, the execution path will require new capabilities and deployments in fraud mitigation, cyber security, open APIs, and enhanced interoperability. Cornerstone Advisors can work with you to evaluate your cards and payments data and maximize non-income opportunities.

Payments 60

Payments Las Vegas Risk Management Cyber Security 60

Fintech Labs Insights

SEPTEMBER 19, 2016

The fintech sector attracted $266 million in new capital the second week of August. million went to Finovate alum Pindrop to further its phone-based fraud solutions. $5 million went to Finovate alum Pindrop to further its phone-based fraud solutions. $5 Fintech deals by size from 6 Aug to 12 August 2016: Interactions.

San Francisco 12

San Francisco New York City Fintech Company 12

Fintech Labs Insights

FEBRUARY 17, 2016

Mitek to combine its Mobile Verify solution with fraud prevention and risk management technology from IdentityMind Global. Provides Access To Credit Card Advice in the Browser. Alumni Updates: VISA launches Consumer Transaction Controls for card-issuing FIs. Wallaby’s Chrome 2.0 Follow FinDEVr on Twitter.

San Francisco 12

San Francisco New York Risk Management Fraud 12

Fintech Labs Insights

SEPTEMBER 21, 2015

The money flow into fintech continued unabated this week with more than a half-billion ($557 million) raised by 24 companies. Year-to-date fintech firms have raised $13 billion. The total included one new alum, Praesidio , which will be presenting its security and fraud control integrations at next month’s FinDEVr.

New York City 12

New York City San Francisco Company Fintech 12

FICO

FEBRUARY 9, 2023

Amazon knows what we want often before we do, Netflix posts viewing recommendations that continually hit the button, while Starbucks creates bespoke gourmet coffee menus for every loyalty card-holding customer. Now consumers expect the same from financial services. Ordinarily, these types of firms would seem able to see off any competitor.

Analytics 52

Analytics South Carolina Management US 52

PYMNTS

JULY 24, 2017

It also reduces operating costs and the potential for check fraud. The executive explained that Fiserv’s new disbursements product is an amalgamation of skills in digital money movement, risk management, the firm’s commitment to innovation and the almost 200 patents it holds. Second, social tokens aren’t always the solution.

Payments 101

Payments Mobile Marketing Examples 101

Fintech Labs Insights

JULY 23, 2015

While not a pure fintech play, we included it here because its primary customers are the big insurers, including the U.S. Fortress Risk Management. Enterprise risk management services for financial institutions. Using the blockchain for managing records. Argos Risk. government. HQ: Mumbai, India.

Company 12

Company Connecticut Fintech Austin 12

PYMNTS

AUGUST 1, 2017

Companies may charge different pay-by-phone fees depending on what method of payment the consumer uses, such as payment by electronic check, debit card or credit card.

Payments 102

Payments Cards Examples Company 102

Insights on Business

JUNE 28, 2018

Some of the biggest applications of AI today in banking and finance are in front-end customer service like chatbots or virtual agents, or in the securities sector by identifying credit card fraud and helping to detect money laundering/creating digital trust, and lastly in the simple task of automating redundant processes.

Compliance 70

Compliance Case Study Analysis Analytics 70

NCR

DECEMBER 7, 2016

Luvo will answer simple questions – such as ‘How do I authorize my card to be used overseas?’ ” Fighting fraud with machine learning. Banks today can access intelligent fraud detection and prevention solutions that use machine learning to improve detection rates and reduce false positives.

Innovation 40

Innovation Cyber Security Fraud Industry 40

PYMNTS

JUNE 26, 2020

Our priority is ensuring people are able to continue to use their cards,” Mastercard said. “We The deal provided global FinTech startups with access to services from banking to software and payment solutions, risk management and card issuing from a single source. billion that may not exist.

Risk Management 254

Risk Management Fraud System Cards 254

PYMNTS

JANUARY 20, 2020

Visa’s culture that risk management is everyone’s responsibility, Fabara said, is a competitive advantage and a strategic weapon in the payment ecosystem’s fight against an ever-more sophisticated fraudster. It has motivated a different approach for fighting fraud in the 2020s and beyond.

Security 168

Security Fraud Risk Management Payments 168

William Mills

MAY 9, 2018

There are a number of great events in FinTech but this one I do my best to attend each year. Product distribution strategy: Through financial institutions, through other fintech companies and platforms. Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms (curently via Finastra).

Security 40

Security Samsung Strategy San Jose 40

Gonzobanker

DECEMBER 22, 2015

Now, to avoid any cue card and teleprompter issues, we’ll just go with the written list again this year. Disruptus Interuptus Award for fintech providers trying to beat the system that said, “Ah heck, let’s just sell and join the system”: Tie: Novelty media darling SmartyPig (SocialMoney) acquired by bank vendor Q2 for $10M.

Community Bank 60

Community Bank Apple Community Technology 60