PYMNTS

SEPTEMBER 5, 2019

Payments and cash flow can be the difference between life and death for small and medium-sized businesses (SMBs), This also applies to expense and spend management, which have a massive impact on cash flow. small businesses said managing travel expenses and payments is a stressful process. Not only that, but 24 percent of U.K.

Management 150

Management Mobile Cards Technology 150

PYMNTS

JANUARY 29, 2019

Will Tom Brady turn in his jersey after the game for an AARP card and hit the celebrity golf circuit? For payments and commerce , there’s another uncertainty that hangs in the air: Will legal online sports betting keep going forward, despite a recent decision by the U.S. Which brands will blow it? More about that in just a bit, though.

Online 169

Online Las Vegas New Jersey Fraud 169

PYMNTS

JULY 20, 2017

Digital Shadows , the industry leader in digital risk management, revealed its findings on the changing habits and tactics of organized credit card fraud gangs, discovering a new trend in the form of remote learning “schools.”. The course includes webinars, detailed notes and course material.

Study 124

Study Online Course Cards 124

PYMNTS

JANUARY 31, 2018

In online banking, 40 percent abandonment is … intolerable. As many as four in 10 consumers have at some point in their journey into online banking found the process frustrating enough to give up, as estimated by Signicat. In life, 40 percent of anything is a lot. And the frustration level has grown.

Online 153

Online Security Course Mobile 153

PYMNTS

JULY 15, 2020

Mari Anne Bayliss , senior director of solution management at CyberSource , told Karen Webster that simply relying on machine learning as a weapon against fraud is not enough — not in an age where managing fraud risk during the great digital shift (and unprecedented transaction volumes) is so challenging. . Lying In Wait .

Fraud 250

Fraud Course Online Data 250

PYMNTS

AUGUST 5, 2020

The great digital shift, along with the pandemic, has brought all manner of activities into the virtual realm — most notably, of course, commerce itself. Consumers, he said can buy bitcoin today through its back-end partners that manage digital wallets for the consumer.

Bitcoin 339

Bitcoin Course Cards Payments 339

PYMNTS

AUGUST 7, 2020

While the barriers to reaching an international consumer base are low thanks to innovations in eCommerce, online retailers and merchants still struggle to provide their global consumers with the same payments experience their domestic ones have. Visa recently announced a new policy to help shoppers alleviate this pain point.

Policies 302

Policies Online Retail Payments 302

PYMNTS

JUNE 14, 2018

population was affected by natural disasters last year, according to research from the Federal Emergency Management Agency (FEMA). Rushing to survivors’ aid requires brave volunteers and workers, effective mobilization and, of course, money for supplies. Our evolution after a disaster is cash to PEX [payment card] to credit card.”.

Cards 100

Cards Tools Puerto Rico Management 100

PYMNTS

NOVEMBER 4, 2019

Earnings season is upon us, offering insight into business spending among payment network giants such as Visa , Mastercard and WEX — across cards and, of course, cross-border payments. In the Mastercard results late last month, management said it had seen growth across credit, debit, prepaid and commercial spending.

Cards 101

Cards Payments America United States 101

PYMNTS

NOVEMBER 16, 2020

Leslie Ragan manages transaction fraud prevention for Elan Financial Services , a unit of U.S. Consumers, of course, are ever-more dependent on digital connections and correspondence in the midst of economic headwinds and the public health crisis. “As Bancorp, which is the parent company of U.S. At The Consumer Level.

Fraud 295

Fraud Strategy social media United States 295

PYMNTS

MAY 8, 2020

The first quarter of 2020 should have been business as usual — especially for the payments processors and financial services technology companies — the firms that keep commerce humming across offline and online channels. The coronavirus upended, well, everything, of course. If they can hold on, that is. Setting The Stage.

Report 245

Report Online New Jersey Conference 245

PYMNTS

OCTOBER 19, 2018

How it goes wrong — Francis Hondal, president of loyalty and managed services at Mastercard , told Karen Webster — is usually not as important as the fact that things did go wrong, at least from the consumer perspective. Of course, the definition of “sideways” varies from customer to customer. Travel is the ultimate experience.

Management 155

Management User Experience Data Conference 155

PYMNTS

SEPTEMBER 17, 2020

It’s not enough that the CX be secure — though that’s critically important, of course. The CX must also be speedy and seamless, and for the merchants themselves, digital in a way that helps them make their own “money management” efforts more efficient as they digitize their own banking and accounting activities.

Customer Experience 254

Customer Experience Cards Analytics System 254

PYMNTS

JULY 2, 2020

If you’re an online merchant, you may be all too familiar with this drill. A shopper finds you online, finds a product to buy, fills their cart and hits the checkout button. Maybe the card has expired. If it’s a debit card, bank account or prepaid card, maybe there aren’t enough funds available for the purchase.

Cards 228

Cards Online Payments Course 228

PYMNTS

APRIL 13, 2020

March, of course, marks the month during which untold millions of businesses were shuttered, and, in the past few weeks, as many as 16 million Americans filed for unemployment. consumer, where spending was strong across cards, where auto loans remained resilient. and the U.K., Increasingly Digital.

America 312

America Cards Mobile Report 312

PYMNTS

DECEMBER 17, 2020

But now, at least some asset managers have been embracing bitcoin as a hedge against currencies and gold. Investing titans such as Paul Tudor Jones have bought into bitcoin, holding a portion of assets under management with the crypto as a hedge against inflation, as reported by Bloomberg earlier this year.

Bitcoin 292

Bitcoin cryptocurrency Course Cards 292

PYMNTS

JANUARY 21, 2021

In terms of customers going online to bank, BofA added that digital sales accounted for 45 percent of all consumer banking sales for the quarter. Citibank can now open accounts online in 50 countries and in the year 2020 it opened 14 million accounts digitally — a 200 percent increase over 2019. million during the quarter.

Mobile 252

Mobile Report Trends Digital Banking 252

PYMNTS

NOVEMBER 23, 2020

According to the survey, a large swath of those early shoppers were parents of children under 18 years of age, 44 percent of whom had managed to wrap up their holiday shopping before outfitting their kids in Halloween costumes this year. 20-21 for guaranteed on-time delivery. This year, the cutoff date has been pushed back to Dec.

Retail 248

Retail Online Survey Course 248

PYMNTS

JANUARY 4, 2019

Quick-service restaurant (QSR) managers are a conservative bunch when it comes to payments, new PYMNTS research found. Yet, only about 63 percent of QSR managers said the same thing. Apple Pay , for instance, was viewed positively by about 94 percent of customers, but only 70 percent of QSR managers agreed. Amazon Pay.

Apple 177

Apple Cards Retail Management 177

PYMNTS

FEBRUARY 24, 2020

For LendingClub, an online lender, the bid to buy Radius Bank means that (assuming the regulatory hurdles are satisfied), within 12 to 15 months, the company will move into a branchless banking model that offers services and products beyond credit. The move takes Morgan Stanley down market a bit, deeply into online stock trading.

Digital Banking 242

Digital Banking Course Online Management 242

PYMNTS

DECEMBER 23, 2020

The 6-year-old who get his hands on Mom’s iPad and manages to rack up $16,000 worth of credit charges for online gaming. The teenager with a Fortnite habit who manages to clean out Dad’s checking account via the debit card linked to the gaming account. We’ve all heard the horror stories. Creating A Balance.

Fintech 322

Fintech Cards FDIC Lending 322

PYMNTS

APRIL 16, 2019

Goldman Sachs is still, of course, tied to the vagaries of investors’ back-and-forth on Wall Street, as evidenced by its latest earnings report. Among the three legs of strategy, Goldman’s management cited the aim to diversify business mix with “new services to expand our opportunity set and increase the durability of our revenues.”

Apple 121

Apple Cards Course Management 121

PYMNTS

OCTOBER 6, 2020

Dimon’s comments come at a time of aggressive growth and gains by numerous digitally native startups that have modernized and streamlined online banking and payments for the masses. Of course, the pandemic has forced banks – like all businesses – to rethink their priorities and make adjustments to how they interface with customers.

Digital Banking 256

Digital Banking ATM Mobile Atlanta 256

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Stripe really did come about because we were really appalled by how hard it was to charge for things online.” — John Collison.

Online 98

Online Company Retail Payments 98

PYMNTS

JANUARY 15, 2021

Morgan Chase, Citigroup and Wells Fargo showed the pandemic’s impact on critical lending and spending, and of course debt repayment, may not have been as bad as had been feared in the dark days of Spring 2020. What’s in the cards? billion, and managed to earn $2.08, where analysts had expected $1.34. Citi released $1.5

Course 152

Course Conference Mobile Cards 152

PYMNTS

OCTOBER 21, 2020

For SMBs, what’s in the cards … are more card readers. Chase has also said that its new SMB offering will enable firms to take card payments within minutes. We think it’s a great differentiator for businesses because getting money into their account quickly is so important as they manage their cash flow.”.

Marketing 306

Marketing Maine Cards Payments 306

PYMNTS

NOVEMBER 24, 2020

In an interview with PYMNTS, Jeremiah Lotz , managing vice president, digital experience and payment products at PSCU , said the increasing use of analytic technology, mobile banking and platform models can help credit unions (CUs) anticipate the financial needs of their members — and even compete more effectively with larger banks in the process.

Digital Banking 267

Digital Banking Analytics Mobile Cards 267

PYMNTS

JANUARY 20, 2020

Wall Street being Wall Street was focused, at least in part, on trading and asset management revenues, which rebounded strongly in the fourth quarter, up double-digit percentages in most cases amid record high stock markets. With a nod toward commercial and business banking digital efforts, there are 500,000 CashPro online users.

Cards 134

Cards America Course Mobile 134

PYMNTS

JUNE 9, 2020

Plus, retail dispute management firm Chargeback raised $6.6 The management team for the proposed offering includes some of the biggest names in financial services: Goldman Sachs & Co., Dispute Management Firm Chargeback Raises $6.6M. Retail dispute management firm Chargeback announced Monday (June 8) that it has closed a $6.6

Payments 130

Payments Retail Security Management 130

PYMNTS

AUGUST 24, 2018

Behind the tailwind driving that profit lies an engine worthy of some examination: credit card spending. Within that timeframe, the value of credit card transactions got a big boost – to the tune of 43.8 The field is a crowded one, with more than 250 online payments providers, and that number will likely be winnowed, stated the Post.

Mobile 107

Mobile Cards Payments Lending 107

PYMNTS

JULY 17, 2019

There are billions of individuals online, trillions of dollars in commerce exchanged digitally, and a myriad of approaches to online verification. In an interview with Karen Webster, Trulioo General Manager Zac Cohen took a multi-market look at government and thematic approaches to setting (and settling on) ID infrastructures.

Course 185

Course Regional Policies Data 185

PYMNTS

NOVEMBER 2, 2020

To that end, the Big Tech companies that reported earnings over the last several days — Alphabet ( Google ’s parent), Amazon , Facebook , Twitter among them — showed that eCommerce, and the ads that keep eCommerce top of mind for consumers (and, of course, the corporates that cater to them), are on an upswing. Ads, Catching Eyes.

Google 211

Google Online social media Trends 211

PYMNTS

OCTOBER 14, 2019

For state and local governments (which strive to buy from smaller, local businesses), the challenge is to manage data about what agencies are buying, and whether procurement processes are being managed well in terms of cost and quality.

Online 109

Online Nevada Massachusetts Examples 109

PYMNTS

FEBRUARY 21, 2020

Upon releasing its latest earnings, LendingClub , known up until now for its personal loans delivered through its online platform, said it had struck a deal to buy Radius Bancorp. The $185 cash and stock deal would bring an online bank with $1.4 billion in assets under LendingClub’s umbrella. Home sales: In a sign that U.S.

Digital Banking 224

Digital Banking Conference Samsung Fintech 224

PYMNTS

OCTOBER 15, 2020

But bank earnings are showing that loan loss reserves were more conservative than needed (at least for now) and that in some cases, consumer spending and card activity might be emerging from the most recent depths spurred by the pandemic. At least in terms of third-quarter results that gave insight into card spending and charge-offs.

America 171

America Cards Mobile Management 171

Independent Banker

OCTOBER 31, 2022

According to a new report from PwC titled “Retail Banking 2025 and Beyond” (see sidebar), the retail banking industry is undergoing tremendous change—but, of course, community bankers already know that. “A Of course, successful retail banking requires more than just technology. Many do bank with us, of course.

Banking Trends 151

Banking Trends Retail Trends Community Bank 151

PYMNTS

AUGUST 14, 2020

It looks like a race is shaping up to determine the future management of General Motors ’ credit card business. However, the Journal cited unnamed sources as saying that the London-based Barclays is also bidding for GM’s card business, while current issuer Capital One is unlikely to let the account go without a fight.

Cards 245

Cards Apple Google Technology 245