PYMNTS

MARCH 20, 2019

PYMNTS analyzed survey responses from more than 200 financial decision-makers at FIs across the United States, ranging in size from below $500 million to more than $25 billion in assets, and varying in type from commercial banks, community banks and credit unions. For this, they can hardly be blamed.

Innovation 161

Innovation United States Innovation Strategies Cards 161

Independent Banker

JULY 31, 2022

The Social Bankers, a collective of community bank marketers, offers inspiration, information and professional development advice to community bankers focused on marketing and social media. Membership is open to non-competing community bankers throughout the United States. Illustration by miakievy/iStock.

social media 224

social media Trends Community Groups 224

PYMNTS

APRIL 12, 2019

Fresh off headlines tied to JPMorgan CEO Jamie Dimon’s appearance on Capitol Hill and a shareholder letter that pointed toward resilient economic fundamentals in the United States and the promise of digital banking, the bank posted first-quarter results that topped expectations. a share, topping the Street by 30 cents.

Mobile 108

Mobile United States Cards Community Bank 108

Gonzobanker

SEPTEMBER 14, 2023

Here are a few striking initiatives that caught my attention in the last couple of months: Issue biodegradable debit cards While Mastercard will require banks to use sustainable materials in issuing new payment cards by 2028, Bank of New Hampshire has been issuing biodegradable debit cards since last August.

How To 109

How To New Hampshire Oklahoma Fintech 109

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. We are in awe. Seriously in awe.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

SEPTEMBER 13, 2016

Along with that growth in card numbers, said the firm, purchase transactions and volumes are also on the upswing. In a press release detailing the survey results, Entrust Datacard noted that instant issuance technologies were first adopted by smaller banks and credit unions almost a decade-and-a-half ago. in the past year.

Case Study 100

Case Study United States Analysis National 100

PYMNTS

JUNE 22, 2016

The list of banks and credit unions issuing cards that will work with the Apple Pay mobile wallet has once again grown. Another 44 banks and credit unions in the United States are now officially attending the Apple Pay party. Pendleton Community Bank. Peoples Bank (OH). Premier Bank (MN).

Apple 102

Apple ATM Mississippi Indiana 102

PYMNTS

MARCH 11, 2020

As Good told PYMNTS, frictionless payments can be defined as payment experiences that are seamless because they remove pain points such as handling cash, entering PINs or wielding physical cards. Making the necessary investments is especially challenging for smaller community banks and credit unions (CUs), Good maintained.

Payments 259

Payments Mobile Trends Apple 259

Gonzobanker

JANUARY 4, 2022

In 2022, community banks and credit unions will have to revisit and overhaul their overdraft policies and strategies. According to Terence Roche, partner at consulting firm Cornerstone Advisors , community-based financial institutions could: “Lower their NSF fee to the $5 to $7 range and market it as a convenience fee.

Trends 188

Trends Fintech social media Strategy 188

Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. unemployment rate in the United States is nothing compared to the striking 1.3% We are just scratching the surface with internal talent in some of the most critical areas of expertise.

Technology 135

Technology Regional Community Bank Community 135

Gonzobanker

JANUARY 17, 2020

In the soon to be released What’s Going On In Banking study, Cornerstone ’s Ron Shevlin shows that both bank and credit union execs are most fearful of big tech (Amazon Prime, Venmo, Apple Card) primarily because of their great data reach and ability to drive customer experience.

Customer Experience 126

Customer Experience Fintech Regional Cards 126

Independent Banker

NOVEMBER 25, 2015

Even with technology’s increasing influence on retail banking, it’s not typical for a community bank to have one of its most senior and trusted executives concentrate primarily on leading consumer product and payments innovation. billion-asset, 85-branch community bank based in Rockland, Mass., is not typical.

Innovation 70

Innovation Community Bank social media Community 70

PYMNTS

SEPTEMBER 18, 2018

Yes, the government(s) stepped in around the world, and here in the United States, $1.5 Mortgages and Credit Cards and Student Debt…. Outstanding credit card debt is at the second highest point seen since the end of 2008, and total outstanding debt stands at $1 trillion. First things first. Some things have barely budged.

Lending 148

Lending Innovation Fintech Cards 148

Gonzobanker

MARCH 23, 2020

The United States started responding about two months late, and widespread testing only become available in the last week. Cornerstone Advisors has been a broken record telling the story of a community banking industry that’s falling behind in online and mobile capabilities.

Community Bank 122

Community Bank Tools Case Study Online 122

PYMNTS

NOVEMBER 16, 2018

These systems have proven to be largely ineffective at actually curtailing money laundering and, as a result, regulators in the United States and the European Union have issued more than $340 billion in fines for non-AML compliance since 2009.”. percent of financial institutions that utilize AI use it for banking services, and 72.7

Fraud 108

Fraud United States Data Technology 108

Jeff For Banks

DECEMBER 22, 2013

A summary of the banks, their strategies, and links to their website are below. #1. and its subsidiary BofI Federal Bank aspire to be the most innovative branchless bank in the United States providing products and services superior to their competitors, branch-based or otherwise. BofI Holdings Inc. Well done! #4.

Community Bank 84

Community Bank Atlanta Community Strategy 84

PYMNTS

AUGUST 14, 2017

credit card processing company Vantiv to buy Worldpay, was finalized for $10.4 citizens” and should be rejected by the Committee on Foreign Investment in the United States (CFIUS). On the regulatory front, last week saw a bit of news about mergers – actually, more than a bit. Specifically, the agreement for U.S.

Fintech 100

Fintech Regulation United States Lending 100

Gonzobanker

JUNE 30, 2016

An unfortunate turn of debit card events is happening for financial institutions unregulated by the Durbin Amendment (assets under $10 billion, which is most banks and credit unions). EMV Connection reported that 600 million chip cards were issued by the end of 2015 and predicts that number will rise to 900 million by the end of 2016.

Payments 97

Payments Cards United States Fraud 97

Independent Banker

FEBRUARY 25, 2015

Community banks, which will continue to face a growing number of senior customers with everyday cash needs and built-up home equity, should explore this niche lending opportunity, two community bankers providing these specialty loans suggest. The bank closes 35 to 45 reverse mortgages each month. FirstBank, which has $2.3

Trends 70

Trends Community Lending Community Bank 70

PYMNTS

AUGUST 19, 2019

It’s an important point, because the data so far, even now, during a lingering trade war between the United States and China, and a global economic slowdown, the U.S. consumer remains solid. This made our assets attractive.”.

Lending 123

Lending Capital United States National 123

PYMNTS

SEPTEMBER 20, 2016

Over the course of several years, Wells Fargo employees were caught signing their customers up for credit cards they never asked for and bank accounts they didn’t need. Employees were fired — 5,300 over the course of several years out of branches all over the United States. ” What’s Next?

Washington 100

Washington Fraud United States Course 100

Gonzobanker

DECEMBER 19, 2017

THE BANKING AWARDS. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. GonzoBanker of the Year – Large Banks. 16 passing of Robert Wilmers, chairman and chief executive officer of M&T Bank Corp. THE VENDOR AWARDS.

Conference 91

Conference Industry Community Bank Community 91

Jeff For Banks

APRIL 14, 2022

Rusty" Big Bad Banks: How Greed and Ego Among the Big Shots in Banking and Government Created the Crisis that Wrecked Our Economy 2009 William D. House of Cards: A Tale of Hubris and Wretched Excess on Wall Street 2009 William D. Cohan Cohan, William D. Money and Power: How Goldman Sachs Came to Rule the World 2011 William D.

America 78

America National Denver United States 78

American Banker

JULY 31, 2016

Banco do Brasil, the largest bank by assets in South America, wants to make more of a name for itself in the United States. It expects a new online banking platform to help draw mainstream consumers, and says an expansion from South Florida into the Northeast is likely.

United States 30

United States Florida America Online 30

Fintech Labs Insights

AUGUST 30, 2016

Even with a 20-year track record in business and great personal credit scores, without that regular paycheck and W-2 documentation, it was maddeningly hard to get a new mortgage, refi, or even a car loan or credit card sometimes. Bottom line: One bank’s loss is often another’s gain.

social media 18

social media Seattle United States Community Bank 18

Long Lasting Ideas

FEBRUARY 22, 2016

It’s not a letter from his CEO, the President of the United States or a celebrity. And e-mail has wrongly created the notion that a handwritten note, card, or letter is a cumbersome unnecessary antiquity. I have a friend, a retired executive for a well-known global brand. On a wall in his home hangs a letter. It’s old school.

social media 40

social media United States Branding Meeting 40