PYMNTS

DECEMBER 8, 2020

Plus, online lending startup SoFi is looking to go public through a SPAC. Social Finance (SoFi), a San Francisco-based online lending startup, is holding talks about selling to a blank-check acquisition company to debut on the stock market. Capital One Halts BNPL Transactions On Its Credit Cards.

San Francisco 130

San Francisco Community Bank Video Capital 130

Bank Innovation

APRIL 17, 2020

This week’s banking innovation continued to be dominated by efforts to automate the Payroll Protection Program loan underwriting — before the PPP funds ran out this week, that is. How will banks respond should more loan funds become available?

Video 273

Video Innovation Fintech Customer Experience 273

Abrigo

AUGUST 30, 2022

You might also like this webinar on commercial lending strategy. The lack of alternative options in a rising-rate environment may be a factor when deciding to expand into commercial lending. Learn more about credit risk in a rising-rate environment in this video podcast. CRE Lending. Lending & Credit Risk.

Strategy 195

Strategy Lending Risk Management Analysis 195

PYMNTS

AUGUST 11, 2017

And in that context, PayPal’s just-announced acquisition of Swift Financial, as it moves to expand the purview of its PayPal Working Capital program, strikes a distinct chord. Working Capital leverages the front seat view that PayPal has into their merchants’ businesses to assess their creditworthiness — and their ability to pay back a loan.

Lending 117

Lending Capital Video Online 117

South State Correspondent

MARCH 14, 2024

Strategic Horizon and Capital As mentioned, the problem that bank’s often run into when it comes to strategic planning is their time horizon is too short. The fundamental problem is a bank’s implied average life of capital is long, some 18+ years, but their strategic horizon is too short – likely under three years.

Innovation 195

Innovation Strategy Capital Comparison 195

Bank Innovation

MARCH 8, 2018

EXCLUSIVE – In honor of International Women’s Day, it’s important to appreciate the progress women have made in the fintech world. But, it’s equally necessary to acknowledge that there’s a long way to go. Female-led startups still have a harder time getting investment, perhaps because most investment firms are led my men.

Video 186

Video Fintech National Capital 186

PYMNTS

OCTOBER 2, 2017

The lenders provide the capital a business needs as quickly and easily as possible.”. BusinessCreator provides marketing solutions for SMBs that include search marketing and solutions for mobile, social and video platforms. “This type of funding is based on the gross deposits into a business account each month.”.

Lending 100

Lending Video Capital Marketing 100

Bank Innovation

JANUARY 26, 2018

EXCLUSIVE— When Goldman Sachs & Co. launched its Marcus digital bank in late 2016, the conventional wisdom was the investment bank wanted to expand into retail banking. But, apparently, that’s not the whole story. Marcus, it seems, is an asset pricing play, Goldman’s CEO implied yesterday.

Retail 262

Retail Video Digital Banking Bitcoin 262

Abrigo

MARCH 13, 2023

Banks in rural America are not going to have the same kind of lending activities, or depositor relationships as this bank seemingly had. Lending to startup companies with a plan to go public is not itself a problem. I liken the design of the stress tests to the video game Angry Birds. Boy, did that impact capital ratios.

Strategy 195

Strategy Lending Security Analysis 195

Gonzobanker

AUGUST 17, 2022

Lending Tech With Almost Steady Grades (Even With Rough Semesters). Mortgage services provider ICE acquired mortgage services provider Black Knight bringing together the two largest providers in the space.

Fintech 184

Fintech Lending Software Compliance 184

Abrigo

OCTOBER 28, 2022

You might also like this video, "A look at credit risk in a rising-rate environment." Learn how credit unions can manage capital levels amid credit stress. Managing loan workouts and modifications Tips for preparing your bank or credit union to handle an increased volume of problem loans while ensuring prudent credit risk management.

Management 195

Management Risk Management Policies Lending 195

PYMNTS

JUNE 24, 2016

Facebook got some very public — and very unexpected — publicity this week when it (along with Periscope) became the official video streaming service of the D emocratic party’s re-enactment of the second act of “Les Miserables” on the floor of the House of Representatives. Online lending . Slam dunk sizzle.

Lending 101

Lending Online South Dakota North Dakota 101

Bank Innovation

AUGUST 9, 2019

Welcome to the latest episode of our weekly wrap video series, for the week ending August 9, 2019.

Apple 210

Apple Cards Video Fintech 210

PYMNTS

NOVEMBER 20, 2020

Modulr helps digital businesses in fields like lending, banking, travel, FinTech, employment services and accounting to build new payment products for customers, the release stated. Modulr , a Payments-as-a-Service application programming interface (API) platform, has received an investment of 9 million pounds ($11.9

Cards 196

Cards Payments San Francisco Tools 196

PYMNTS

OCTOBER 20, 2020

Many of them capitalize on new platforms for social commerce and a relatively new concept called shoppable media. However, infrastructure for capitalizing on the digital shift and advertising to capture it is critical and that’s where shoppable media can come in to the picture.

Retail 151

Retail Branding Strategy Capital 151

PYMNTS

NOVEMBER 12, 2019

If entrepreneurs can’t get capital from a bank, they will look for other sources.”. For instance, such informal lending means arbitrary interest rates and repayment agreements. This strategy can also expand access to capital for small businesses with thin or no credit files. Blurring the Debt Lines.

Lending 102

Lending Analysis America Strategy 102

Abrigo

MARCH 21, 2023

You might also like this video on managing interest rate risk. Takeaway 2 Some banks and credit unions were late movers and are now scrambling to lock in funding for the short term to meet liquidity and capital needs. Specifically, Q1 2022 volume averaged $72.27 billion, while Q4 averaged $100.97 billion – a 39.7%

Risk Management 195

Risk Management Management Strategy Lending 195

PYMNTS

DECEMBER 11, 2020

In less than two years, Costa Rica’s OMNi has gone from a modest platform with 1,000 bicycle shares in the Latin American country’s capital to become the nation’s dominant and uncontested super app. How that plays out for OMNi is that it now offers bill pay, funds transfer, group discounts and even lending.

Industry 270

Industry Capital America Operations 270

PYMNTS

APRIL 8, 2016

The alternative lending boom of yesteryear secured impressive amounts of attention, and dollars, from venture capitalists towards the FinTech startup industry. It means investors have quieted their funding via venture capital and IPO backing. Alternative Lending. We break down the investments below.

Fintech 100

Fintech Software Capital Lending 100

FICO

OCTOBER 4, 2021

Home Credit, a group which lends to underserved customers with little or no credit history in nine markets in Europe, Russia, India and Asia, increased lending volumes and profitability while maintaining the same default rates, despite increased competition in the market and regulation that impacted the capital available for lending.

Lending 52

Lending Video Analysis Data 52

PYMNTS

MAY 3, 2018

In the May edition of the Disbursements Tracker , PYMNTS highlights some of the notable disbursement developments changing the way employees get paid, such as with digital escrow tools, and how borrowers, including small- to medium-sized businesses (SMBs), can access capital through their debit cards and instant deposit services.

Trends 128

Trends Payments Tools Lending 128

PYMNTS

APRIL 30, 2018

Marketplace lending. The blockchain can even end world poverty and transform society by making it safer for total strangers to lend each other money — without any third-party intermediary — and without any risk. Marketplace Lending. Blockchain. Digital banks. Blockchain. Take the blockchain.

Fintech 183

Fintech blockchain Lending Digital Banking 183

Bank Innovation

JANUARY 10, 2017

Recent video footage also Read More. Avin Arumugam, senior vice president of the Internet of Things at Visa, has joined the speaker faculty for Bank Innovation 2017, which takes place March 6-7 in San Jose. Arumugam was at JPMorgan Chase for four years prior to his starting at Visa in May 2016.

San Jose 150

San Jose Innovation Video social media 150

Bobsguide

OCTOBER 4, 2022

The encouraging research findings coincide with the launch of season two on Finastra Universe TV – a new series of on-demand digital thought leadership videos exploring this world of open finance. Sustainable environmental and social value creation in financial services has never been more important.

Leadership 68

Leadership Innovation Industry Capital 68

South State Correspondent

MAY 1, 2024

How Banks Can Leverage: While not exactly a banking innovation, banks can better allocate capital to COIs. They partner up with everything from big fashion houses like Maison Margiela of Paris to video games like Overwatch to celebrities like Jenny from the music band Black Pink.

Innovation 195

Innovation social media Branding Marketing 195

South State Correspondent

OCTOBER 4, 2023

You can’t get ten triple-digit project ROIs in a row in lending, credit, mortgage, wealth, insurance, or several other areas. Most of these campaigns revolve around an email drip campaign, digital advertising, retargeting, social media, podcasts/video, and print. Marketing is one of the largest value drivers in banking.

Marketing 195

Marketing Taxes Training Management 195

CB Insights

MARCH 20, 2019

China Development Bank Capital, Coatue Management, Hillhouse Capital Management, IDG Capital, Temasek Holdings, Tencent Holdings, Tiger Global Management. Select Investors : Credit Suisse, Deutsche Bank, DST Global, GGV Capital, Goldman Sachs, IDG Capital, J.P. Salesforce Ventures, Sequoia Capital, Y Combinator.

Company 70

Company San Francisco Capital Software 70

FICO

JANUARY 25, 2019

Meanwhile, the competition for established mortgage lending has intensified as mortgage system growth slowed over the last few years. The sources of new lending at any bank consist of customers with a new home purchase, those who are moving from another lender or are looking to buy an investment property.

Analytics 74

Analytics Lending Strategy Regulation 74

PYMNTS

MARCH 2, 2020

Gaming apps have surged in popularity in the country as people download video content. Smart speakers with screens enable video phone calls so people can talk and see each other. Startups stepped in to fill the gap that traditional players couldn’t or wouldn’t fill in banking, lending, payments and retail services.

Innovation 281

Innovation Online Video Maine 281

Celent Banking

MARCH 6, 2015

prepaid services, P2P lending, etc.). Yet these challenges come at a time of decreased interest margins and broadly defined regulations that require community banks to increase compliance spending and capital reserves at pace with large players. Even labor saving technology (e.g.

Conference 100

Conference Retail Community Austin 100

CB Insights

JUNE 3, 2020

Banking & Lending. Wealth & Capital Markets. Banking and Lending. Lending activity has collapsed, with LendingClub estimating a 90% reduction in loan volume in Q2’20. long term: a slowdown in online consumer & business lending will likely lead to industry consolidation. Wealth & Capital Markets.

Lending 75

Lending Capital Online Marketing 75

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Rex Johnson, Baxter Credit Union founder and former CEO – Rex was a legend in the credit union industry who will always be remembered as the “Yoda” of lending.

Fintech 143

Fintech Strategy Leadership Lending 143

Gonzobanker

DECEMBER 14, 2023

Anyone who follows the industry knows this focused institution led by Findlay is all about executing the timeless principles of capital management, credit quality, efficiency and customer service. which provides digital banking videos and user guides to help FIs increase their customers/members’ digital adoption.

Fintech 194

Fintech Community Regional Technology 194

Gonzobanker

FEBRUARY 7, 2018

Banks have driven earnings by turning on the lending spigot in the past seven years, but with rates rising, funding has become the front and center strategic challenge for banks. Many banks are at or past the regulatory “suggested” 300% of total capital and can’t pull this revenue lever any more. Related Videos. Watch Video.

Taxes 75

Taxes Video Analytics Arkansas 75

Lex Sokolin

OCTOBER 14, 2020

But we know that a lot of websites and videos contain media content that a record label would otherwise try to monetize. And this realization takes us to Lending Club. Peerless Lending Lending Club represents an era of Fintech credit. So you soldier on and bring in hard-nosed hedge fund capital.

Lending 52

Lending User Experience Google United States 52

Lex Sokolin

SEPTEMBER 23, 2020

To the extent it pipes people to banking product, that goes to a $500 million market capitalization public company that makes prepaid cards. Instead, it is replacing payday lending as an industry. Just referring customers to capital sources. But Chime is even further removed from any actual capital. No shenanigans.

Capital 52

Capital Software Lending Apple 52

BankInovation

JULY 31, 2020

A banking charter comes with capital requirements and regulatory oversight that will not be appealing to all fintechs,” said Julie […]. Varo Money officially announced today it is shedding the “banking startup” title, as the company has finally received its banking charter after a three-year journey.

Capital 64

Capital Fintech Payments Company 64