Independent Banker

NOVEMBER 30, 2022

An entrepreneur with a background in accounting and finance, CEO and chairman of the board Thomas Swenson set up Montana Business Capital Corporation in 1998 with a focus on job creation and economic development lending. Our leadership consistently articulates and demonstrates a commitment to being a great place to work.”.

Community Bank 169

Community Bank Community Montana Leadership 169

CFPB Monitor

APRIL 11, 2022

A Connecticut federal district court has refused to dismiss claims filed by the CFPB against a mortgage company and three of its principals for alleged Truth in Lending Act (TILA), Mortgage Act and Practice (MAP) Rule, and Consumer Financial Protection Act (CFPA) violations.

Connecticut 78

Connecticut Company Regulation social media 78

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Leadership and board members. Business lending and corporate cards. Funding, valuation, and investors. Broadly enabling online commerce. Source: Stripe.

Online 98

Online Company Retail Payments 98

FICO

JUNE 18, 2018

That’s the topic I explored with banking leaders from across the Europe, Middle East and Africa at our EMEA Risk Leadership Summit in May. Additional capital requirement for high-risk-weighted assets. Reduced appetite for new lending. Why Focus on NPL? reduction in net interest income. Increase in impairments costs.

Marketing 63

Marketing Leadership Lending Capital 63

Independent Banker

DECEMBER 31, 2022

So we’re careful when we lend out commercial real estate loans. I’m excited going into 2023, because we have the capital to do more and make a difference in the communities that we serve.”. Sills: Our bank has about $100 million in new capital. The ICBA view on… Lending. James Sills, M&F Bank.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Fintech Labs Insights

APRIL 20, 2017

Tavant VELOX enables hyperconnected lending, turning every element digital. Presenters. Asthana heads product innovation and strategy for Tavant’s consumer lending product suite, VELOX. Mohammad Rashid, Vice President, Consumer Lending. Rashid heads consumer lending and capital markets at Tavant Technologies.

Technology 13

Technology Lending Leadership Strategy 13

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. You know that dog either has Capital One or Delta Amex. BCU has worked tenaciously to create a near-lights-out lending process with its consumer originations.

Idaho 181

Idaho Community Industry Strategy 181

Fintech Labs Insights

AUGUST 30, 2016

Aspire was created in 2015 with a vision of re-imagining the technology infrastructure in the alternative and asset-backed lending markets. Aspire Gateway breaks down the barriers separating alternative lending originators and investors, enabling better communication, enhanced visibility, and reduced reporting latency between participants.

Financial Technology 16

Financial Technology Technology Analytics Leadership 16

Independent Banker

JANUARY 28, 2016

We capitalized on the expertise of many different areas of the bank, including lenders and processors, as well as outside experts. Badley: I’m not sure if this is my biggest success of the year, but my favorite experience for 2015 was attending the ICBA Leadership Conference in Indianapolis. Badley: It was a group effort. It had to be.

Community 70

Community Compliance Community Bank Leadership 70

Independent Banker

MARCH 31, 2022

I look forward to getting back in front of our regulators, senators and representatives for face-to-face visits to rebuild personal connections and gain their support during this year’s ICBA Capital Summit. Aiken: Advocacy-wise, I feel as if we are mostly playing defense at present.

Community Bank 239

Community Bank Community Industry Texas 239

Social Assurance

NOVEMBER 6, 2020

By having CFOs and CEOs in attendance, content would lend itself to position bank marketers as a critical function within any organization. The new format provided an opportunity for high caliber speakers and presentations representing marketing and further reinforcing the role and value of marketing at financial organizations.

Marketing 12

Marketing Conference Minneapolis Analytics 12

Independent Banker

JANUARY 26, 2016

Of course, community banks are the primary economic engines behind small businesses on Main Street America, funding more than 60 percent of all small-business lending. However, capital isn’t the only or even primary need of startups, various business incubator experts agree. Some entrepreneurs have never raised capital.

Miami 70

Miami Community Bank Community Resources 70

Fintech Labs Insights

JULY 22, 2015

The latest from upcoming FinDEVr 2015 presenters: A First Look at What’s Coming to the FinDEVr Stage this October. Lend Academy podcast features Kathryn Petralia, Kabbage co-founder. Personal Capital featured in a Bloomberg Business column on options for new investors. Bankless Times features Cloud Lending Solutions.

San Francisco 12

San Francisco Leadership Lending Fintech 12

Gonzobanker

NOVEMBER 9, 2015

There is currently more than $1 billion in venture capital investments into blockchain/bitcoin technology. Innovation we saw that we’re all not talking about enough: lending. There was a separate track on lending that, in our minds, revealed that new players and approaches to lending are set to change the game.

blockchain 60

blockchain Bitcoin Lending Innovation 60

Gonzobanker

MAY 8, 2020

25% 140 banks will have capital levels that have fallen below 8%. So far, bankers have taken comfort in the soundbite that “this crisis is different” because of the strong capital levels and risk management rigor that has developed since the Great Recession. Practice the art of surgical lending. Ready … break! “In

Lending 114

Lending Analytics Analysis Capital 114

PYMNTS

JANUARY 20, 2021

Their entire process of cash management, payments and working capital came to a screeching halt because they didn’t have visibility into their ecosystem,” he told PYMNTS in a recent interview. This challenge has been present for decades within many firms, but when combined with the market disruption of the pandemic, it became intolerable.

Data 314

Data Strategy System Operations 314

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. The Tech Award – Goes to Capital One. Best of luck in the next chapter, Chris!

Idaho 148

Idaho Conference Data Marketing 148

Independent Banker

AUGUST 31, 2021

The KSB Lends a Hand program took anniversary funds totaling $20,000 and distributed them to more than 100 local organizations. “We Among its digital innovations is an extensive library of application programming interfaces (APIs) that runs its customer platform and allows the bank to originate and service loans on online lending platforms.

Community Bank 196

Community Bank Community National Fresno 196

PopularBank

SEPTEMBER 25, 2020

Popular Bank South Florida Executive Israel Velasco joined Capital Analytics President & CEO Abby Melone to discuss key insights amid COVID-19. Invest: Insights is a virtual thought leadership series, featuring engaging one-on-one conversations with top-level level executives and industry leaders.

Florida 40

Florida Meeting Leadership Community 40

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. Except maybe they did partly.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. Dan’s Money 20/20 presentation on this was first rate. Tie: Arguing with your co-presenter. Bravo OZRK! How Twitter Can Advance Your Career’ Award.

Community Bank 60

Community Bank Apple Community Technology 60

CB Insights

MAY 23, 2019

Crescent Ridge Capital Partners’ elaborate Ponzi scheme. Select Investors: AllianceBernstein, Lightspeed Venture Partners, Glade Brook Capital Partners. Select Investors: CapitalG, Goldman Sachs Investment Partners, Pritzker Group Venture Capital. Select Investors: BlackRock, Norwest Venture Partners, Sands Capital.

Fraud 78

Fraud Las Vegas Company Video 78

Fintech Labs Insights

AUGUST 23, 2016

LendingFront is a highly sophisticated cloud-based platform for lenders that need a faster, more efficient, and automated way to lend to small businesses. Integrates cash flow data or any type of data into the lending process. LendingFront operationalizes the lending process into a single, highly automated platform. Presenters.

Lending 12

Lending Leadership Capital Data 12

Gonzobanker

DECEMBER 14, 2023

You are all aware we have detailed, sophisticated rules and methodologies we use to present these coveted awards – or, well, maybe we don’t. Anyone who follows the industry knows this focused institution led by Findlay is all about executing the timeless principles of capital management, credit quality, efficiency and customer service.

Fintech 195

Fintech Community Regional Technology 195

Gonzobanker

DECEMBER 20, 2018

There is a nice mix of the executive gene pool among these two organizations to build the future leadership team, and this deal helps CenterState gain scale as it moved past the dreaded $10 billion regulatory mark. Capital One quit mortgage late in 2017. The I’m Serious About Digital Transformation Award. Strategic Clarity Award.

Fintech 105

Fintech Conference Innovation Community 105

PYMNTS

APRIL 1, 2019

Now the question is what will happen to the bank that has new leadership in place but still faces its spate of scandals and a cap on its asset size, courtesy of the Federal Reserve. You might also be forgiven for thinking that payday lending rules — or a stay of them — would be the subject most illuminated in the spotlight.

Regulation 183

Regulation cryptocurrency Leadership Report 183

FICO

JULY 17, 2017

Similar efforts, further crowding the legislative calendar, may be pursued if the CFPB moves forward with issuing its final small-dollar lending regulation. These changes in leadership will assist in the implementation of the President’s financial regulatory reform agenda. So where does that leave us?

US 40

US Leadership Regulation Policies 40