PYMNTS

FEBRUARY 20, 2020

It’s an area of business spend friction that is driving a newfound resurgence in commercial card innovation that the card industry hasn’t seen in decades, with FinTech firms stepping in to take advantage of card transaction data. “It wasn’t that this company wasn’t thinking about this.

Cards 140

Cards Software Data Management 140

PYMNTS

MAY 13, 2019

The first big change Vengo made to the vending machine , for instance, was its size – its version is a little over two feet tall, a little less than three feet wide and exactly six inches deep, in comparison to a six-foot tall machine.

Retail 177

Retail Marketing eBook Atlanta 177

FICO

MAY 20, 2022

So let’s see how a machine learning algorithm can be managed within our FICO Business Outcome Simulator (BOS), to offer these more accurate prediction methods. One needs to lay out how the algorithm impacts the credit risk decision, in a way that is accurate, scalable and easy to review.

Analytics 52

Analytics Comparison US Management 52

PYMNTS

MARCH 5, 2019

“Innovation is not just about finding the breakthrough technologies, although that is important too. ” Neal agreed that today, the oil and gas sector has seen a boom in technological innovation on the front lines. “You have to look at the book seller market before Amazon,” he said.

Industry 148

Industry Operations Analysis Innovation 148

PYMNTS

DECEMBER 18, 2017

Inspiration for innovators often comes out of the blue. McConnell soon found out there were such professionals — property managers, to be exact — but both of his friends found them to be expensive, taking as much as 40 cents on the dollar for rentals. That’s a lot of time. But, his friends confirmed, that better way didn’t exist — yet.

Management 108

Management Vermont US Atlanta 108

PYMNTS

AUGUST 12, 2016

That’s the opinion of the Competition and Markets Authority (CMA), which earlier this week said technology would be one of the underpinnings of getting lending to increase to SMEs, a group that would naturally benefit from improved access to capital. Simply put, most SME executives do not do much in the way of comparison shopping for loans.

Lending 100

Lending Comparison Industry Innovation 100

CB Insights

JULY 29, 2021

Insurtech geographic diversity continues to grow as opportunities to leverage technology in insurance transcend borders: Overall, insurtech value propositions are resonating with more countries as entrepreneurs chase opportunities to innovate insurance in new regions. Willis Re is one of the world’s leading reinsurance advisors.

Regional 83

Regional Technology Comparison Strategy 83

PYMNTS

NOVEMBER 20, 2020

But as the pandemic has progressed it has become increasingly clear that Target is also laying claim to the paycheck, and is often more innovative and digital-first than Walmart. By a strict look at the macro numbers, Target still pales in comparison. And when attention turns to loyalty programs, the comparison is even more dramatic.

Comparison 165

Comparison Strategy Retail Minneapolis 165

PYMNTS

SEPTEMBER 16, 2016

The capital city is Mexico City, which alone is home to almost 9 million. The nation’s capital is also one of the world’s largest cities. The global accelerator has more than 40 Mexican startups in its portfolio, and Lomelî believes the capital will soon see its own tech explosion. A Fresh Start For Mexico City.

Fintech 100

Fintech Capital Millennials Mobile 100

Insights on Business

MAY 21, 2019

Value at Risk and even Monte-Carlo VaR calculations seem insignificant in comparison to CVA sensitivity calculations for the FRTB CVA capital charge. (To IBM Watson Financial Services helps financial institutions to make better informed decisions to manage risk and compliance processes. Learn more at ibm.com/RegTech.

Compliance 119

Compliance Big Data Comparison System 119

Jeff For Banks

JUNE 2, 2023

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. To you, manage your interest rate risk. Between 1980 and 1995, more than 2,900 banks and thrifts with collective assets of more than $2.2

FDIC 78

FDIC Community Bank Regulation Lending 78

South State Correspondent

JANUARY 30, 2024

Benchmarking can help banks better optimize capital as it gives bank management a sense of what the average is for the industry. Banks that want to be more aggressive with innovation and technology can show they are investing more in technology infrastructure, while banks with a strategy to be less tech-focused can be under.

Capital 195

Capital Operations Customer Experience Comparison 195

Lex Sokolin

SEPTEMBER 3, 2020

These gears of computational machine enable core banking, portfolio management, risk assessment, and underwriting in the guise of various companies. Over 60% of Ant’s revenue comes from Fintech product lead generation, with capital risks passed on to the underlying banks and insurers, which Ant also digitizes.

blockchain 52

blockchain Software Capital Technology 52

Jeff For Banks

DECEMBER 26, 2012

capital appreciation and dividends. For comparison purposes, here are last year''s top five, as measured during September, 2011: #1 BofI Holdings, Inc. #2 In 1979, George Gleason, a 25-year-old attorney, purchased controlling interest and assumed active management of the bank as Chairman of the Board and Chief Executive Officer.

Texas 81

Texas National FDIC Capital 81

PYMNTS

AUGUST 12, 2016

So, while seemingly paling in comparison, this week had its fair share of Sizzles — and some interesting Fizzles. Restaurants — the epicenter of payments innovation, it seems — were on the receiving end of a couple of new opportunities this week that could drive even more feet into them and help them grow. Here ya go… SIZZLE.

Lending 100

Lending Apple Cards Study 100

Lex Sokolin

DECEMBER 3, 2020

It also helps that issuing governance tokens for a DAO creates market capitalizations and enterprise value for token holders. These are your industry comparisons. Generally, shareholders elect the board of directors, which governs the company and appoints executive management. Another announcement quickly followed.

Community 52

Community Capital Security blockchain 52

PYMNTS

MAY 13, 2016

His comparison? The point: to ensure laws and regulation would not negatively impact innovation. government officials and industry thought-leaders establish an appropriate balance between basic consumer protection regulation and an openness which not only permits, but fosters and promotes, innovation. So, why digital currencies?

Bitcoin 100

Bitcoin blockchain Regulation Operations 100

PYMNTS

JUNE 28, 2016

Which under normal circumstances is pretty good – but they kind of pale in comparison to the global display of metaphorical fireworks. A few years ago marketplace-based online lending was being hailed as the the signature innovation that was going to upend tradditional bank based lending for consumers and small businesses everywhere.

Lending 100

Lending National Marketing Online 100

CB Insights

AUGUST 26, 2021

SoftBank’s capital firepower has helped it become the #2 unicorn investor in the world. Clearco provides growth capital for small businesses. The investor identifies a key player within each geographical location and floods them with capital. into working capital financing company Greensill in 2019. Enterprise.

Regional 94

Regional Fintech Analysis Company 94

CB Insights

MARCH 27, 2018

At its peak in February 2018, Facebook’s market capitalization exceeded $560B. And despite recent scrutiny over its management of user data, it seems unlikely the incident will dramatically slow Facebook user growth. By comparison, recent estimates suggest that Snapchat has 187 million daily active users.

Comparison 32

Comparison Mobile Innovation Maine 32

CB Insights

APRIL 6, 2018

The following is a guest post by Paul Asel, managing partner at NGP capital. Innovations in urban mobility must address three key consumer interests: commute times, transportation costs and convenience. In comparison, large European cities have 2.5x Baseball, hot dogs, apple pie, and Chevrolet.”. Car-Sharing.

San Francisco 50

San Francisco Los Angeles New York US 50

Tefkin

MARCH 12, 2014

In the last years, most of the focus on innovation in financial services has been, it seems, on banking (investing and lending) and payment. In the past 20 years, arguably the investment side of the insurance business has seen the most innovation. A classic case of Innovator’s dilemma. billions.

Comparison 34

Comparison Lending Examples Data 34

Lex Sokolin

NOVEMBER 12, 2020

When the old world wobbles, the new one seems more safe by comparison. The price of the cryptocurrency rose to over $15,000, breaking again the $250 billion market capitalization barrier. For comparison, Visa today sits at about $420 billion in market capitalization, representing the discounted cash flows of owning a payment network.

blockchain 52

blockchain Bitcoin Software National 52

Jeff For Banks

DECEMBER 18, 2014

capital appreciation and dividends. For comparison purposes, here are last year''s top five , as measured as of December, 2013: #1. The lion''s share of their growth, profitability, and capital have come since their re-branding to Open Bank in 2010. This, naturally, eliminated many of the smaller, illiquid FIs. Well done! #3.

North Dakota 92

North Dakota Arizona Minnesota Los Angeles 92

Jeff For Banks

DECEMBER 22, 2013

capital appreciation and dividends. For comparison purposes, here are last year''s top five , as measured during December, 2012: #1. For comparison purposes, here are last year''s top five , as measured during December, 2012: #1. Texas Capital Bancshares, Inc. This, naturally, eliminated many of the smaller, illiquid FIs.

Community Bank 87

Community Bank Atlanta Community Strategy 87

Fintech Labs Insights

SEPTEMBER 22, 2015

Digital insurance comparison shopping platform, CoverHound announced today that it closed a $33.3 The round was led by ACE Group, and featured participation by existing investors, American Family Ventures, Blumberg Capital, Core Innovation Capital, Route 66 Ventures, and RRE Ventures. million Series C round.

San Francisco 12

San Francisco Comparison New York Capital 12

CB Insights

FEBRUARY 1, 2019

This analysis focuses on where insurance innovation in the market is happening today and where it is headed next. In terms of health insurance, more than 130M Indonesians are registered for the country’s Mandatory Health Insurance Scheme, managed by Badan Penyelenggara Jaminan Sosial (BPJS). Insurance in Indonesia today.

Policies 61

Policies Lending Operations Examples 61

Fintech Labs Insights

JANUARY 11, 2016

This enables wealth managers to better monitor and act on information that might affect client portfolios. The technology is highly configurable, and provides managers with a wall-to-wall audit trail. In August, the company launched its Real Time Intelligence (RTI) platform for capital markets.

Massachusetts 12

Massachusetts Analytics Comparison Data 12

Tefkin

MAY 6, 2015

In markets such as the UK, 56% of consumers declared having used a price comparison website in the last 2 years. It may sound cliché but the Innovator Dilemma effect is playing at full when most of your current revenue base depends on traditional distribution / management methods. Oscar’s partnership with Misfit.

Industry 50

Industry Examples Google Big Data 50

CB Insights

DECEMBER 5, 2017

XL Innovate. Assurant most recently made a $5M investment in professional rental management company Vacasa , while AIG made investments in 2015 in construction-site wearable safety firm Human Condition Safety and cyber defense services and compliance firm K2 Intelligence. American Family Ventures. Aviva Ventures. iNSIDE INSURANCE TECH.

Strategy 28

Strategy Marketing Analytics Innovation 28

CB Insights

JULY 16, 2017

XL Innovate. HCS went through a major management shakeup in November 2016 when former AIG head of commercial insurance strategy and innovation Greg Wolyniec joined as president and CEO, while AIG president of liability and financial lines Alexander Baugh was named chairman of HCS’ board of directors. Allianz Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

PYMNTS

MAY 6, 2016

The problem, which seems quite manageable by comparison, is the volume of transactions that are still manually reviewed and the number of false positives that still plague the good guy shoppers in the face of an ever-growing number of transactions happening online.

Apple 100

Apple Branding Fraud Bitcoin 100

Fintech Labs Insights

MARCH 28, 2016

In total, there were 13 fintech startups (or 15 by the Bank Innovations definition ), 12% of the total YC W16 class of 109. Connects marketplace lenders to institutional capital. Credit management tools. Real estate investing management platform for consumers. Source: Crunchbase. Lending portal. Latest round: $1.2

Company 12

Company Fintech San Francisco New York City 12

PYMNTS

NOVEMBER 14, 2019

It’s easy enough to think of small businesses as not being particularly innovative – and even to find data to back up that claim. In fact, on the zero to 100 scale offered by the Readiness Index, small businesses underscore large firms in terms of digital innovation adoption by over 20 points. Assortment as a Service.

Retail 101

Retail Innovation Branding social media 101

Lex Sokolin

SEPTEMBER 23, 2020

To the extent it pipes people to banking product, that goes to a $500 million market capitalization public company that makes prepaid cards. Just referring customers to capital sources. But Chime is even further removed from any actual capital. have a tough time hitting the innovation agenda. No shenanigans.

Capital 52

Capital Software Lending Apple 52

PYMNTS

AUGUST 29, 2016

Managing Partner at GGV Capital Hans Tung also stated: “After China, the industry will consolidate in other markets. Conventional industries typically require huge capital outlays in infrastructure and to cover fixed costs, such as office space, equipment and skilled manpower. There will be a dominant number one.”

North Carolina 101

North Carolina Capital Comparison Industry 101

CB Insights

JUNE 11, 2018

investment fund dedicated to startups innovating in the AV space. In addition to the Apollo platform, Baidu is dedicating significant capital to autonomous vehicle startups, all of which have joined the Apollo partnership alliance. For comparison, Google’s R&D ratio was 15.0% in 2017, up from 14.4% in Frisco, Texas.

Google 71

Google Industry Software Data 71