PYMNTS

MAY 27, 2020

And, they said, traditional players can find competitive strength by linking up with firms that had previously been viewed as foes (that would be FinTechs). If you talk to a bank CEO, they will tell you that most of them want to grow deposits, unless you are big enough that you worry about allocating capital.

Fintech 236

Fintech Innovation Digital Banking FDIC 236

PYMNTS

NOVEMBER 27, 2018

So, access to capital isn’t just essential for these companies to survive — it’s critical for the economy to thrive. “We all know banks are a key source of capital for small and medium businesses,” Phelan told PYMNTS in a recent interview. Yet, the small business lending gap remains.

Lending 159

Lending Fintech Capital Report 159

PYMNTS

MAY 29, 2019

Businesses of a certain size — and in industries as varied as construction and restaurants — know the pain of wondering if they will have enough capital to fund operations, inventory, expansion and other mission-critical business activities. For loans made via the Working Capital operation, the new money tends to support inventory.

Lending 221

Lending Capital Operations Community 221

Lex Sokolin

OCTOBER 21, 2020

Our communities and networks have become increasingly digital. That means that our physical communities are also our digital communities. People are not buying some abstract reductionist notion of “products”, they are economically participating in communities with counterparties native to those communities.

Community 52

Community Video blockchain Maine 52

PYMNTS

JANUARY 3, 2020

With a robust community of technological innovators, and a drive toward the digital economy, India currently stands as an exciting market in FinTech. According to Mittal, there are three main factors that small businesses in India need to succeed: a “strong network, access to finance and simplified business support functions.”

Fintech 120

Fintech blockchain Data Capital 120

PYMNTS

OCTOBER 17, 2017

Ultimately, that effort was pushed back by a coalition of unions, consumer groups, community banking groups and legislators that did not trust Walmart’s business plan or intentions once they had the license and FDIC deposit insurance in hand. SoFi, due to other corporate issues , has already abandoned that effort.

Industry 108

Industry Fintech FDIC Community Bank 108

PYMNTS

APRIL 30, 2018

Tightening up their risk models to serve a more Prime-like customer means LendingClub would look like every other digital lending platform competing for the most creditworthy of customers: competitors with healthy balance sheets, a lower cost of capital and a broader digital consumer platform to offer consumers. Take Goldman Sachs and Marcus.

Fintech 183

Fintech blockchain Lending Digital Banking 183

Abrigo

FEBRUARY 12, 2020

Despite the painful evolution in retail, many experts expect another year of growth for commercial real estate – and for commercial real estate lenders, including community financial institutions. Community financial institution lenders, however, will want to “pick their spots” for CRE loans this year. Watching for CRE red flags.

Lending 195

Lending Trends FDIC Survey 195

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! Is Ant Financial the best Fintech in the world? and try to answer with the word “community”.

Fintech 52

Fintech Bitcoin blockchain Google 52

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! Is Ant Financial the best Fintech in the world? and try to answer with the word “community”.

Fintech 52

Fintech Bitcoin blockchain Google 52

PYMNTS

SEPTEMBER 13, 2017

New payment and financial technologies are quickly emerging from the FinTech community, all with the promise of expediting payments and reducing the distance between cross-border trading partners. Traditional banks are seeing new FinTech players become more competitive on several fronts, including lending.

Strategy 190

Strategy Report Lending Fintech 190

CB Insights

AUGUST 1, 2017

This teardown features annotations & commentary by four Social Capital partners. Thanks to the Social Capital team for updating/confirming their portfolio data on the CB Insights Editor. Social Capital is a VC fund with a focus on healthcare and education. As in all teardowns, the data analyzed comes from CB Insights.

Capital 34

Capital Software Google Company 34

PYMNTS

JULY 1, 2016

For weeks the FinTech industry has been managing fears and anxieties over the future of the novel alternative finance space. Find out which alt lenders secured $77 million in venture capital, as well as the other startups across the U.S., There’s been talk that Brexit may force London’s FinTech scene to ditch the U.K.

Lending 101

Lending Analytics Capital Industry 101

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. By Beth Mattson-Teig.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Fintech Labs Insights

NOVEMBER 16, 2020

Founder George Cook 6th generation community banker and a passionate entrepreneur. The startup crowdsources loans for much-needed expansion capital to main street businesses. It’s a great mission and a solid business model (bascially what community banks have done for more than a century). HQ: Pittsburgh, PA.

Fintech 15

Fintech Atlanta Community Community Bank 15

Independent Banker

AUGUST 31, 2021

This year’s winners: Left: Central Valley Community Bank, People’s Choice Award; Middle: Kennebec Savings Bank, Exceptional Community Bank Service Award; Right: Cross River Bank, Emerging Service Program Award. Exceptional Community Bank Service Award. Location: Augusta, Maine. Last year was earth-shattering in many ways.

Community Bank 196

Community Bank Community National Fresno 196

PYMNTS

NOVEMBER 29, 2019

Does ‘Google Checking’ Foreshadow Big Tech, FinTech Payments Changes? That was one of the main messages from a recent PYMNTS discussion featuring Karen Webster and Vaduvur Bharghavan (who goes by VB), the president and CEO of Ondot Systems. The deal values Paytm’s parent company, One97 Communications , at $16 billion.

Google 129

Google Mobile Data Capital 129

Lex Sokolin

DECEMBER 3, 2020

It also helps that issuing governance tokens for a DAO creates market capitalizations and enterprise value for token holders. The main DeFi players of 2020 each have $100+ million or more in the marketcap of their instantiated tokens. But the above are the main DeFi machines in operation. But currently, there is about $3.5

Community 52

Community Capital Security blockchain 52

FICO

OCTOBER 26, 2021

This COVID pandemic aftershock is about to hit the financial services industry, which means that credit unions need to pay close attention to their capital, asset quality, earnings, and liquidity. But the reality is that credit unions are still competing for customers in the same market as big banks and FinTechs.

Analytics 52

Analytics Community Branding Data 52

PYMNTS

JUNE 27, 2016

London’s Big FinTech Troubles. And they are wrong to be worried, Lavin notes, as tech — and particularly FinTech — has become a very, very big business in London. . In the last year alone, investment in British FinTech firms has leapt up 660 million pounds ($974 million), making it the biggest investor nation in the E.U.

Fintech 103

Fintech Innovation Capital Course 103

PYMNTS

JUNE 22, 2020

Instead, Urrutia said it’s going to take team efforts among small businesses, FinTechs, public entities and nonprofits like the Opportunity Fund. She said two truths that unite the otherwise diverse community of SMBs are that small businesses are economically vital, but extremely fragile. I Think We Can Do It’.

Maine 246

Maine Lending Community Fintech 246

Abrigo

AUGUST 1, 2016

Eight in 10 business owners report that a major, regional or community bank is their main financing partner for capital. After all, most of the nearly 29 million businesses in the U.S. are small businesses – a trend unlikely to shift much in the coming years. Banks are critical financing partners for growing enterprises.

Millennials 150

Millennials Survey Risk Management Groups 150

PYMNTS

JULY 15, 2016

The city’s GDP per capital is $54,722. The analysis suggests a range of both short- and long-term priorities Hong Kong should take in order to grow its startup landscape, including improving the availability of top talent, boosting the investor community and continuing to increase entrepreneurial activities.

Taxes 100

Taxes Fintech Marketing Regional 100

PYMNTS

AUGUST 17, 2017

Results also noted this generation is less likely to open a bank account if physical bank locations are not available in their communities. According to Bain’s research, 40 percent of customers whose main bank branch shuttered in the previous 12 months reportedly switched banks or used a new financial institution to buy new banking products.

Millennials 132

Millennials Digital Banking San Francisco Fintech 132

NCR

MARCH 7, 2018

Initially, a wave of fintech startups were viewed as posing the main threat, but more recently, it has been suggested that it is the bigger tech players – the likes of Google, Facebook and Apple – that may pose the biggest challenge. At the moment, thoughts of any changes to these regulations are still hypothetical.

Regulation 53

Regulation Retail Community Bank Community 53

Lex Sokolin

DECEMBER 10, 2020

The offering is a full on banking, payments, and capital programming environment that connects to Goldman Sachs, Barclays, and Citi. The company serves Fintechs, Registered B/Ds, RIAs, financial incumbents, global brands, and HSA providers. The main services is about offering fractional, API-enabled trading of securities.

Branding 52

Branding Apple Capital US 52

Lex Sokolin

DECEMBER 10, 2020

The offering is a full on banking, payments, and capital programming environment that connects to Goldman Sachs, Barclays, and Citi. The company serves Fintechs, Registered B/Ds, RIAs, financial incumbents, global brands, and HSA providers. The main services is about offering fractional, API-enabled trading of securities.

Branding 52

Branding Apple Capital US 52

PYMNTS

JANUARY 31, 2019

is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C. With clearance to move forward with its plans, the community banking landscape will see its first new industry player in years. have emerged to do.

Community Bank 122

Community Bank Community FDIC Marketing 122

PYMNTS

OCTOBER 29, 2018

Facebook … and the Facebook Community. And its future is very much in the hands of a community that thinks differently about Facebook today, with many now thinking twice about how and how often they use it. FinTechs … and the Banks They Wanted to Disrupt. The scariest thing for Facebook is the people who use it.

Payments 196

Payments Google Apple Innovation 196

Bussman Advisory

SEPTEMBER 11, 2017

We see two main areas of concern. While the Fintech threat has not been as severe in corporate banking as in other areas, there are companies looking to disrupt corporate banking on any number of fronts. Corporate banks also have strong personal relationships with their clients, of the kind most Fintechs dream of.

Industry 64

Industry Innovation Fintech Leadership 64

Fintech Labs Insights

FEBRUARY 5, 2017

It’s FinovateEurope time again in England’s capital city. In just a few days, the lights will go up on the Finovate stage and some of the most innovative entrepreneurs, startups, and fintech industry veterans in the world will be on hand to demonstrate their latest technologies live before our audience.

Fintech 12

Fintech US Conference Maine 12

Lex Sokolin

JULY 1, 2019

Goldman Sachs entered and dominated personal digital lending, runs a neobank and roboadvisor, bought a large digital wealth footprint in United Capital, launched a credit card in partnership with Apple, and is now looking into cryptocurrency stablecoins ?—?something as it has over and over again across Fintech. More on that later.

Bitcoin 40

Bitcoin System Software blockchain 40

Gonzobanker

DECEMBER 19, 2017

FinTech threats and distractions. Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. This year brought us: Mergers out the yin-yang. Payments chaos.

Conference 101

Conference Industry Community Bank Community 101

PYMNTS

MAY 30, 2016

Store Front Business Index: Main Street USA, A-OK? One of the most significant: the health and importance of small businesses and, in particular, the “mom-and-pop” shops that line the Main Streets and side streets of our local communities. These businesses — we call them Store Fronts — number 3.8 Digital Banking.

Trends 100

Trends Retail Fraud Mobile 100

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Stripe’s early success in acquiring customers was largely due to its mass appeal to the developer community. Get the full report. How Stripe makes money .

Online 98

Online Company Retail Payments 98

South State Correspondent

OCTOBER 28, 2022

Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. Any community bank that believes it can keep up and thwart millions of attacks per second is fooling itself. If Goldman, Chase, Moven, and Simple couldn’t do it, it is doubtful a community bank can. Big Idea – Trends.

Conference 195

Conference Technology Las Vegas Trends 195

Lex Sokolin

DECEMBER 25, 2019

If you read anything but this newsletter, you’ve got to read: Blockchain Capital’s 2019 Year in Review Messari Research Crypto Theses for 2020 DappRadar 2019 dapp Industry Review Decentralized Finance Overview So let’s narrow our entire lens to decentralized finance. I’d be remiss not to mention the broader concept of “staking”.

blockchain 52

blockchain Bitcoin Software Lending 52