Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Janet Silveria, Community Bank of Santa Maria. So, what’s at the top of community bank leaders’ to-do lists? What changes will 2022 bring?

Community Bank 144

Community Bank Community Lending Louisiana 144

PYMNTS

MAY 27, 2020

And, they said, traditional players can find competitive strength by linking up with firms that had previously been viewed as foes (that would be FinTechs). HMBradley offers FDIC-insured accounts through Hatch Bank based in California, and rates of about 3 percent on its savings accounts.

Fintech 236

Fintech Innovation Digital Banking FDIC 236

PYMNTS

OCTOBER 26, 2018

With only a few million dollars in combined investments, this week certainly wasn’t the most lucrative for B2B FinTech firms, but the variety and global reach of recent SMB FinTech investments offers a bright spot in an otherwise quiet moment for B2B venture capital. Nisa Finance.

Fintech 192

Fintech Capital Tools Management 192

Independent Banker

OCTOBER 31, 2021

Community banks are independent institutions fueled by the needs of their individual communities, so what constitutes innovation will look and feel different for every bank. I’ll be at the annual meeting of the California Community Banking Network. Thank you for being unwavering supporters of the communities you serve.

Innovation Strategies 186

Innovation Strategies Strategy Innovation Community Bank 186

Bussman Advisory

MARCH 9, 2024

The latest edition of the FinTech Ecosystem Newsletter is here : Join our Community Join our community of 52,000+ subscribers and stay informed on the latest trends and news in the FinTech & AI world with the weekly newsletter provided by Bussmann Advisory.

CA 52

CA Video Fintech New York 52

PYMNTS

FEBRUARY 8, 2019

Growth of FinTech funding seems unstoppable, with the latest analysis from Hampleton Partners finding enterprise financial services and integration, online financial services, enterprise financial software and Software-as-a-Service (SaaS) risk management as some of the hottest spots for investors this year.

Fintech 188

Fintech Capital New York City Analysis 188

PYMNTS

JANUARY 7, 2021

In an environment in which connecting small- to medium-sized businesses (SMBs) to vital financial services and products is more imperative than ever, the world of SMB banking and FinTech is fostering an ecosystem of collaboration to expand availability. Orange Bank Acquires Anytime.

Strategy 196

Strategy Fintech California Community 196

South State Correspondent

OCTOBER 26, 2023

As can be seen, the conference largely revolved around payments, artificial intelligence, fintech partnerships/management, regulation, and fraud/identity in its various forms. This bill of “personal financial data rights” is similar to the California Privacy Protection Act that is already in force for banks doing business in CA.

Conference 221

Conference Las Vegas Fraud Case Study 221

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. We are in awe. Seriously in awe.

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Fintech Community Regional Technology 194

PYMNTS

JULY 14, 2017

B2B FinTech venture capitalists are finally in the full swing of summer, with one of the hottest weeks in the industry so far. With headquarters in California, PayStand provides cash management and accounts receivable solutions to business customers using blockchain and SaaS tools. But — surprise! — Check out who it is.

Fintech 134

Fintech Capital Innovation Industry 134

Gonzobanker

FEBRUARY 23, 2022

Early adopters are earning prestige while investors and a hoard of community banks explore the opportunity to tap into this new source of revenue. Rather than viewing fintechs as competitors to be feared, bankers should look at them as a means to benefit financially from BaaS. Now is the time to create a BaaS strategy.

Community Bank 118

Community Bank Strategy Risk Management Fintech 118

PYMNTS

OCTOBER 14, 2020

Community banks and regional banks will be able to immediately offer a platform under their own brands, enabling their business clients to automate their accounts payable (AP) through the RegalPay One application without making a large technology investment, according to the announcement. In September, MineralTree Inc. 406 Ventures.

Software 206

Software Branding California Community Bank 206

Abrigo

SEPTEMBER 14, 2022

Financial institutions, fintech companies, and other small business lenders will need to begin collecting a wide array of small business lending data under the Consumer Financial Protection Board’s (CFPB) proposed small business lending data collection rule. California Reinvestment Coalition v. Proposed Rule. If they don’t?

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Lending Data Regulation Community 195

American Banker

SEPTEMBER 3, 2020

The California company has acquired Mid-Central Federal Savings Bank, which is converting to a national bank.

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Minnesota Fintech California National 86

PYMNTS

MARCH 16, 2018

This week’s B2B FinTech venture capital roundup is all about data, and, as investors showed, there’s more than one way to offer data services for the enterprise. The funds will be used to focus on continued development of its API marketplace and expand its reach among the API and developer community, the company said. EverCompliant.

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Data Fintech Analytics Capital 100

PYMNTS

JUNE 22, 2020

Instead, Urrutia said it’s going to take team efforts among small businesses, FinTechs, public entities and nonprofits like the Opportunity Fund. She said two truths that unite the otherwise diverse community of SMBs are that small businesses are economically vital, but extremely fragile. I Think We Can Do It’.

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Maine Lending Community Fintech 246

PYMNTS

NOVEMBER 25, 2020

California-based FinTech Zact rolled out its linked payments and expenditure management system, according to a Tuesday (Nov. FinTech startup Plaid is partnering with banking platform Jack Henry & Associates to advance the Plaid Exchange for more than 350 financial institutions (FIs). “We 24) announcement.

Payments 229

Payments Data Management System 229

PYMNTS

JULY 23, 2020

This was especially crucial for credit unions (CUs) as many of their member bases were built around geographic and professional communities that were disproportionately impacted by the pandemic’s fallout. We surveyed 3,098 consumers, 100 CU decision-makers and 50 FinTech executives from across the U.S.

Innovation 174

Innovation Report Cards California 174

PYMNTS

JULY 10, 2020

As financial institutions (FIs) work with FinTechs, they need to know that these tech-nimble startups are not only enabling access to customers’ account data but also in a manner that embraces KYC and AML. It’s been a coordinated effort — regulatory-driven, highly standardized and thrust upon the banking community. Cohen said.

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Data Innovation Fintech Illinois 272

Independent Banker

FEBRUARY 28, 2023

Photo by Mike Ritter Spurred by social distancing and shutdowns during the pandemic, many community banks turned to virtual financial advisory services, and these new practices are expected to stick around. a fintech that provides a digital communications platform for community financial institutions.

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Community Bank Video Community Meeting 91

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. First Community Bank of the Heartland, Inc.

Community Bank 172

Community Bank Community National Philadelphia 172

Independent Banker

MARCH 31, 2022

We asked community banks how they’re dealing with the resulting shifts in their employment models. Before remote work was an emergency measure to keep employees safe from a devastating virus, it was a perk some community banks offered to retain and attract talent. is among the community banks carefully navigating the new landscape.

Missouri 142

Missouri Community Bank Community Management 142

PYMNTS

FEBRUARY 24, 2017

For quite some time, Silicon Valley has been the technology powerhouse of California in terms of both up-and-coming startups and big-named companies, like Google and Facebook. In the last three years, between the FinTech and payments sector, 25 startups were founded. Fortunately, the community is growing fast!

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Los Angeles Community California Industry 116

William Mills

MARCH 8, 2018

Metro Atlanta has established itself as a major hub for the fintech (financial technology) industry. Here are three reasons why the fintech industry is thriving in Atlanta: Incubators and accelerators. Atlanta is home to a host of startup incubators dedicated to creating environments for early-stage fintech companies to grow.

Atlanta 42

Atlanta Fintech Georgia Metro 42

South State Correspondent

OCTOBER 28, 2022

Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. Any community bank that believes it can keep up and thwart millions of attacks per second is fooling itself. If Goldman, Chase, Moven, and Simple couldn’t do it, it is doubtful a community bank can.

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Conference Technology Las Vegas Trends 195

Gonzobanker

MARCH 9, 2022

While both firms have strong underlying technology and development shops, neither Finxact nor Technisys has the functional requirements to service all consumer and commercial account types for most regional and community banks. billion (~30 times revenue) in stock was part of SoFi’s ambitious vision to become the “AWS of Fintech.”

Financial Technology 136

Financial Technology Technology Fintech Community 136

PYMNTS

DECEMBER 14, 2017

Banks and FinTechs may have had frosty relations in the past , but new open API ecosystems are now enabling former competitors to collaborate and grow their respective businesses. An open API ecosystem is a marketplace in which banks and FinTechs congregate to facilitate an “exchange of value” to serve customers and clients, Eck said.

Fintech 173

Fintech Innovation Apple System 173

PYMNTS

MAY 22, 2020

Bad news hit the startup community this week as new analysis from CBInsights revealed a significant decline in venture capital (VC) funding in the first quarter of 2020. The trend is not entirely unexpected and can be attributed to the pandemic, with FinTech funding dropping by 37 percent quarter-over-quarter to $6.1 Xtracap Fintech.

Capital 141

Capital Analytics Fintech Report 141

PYMNTS

SEPTEMBER 26, 2019

California -based digital bank Mercury has announced it has raised $20 million in Series A funding that will be used to build a bank for startups. The round was led by CRV, and Saar Gur from CRV will be joining the Mercury board.

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Leadership California Community Digital Banking 101

PYMNTS

OCTOBER 2, 2017

A new generation of entrepreneurs has led to new business models, embrace of FinTech and a slew of other trends among the small business community. Millennial entrepreneurs should also work with local community bankers to establish a relationship that will help to ease the transaction of business ownership, he said.

Millennials 113

Millennials Community Trends California 113

PYMNTS

MAY 4, 2017

Here is an excerpt of the conversation: PYMNTS: Can you describe your personal and/or professional experience with the tech community in Orlando? ND: I’ve been involved in the Orlando tech community for 10+ years. ND: People always ask me why I don’t move Crunch to California/Silicon Valley.

Florida 110

Florida United States Taxes Community 110

PYMNTS

MARCH 24, 2017

Chicago’s FinTech and Payments sectors saw 32 startups in 2016. Here is an excerpt of the conversation: PYMNTS: Can you describe your personal and professional experience with the tech community in Chicago? As a company, Occly is closely involved with the Chicago tech community. Chicago has 2200+ startups and tech companies.

Chicago 114

Chicago United States Community Illinois 114

Jeff For Banks

JULY 5, 2022

There is a fintech firm, SoFi, that was born in 2011, that focuses on millennials financial needs. More recently SoFi acquired this little $170 million in total assets California bank. And what greater meaning can they get than at a community financial institution? I'm bullish on community banking.

Millennials 78

Millennials Community Pennsylvania Community Bank 78

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. Best Fintech Acquisition by a Bank. Fintech Acquiring Bank.

Fintech 143

Fintech Strategy Leadership Lending 143

Gonzobanker

JANUARY 17, 2020

California CCPA), it’s hard to imagine just how far techies will be able to upend the nuts and bolts of the banking industry. Community banks and credit unions do not fear each other. Here’s a great question for community bank executives: What would it take for your local competitors to fear you as much as a Top 5 player?

Customer Experience 126

Customer Experience Fintech Regional Cards 126

PYMNTS

APRIL 20, 2017

million over the course of the next three years to build up a FinTech hub in Charlotte. Here is an except of the conversation: PYMNTS: Can you describe your personal and/or professional experience with the tech community in Charlotte? As we reported about three weeks ago, Bank of America has announced its plans to invest $1.5

Charlotte 118

Charlotte North Carolina Community United States 118

PYMNTS

DECEMBER 7, 2018

Though not venture capital, the private equity raised for New Jersey-chartered community bank Cross River Bank is noteworthy not only for its impressive price tag of $100 million, but for its reflection of investors’ support for financial institutions that collaborate with the tech startup scene. Cross River Bank.

Analytics 176

Analytics Data Capital Software 176