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‘Buy Now, Pay Later’ Goes Big

PYMNTS

What instant lending innovation have shoppers fallen in love with? Between 2018 and 2019, there was a 162 percent increase in buy now, pay later (BNPL) downloads – rising to roughly six million – of the most popular new “layaway” apps by the close of last year. Here’s a hint: We’ll tell you now … and you can thank us later.

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Why Digital Marketplaces Must Anticipate Shoppers’ Needs

PYMNTS

Indonesian ride-hailing and online payment company GO-JEK , for instance, is expanding its financial technology services through partnerships with peer-to-peer (P2P) lending firms Dana Cita, Aktivaku and Findaya. Mallzee created a digital mall where consumers can compare many different retail brands.

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Unbundling Bank Of America: How The Traditional Bank Is Being Disrupted

CB Insights

The pandemic has also accelerated recent trends in banking, especially among the millennial demographic, which tends to favor digital banking and online brands over traditional banks. Download the free report to learn how core processes of this financial service are being automated or commoditized. SMB lending .

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Fast Fashion Is Failing – Now What?

PYMNTS

A product of its times, fast fashion tapped into its millennial core audience’s two favorite things: saving money and novelty. While other brands are struggling – and certainly its brand-mates The Gap and Banana Republic have continue to stumble- it seems Old Navy has managed to reverse and early year stumble.

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From Investing To Budgeting, How Millennials Are Disrupting Personal Finance

CB Insights

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. Download the free report to find out how fintech is shaping the future of wealth management and investing. get the REPORT on next generation investors.

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When Payments Go North

PYMNTS

Users can also take advantage of the Flexible Rewards and Lending program via their mobile phones. They are looking for brands to help simplify their day-to-day life with these features, and so it’s our mandate to evolve alongside that customer base and to ensure we’re constantly meeting those changing needs and wants as they evolve.”.

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Pokemon The Surprise Retail Sizzle Of The Summer?

PYMNTS

We understand that sometimes brands do things in an effort to get a little boost so that people notice. Lending Club Algorithms . It is truly not our intention to call out Lending Club week after week in this column as a fizzle. The article also reported that Lending Club had verified income for only 26.8

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