Bank Innovation

MAY 15, 2017

Fintech accelerators have become an integral part of a startup’s lifespan, despite some of the recent, not-so optimistic sentiments. From giants like Techstars and Barclays, to small, community-based programs, accelerators or incubators now cover all the imaginable fintech sectors, promising to give your brand-new company a jump-start.

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Fintech Community Branding Company 252

PYMNTS

FEBRUARY 10, 2020

Digital payments FinTech startup Sezzle announced on Monday (Feb. Boosting shopping via smartphone has been a challenge for retailers, even as consumers spend many hours each day using their phones to interact with banks, brands, news platforms and social media outlets. 10) that it topped 1 million active customers. .

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Fintech Minneapolis social media Retail 130

The Financial Brand

JANUARY 29, 2023

This article Where Are Bank-Fintech Relationships Headed? appeared first on The Financial Brand. Fintech cooperation is growing, but look out for 'community fintechs.' And 'embedded fintech' could outshine 'embedded banking.' This article Where Are Bank-Fintech Relationships Headed?

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Fintech Community Branding Community Bank 29

The Financial Brand

JUNE 24, 2021

21 deals with neobanks and fintechs like Aspiration, Ellevest and Greenwood sent a community bank down an unexpected (and profitable) path. The post Community Bank Builds Future on ‘Banking as a Service’ & Google Plex appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Community Bank Community Google Banking Trends 40

The Financial Brand

MAY 26, 2021

Building up digital capabilities and tapping partnerships with fintechs with special expertise can breathe new life into traditional banking. The post How One Community Bank is Reinventing Itself for Future Relevance appeared first on The Financial Brand.

Community Bank 41

Community Bank Community Branding Fintech 41

Gonzobanker

MAY 4, 2020

All the capital flowing into the digital fintech space is helping to solve banking industry challenges. As the industry’s appetite for digital technology grows, the capital that’s been flowing into mostly digital-focused fintech is solving real industry challenges right now. SoFi/Galileo: This $1.2 customer impact.

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Fintech FDIC Capital Community Bank 109

PYMNTS

DECEMBER 14, 2017

These comprised regional banks, smaller commercial banks, community banks and credit unions, the majority having assets between $500 million and $5 billion. It’s all about the customer journey: meeting their needs, keeping pace with their changing behavior and catching up to the digital mobile market to become their brand of choice.

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Innovation Branding Payments Survey 162

The Financial Brand

AUGUST 31, 2021

Banks and credit unions must 'lean into' technology to a much greater degree if they hope to prevent consumers from straying to fintechs. The post 9 Tech and Payment Trends Shaping Community Institutions’ Future appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Trends Community Payments Banking Trends 38

The Financial Brand

AUGUST 18, 2020

Even before COVID socked the economy community banks and credit unions saw local loan demand falling. Adapting a fintech technique may help. The post Can Nontraditional Credit Analysis Be Community Banks’ Path to Profit? appeared first on The Financial Brand.

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Community Bank Analysis Community Branding 43

Gonzobanker

FEBRUARY 23, 2022

Early adopters are earning prestige while investors and a hoard of community banks explore the opportunity to tap into this new source of revenue. Rather than viewing fintechs as competitors to be feared, bankers should look at them as a means to benefit financially from BaaS. Now is the time to create a BaaS strategy.

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Community Bank Strategy Risk Management Fintech 133

The Financial Brand

OCTOBER 1, 2019

Once they get past legacy tech constraints, which is doable, banks and credit unions can lead the digital revolution by working with fintechs. The post Why Community Financial Institutions Make Perfect Fintech Partners appeared first on The Financial Brand.

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Community Fintech Branding Digital Banking 27

PYMNTS

JANUARY 7, 2021

In an environment in which connecting small- to medium-sized businesses (SMBs) to vital financial services and products is more imperative than ever, the world of SMB banking and FinTech is fostering an ecosystem of collaboration to expand availability. Orange Bank Acquires Anytime. Financial terms of the takeover were not disclosed.

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Strategy Fintech California Community 196

The Financial Brand

APRIL 21, 2021

With a niche focus, the bank concentrates on a few things it’s really good at that big banks can't touch and fintechs haven't pounced on. The post How One Community Bank Built its Strategy from an ROA/ROE Analysis appeared first on The Financial Brand.

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Community Bank Analysis Community Strategy 37

PYMNTS

MARCH 26, 2020

To regain some of that ground, Connie Davis, senior vice president at FIS , told PYMNTS in a recent interview, FIs — particularly credit unions (CUs) and community banks — must transform the way they think about digital offerings and connected experiences. That means they can compete more effectively against digital-only competitors.

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Community Community Bank Mobile Cards 247

Independent Banker

FEBRUARY 28, 2023

Working hand in hand with digital transformation, data provides a powerful tool for community banks. Its accessibility, readability and applicability in today’s digital-first environment has enhanced community banks’ ability to serve their customers, creating a heightened experience.

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Data How To Community Bank Community 133

The Financial Brand

NOVEMBER 13, 2023

This article With Fintechs Under Pressure, It’s Time for Banks to Assess Partnership Risks appeared first on The Financial Brand. Banks who have built their growth strategies on fintech partnerships should prepare for tremors from a potential fintech shakeout.

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Fintech Branding Strategy Community Bank 32

The Financial Brand

OCTOBER 13, 2021

Community banks and credit unions outpace megabanks and even neobanks in key areas, but that edge won't sustain those that lag in technology. The post Square, PayPal Pose Grave Threat to Community Financial Institutions appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Community Community Bank Banking Trends Analysis 36

NCR

MAY 9, 2017

The expansion of new fintech apps started a trend of eroding revenue and profits from banks and credit unions, generating a sense of competition with app developers. Meanwhile, Jamie Dimon, CEO of JP Morgan Chase, said : “I don’t buy that fintech is completely different. Why Are Financial Institutions Adopting New Fintech Apps?

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Fintech Hawaii Community Bank San Francisco 75

South State Correspondent

MARCH 21, 2023

The need for a known, reliable brand creates an excellent opportunity for community banks to help small business customers while building deposit balances. Community banks can now white label this same product to onboard and process employee retention tax credits for the bank’s small business customers AND prospects.

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Taxes Community Bank Community Operations 195

PYMNTS

APRIL 6, 2020

The FinTech firm is taking meetings with new strategic and financial partners. This is also a recognition of the significant role that the Philippines financial technology industry can play in providing meaningful digital solutions to many of the crucial and very human challenges that the Philippines community faces today.”.

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Payments Innovation Branding Fintech 136

The Financial Brand

JANUARY 13, 2021

Partnership with fintech backer Ribbit could bring major new financial services to masses in local communities that trust mega retailer. The post Walmart’s Fintech Deal Threatens a Much Deeper Banking Incursion appeared first on The Financial Brand.

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Fintech Community Branding Retail 32

ABA Community Banking

MARCH 18, 2019

Bank Performance The Economy Financial Research Feature Financial Trends Technology People Performance Customers Branch Technology/ATMs Tech Management Mobile Online Community Banking Profitability Fintech Feature3.

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Study Branding ATM Community Bank 40

The Financial Brand

DECEMBER 3, 2020

Google's new Plex bank account platform may mean that all financial institutions must find a big tech or fintech partner — or stop growing. The post Why Community Financial Institutions Must Tap Into Platforms’ Power appeared first on The Financial Brand.

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Community Google Branding Fintech 23

PYMNTS

SEPTEMBER 22, 2020

The announcement came after Paya’s decision to go public via a merger with special-purpose acquisition company (SPAC) FinTech Acquisition Corp. The combined firm will remain the Paya brand have a NASDAQ listing under “PAYA.”. Fed Moves To Revamp Community Reinvestment Act.

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Groups Payments Texas Community 156

PYMNTS

MAY 29, 2019

The investors were led by Apis Partners LLP and FinTech investor Crossfin Technology Holdings. Although the three strong brands have been consolidated under one entity, they will continue to operate independently within their distinctive markets,” said Sureswipe MD Paul Kent, according to IT Web.

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Cards Fintech Retail Operations 162

Fintech Labs Insights

MARCH 14, 2024

For financial marketers, especially those in credit unions and community banks, the biggest event of the year, The Financial Brand Forum , is just two months away. See below for links to our financial services calendars, including fintech, banktech, insurtech, general banking events, and more.

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Conference Fintech Marketing Las Vegas 15

PYMNTS

SEPTEMBER 16, 2019

In an emailed statement, Plaid said it works with more than 15,000 banks and “powers 80 percent of the largest FinTechs to deliver better digital services to their customers. … Visa’s investment in Plaid is the latest way we are bringing the global scale, brand, security and reliability of Visa to the FinTech community.”.

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Fintech Community Strategy Branding 140

The Financial Brand

FEBRUARY 3, 2022

Community institutions are losing share among Millennial and Gen Z segments. The post How Small Banks Can Counter Fintech & Megabank Marketing Budgets appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Analytics and first-party data can help reverse the trend.

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Marketing Fintech Millennials Analytics 25

South State Correspondent

SEPTEMBER 20, 2022

Most banks will target around 6% of revenues next year for their marketing budget, and banks with strong brands and marketing programs target above 7%. All involved in any marketing effort should understand if it is about branding, sales funnel acquisition, funnel movement, conversion, or retention.

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Conference Marketing social media Data 195

Independent Banker

MAY 31, 2022

Josh Prejean (right) of Bank of Zachary, here with mortgage client David Rozas, says community banks must compete through customer service. We look at how community banks can counter nonbanks’ offerings through streamlined technology, customer service and other strategies. trillion this year and $2.72 million in 2023.

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Community Bank Community Lending Marketing 185

The Financial Brand

AUGUST 23, 2020

The post How Today’s Community Bank Becomes a Digital Deposit & Loan Machine appeared first on The Financial Brand. Banking-as-a-service could be a huge win for financial institutions that seize the opportunity, and a growing threat to those that ignore it.

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Community Bank Community Branding Innovation Strategies 38

The Financial Brand

AUGUST 31, 2021

Framework takes into account all from funding to management depth to business recovery strength to lead to good choices by community banks. The post Bank Regulators Set Risk Guidance for Fintech Partnerships appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Regulation Fintech Community Bank Banking Trends 24

PYMNTS

APRIL 30, 2018

Mashing up OnDeck’s quick credit-decisioning tech with Chase’s risk and underwriting models and capital pools gave Chase a way to expand its community of SMB borrowers without expanding its bad debt. Marketplace lending models were about using tech to lend money while sidestepping the regulatory burdens of being a bank.

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Fintech blockchain Lending Digital Banking 183

PYMNTS

OCTOBER 7, 2019

Miami-based NYMBUS announced the licensing of NCR’s D3 Digital Banking platform (D3) to give financial institutions the opportunity to quickly offer customers new brands, the FinTech announced in a press release on Monday (Oct.

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Miami Digital Banking Branding Meeting 109

PYMNTS

NOVEMBER 25, 2020

24) blog post , improving on last year's version that only worked with brands. California-based FinTech Zact rolled out its linked payments and expenditure management system, according to a Tuesday (Nov. The features will be available next year, according to the blog post. Zact Rolls Out Linked Payments, Expense Management System.

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Payments Data Management System 229

The Financial Brand

NOVEMBER 4, 2018

Here's how a community bank in Kansas City is partnering with fintechs, simplifying its products and processes, and expanding nationally. The post Is This Community Bank’s Bold Digital Play The Model Of The Future? appeared first on The Financial Brand.

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Kansas City Community Kansas Community Bank 31

The Financial Brand

DECEMBER 15, 2021

The post The Convergence of Fintech & Banking Is Transforming Business Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The trend isn't the end of relationship banking, but partnering and a niche market focus will be essential, especially as CRE lending slows.

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Lending Fintech Banking Trends Analysis 41