PYMNTS

NOVEMBER 11, 2019

Early accounts seem to indicate that the just-launched Apple -branded credit card is finding its way into customers’ hands, and into heavy use. According to issuer Goldman Sachs , they have opened up about $10 billion in credit lines in just over month for the Apple Card. Of that $10 billion, Apple Card?

Apple 101

Apple Massachusetts Data Cards 101

Independent Banker

NOVEMBER 30, 2021

As more customers moved online, fraudsters took advantage of new and increasingly inventive opportunities to commit remote authentication fraud. Since the pandemic started, Crowe says, more customers are opening online or mobile accounts and making remote payments. Online U.S. By Elizabeth Judd. Education as an anti-fraud tool.

Fraud 160

Fraud Strategy Community Bank New York City 160

PYMNTS

DECEMBER 21, 2020

You can see it in how investors are putting money to work in both consumer-facing and B2B startups, and how startups and incumbents are forging new partnerships to move innovation faster to market. And since iPhone users skew more to the affluent, it also denied those innovators the opportunity to monetize their spend. 23-25, 2020.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

NOVEMBER 15, 2019

Goldman Denies Discriminatory Apple Card Practices, Says It Will Reassess Limits. Goldman Sachs has promised to reevaluate how credit limits are determined for Apple Card users after being accused of gender discrimination. Amazon To Build $40M Robotics Innovation Hub Near Boston. Google Dives Into DDAs.

Google 139

Google Payments Apple cryptocurrency 139

PYMNTS

NOVEMBER 14, 2018

Online shopping is on a tear, and marketplaces are reaping the rewards. billion — online payments were completed in the U.S. In the post, Shopify wrote, “by accepting Venmo directly in your online store, users can complete their purchase in just a few clicks. Just under 150 billion — or 148.5

Retail 131

Retail Payments Apple Online 131

PYMNTS

OCTOBER 20, 2018

The traditional gift for a ninth anniversary is pottery, and our offices are in Boston – but, you know, no pressure.). and was followed by the great cybercriminal migration to the web and card-not-present transactions. We always want to talk to innovators and those who understand them best. That is no longer the case today.).

Innovation 177

Innovation Payments Cards Retail 177

PYMNTS

APRIL 19, 2019

The store pays homage to Tivoli’s Boston roots and exposes the brand to existing customers along with (hopefully) new shoppers. But when consumers are ready to make a purchase, the company accepts credit cards as well as cash. As a regular online customer, DePasquale pointed out that what one sees isn’t always one gets.

Retail 144

Retail Branding Boston Online 144

PYMNTS

MARCH 6, 2017

While many in the Greater Boston area stayed indoors to keep clear of the arctic chill that had descended upon the region, eight teams hunkered down in offices in the middle of the Financial District with another goal in mind: reimagining the retail and payments experience using AR/VR technologies.

Retail 101

Retail Payments Boston Innovation 101

PYMNTS

FEBRUARY 18, 2019

For those charged with managing the consumer’s trust and safety when transacting online, and in the midst of increasingly clever cybercrooks, being comfortable going against the status quo flow has become much more important than ever before, he said. Card Networks Want to Raise Their Prices. Amazon Takes Its Bite Out of the Big Apple.

Cards 169

Cards Course Study New York 169

Independent Banker

DECEMBER 13, 2015

In a Federal Reserve Bank of Boston survey of mobile banking and payment services released in August, roughly three-fourths of about 600 community banks and credit unions in five Federal Reserve districts that were polled were offering some kind of mobile service. View credit card balances, transaction history. Stop payment requests.

Community Bank 70

Community Bank Boston Community Iowa 70

Independent Banker

NOVEMBER 24, 2015

In a Federal Reserve Bank of Boston survey of mobile banking and payment services released in August, roughly three-fourths of about 600 community banks and credit unions in five Federal Reserve districts that were polled were offering some kind of mobile service. View credit card balances, transaction history. Stop payment requests.

Community Bank 70

Community Bank Boston Community Iowa 70

PYMNTS

JUNE 25, 2018

Then I went to Whole Foods on the North Shore of Boston Saturday morning to do some grocery shopping. Another had an offer with a promo code to get $10 off my first online order, which would be delivered free to my front door in two hours or less once I linked my Prime account to Whole Foods. Prime Time at the Grocery Store.

Retail 156

Retail Branding Millennials Online 156

PYMNTS

MARCH 11, 2016

After a bit of a bumpy start to the year, what has become a now multi-week debacle with the FBI over that phone and a solid month of share prices below $100, it has been a while since Apple has managed a whole week of headlines that were, more or less, positive and even hopeful about innovation in the offing.

Apple 100

Apple Houston Boston Mobile 100

PYMNTS

JUNE 10, 2016

Officials at the Office of the Comptroller of the Currency (OCC), the national bank regulator, told the Boston startup they would weigh its request. The OCC offers few limited-purpose charters, mostly for trust companies or credit card issuers. Kennedy School of Government. In the last 10 years, it has issued eight such charters.

Regulation 100

Regulation National Austin Fintech 100

PYMNTS

JULY 16, 2018

It’s Boston. It’s February (or maybe it’s May, because it’s still snowing in Boston). With AI, he surmised, “not only can we know when they wash their car, but … let’s just say that they went online and bought their movie tickets. Picture this. It’s snowing. A driver has to pull over and get gas.

Millennials 109

Millennials Boston Retail Mobile 109

PYMNTS

AUGUST 12, 2016

Restaurants — the epicenter of payments innovation, it seems — were on the receiving end of a couple of new opportunities this week that could drive even more feet into them and help them grow. Its pitch to the family is to use their local Mastercard branded credit or debit card to make those payments. Here ya go… SIZZLE.

Lending 100

Lending Apple Cards Study 100

PYMNTS

APRIL 20, 2017

I tried last night to make a reservation from Boston to San Francisco, and it told me that I had presented it with a first: There were no flights between those two cities. The goal is to improve and up on-demand interactions to help answer account and card questions. At least that response only took a few seconds to get. Aeromexico.

Groups 104

Groups San Francisco New York City Cards 104

Independent Banker

OCTOBER 29, 2014

Community banks will continue to have representation in the mobile payments field through the Visa and MasterCard networks, and ICBA Bancard, ICBA’s electronic payments services program for community banks, is working closely with the card networks on the launch of Apply Pay as well as on other digital developments. Fees follow.

Mobile 105

Mobile Community Bank Community Technology 105

CB Insights

SEPTEMBER 6, 2017

MiniLuxe is a nail and beauty lifestyle lounge with locations in Dallas, Rhode Island, Los Angeles, and Boston. The company says it is improving on the nail salon model by offering online booking tools, ethical business practices, and high-quality services at reasonable prices. Select VC Investors: Breakaway Innovation Group.

Maine 70

Maine Capital Rhode Island DC 70

PYMNTS

MAY 27, 2016

The weather in Boston – and it’s about darn time. Overall, according to the Global Fraud Attack Index that we do with Forter every quarter, fraud attempts are up 217 percent, putting nearly $5 of every online sale at risk. You want to know what really sizzled this week? As for payments, here are this week’s picks and pans.

Bitcoin 109

Bitcoin Fraud Mobile Apple 109

PYMNTS

SEPTEMBER 3, 2018

Almost 33 years ago, David Letterman introduced his singular innovation in stand-up comedy: the Top 10 List. All of this was coincident with reports of widespread app outages, with MoviePass running out of money and taking a short-term, high-interest loan just to fund member purchasing cards.

Branding 100

Branding Cards Fraud Marketing 100

Javelin Strategy & Research

JUNE 21, 2014

I had the pleasure of speaking at NextBankUSA in Boston the other week on the Future of Payments, as I see them. In short though, the barrier of speed for online purchasing via Amazon is sufficiently truncated to to negate a trip to the mall. Okay, I found it much funnier than the audience but that happens to me a lot. What can I say?

Google 70

Google Apple Retail Boston 70

PYMNTS

JUNE 21, 2016

Also, Mintel’s Foodservice Trends 2016 report found that 77 percent of Americans said they would use online food delivery services. According to Mintel, one-third of online delivery users would even be willing to accept higher delivery fees if it meant receiving their food faster. That’s a hearty slice of the delivery pie.

Resources 102

Resources Operations Technology Boston 102

William Mills

MAY 11, 2016

Credit cards offer rewards but over 60% of payments are made on debit cards. Katerina Frolovicheva (MD, Technologies Innovations). This is a leading bank in Russia, with a track record of fintech innovation. Chip card reader for when customers are shopping online to improve security. Plus the 1% rewards.

Video 40

Video Mobile social media Analytics 40

PYMNTS

APRIL 16, 2018

That most of our elected officials don’t have any clue how Facebook, much less the platform business models that have powered so much innovation across industry segments for thousands of years, work. Law” or “CSI” or reading The Boston Globe or The Wall Street Journal all more or less liked the same things. trillion searches a year.

Google 121

Google Data social media Branding 121

PYMNTS

DECEMBER 31, 2020

According to PYMNTS data, more than 60 percent of Main Street firms have at least three channels operating to drive sales: online, at physical stores and mobile. Seventy-one percent use online channels, 68 percent use physical stores, 66 percent use mobile and 59 percent use marketplaces.

Maine 169

Maine Philadelphia Community Boston 169

Fintech Labs Insights

MARCH 28, 2016

In total, there were 13 fintech startups (or 15 by the Bank Innovations definition ), 12% of the total YC W16 class of 109. HQ: Boston, Massachusetts. Online foreign exchange services. Debit card with company-driven expense rules. Nigerian online credit card processor. Source: Crunchbase. Maxwell Health.

Company 12

Company Fintech San Francisco New York City 12

PYMNTS

FEBRUARY 13, 2017

While it was easy to chalk things up then to the financial crisis and the consumer spending hangover that resulted, we dug deeper and discovered the enormous shifts in buying online from physical stores that had been underway. There weren’t easy ways to innovate retail business models.

Retail 134

Retail Innovation Maine Community 134

PYMNTS

SEPTEMBER 6, 2016

Online retailers will be where we shop. Shift Number One | The Shift To Buying Online. We’ve been watching online sales now grow — even double — year over year, for many years now, but it’s still tiny, overall. Who in the world ever thought that there’d come a day when groceries would be bought online ?

Payments 100

Payments Online Mobile Retail 100

PYMNTS

FEBRUARY 9, 2017

Samsung’s global march added another stopping point this week, as Thailand became the latest nation to come online for Samsung Pay. Android Pay on a watch does not actually even need an internet connection for a limited number of transactions (though to fully complete the transaction the watch must eventually go online).

Samsung 100

Samsung Apple Mobile National 100

PYMNTS

AUGUST 18, 2016

PYMNTS: So, in your opinion, where is the future of the payments industry headed, and will retailers ever be able to figure out the $4 trillion online cart abandonment issue ? AK: The next two years in the world of payments is going to be unlike anything you have seen in the world of online payments in the last 10 or so years.

Apple 100

Apple Payments Retail Online 100

PYMNTS

JULY 1, 2016

What we will say is that fun times with family, the dazzling display of fireworks and the perfunctory cookouts and beach time, truly and totally make this upcoming weekend one very big sizzle wrapped around what appears to be in Boston, at least, abundant doses of sunshine. Peace Among Merchants and Card Networks. Seriously a Sizzle!

New York 100

New York Lending Cards Retail 100

PYMNTS

FEBRUARY 29, 2016

I, Shopper, take thee, Online Retailer, to be my faithful partner in commerce. THE MOVE FROM PHYSICAL TO ONLINE TO MOBILE. Consumers are increasingly moving their shopping and buying not only online, but online via the mobile devices. Something that most online retailers don’t have – or even come close to having.

Retail 90

Retail Payments Online Mobile 90

William Mills

MAY 9, 2018

How they describe their product/innovation: Project Finance is a personal finance application that shows users the future of their finances based on all the choices and decisions they’re making today. HQ: Boston, MA. In today’s world there is uncertainty around many things, your finances don’t have to be one of them. Key Executives.

Security 40

Security Samsung Strategy San Jose 40

PYMNTS

SEPTEMBER 30, 2016

Fall has arrived in Boston and we are sizzling. In what was a huge blow for the DOJ who brought the antitrust case to court on behalf of merchants, the 66-page decision said that consumers weren’t harmed and if merchants didn’t like taking American Express cards because the fees were too high, they could just not take them. Better not.

Retail 100

Retail New York Marketing Regulation 100

CB Insights

MARCH 13, 2019

New York, Boston, Chicago, and Nashville, among other cities, all played host to newly minted unicorns last year. Company Description: Circle Internet Financial is a Boston-based cryptocurrency company offering a crypto exchange platform, money transfers, and investment services. Circle Internet Financial. Valuation: $3B.

San Francisco 77

San Francisco Company US California 77

CB Insights

MAY 10, 2018

Before Bruce Doolin Henderson opened the doors of Boston Consulting Group on July 1, 1963, the concept of “competition” barely existed in American business culture, let alone the concept of strategy. State of Innovation Report. It was a genuinely innovative insight into allocating capital, dressed up as a 2×2.

Strategy 78

Strategy Management Analytics Tools 78