PYMNTS

SEPTEMBER 13, 2017

But, because these solutions — like Bitcoin — are largely untested, many traditional banks are wary of investing in companies that operate in the space. Traditional banks are seeing new FinTech players become more competitive on several fronts, including lending. To read the story, download the latest Tracker. .

Strategy 190

Strategy Report Lending Fintech 190

PYMNTS

AUGUST 2, 2018

Square managed to beat Wall Street estimates on both earnings and revenue when second quarter earnings went live yesterday — powered largely by higher-than-expected transaction volume and marked growth in its subscription services business. This year has also seen the launch of bitcoin trading through the Square Cash app.

Bitcoin 101

Bitcoin Capital Marketing Lending 101

CB Insights

AUGUST 3, 2017

Our analysis delves into companies that focus on the financial services industry, including commercial banking and credit offerings, insurance, asset management, accounting, business management, personal finance, and regulatory & compliance services. 500 Startups, Kaszek Ventures, Lead Edge Capital. Categories. Real Estate.

Company 65

Company Fintech Comparison Marketing 65

PYMNTS

NOVEMBER 12, 2019

Similar to cryptocurrencies like bitcoin and Facebook’s proposed libra, China’s Digital Currency Electronic Payment will be powered partially by blockchain technology and dispersed through digital wallets. Last month , China’s congress passed a cryptography law to promote crypto development and ensure sound cybersecurity. .

Bitcoin 101

Bitcoin cryptocurrency blockchain Conference 101

Bank Innovation

JUNE 8, 2018

Bitcoin mania has died down in the fintech world, and the conversation has shifted to technologies like voice banking, payments, and alternative credit scoring. What is the state of banking innovation today? Each year, we poll the industry to find out. This year, the pressure for banks to innovate is high, as banks no longer […].

Innovation 220

Innovation Bitcoin Fintech Industry 220

PYMNTS

AUGUST 22, 2016

The latest research puts a price tag on the finances of better procurement, banking, cash management and innovation among small and medium-sized businesses. ” The company identified supplier reviews and relationship management as key to better procurement strategies, too. 139 billion could be saved by U.K.

blockchain 100

blockchain Lending Survey National 100

PYMNTS

FEBRUARY 15, 2018

He further noted that if “I need capital to lend, then let’s have the same rules for everyone – for the internet giants, too.”. As reported by Jakarta Globe , the bank had issued provisions to support innovation in the FinTech sector, also with the aim of supporting consumer protection, risk management and prudence.

Washington 101

Washington Regulation Conference Fintech 101

PYMNTS

JANUARY 6, 2017

In the biggest funding round of the week for B2B FinTech, HR and payroll company Namely secured $50 million in venture capital funding. 5), with Altimeter Capital and Scale Venture Partners leading the Series D round. Alternative Lending. Cash flow burdens often come down to the benefits paradox. million — over the next 90 days.

Capital 108

Capital Software Fintech Company 108

Lex Sokolin

DECEMBER 25, 2019

Ethereum’s decentralized lending and trading are floating around 2,500 daily users. The lending product above is a bit more complicated. Other things like Compound are essentially a securities lending marketplace?—?you a wealth management service from Set Protocol. something between equity voting and dividend yield).

blockchain 52

blockchain Bitcoin Software Lending 52

PYMNTS

JUNE 10, 2016

Uber had many wonderful years of asking for forgiveness instead of permission and managed to build a worldwide ridesharing empire on the strength of that conviction. As a general rule, most startups aren’t too happy when the regulator comes around, and it is rarely indicative of good news. Kennedy School of Government.

Regulation 100

Regulation National Austin Fintech 100

PYMNTS

AUGUST 20, 2018

The survey stretched across 77 C-level executives, IT managers and others — and of that tally, 76 percent of firms are not currently in compliance with their own information governance policies. As the research shows, 63 percent of respondents to the survey — those who were, in fact, aware of the mandates — were non-compliant.

Fintech 101

Fintech Survey Regulation Resources 101

PYMNTS

JULY 29, 2020

The Tel Aviv Stock Exchange (TASE) has launched a new central blockchain securities lending platform in Israel, according to a press release — the first in the area. The project was started in March 2020 and tested lending transactions in the new platform. dollars, with privacy coins not allowed.

Bitcoin 141

Bitcoin Lending blockchain System 141

PYMNTS

JULY 5, 2018

“This self-sovereign model allows corporate customers to create and manage their own identities, including relevant documentation, and then grant permission to multiple participants to access this data.” . “Traditional KYC processes are complex and often duplicative,” said R3 in its announcement, according to CoinDesk.

blockchain 117

blockchain Compliance Technology Regulation 117

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. Remember that?

Idaho 181

Idaho Community Industry Strategy 181

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Congrats to Randy and a great management team. We salute a legend of lending and credit union leadership. GonzoBanker of the Year – Credit Union.

Fintech 147

Fintech Strategy Leadership Lending 147

Lex Sokolin

JULY 1, 2019

fee on Binance, $600M of Tether printed, $200M in DeFi lending This is what it looks like, this change in the atmosphere, the fireflies all lighting up as the night comes in. Every other person had a physics PhD and worked in risk management for large capital markets trading desks. Finance in motion— $1B moved for $0.02

Bitcoin 40

Bitcoin System Software blockchain 40

Lex Sokolin

JANUARY 20, 2021

Let’s look collectively at Checkout.com raising $450 million at a $15 billion valuation , Affirm more than doubling after its IPO to $30 billion , digital lending enabler Blend raising $300 million , and payments enabler Rapyd raising $300 million. In lending, we’ve also got Blend, which topped up $300 million. Onto the mental model.

Company 52

Company System Fintech Lending 52

Lex Sokolin

JANUARY 20, 2021

Let’s look collectively at Checkout.com raising $450 million at a $15 billion valuation , Affirm more than doubling after its IPO to $30 billion , digital lending enabler Blend raising $300 million , and payments enabler Rapyd raising $300 million. In lending, we’ve also got Blend, which topped up $300 million. Onto the mental model.

Company 52

Company System Fintech Lending 52

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. Passive ETF asset allocation assets have gone through the roof , in part because they are the choice of fee-based financial advisors and wirehouses that now control about $10 trillion in assets under management.

America 52

America Wyoming National Capital 52

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. Passive ETF asset allocation assets have gone through the roof , in part because they are the choice of fee-based financial advisors and wirehouses that now control about $10 trillion in assets under management.

America 52

America Wyoming National Capital 52

Lex Sokolin

DECEMBER 31, 2020

Decentralized Finance, Blockchain, and CBDCs Why Peer-to-Peer models fail against oligopoly, with Lending Club shutting down p2p platform, Seedrs/Crowdcube merging, and Morgan Stanley buying Eaton Vance for $7B. the Lending Clubs) end up becoming banks and seeking the thing it looked like they would disrupt. They all (i.e.,

Fintech 52

Fintech Bitcoin blockchain Google 52

Lex Sokolin

DECEMBER 31, 2020

Decentralized Finance, Blockchain, and CBDCs Why Peer-to-Peer models fail against oligopoly, with Lending Club shutting down p2p platform, Seedrs/Crowdcube merging, and Morgan Stanley buying Eaton Vance for $7B. the Lending Clubs) end up becoming banks and seeking the thing it looked like they would disrupt. They all (i.e.,

Fintech 52

Fintech Bitcoin blockchain Google 52

CB Insights

OCTOBER 18, 2018

According to Earn founder-turned-Coinbase exec Balaji Srinivasan, “ Blockchain companies, to build a community, only need an internet connection and a good regulatory environment… They’re open source groups that [manage internal funds in] straight crypto and might not even have traditional, terrestrial bank accounts.”

blockchain 75

blockchain Company Examples Trends 75

CB Insights

AUGUST 26, 2021

SoftBank’s capital firepower has helped it become the #2 unicorn investor in the world. Konfio , for instance, provides business credit and lending. Clearco provides growth capital for small businesses. The investor identifies a key player within each geographical location and floods them with capital. Digital banking.

Regional 94

Regional Fintech Analysis Company 94

Gonzobanker

JULY 28, 2014

Lending execs across the country were clearly dissatisfied with how manual processes and lackluster technology were used to stumble through those massive re-fi volumes. Bankers face a lot of work and challenges as they attempt to marry new lending systems with elegant, customer-friendly lending processes. Now we’re talking! .

System 103

System Lending Data US 103

PYMNTS

MAY 6, 2016

The problem, which seems quite manageable by comparison, is the volume of transactions that are still manually reviewed and the number of false positives that still plague the good guy shoppers in the face of an ever-growing number of transactions happening online. Bitcoin Creator. Prosper/Alt Lending. Talk about a tease.

Apple 100

Apple Branding Fraud Bitcoin 100

PYMNTS

FEBRUARY 28, 2018

Being a program manager means handling everything other than card issuing, authorization and transaction processing. Program managers often find themselves at the mercy of the processor, which can leave their hands tied and result in frustration for the companies beneath as they try to get programs up and running. A digital U.S.

blockchain 100

blockchain System cryptocurrency Regional 100

CB Insights

FEBRUARY 16, 2018

. $5.78B: This week, Chinese home improvement and furniture company Easyhome raised $2.05B from investors including Alibaba Group, Yunfeng Capital, Sequoia Capital China, and JD Capital Management, among others. Coatue Management and Glade Brook Capital participated in the round. Download it here.

US 30

US Trends Capital Apple 30

CB Insights

MAY 8, 2018

And, although Google searches for “bitcoin” and “blockchain” have slid, companies are still flush with cash from 2017’s ICO boom, cryptocurrency price run-up, and venture capital investment — and are spending it. How 2017’s winners are turning into money managers, venture investors, and acquirers. Corporate activity.

blockchain 75

blockchain Trends Technology cryptocurrency 75

Fintech Labs Insights

AUGUST 12, 2016

If unanimously positive perceptions are the hallmark of a bubble, then rest assured that the alt-lending market has moved past that stage. So if there’s no bubble in the alt-lending part of the fintech universe, should we fear a bust? Looking at the P2P lending market in the U.K., Other trending topics.

Trends 12

Trends Lending Fintech blockchain 12

PYMNTS

DECEMBER 9, 2020

While the amount of bitcoin used in these illegal transactions remains a small percentage of the roughly $25 billion that organized crime makes in Mexico per year, authorities are noticing larger illegally gained sums running through cryptocurrency, according to the report. Drug Enforcement Agency, told Reuters. “It

Bitcoin 168

Bitcoin Report cryptocurrency Analytics 168

Fintech Labs Insights

JANUARY 13, 2016

In addition to LoanNow, Finovate alums attracting new capital included: Gem , which pulled in $7.1 Lendful Financial. Bitcoin mining hardware. Tags: Bitcoin, crypto-currency, hardware, blockchain. The $138 million in new equity last week was 25% more than the $110 million from the same week a year ago. Total raised: $319.7

Company 12

Company New York City Fintech Lending 12

Fintech Labs Insights

SEPTEMBER 10, 2015

The total included mega-rounds of $30+ million to three lending plays: FundBox ($50 mil), CommonBond ($35 mil), Orchard Platform ($30 million) and one financial-institution-supported blockchain startup: Chain ($35 mil). Powering marketplace lending. Retail deposit savings account management for FIs. Bitcoin wallet (hardware).

San Francisco 12

San Francisco New York City Company Fintech 12

Tefkin

MAY 5, 2014

Note 1: Bitcoin is a strong factor here, not so much from a direct technology perspective, but more from bringing into the public’s mind that the financial services sector can be disrupted / affected in its own core. . Either you run your own lending / investment business which adds further complexity or you look for partners to deploy.

Software 28

Software Capital Lending Examples 28

Fintech Labs Insights

NOVEMBER 30, 2015

Finovate alum Lighter Capital had the second-biggest round this week raising $9 million in equity and announcing a loan-funding commitment of $100 million (not included in fundraising totals). Lighter Capital. Mortgage lending platform. Alt-lending platform. Bitcoin-based bank. Lending portal. Growth Street.

Company 12

Company Fintech San Francisco Lending 12

Fintech Labs Insights

AUGUST 5, 2016

Bitcoin exhange & wallet. Lending Works. P2P lending platform. Lending Works. P2P lending platform. Consumer debt management tool. Stealth bitcoin payments . Tags: SMB, investing, fundraising, capital, VC, angel investing. Source: FT Partners. Latest round: $10.5 Total raised: $117.2

San Francisco 12

San Francisco Company New York City Fintech 12

PYMNTS

FEBRUARY 22, 2019

FinTechs that landed new funding include a firm targeting friction in B2B payments in the construction space, alternative small business lenders and a company helping accountants guide their SMB clients toward capital. Hillhouse Capital led the firm’s “D1” round, while Sequoia China led its “D2” raise.

Lending 139

Lending Capital Fraud Tools 139